Lifetime Mortgage West Yorkshire Leeds Bradford

Retirement Mortgage West Yorkshire Leeds Bradford
  • Remove tax-free cash from your property
  • Not necessary to make regular monthly payments
  • Use the money to help your family buy their first home
  • Still, have a few more mortgages payments to make? We can help with that
  • Continue to stay in your home for as long as you like
  • All UK Postcodes areas are acceptable

If you don’t want a lifetime mortgage or equity release, and just want a normal interest-only mortgage at 3.97% regardless of your age please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You

Not interested in equity release? Do you just want a conventional interest-only mortgage at 3.97% regardless of your age please Click Here

equity release
retirement mortgage
  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

pensioner mortgage

UK Equity Release Lenders

  • the Telegraph
  • Step Change
  • Key Retirement

Examples of small business owners with home equity to release

  • Retail sale of hardware, paints and glass in specialised stores Hessle
  • Unlicensed carrier Burford
  • Activities of construction holding companies Leiston
  • Manufacture of non-electronic measuring, testing etc equipment, not for industrial process control Wigton
  • Operation of rail passenger facilities at railway stations Bacup
  • Wholesale of petroleum and petroleum products Windsor
  • Manufacture of other wearing apparel and accessories n e c Craven Arms
  • Renting and leasing of freight air transport equipment Penwortham
  • Post-secondary non-tertiary education Swanage
  • Freight transport by road Kenilworth
  • Manufacture of starches and starch products Hebden Royd
  • Manufacture of beer Wellingborough
  • Manufacture of other technical ceramic products Carnforth
  • Motion picture production activities Modbury
  • Wholesale of live animals Crowland
  • Hotels and similar accommodation Finchley
  • Urban planning and landscape architectural activities Knutsford
  • Video production activities Ponteland
  • Manufacture of men’s underwear New Alresford
  • Manufacture of central heating radiators and boilers Ware
  • Manufacture of breakfast cereals and cereals-based food Chesterfield
  • Other activities auxiliary to insurance and pension funding Cleator Moor
  • Wholesale of perfume and cosmetics Alford
  • Recreational vehicle parks, trailer parks and camping grounds Thetford
  • Retail sale of carpets, rugs, wall and floor coverings in specialised stores Cramlington
  • Support activities for other mining and quarrying Gosport

It’s often found to find people seeking out home reversion schemes, lump sum life time mortgages or lifetime mortgage with flexible drawdown cash release, however, Key Retirement like LV Liverpool Victoria are keen to see proof of your personal circumstances in the form of investment statements.

Equity Release Loan To Value

  • 50% lifetime mortgage with flexible drawdown cash release Legal & General
  • 45% loan to value interest-only lifetime mortgages Optimum Credit
  • 55% loan to value monthly payment equity release Key Retirement
  • 30% LTV monthly payment life time mortgage Shawbrook
  • 35% loan to value monthly payment life time mortgage Shawbrook
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • HSBC Equity Release
  • More to Life Capital Choice Plus Plan
  • Canada Life Equity Release
  • Just Retirement Equity Release Schemes
  • Nationwide Equity Release Plans
  • L&G Legal & General Flexi Max Voluntary Repayment Plan
  • HSBC Equity Release Schemes
  • Canada Life Voluntary Select Gold Flexi
  • Nationwide Equity Release
  • NatWest Lifetime Mortgage
  • Saga Lifetime Mortgage
  • More 2 Life Tailored Choice Plan

Pensioner Mortgage West Yorkshire Leeds Bradford

One Family Equity Release

More2Life Mortgages

One Family Retirement Mortgages

Bad Credit Mortgages Family Building Society in 2024
Legal & General - Flexible Pink
Pure Retirement - Classic Super Lite Plan
LV= lifetime mortgage

Interest Only Lifetime Mortgages West Yorkshire Leeds Bradford

More2Life - Capital Choice Plan
Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges
Pure Retirement Ltd joint lifetime mortgage
Hodge Lifetime - Lump Sum Lifetime Mortgage
OneFamily joint lifetime mortgage
Aviva - Lifestyle Flexible Option

Areas in the UK where retirement mortgages are routine

  • Beverley
  • Maldon
  • Rayleigh
  • Liskeard
  • Stourbridge
  • Maldon
  • Ross-on-Wye
  • Royston
  • Wood Green
  • Biggleswade
  • Huddersfield
  • Edmonton
  • Heathfield
  • Ambleside
  • Axbridge
  • Heanor and Loscoe
  • Bicester
Bad Credit Mortgages Age 44 for 2024

Disadvantages of Lifetime Mortgages

Monthly payment equity release can reduce your estate value. Lifetime mortgage with flexible drawdown cash release may impact entitlements to benefits. You may need to pay a valuation fee and you could be exposed to changes in interest rates with some products.

Equity Release LTV Percentages

The older you are and the the more illnesses you have you are the more cash you can release.

The lender will want to know if the property is a Semi detached freehold house or a Leasehold flat with share of freehold and if the resident is an Private Tenant.

Hard to mortgage property variants include properties in the course of construction or pre-construction, age restricted properties, right to buy – properties in England, Wales and Northern Ireland, properties where the customer is offering only part of the title as security for the loan and properties with single skin brickwork .

Some of the most common retirement mortgage products are Lloyds over 60 lifetime mortgages, Barclays later life interest only mortgages over 70, Post Office interest only mortgages for people over 70, L&G mortgages over 65 and Nationwide retirement interest only mortgages.

Hard to mortgage home variants can include Timber-framed properties constructed post 1965, properties with any externally applied insulation to the walls after construction, properties with minimum floor area of 30 square metres, coach houses i.e. freehold properties with garages beneath and properties where the flat is accessed via a deck or balcony.

Popular LTV percentages of Lloyds interest only lifetime mortgages for over 60s, HSBC mortgages over 65, Post Office retirement interest only mortgages over 60, Legal and General later life interest only mortgages over 75, RBS interest only mortgages for over 65 year olds and Nationwide interest only mortgages for over 60s near London are 50%, 55% and 65%.

Challenging to mortgage property titles can include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for normal domestic use, properties with room(s) or outbuilding(s) used for a small amount of personal commercial use, properties without direct access to an adopted highway or which are accessed over an unmade road, properties with mobile phone masts which are not within influencing distance of the house and properties adversely affected by existing or proposed issues including roads, rail, airports, power plants, power lines/pylons, wind turbines, sub stations, sewage works, quarries, fuel stations, refuse sites, sports grounds, noise, light or environmental pollution.

Challenging to finance home variants include properties with legal agreements such as Overage, Clawback, Option, Pre-emption, or any onerous Restrictive Covenant, properties with any kind of structural defect, damp, dry or wet rot, property is uninhabitable, mundic homes and concrete panel houses.