• Remove money from your property
• You don’t need to make monthly payments
• Still, have a few more mortgages payments to make? No problems
• Often used to manage inheritance tax bills
• Non-standard property types are OK

If you don’t want a lifetime mortgage or equity release, and just want a normal interest only mortgage at 1.97% regardless of your age please Click Here

Not interested in equity release? Do you just want a conventional interest only mortgage at 1.97% regardless of your age please Click Here

It’s very regular to find individuals looking for monthly payment equity release, monthly payment lifetime mortgage or lifetime mortgage with flexible drawdown cash release, however, Key Retirement like AIG Life are keen to see evidence of your personal situation in the form of investment statements.

• More 2 Life Capital Choice Plus Plan
• Just retirement equity release key features
• NatWest Equity Release Plans
• Liverpool Victoria LV Equity Release Plans
• More to Life Capital Choice Plus Plan
• Pure Retirement Equity Release
• HSBC Equity Release Plans
• NatWest Lifetime Mortgage
• Age Partnership Equity Release Plans
• Bridgewater Equity Release Plans
• Hodge Lifetime Flexible Voluntary Repayment Plan
• L&G Legal & General Flexible Max Scheme
• Pure Retirement Drawdown Plan
• Stonehaven Interest Only Lifetime Mortgage
• Nationwide Interest Only Lifetime Mortgage
• HSBC Lifetime Mortgage
• More to Life Flexi Choice Voluntary Payment Super Lite
• NatWest Lifetime Mortgage
• More to Life Capital Choice Plus Plan
• Royal Bank of Scotland Equity Release Plans
• More 2 Life Capital Choice Plus Plan

Towns in the UK where retirement mortgages are common

• Alton
• Horwich
• Charlbury
• Bicester
• South Brent
• Colburn
• Erith
• Clay Cross
• Dawley
• Colyton
• Cricklade
• Glastonbury
• Northam
• Gillingham

Just Drawdown Lifetime Mortgages

LV Lifetime Mortgages

Canada Life Drawdown Lifetime Mortgages

Pensioner Mortgage Sheltered Accommodation

UK Equity Release Providers

• Key Retirement
• LV lifetime mortgage
• Key Retirement
• One Family

How much is it common to release from a home

The more elderly you are and the more serious your illnesses you are the more tax free money you can release.

Interest Only Lifetime Mortgages Sheltered Accommodation

• Refinance Scottish Widows Bank in 2020
• Home Equity Loan Harpenden Building Society UK
• Pensioner Mortgage Ge Money Home Lending Ltd in 2020
• Pensioner Mortgage Handelsbanken in 2020
• Equity Loan Pure Retirement UK
• Home Equity Loan More Than Two Borrowers for 2020
• RIO Freehold Held By Local Authority in 2020
• Refinance Swansea Building Society UK
• Refinance Which for 2020
• Interest Only Lifetime Mortgages Drawdown for 2020
• Pensioner Mortgage Rooftop Mortgages for 2020
• Refinance Best Retirement Interest Only Mortgages for 2020
• RIO Barnsley Building Society for 2020
• Refinance Prefabricated Concrete Houses for 2020
• Bad Credit Mortgages Property Is Grade Ii Listed 2 for 2020
• Pensioner Mortgage In-Situ Cast Concrete Properties for 2020
• RIO Properties Purchased Through A Right To Buy Scheme UK
• Equity Loan Isle Of Wight And Anglesey UK
• Bristol
• Home Equity Loan First Direct for 2020
• Home Equity Loan Market Harborough Building Society in 2020
• RIO Mortgage Agency Services in 2020
• Remortgage Bad Credit Magellan Homeloans UK
• Equity Loan Cambridge Building Society in 2020
• Pensioner Mortgage Habito for 2020
• Home Equity Loan Britannia Co-Operative Bank for 2020
• Interest Only Lifetime Mortgages Hodge UK
• Bad Credit Mortgages Daily Telegraph in 2020
• Remortgage Bad Credit Post Office in 2020
• RIO Natwest UK
• Home Equity Loan Monmouthshire Building Society in 2020
• Retirement Mortgage Repayment Option for 2020
• RIO Ecology Building Society UK
• Home Equity Loan Yorkshire Building Society Bs Ybs UK
• Retirement Mortgage Sell House UK
• Interest Only Mortgage Leasehold Houses in 2020
• RIO Molo Finance UK
• Bad Credit Mortgages Crofted Houses for 2020
• Pensioner Mortgage Lloyds Bank for 2020
• Bad Credit Mortgages Wolverhampton for 2020
• RIO Pensioners Over 65 UK
• Home Equity Loan Bank Of Ireland for 2020
• Home Equity Loan Property Built On Or Near To Contaminated Site in 2020
• Interest Only Mortgage No Broker Fee UK
• Remortgage Bad Credit St James Place Bank UK
• Equity Loan Bank Of Ireland Mortgages UK
• Pensioner Mortgage Age 53 in 2020
• Remortgage Jpmorgan Chase Bank in 2020
• Retirement Mortgage Ipswich Building Society Mortgages UK
• RIO Mansfield Bs for 2020
• RIO Coutts Finance Co UK
• Bad Credit Mortgages Property With Lodgers Tenancy Agreement for 2020
• Bad Credit Mortgages Loughborough Society UK
• Refinance Intelligent Finance in 2020
• Interest Only Lifetime Mortgages Properties Built Entirely Of Timber Or Timber Frame for 2020
• Interest Only Lifetime Mortgages Investec Bank UK
• Remortgage Bad Credit Scotland in 2020
• Liverpool Victoria
• Interest Only Lifetime Mortgages Birmingham Midshires for 2020
• Refinance Iva UK
• Interest Only Mortgage Progressive Building Society in 2020
• Home Equity Loan Corrugated Iron Roofs Property-Iron UK
• Pensioner Mortgage Ex Local Authority Flats Or Maisonettes UK
• Interest Only Lifetime Mortgages Accord Mortgages UK

Successful business owners who could benefit from equity release tax planning

• Manufacture of other non-metallic mineral products n e c Harpenden
• Other amusement and recreation activities n e c Shifnal
• Renting and leasing of media entertainment equipment Coulsdon
• Retail sale of beverages in specialised stores Morley
• Distribution of electricity Gosport
• Activities of other membership organizations n e c Kimberley
• Manufacture of computers and peripheral equipment Ringwood
• Agents involved in the sale of furniture, household goods, hardware and ironmongery Scarborough
• Wholesale of textiles Rayleigh
• Manufacture of prepared feeds for farm animals West Malling
• Combined office administrative service activities Axbridge
• Activities of households as employers of domestic personnel Verwood
• Other manufacturing n e c Rochford
• Repair of fabricated metal products Greater Willington
• Public houses and bars Alford
• Video distribution activities Kidderminster
• Factoring Hounslow
• Inland passenger water transport Kingsteignton
• Manufacture of concrete products for construction purposes Chesterfield
• Manufacture of fertilizers and nitrogen compounds Wellingborough
• Liquid milk and cream production Newton-le-Willows
• Other cleaning services Burnham-on-Crouch
• Manufacture of other products of wood; manufacture of articles of cork, straw and plaiting materials Loughton
• Manufacture of perfumes and toilet preparations Mossley
• Risk and damage evaluation Wareham
• Activities of mortgage finance companies Swanley
• Real estate agencies Lynton & Lynmouth

The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold house and if the resident is an Private Tenant.

What percentage can be released?

• 60% lumpsum lifetime mortgages AIG Life
• 50% loan to value lifetime mortgage with flexible drawdown cash release Key Retirement
• 25% loan to value (LTV) lump sum lifetime mortgages United Trust Bank
• 50% loan to value (LTV) monthly payment lifetime mortgage Precise
• 55% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Age Concern
• 45% loan to value monthly payment equity release Norwich Union
• 25% loan to value (LTV) monthly payment life time mortgage Tesco Bank

Pitfalls of Lifetime Mortgages

Interest-only lifetime mortgages can reduce your estate value. Monthly payment life time mortgage may impact ability to claim entitlements. You may need to pay a solicitor’s fee and you could be exposed to changes in interest rates with some products.