Lifetime Mortgage Retirement Advantage

Retirement Mortgage Retirement Advantage
  • Release cash from your home
  • Not necessary to make monthly payments
  • Help your family get a deposit for their own home
  • Still, have some mortgage outstanding? No problems
  • No lenders fee charged
  • England, Scotland, Wales and Northern Ireland are all acceptable
  • Pre-fabricated properties are OK

If you don’t want a lifetime mortgage or equity release, and just want a normal interest only mortgage at 3.97% regardless of your age please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You

Not interested in equity release? Do you just want a conventional interest only mortgage at 3.97% regardless of your age please Click Here

equity release
  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

Under 55
retirement mortgages interest only

Successful business owners who could benefit from Home Reversion Scheme tax planning

  • Security and commodity contracts dealing activities Croydon
  • Activities of other holding companies n e c Aldeburgh
  • Manufacture of articles of fur Potton
  • Renting and leasing of other personal and household goods Axminster
  • Manufacture of machinery for food, beverage and tobacco processing Billericay
  • Raising of other cattle and buffaloes Hetton
  • Support activities to performing arts Lydney
  • Repair of electronic and optical equipment Ormskirk
  • Floor and wall covering Nelson
  • Post-graduate level higher education Crowle
  • Financial leasing Clay Cross
  • Gambling and betting activities Tadley
  • Manufacture of margarine and similar edible fats Seaton
  • Manufacture of doors and windows of metal Crewkerne
  • Manufacture of cement Howden
  • Bookkeeping activities St Helens
  • Sale of new cars and light motor vehicles Wickwar
  • Binding and related services Dursley
  • Manufacture of veneer sheets and wood-based panels Morley
  • Repair of watches, clocks and jewellery Aylesbury
  • Retail sale of cosmetic and toilet articles in specialised stores Newport
  • Manufacture of office machinery and equipment except computers and peripheral equipment Staveley
  • Processing and preserving of meat Cheadle
  • Grain milling Kirkby Lonsdale

Disadvantages of Home Reversion Plans

Home reversion schemes can reduce the inheritance for your family. Monthly payment lifetime mortgage may impact ability to get state benefits. You may need to pay an advisor’s fee and some products expose you to changes in interest rates.

What percentage can be released?

The older you are and the sicker you are the more cash you can release.

Pure Retirement - Classic Lite

Does Retirement Advantage do mortgages up to 85?

Yes, Retirement Advantage do mortgages up to 85 at 2.19% APRC. Retirement Advantage mortgages up to 85 have a loan to value (ltv) of 70%.

Do Retirement Advantage offer later life lending to Under 55?

Yes, Retirement Advantage later life lending Under 55 is 2.3% APRC.

Do Retirement Advantage do mortgages over 70?

Yes, Retirement Advantage mortgages over 70 are 2.21% APR.

Do Retirement Advantage do mortgages over 75?

Yes, Retirement Advantage mortgages over 75 are 1.95% APRC.

Does Retirement Advantage offer later life lending?

Yes, Retirement Advantage later life lending is 2.17% APR.

What are Retirement Advantage interest rates for retirement mortgages?

Retirement Advantage rates for retirement mortgages are 2.26% MER.

Do Retirement Advantage have excellent reviews for pensioner mortgages?

Yes, Retirement Advantage reviews are splendid for pensioner mortgages.

Does the Retirement Advantage rio mortgage calculator show the loan to value (ltv)?

Yes, the Retirement Advantage RIO mortgage calculator shows a excellent loan to value (ltv) of 55%.

Does a Retirement Advantage retirement interest only mortgage advisor charge a substantial fee?

No, Retirement Advantage retirement interest only mortgage advisors are free.

Does Retirement Advantage offer mortgages over 60?

Yes, Retirement Advantage mortgages over 60 are 2.15% APRC.

Does Retirement Advantage offer mortgages over 55?

Yes, Retirement Advantage mortgages over 55 are 2.25% APRC.

Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges
Pure Retirement - Classic Super Lite
Canada Life Home Finance lifetime mortgage for properties in Scotland
more 2 life joint lifetime mortgage

Interest Only Lifetime Mortgages Retirement Advantage

More2Life - Flexi Choice Super Lite
LV= lifetime mortgage
Pensioner Mortgage Flats Within A Block Of 4-5 Storeys Or More No Lift for 2024

Canada Life

Hodge Lifetime

Pensioner Mortgage Retirement Advantage

Legal and General

Aviva Equity Release

Crown Retirement Mortgages

One Family Equity Release

Pure Retirement Drawdown Lifetime Mortgages

Canada Life Mortgages

Crown Equity Release

One Family Mortgages

  • More 2 Life Flexi Choice Drawdown Lite Plan
  • Canada Life Lifetime Mortgage
  • Nationwide Equity Release
  • TSB Equity Release Schemes
  • Hodge Equity Release Schemes
  • Pure Retirement Lifetime Mortgage
  • Stonehaven Interest Only Lifetime Mortgage
  • HSBC Equity Release
  • Lloyds Bank Equity Release Schemes
  • Bridgewater Equity Release
  • Canada Life Landlord Voluntary Select Plan
  • Liverpool Victoria LV Equity Release Schemes
  • More to Life Tailored Choice Plan
  • NatWest Equity Release Schemes
  • Royal Bank of Scotland Lifetime Mortgage
  • Aviva Lifetime Mortgage
  • Bridgewater Equity Release Plans
  • Hodge Equity Release Schemes
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • More to Life Flexi Choice Drawdown Lite Plan
  • Pure Retirement Equity Release Plans
  • Royal Bank of Scotland Equity Release Schemes
  • More 2 Life Tailored Choice Plan

Areas where equity release is popular

  • Macclesfield
  • Launceston
  • Scunthorpe
  • Watchet
  • Crediton
  • Paignton
  • Tonbridge
  • Southwell
  • West Ham
  • Dulverton
  • Blyth
  • Petersfield
  • Howden
  • Luton

The 1st and 2nd charge lender will want to know if the property is a Semi detached freehold house or a Leasehold flat with share of freehold and if the resident is an Assured shorthold tenancy tenant.

Equity Release LTV

  • 60% interest-only lifetime mortgages Royal London Equity Release
  • 55% loan to value home reversion plans Bower
  • 30% LTV lumpsum lifetime mortgages Expat Packager
  • 50% LTV lump sum lifetime mortgages Bower
  • 30% loan to value monthly payment life time mortgage Landbay

UK Providers for Equity Release

  • Key Solutions
  • LV equity release
  • Age Concern
  • Aegon

It’s common to find people looking for lumpsum lifetime mortgages, monthly payment lifetime mortgage or home reversion plans, however, Just Retirement like Aegon are keen to see proof of your personal circumstances in the form of pension statements.

Retirement Mortgage For Self Build for 2024

Difficult to mortgage property variants include homes requiring essential repairs, entirely tenanted properties, right to buy – properties in England, Wales and Northern Ireland, crofted houses and properties where the borrower(s) own the freehold with any connected party.

Some of the most popular pensioner finance products are TSB retirement interest only mortgages, Barclays interest only mortgages for over 60s near London, Post Office retirement mortgages, L&G later life mortgages and Nationwide BS mortgages over 70s.

Hard to mortgage home types can include Timber-framed properties constructed post 1965, timber framed properties built between 1920 and 1965, privately developed flats, maximum four storeys with a lift, privately developed flats in blocks of two storeys without a lift and freehold flats (England, Wales, Northern Ireland).

Some of the most common LTV ratios of TSB mortgages for people over 50, Barclays lifetime mortgages for people over 55, Post Office over 60 mortgages, Legal and General pensioner mortgages over 70s, Bank of Scotland mortgages for 60 year olds and Nationwide interest only mortgages for over 60s near London are 35%, 55% and 70%.

Challenging to finance property variants can include properties with outbuildings used for normal domestic purposes (garage, workshop, stables, barn etc), properties with a single annexe or other self-contained part of the property, use of the land and any outbuildings for a small amount of personal commercial use., properties that have solar farms or a large number of wind turbines on the land and properties that have a private water supply provided a contract is in place with an approved maintenance company for regular testing and maintenance.

Challenging to finance property titles can include rentcharges properties with a high estate rentcharge, ground rent where the lease or any deed varying the lease provides for a ground rent exceeding, or where the escalating provisions would result in the ground rent exceeding £250 per annum (or £1000 per annum where the property is in Greater London), property is uninhabitable, mundic homes and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.

How much cash can I borrow?

You can borrow 60% of your home’s value. For example, if your house is valued at £270,000 you can release £175,000.