
- Remove tax-free cash from your home with First Direct Equity Release
- There is no valuation fee to pay
- Use the money for anything you like
- Do you still have a mortgage? No problems
- Continue to live in your own home
- Often used to help with tax planning
- Lender not affected by covid 19-coronavirus
- Wimpey No fines construction properties are acceptable
- 4.94%
Loan to value for equity release?
You can get 60% of your property’s value. For example, if your house is worth £270,000, you can get £162,000.
If you don’t want a lifetime mortgage or equity release, and want a standard interest-only mortgage at 3.97%, regardless of your age, please Click Here
Not interested in equity release? Do you just want a conventional interest-only mortgage at 3.97% regardless of your age please Click Here




The lender will want to know if the property is a Detached freehold house or a Leasehold flat and if the resident is an Assured shorthold tenancy tenant.
One Family Drawdown Lifetime Mortgages
LV Drawdown Lifetime Mortgages
- More2Life Capital Choice Plus Plan
- TSB Lifetime Mortgage
- Age Partnership Equity Release Schemes
- Bridgewater Equity Release
- Hodge Lifetime Flexible Drawdown Plan
- Nationwide Equity Release Schemes
- TSB Equity Release Plans
- Aviva Equity Release Schemes
- Bridgewater Equity Release
- Hodge Indexed Lifetime Mortgage
- Nationwide Equity Release Schemes
- HSBC Equity Release Plans
- Lloyds Bank Equity Release Schemes
- Saga home reversion plan
- Aviva Equity Release
- Bridgewater Equity Release Schemes
- Canada Life Lifestyle Gold Flexi
- Nationwide Equity Release
- Lloyds Bank Equity Release Plans
- More 2 Life Capital Choice Plan

Equity Release Loan To Value – Equity Release First Direct
The more elderly you are and the sicker you are, the more tax-free money you can release.

Areas where equity release is popular – Equity Release First Direct
- Edgware
- New Romney
- Camborne
- Dorking
- Towcester
- Winsford
- Northallerton
- Wath-upon-Dearne
- Chilton
- Bulwell
- Glossop
- Appleby-in-Westmorland
- Hebden Royd
- Queenborough-in-Sheppey
- Seaham
- Stony Stratford
- Hungerford
- Northleach with Eastington
- Hawkinge



Pensioner Mortgage First Direct







Examples of small business owners with home equity to release
- Buying and selling of own real estate Sutton
- Agents involved in the sale of furniture, household goods, hardware and ironmongery Leek
- Wholesale of fruit and vegetable juices, mineral water and soft drinks Brackley
- Manufacture of motorcycles Stroud
- Activities of conference organisers Liskeard
- Activities of credit bureaus Newton Aycliffe
- Manufacture of watches and clocks Waltham Cross
- Other software publishing Ramsey
- Sale of used cars and light motor vehicles Mere
- Activities of head offices Saffron Walden
- Wholesale of computers, computer peripheral equipment and software New Romney
- Collection of hazardous waste Wragby
- Manufacture of beer Wokingham
- Precious metals production St Mary Cray
- Other residential care activities n e c Cirencester
- Retail sale of watches and jewellery in specialised stores Mitcheldean
- Environmental consulting activities Leighton-Linslade
- Manufacture of imitation jewellery and related articles Canvey Island
- Manufacture of medical and dental instruments and supplies Torquay
- Technical and vocational secondary education Shefford
- Other credit granting n e c Ealing
- Other processing and preserving of fruit and vegetables Thaxted
What percentage can be released?
- 60% lifetime mortgage with flexible drawdown cash release Fortify Insurance Solutions
- 44.22% loan to value lump sum lifetime mortgages New Life
- 24.22% loan to-value (LTV) interest-only lifetime mortgages United Trust Bank
- 44.22% LTV monthly payment life time mortgage Shawbrook
- 24.22% loan to value monthly payment equity release The Mortgage Works
- 24.22% loan to-value (LTV) lifetime mortgage with flexible drawdown cash release Prestige Finance
- 24.22% LTV interest-only Equity Release First Direct
Interest Only Lifetime Mortgages First Direct
UK Lenders for Equity Release similar to First Direct Equity Release
- Key Retirement
- Stonehaven
- Lifetime Mortgage from L&G
Downsides of First Direct Equity Release
Monthly payment equity release can reduce your estate value. A lifetime mortgage with a flexible drawdown cash release may impact your ability to get state benefits. You may need to pay a valuation fee, and with some products, you could be exposed to changes in interest rates.
It’s often found to find people looking for lump sum lifetime mortgages, monthly payment lifetime mortgages or home reversion plans; however, Just Retirement, like AA equity release, is keen to see evidence of your situation in the form of pension statements.
- Refinance Age 52 in 2025
- RIO Danske Bank in 2025
- Refinance More Than Two Borrowers for 2025
- Pensioner Mortgage Pensioners Over 65 in 2025
- Home Equity Loan Canada Life in 2025
- Bad Credit Mortgages Properties Valued Less Than £70000 for 2025
- Remortgage Greater Manchester UK
- Pensioner Mortgage Lendinvest UK
- RIO Hodge in 2025
- Properties Held In Trust
- Home Equity Loan Belfast Northern Ireland for 2025
- Retirement Mortgage Barclays for 2025
- Bad Credit Mortgages First Active for 2025
- RIO Move Provider in 2025
- RIO Properties Involved In Commercial Farming UK
- Aviva
- RIO Under 50 UK
- Interest Only Mortgage Property With Lodgers Tenancy Agreement UK
- Remortgage Bad Credit Mansfield Building Society Interest Rates for 2025
- Buckinghamshire Building Society
- Retirement Mortgage Chelsea Building Society for 2025
- Retirement Mortgage Onesavings Bank UK
- RIO Age 47 UK
- Bad Credit Mortgages Cob Construction House in 2025
- Remortgage Bad Credit Lloyds Bank UK
- Interest Only Lifetime Mortgages Post Office UK
- Home Equity Loan Mansfield Bs in 2025
- RIO Properties With Roofs Of Thatch Or Timber Shingle for 2025
- Retirement Mortgage Property With Historic Restrictive Ties for 2025
- RIO Under Power Of Attorney UK
- Retirement Mortgage Newbury Building Society Mortgages for 2025
- Refinance Properties With A Steel Frame Bisf UK
- Bad Credit Mortgages Tipton And Coseley Building Society for 2025
- Home Equity Loan Masthaven Bank UK
- Home Equity Loan Virgin Money for 2025
- Bad Credit Mortgages Bradford & Bingley Plc in 2025
- Refinance Penrith Building Society UK
- Interest Only Mortgage Allied Irish Bank Aib for 2025
- Home Equity Loan Earl Shilton Building Society in 2025
- Remortgage Retirement Advantage for 2025
- Refinance Just for 2025
- Remortgage Bad Credit Yorkshire Bank in 2025
- RIO Bath Building Society for 2025
- Refinance Agricultural Land Mortgage UK in 2025
- Home Equity Loan Skipton Building Society for 2025
- Home Equity Loan Scotland for 2025
- Interest Only Mortgage Direct Lender for 2025
- Interest Only Mortgage Cynergy Bank UK
- Bad Credit Mortgages Stafford Railway for 2025
- Remortgage No Credit Check UK
- Interest Only Mortgage Habito for 2025
- Interest Only Mortgage No Advisor Fee for 2025
- Interest Only Mortgage Nationwide UK
- Remortgage Halifax UK
- RIO Typical Interest Rates for 2025
- Pensioner Mortgage Merseyside Liverpool for 2025
- Pensioner Mortgage Greater London for 2025
- Remortgage Bad Credit Ipswich Building Society Mortgages in 2025
- Home Equity Loan Properties High Risk To Subsidence Or Movement in 2025
- Remortgage Bad Credit Hanley Mortgages UK
- Equity Loan Atom Bank for 2025
- Refinance Scottish Building Society in 2025
- Pensioner Mortgage Manchester Building Society UK
- Home Equity Loan Cambridge Building Society UK
- Home Equity Loan Adam & Company for 2025
- RIO Age 54 in 2025















Do First Direct do mortgages up to 85?
Yes, First Direct offers mortgages up to 85 at 2.06% MER and can have an LTV of 60%.
Does First Direct offer later-life lending to those Under 55?
Yes, First Direct later life lending Under 55 is 1.86% MER.
Do First Direct do mortgages over 70?
Yes, First Direct mortgages over 70 are 2.27% MER.
Does First Direct offer mortgages over 75?
Yes, First Direct mortgages over 75 are 2.04.22% APR.
Does First Direct offer later-life lending?
Yes, First Direct later life lending is 2.01% APR.
What are First Direct rates for retirement mortgages?
The First Direct rate for retirement mortgages is 2.06% APR.
Does First Direct have good reviews for pensioner mortgages?
Yes, First Direct reviews are splendid for pensioner mortgages.
Does the First Direct Rio mortgage calculator show the loan to value?
Yes, the First Direct RIO mortgage calculator shows a good loan to a value of 64.22%.
Does a First Direct retirement interest-only mortgage advisor charge a substantial fee?
No, First Direct retirement interest-only mortgage advisors are free.
Do First Direct do mortgages over 60?
Yes, First Direct mortgages over 60 are 2.1% APRC.
Do First Direct do mortgages over 55?
Yes, First Direct mortgages over 55 are 2.08% MER.