• Release cash from your home
• Not necessary to make monthly payments
• Help your family get a deposit for their own home
• Still, have some mortgage outstanding? No problems
• No lenders fee charged
• England, Scotland, Wales and Northern Ireland all acceptable
• Pre-fabricated properties are OK

If you don’t want a lifetime mortgage or equity release, and just want a normal interest only mortgage at 1.97% regardless of your age please Click Here

Not interested in equity release? Do you just want a conventional interest only mortgage at 1.97% regardless of your age please Click Here

Successful business owners who could benefit from Home Reversion Scheme tax planning

• Security and commodity contracts dealing activities Croydon
• Activities of other holding companies n e c Aldeburgh
• Manufacture of articles of fur Potton
• Renting and leasing of other personal and household goods Axminster
• Manufacture of machinery for food, beverage and tobacco processing Billericay
• Raising of other cattle and buffaloes Hetton
• Support activities to performing arts Lydney
• Repair of electronic and optical equipment Ormskirk
• Floor and wall covering Nelson
• Post-graduate level higher education Crowle
• Financial leasing Clay Cross
• Gambling and betting activities Tadley
• Manufacture of margarine and similar edible fats Seaton
• Manufacture of doors and windows of metal Crewkerne
• Manufacture of cement Howden
• Bookkeeping activities St Helens
• Sale of new cars and light motor vehicles Wickwar
• Binding and related services Dursley
• Manufacture of veneer sheets and wood-based panels Morley
• Repair of watches, clocks and jewellery Aylesbury
• Retail sale of cosmetic and toilet articles in specialised stores Newport
• Manufacture of office machinery and equipment except computers and peripheral equipment Staveley
• Processing and preserving of meat Cheadle
• Grain milling Kirkby Lonsdale

Disadvantages of Home Reversion Plans

Home reversion schemes can reduce the inheritance for your family. Monthly payment lifetime mortgage may impact ability to get state benefits. You may need to pay an advisor’s fee and some products expose you to changes in interest rates.

What percentage can be released?

The older you are and the sicker you are the more cash you can release.

Interest Only Lifetime Mortgages Retirement Advantage

Canada Life

Hodge Lifetime

Pensioner Mortgage Retirement Advantage

Legal and General

Aviva Equity Release

Crown Retirement Mortgages

One Family Equity Release

Pure Retirement Drawdown Lifetime Mortgages

Canada Life Mortgages

Crown Equity Release

One Family Mortgages

• More 2 Life Flexi Choice Drawdown Lite Plan
• Canada Life Lifetime Mortgage
• Nationwide Equity Release
• TSB Equity Release Schemes
• Hodge Equity Release Schemes
• Pure Retirement Lifetime Mortgage
• Stonehaven Interest Only Lifetime Mortgage
• HSBC Equity Release
• Lloyds Bank Equity Release Schemes
• Bridgewater Equity Release
• Canada Life Landlord Voluntary Select Plan
• Liverpool Victoria LV Equity Release Schemes
• More to Life Tailored Choice Plan
• NatWest Equity Release Schemes
• Royal Bank of Scotland Lifetime Mortgage
• Aviva Lifetime Mortgage
• Bridgewater Equity Release Plans
• Hodge Equity Release Schemes
• L&G Legal & General Flexible Plus Lifetime Mortgage
• Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
• More to Life Flexi Choice Drawdown Lite Plan
• Pure Retirement Equity Release Plans
• Royal Bank of Scotland Equity Release Schemes
• More 2 Life Tailored Choice Plan

Areas where equity release is popular

• Macclesfield
• Launceston
• Scunthorpe
• Watchet
• Crediton
• Paignton
• Tonbridge
• Southwell
• West Ham
• Dulverton
• Blyth
• Petersfield
• Howden
• Luton

The 1st and 2nd charge lender will want to know if the property is a Semi detached freehold house or a Leasehold flat with share of freehold and if the resident is an Assured shorthold tenancy tenant.

• Home Equity Loan Shared Ownership Or Council Shared Equity in 2020
• Pensioner Mortgage Flats Within A Block Of 4-5 Storeys Or More No Lift for 2020
• Properties High Risk To Subsidence Or Movement
• Home Equity Loan Loughborough Society in 2020
• More To Life
• Home Equity Loan Repayment Option for 2020
• RIO Age 48 UK
• Remortgage Bad Credit Metro Bank UK
• Home Equity Loan Age 41 UK
• Home Equity Loan The Mortgage Business UK
• Remortgage Coventry Building Society in 2020
• Pensioner Mortgage Typical Interest Rates for 2020
• Home Equity Loan Flats And Maisonettes In Blocks Of More Than 10 Storeys in 2020
• Pensioner Mortgage Properties That Have A Flat Roof in 2020
• Remortgage Royal Bank Of Scotland for 2020
• Home Equity Loan Sunderland for 2020
• Equity Loan Direct Lender for 2020
• Pensioner Mortgage Vida Homeloans for 2020
• Refinance Santander Uk for 2020
• Refinance In-Situ Cast Concrete Properties UK
• Home Equity Loan Prefabricated Concrete Houses in 2020
• Refinance Bower for 2020
• RIO Ipswich Building Society Mortgages UK
• Refinance Canada Life UK
• Kent Reliance
• Refinance Studio Flats Under Over 30Sq M in 2020
• RIO Ex-Local Authority Steel Frame Properties for 2020
• Retirement Mortgage No Credit Check in 2020
• Refinance Properties Valued At Less Than £100000 in 2020
• Pensioner Mortgage Mansfield Bs for 2020
• RIO Restrictive Covenant Overage Clawback Option Pre Emption for 2020
• Interest Only Mortgage Category A & B Listings Scotland Listed in 2020
• Refinance Properties Held In Trust in 2020
• Remortgage Bad Credit Property With Solar Farms Wind Turbines Mobile Masts in 2020
• RIO Move Provider in 2020
• Pensioner Mortgage Under Power Of Attorney UK
• Home Equity Loan Precast Reinforced Concrete Prc Properties in 2020
• RIO Hanley Economic Building Society UK
• Pensioner Mortgage Retirement Apartment in 2020
• Interest Only Lifetime Mortgages Properties With A Steel Frame Bisf for 2020
• Home Equity Loan West Midlands Birmingham in 2020
• Remortgage Spray Foam Insulation in 2020
• RIO Bradford & Bingley Plc for 2020
• Remortgage First Trust Bank for 2020
• Home Equity Loan Aldermore Bank in 2020
• Home Equity Loan Zephyr Mortgages UK
• RIO Laing Easiform Homes in 2020
• Refinance Ge Money Home Lending Ltd UK
• Bad Credit Mortgages Keystone Property Finance for 2020
• Refinance Mortgage Agency Services in 2020
• Interest Only Mortgage Skipton Building Society in 2020
• Equity Loan Habito UK
• Interest Only Mortgage Coutts Finance Co UK
• Wolverhampton
• Refinance Declined in 2020
• Interest Only Mortgage Clay Lump Construction House in 2020
• Pensioner Mortgage Nedbank Private Wealth for 2020
• Retirement Mortgage West Yorkshire Leeds Bradford for 2020
• RIO Drawdown in 2020
• Refinance Newbury Building Society Mortgages for 2020
• Equity Loan Property With Lodgers Tenancy Agreement in 2020
• RIO Allied Irish Bank Aib UK
• Retirement Mortgage For Tenants In Common UK
• Refinance Properties Built Entirely Of Timber Or Timber Frame for 2020
• Bad Credit Mortgages Virgin Money in 2020
• Retirement Mortgage Molo Finance for 2020

Equity Release LTV

• 60% interest-only lifetime mortgages Royal London Equity Release
• 55% loan to value home reversion plans Bower
• 30% LTV lumpsum lifetime mortgages Expat Packager
• 50% LTV lump sum lifetime mortgages Bower
• 30% loan to value monthly payment life time mortgage Landbay

UK Providers for Equity Release

• Key Solutions
• LV equity release
• Age Concern
• Aegon

It’s common to find people looking for lumpsum lifetime mortgages, monthly payment lifetime mortgage or home reversion plans, however, Just Retirement like Aegon are keen to see proof of your personal circumstances in the form of pension statements.