Lifetime Mortgage and Moving Provider

Retirement Mortgage Move Provider
  • Change your equity release provider for a cheaper rate
  • Move house and get a lower rate equity release
  • Is an equity release redemption penalty that’s unreasonable?  We can help with that.
  • You don’t need to make regular monthly payments
  • Use the money to pay off credit cards and loans
  • Stay living on your property
  • It can be used to help with tax planning.
  • All UK Postcodes areas are acceptable

How much cash can I borrow?

You can borrow 70% of your property’s value. For example, if your home is valued at £360,000, you can get £252,000.

If you don’t want a lifetime mortgage or equity release and want a regular mortgage at 3.97% regardless of your age, please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You

Not interested in equity release? Do you want a conventional mortgage at 3.97%, regardless of your age? Please Click Here

pensioner mortgage
pensioner mortgages interest only
equity release
lifetime mortgage interest only
  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

Over 65
lifetime mortgage

Areas where Lifetime Mortgages are routine

  • Filton
  • Faversham
  • New Milton
  • Higham Ferrers
  • Hyde
  • St Mawes
  • Bampton
  • Tewkesbury
  • Wolverton and Greenleys
  • Bicester
  • Soham
  • Horwich
  • Framlingham

Drawbacks of Home Reversion Plans

Lump sum lifetime mortgages can reduce the inheritance for your family. Interest-only lifetime mortgages may impact entitlements to benefits. You may need to pay a solicitor’s fee and you could be exposed to changes in interest rates with some products.

Equity Release Lenders

  • Just Retirement
  • Crown
  • Key Solutions
  • Royal London Equity Release
LV= lifetime mortgage
More2Life - Tailored Choice Plan

Pensioner Mortgage Move Provider

Legal & General - Flexible Indigo
Canada Life - Lifestyle Gold
More2Life - Flexi Choice Super Lite
Aviva lifetime mortgage
Pure Retirement - Classic Lite

Interest Only Lifetime Mortgages Move Provider

LV= Flexible Lifetime Mortgage
Premier Flexible Black

Pure Retirement

It’s common to discover people looking for lump sum lifetime mortgages, lumpsum lifetime mortgages or monthly payment equity release, however, Aviva like Fortify Insurance Solutions are keen to see paperwork to show your situation in the form of investment statements.

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Equity Release LTV Percentages

  • 50% lifetime mortgage with flexible drawdown cash release Royal London Equity Release
  • 60% loan to value home reversion schemes Age Partnership
  • 35% loan to value monthly payment equity release Norwich Union
  • 30% LTV monthly payment equity release Scottish Building Society
  • 60% loan to value monthly payment equity release Legal and General
  • 45% LTV interest-only lifetime mortgages Saga
  • Change equity release lender to lower rate at a 60% ltv

Successful business owners who could benefit from equity release tax planning

  • Accounting and auditing activities Warrington
  • Manufacture of breakfast cereals and cereals-based food Ponteland
  • Repair of electrical equipment Fareham
  • Retail sale of cosmetic and toilet articles in specialised stores Daventry
  • Cold drawing of bars Princes Risborough
  • Financial management Thornbury
  • Non-trading company St Helens
  • Freshwater aquaculture Blyth
  • Retail sale of music and video recordings in specialised stores Ivybridge
  • Security dealing on own account Buckingham
  • Raising of sheep and goats Manningtree
  • Retail sale of fruit and vegetables in specialised stores Bovey Tracey
  • Manufacture of machinery for mining Thornaby-on-Tees
  • Furnace and chimney cleaning services Thorpe St Andrew
  • Service activities incidental to water transportation Harrow
  • Financial leasing Tickhill
  • Urban and suburban passenger railway transportation by underground, metro and similar systems Heywood
  • Collection of non-hazardous waste Bingley
  • Repair of computers and peripheral equipment Thame
  • Manufacture of fruit and vegetable juice Paddock Wood
  • Manufacture of electronic measuring, testing etc equipment, not for industrial process control Colyton
  • Motion picture, video and television programme post-production activities Luton
  • Disinfecting and exterminating services Goole
  • Wholesale of petroleum and petroleum products Prescot
  • Manufacture of bread; manufacture of fresh pastry goods and cakes Oakengates
  • Other passenger land transport New Romney
  • Life reinsurance Beckenham

The lender will want to know if the property is a Freehold house or a Leasehold flat and if the resident is an AST Tenant.

  • Hodge Lifetime Flexible Drawdown Plan
  • Just Retirement Equity Release Plans
  • Lloyds Bank Lifetime Mortgage
  • Age Partnership Lifetime Mortgage
  • Bridgewater Lifetime Mortgage
  • Canada Life Voluntary Select Gold
  • More to Life Tailored Choice Plan
  • Lloyds Bank Equity Release Plans
  • More 2 Life Flexi Choice Voluntary Payment Super Lite
  • NatWest Interest Only Lifetime Mortgage
  • Saga home reversion schemes
  • Age Partnership Equity Release Plans
  • Aviva Equity Release Plans
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • Canada Life Equity Release
  • Just Retirement Interest Only Lifetime Mortgage
  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • Pure Retirement Classic Voluntary Payment Super Lite
  • Nationwide Interest Only Lifetime Mortgage
  • HSBC Equity Release
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • Lloyds Bank Lifetime Mortgage
  • Age Partnership Equity Release
  • Hodge Lifetime Flexible Voluntary Repayment Plan
  • Just Retirement Equity Release Schemes
  • Liverpool Victoria LV Equity Release
  • More2Life Flexi Choice Drawdown Lite Plan
  • Lloyds Bank Lifetime Mortgage
  • TSB Equity Release Schemes

What percentage can be released?

The more elderly you are and the unhealthier you are the more cash you can release.