Lifetime Mortgage No Early Repayment Charges

Retirement Mortgage No Early Repayment Charges

  • Remove tax-free cash from your house
  • No need to make monthly payments
  • Help your family to buy a house
  • Still, have a few more mortgages payments to make? No problems
  • Continue to stay in your property
  • Often used to optimise tax planning
  • Mortgage lender not affected by Brexit nightmare or the coronavirus-COVID 19 crisis
  • England, Scotland, Wales and Northern Ireland all acceptable

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 1.97% regardless of your age please Click Here

  • Your Requirements

  • Please enter a number from 6000 to 2000000.
  • About You

  • Date Format: DD dash MM dash YYYY
  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy.
Not interested in equity release? Do you just want a conventional mortgage at 1.97% regardless of your age please Click Here

pensioner mortgages
lifetime mortgage interest only
retirement mortgages
pensioner mortgages interest only
retirement mortgage
interest only mortgage rates
Over 65

  • Get a RIO mortgage before Brexit ruins house prices

  • Please enter a number from 10000 to 2000000.
  • About You

  • Please enter a number from 25 to 95.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

retirement mortgages
Over 60
pensioner mortgage

Pensioner Mortgage No Early Repayment Charges

lifetime mortgage


UK Equity Release Scheme Providers

  • Age Partnership
  • Step Change
  • Age Partnership


Drawbacks of Lifetime Mortgages

Monthly payment life time mortgage can reduce your estate value. Monthly payment lifetime mortgage may impact ability to claim benefits. You may need to pay a solicitor’s fee and some products expose you to changes in interest rates.

Equity Release Loan To Value

  • 55% monthly payment life time mortgage VitalityLife Equity Release
  • 45% loan to value (LTV) interest-only lifetime mortgages Prudential
  • 35% loan to value lump sum lifetime mortgages Crown

Crown Lifetime Mortgages

Legal and General

LV Drawdown Lifetime Mortgages

Canada Life

Interest Only Lifetime Mortgages No Early Repayment Charges

Crown Retirement Mortgages



Equity Release percentages of your current property value

The more elderly you are and the unhealthier you are the more tax free cash you can release.

Areas in the UK where retirement mortgages are routine

  • Spalding
  • Harrow
  • Northwich
  • St Just-in-Penwith
  • Leiston
  • Howden
  • Northallerton
  • Sale
  • Lymington
  • Orford
  • Nantwich
  • Barton-upon-Humber
  • Dursley
  • Chudleigh
  • Tickhill


Wealthy business owners who could benefit from equity release estate planning

  • manufacture of household textiles Cheshunt
  • Artistic creation Whitchurch
  • Hospital activities Batley
  • Cold rolling of narrow strip Clitheroe
  • Wholesale of computers, computer peripheral equipment and software Guildford
  • Pre-primary education Malmesbury
  • Book publishing Bovey Tracey
  • Manufacture of mattresses Middleton
  • Wholesale of other intermediate products Patchway
  • Manufacture of household and sanitary goods and of toilet requisites Midsomer Norton
  • Other letting and operating of own or leased real estate Grantham
  • Social work activities without accommodation for the elderly and disabled Diss
  • Wholesale of dairy products, eggs and edible oils and fats Willesden
  • Wholesale of hardware, plumbing and heating equipment and supplies Dulverton
  • Manufacture of medical and dental instruments and supplies Ringwood
  • Repair and maintenance of ships and boats Kesgrave
  • Processing of nuclear fuel Shaftesbury
  • Growing of other non-perennial crops Peacehaven
  • Retail sale of fish, crustaceans and molluscs in specialised stores Bognor Regis
  • Wholesale of textiles Bacup
  • Manufacture of paper and paperboard Stony Stratford
  • Painting Doncaster
  • Other building and industrial cleaning activities Staveley
  • Printing of newspapers Berkhamsted
  • Manufacture of other chemical products n e c Kirkbymoorside
  • Plant propagation Oswestry
  • Retail sale of flowers, plants, seeds, fertilizers, pet animals and pet food in specialised stores Croydon

It’s often found to discover people searching for lumpsum lifetime mortgages, lump sum life time mortgages or home reversion schemes, however, Key Solutions like Fortify Insurance Solutions are keen to see proof of your situation in the form of investment statements.

Home Equity Loan Intelligent Finance in 2020

More2Life - Flexi Choice Super Lite

Legal & General - Flexible Yellow

Legal & General - Flexible Indigo

More2Life - Tailored Choice Plan

Just Retirement - Roll-Up Lifetime Mortgage

Legal & General - Premier Flexible Black

More2Life - Flexi Choice Lite

Home Equity Loan Isle Of Wight And Anglesey UK

  • Canada Life Equity Release Plans
  • Just Retirement Interest Only Lifetime Mortgage
  • L&G Legal & General Flexible Max Scheme
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • Pure Retirement Drawdown Plan
  • Royal Bank of Scotland Lifetime Mortgage
  • L&G Legal & General Flexible Max Scheme
  • Aviva Equity Release
  • Hodge Equity Release Plans
  • HSBC Interest Only Lifetime Mortgage
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • Saga home reversion schemes
  • Hodge Lifetime Flexible Drawdown Plan
  • L&G Legal & General Flexi Max Voluntary Repayment Plan
  • Pure Retirement Equity Release Plans

The mortgage lender will want to know if the property is a Freehold house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier.