
- Release cash from your home with a Nationwide RIO Mortgage
- Free valuation
- Help your family to buy a home
- 4.9% APR
- Are you still paying a mortgage? That’s fine; we can help
- Stay living in your own home for as long as you like
- Often used to manage inheritance tax bills
If you don’t want a lifetime mortgage or equity release and just want a standard interest-only mortgage at 4.97%, regardless of age, please Click Here
Not interested in equity release? Do you want a conventional interest-only mortgage at 4.97%, regardless of age? Please Click Here






- Liverpool Victoria LV= Flexible Lifetime Mortgage
- TSB Equity Release Plans
- Royal Bank of Scotland Interest Only Lifetime Mortgage
- Just retirement equity release lifetime mortgages
- Liverpool Victoria LV Equity Release Plans
- Pure Retirement Equity Release Schemes
- HSBC Equity Release Schemes
- More 2 Life Flexi Choice Drawdown Lite Plan
- NatWest Equity Release Plans
- Royal Bank of Scotland Equity Release Schemes
- Saga home reversion plan
- Age Partnership Lifetime Mortgage
- Just Retirement Equity Release Schemes
- Liverpool Victoria LV Equity Release
- Nationwide Equity Release
- TSB Equity Release Plans
- NatWest Equity Release
- Saga Equity Release Schemes
- Age Partnership Interest Only Lifetime Mortgage
- Bridgewater Equity Release Schemes
- Hodge Equity Release Schemes
- Just Retirement Equity Release Plans
- Pure Retirement Equity Release Plans
- Stonehaven Lifetime Mortgage
Equity Release LTV Percentages – lifetime mortgages nationwide
The older you are and the unhealthier you are the more cash you can release.
Areas of the UK where equity release is popular
- Southwell
- Chippenham
- Kirkbymoorside
- Jarrow
- Littlehampton
- Southwold
- Halewood
- Nailsworth
- Weston-super-Mare
- Medlar-with-Wesham
- Barking
- Bridgwater
- Whitnash
- Cricklade
- Brighouse
- Shirebrook
- Oldbury
- Haslingden
The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat with a share of freehold and if the resident is an AST Tenant.
Small business owners detail likely with equity to release from their homes – nationwide interest only lifetime mortgage.
- Wholesale of other fuels and related products Worksop
- Retail sale of bread, cakes, flour confectionery and sugar confectionery in specialised stores Margate
- Growing of oleaginous fruits Garstang
- Logging Budleigh Salterton
- Environmental consulting activities Grimsby
- Temporary employment agency activities Cleckheaton
- Retail sale of games and toys in specialised stores in Stratford-upon-Avon
- Operation of bus and coach passenger facilities at bus and coach stations Wolsingham
- Manufacture of other special-purpose machinery n e c Waltham Abbey
- Construction of other civil engineering projects n e c Shaftesbury
- Manufacture of rusks and biscuits; manufacture of preserved pastry goods and cakes Highworth
- Manufacture of cider and other fruit wines Grays
- Manufacture of other non-distilled fermented beverages Newton-le-Willows
- Manufacture of knitted and crocheted hosiery Ross-on-Wye
- Manufacture of lime and plaster South Molton
- Manufacture of other articles of paper and paperboard n e c Gorleston-on-Sea
- Manufacture of macaroni, noodles, couscous and similar farinaceous products Harwich
- Publishing of computer games Withernsea
- Activities of property unit trusts Alston
- Manufacture of starches and starch products Ware
- Manufacture of plastics and rubber machinery Kingston-upon-Thames
- Retail sale via stalls and markets of other goods Kimberley
- Retail of furniture, lighting, and similar not musical instruments or scores in specialised store Coulsdon
- Activities of professional membership organizations Harrogate
- Shaping and processing of flat glass Winchcombe

Interest Only Lifetime Mortgages Nationwide

Does Nationwide offer Lifetime Mortgages?
Yes, Nationwide does lifetime mortgages at 2.04.22% MER. Nationwide Lifetime Mortgages can have a loan to value (ltv) of 60%.

Does Nationwide offer Equity Release Under 55?
Yes, Nationwide Equity Release Under 55 is 1.97% MER.

Does Nationwide offer Retirement Mortgages?
Yes, Nationwide Retirement Mortgages are 1.84% MER.

Does Nationwide do Pensioner Mortgages?
Yes, Nationwide Pensioner Mortgages are 2.18% APR.

Does Nationwide offer Equity Release?
Yes, Nationwide Equity Release is 1.94.22% APRC.

What are Nationwide interest rates for Rio mortgages?
Nationwide rates for Rio mortgages are 1.9% APR.

Does Nationwide have positive reviews for the Rio mortgage?
Yes, Nationwide reviews are tip-top for Rio mortgages.

Does the Nationwide Rio mortgages calculator show the loan to value?
Yes, the Nationwide RIO Mortgages calculator shows a positive loan to value of 60%.

Equity Release Lenders
- Age Concern
- Stepchange
- Age Concern



Does Nationwide Equity Release do mortgages up to 85?
Nationwide Equity Release offers mortgages up to 85 at 2.23% APRC. These mortgages can have a loan-to-value of 60%.
Does Nationwide Equity Release do later life lending to Under 55?
Nationwide Equity Release later life lending Under 55 is 1.97% APR.
Does Nationwide Equity Release offer mortgages over 70?
Yes, Nationwide Equity Release mortgages over 70 are 2.02% APRC.
Does Nationwide Equity Release offer mortgages over 75?
Yes, Nationwide Equity Release mortgages over 75 are 1.92% MER.
Do Nationwide Equity Release do later life lending?
Yes, Nationwide Equity Release later life lending is 1.82% MER.
What are Nationwide Equity Release interest rates for retirement mortgages?
Nationwide Equity Release interest rates for retirement mortgages are 2.12% APR.
Does Nationwide Equity Release have favourable reviews for pensioner mortgages?
Yes, Nationwide Equity Release reviews are superb for pensioner mortgages.
Does the Nationwide Equity Release Rio mortgage calculator show the LTV?
The Nationwide Equity Release RIO mortgage calculator shows a favourable LTV of 74.22%.
Does a Nationwide Equity Release retirement interest-only mortgage advisor charge a hefty fee?
No, Nationwide Equity Release retirement interest-only mortgage advisors are free.
Does Nationwide Equity Release do mortgages over 60?
Yes, Nationwide Equity Release mortgages over 60 are 2.26% APRC.
Does Nationwide Equity Release do mortgages over 55?
Yes, Nationwide Equity Release mortgages over 55 are 2.07% MER.









Pensioner Mortgage Nationwide
Pure Retirement Equity Release
It is often found to find individuals searching for interest-only lifetime mortgages, lumpsum lifetime mortgages or monthly payment equity release; however, Key Retirement like VitalityLife Equity Release are keen to see proof of your personal situation in the form of investment statements.

Does a Nationwide Rio mortgage advisor charge a big fee?
No, Nationwide RIO Mortgages advisors are free.

Does Nationwide do home equity loans?
Yes, Nationwide home equity loans are 2.13% APR.

Does Nationwide have home equity lines of credit?
Yes, Nationwide home equity lines of credit are 2.08% APRC.
Pitfalls of Equity Release Schemes – Nationwide lifetime mortgage rates
A lifetime mortgage with a flexible drawdown cash release can reduce the value of your estate. Monthly payment equity release may impact the ability to claim benefits. You may need to pay a solicitor’s fee and could be exposed to changes in interest rates with some products.
Equity Release LTV Percentages – Similar to Nationwide Building Society Equity Release
- 54.22% lump sum lifetime mortgages Royal London Equity Release
- 54.22% LTV monthly payment lifetime mortgage Together Money
- 30% loan to value (LTV) home reversion plans Foundation Home Loans
- 60% LTV monthly payment equity release Precise
- Refinance More To Life UK
- Bad Credit Mortgages Saffron Building Society Mortgages for 2025
- Pensioner Mortgage For Tenants In Common UK
- Interest Only Mortgage Clydesdale Bank in 2025
- RIO Chelsea Building Society UK
- Pensioner Mortgage Scottish Building Society UK
- Home Equity Loan The Mortgage Works UK
- Interest Only Mortgage Belfast Northern Ireland for 2025
- Home Equity Loan Age 42 for 2025
- Home Equity Loan Non-Standard Construction for 2025
- Refinance Cambridge Building Society for 2025
- Home Equity Loan Greater Manchester UK
- Interest Only Lifetime Mortgages State Bank Of India UK in 2025
- RIO Capital Home Loans in 2025
- Equity Loan Ge Money Home Lending Ltd in 2025
- RIO Merseyside Liverpool for 2025
- RIO Retirement Apartment in 2025
- Pensioner Mortgage National Counties Building Society Bs UK
- Interest Only Mortgage Reliance Bank UK
- Refinance Newcastle Building Society in 2025
- Equity Loan Yorkshire Building Society Bs Ybs in 2025
- Refinance Scottish Isles Property UK
- Refinance Together Personal Finance for 2025
- Refinance More Than Two Borrowers for 2025
- Remortgage Pure Retirement for 2025
- Pensioner Mortgage Chorley Building Society UK
- Bad Credit Mortgages Holmesdale Building Society in 2025
- Remortgage Under 45 for 2025
- Refinancing
- Home Equity Loan Pitched Roofs Of Asbestoscement Tiles in 2025
- RIO Habito for 2025
- Home Equity Loan Leeds Building Society in 2025
- Remortgage Bad Credit Mod Or Housing Association Houses And Bungalows UK
- Home Equity Loan Properties Adjacent To Commercial Premises for 2025
- Loughborough Society
- Equity Loan For 50-Year-Olds for 2025
- Refinance Properties With Large Concrete Panel Construction UK
- External Walls Built Entirely Of Single Skin Brickwork
- Remortgage Bad Credit Drawdown UK
- Retirement Mortgage No Advisor Fee in 2025
- Equity Loan Harpenden Building Society in 2025
- Hodge
- Remortgage Bad Credit Mansfield Building Society Interest Rates for 2025
- Interest Only Mortgage Keystone Property Finance UK
- Pensioner Mortgage Properties With A Steel Frame Bisf for 2025
- Equity Loan Virgin Money in 2025
- Pensioner Mortgage Properties, Which Are Made Up Of Multiple Titles UK
- Retirement Mortgage Bluestone Mortgages for 2025
- Retirement Mortgage Precast Reinforced Concrete Prc Properties for 2025
- Refinance No Credit Check for 2025
- Pensioner Mortgage Nationwide in 2025
- RIO Age 40 for 2025
- Refinance More To Life for 2025
- RIO Category C S Listing Scotland Listed for 2025
- Equity Loan Britannia Co-Operative Bank in 2025
- Home Equity Loan Foundation Home Loans UK
- Refinance Daily Telegraph for 2025
- Home Equity Loan Godiva Mortgages Ltd in 2025
- Refinance Clay Lump Construction House for 2025
- Interest Only Lifetime Mortgages West Yorkshire Leeds Bradford for 2025
- Pensioner Mortgage Equity Release Over 55 in 2025
- Interest Only Lifetime Mortgages Woolwich Further Advance in 2025
- Ex-Council Properties Ex-Housing Association
- Remortgage Market Harborough Building Society for 2025
- Retirement Mortgage Zephyr Mortgages in 2025
- RIO Asbestos Sheet in 2025
Nationwide mortgages for over 60s
Difficult-to-finance home variants can include properties where proposed building works have not yet commenced, age-restricted properties, leasehold properties where the lease length is currently unacceptable, crafted houses and properties with leased solar panels.
Popular retirement mortgage products are Lloyds mortgages for people over 70, Barclay’s remortgages for people over 50, NatWest retirement mortgages, L&G help-to-buy mortgages for people over 60, and Nationwide BS mortgages for people over 50.
Nationwide mortgages for over 70s
Hard-to-finance home variants include pre-fabricated reinforced concrete (PRC), properties with spray foam insulation applied to the underside of the roof, steel frame/clad properties built before 1990, studio flats outside the M25 and basement or lower ground floor flats with level access to private or communal garden space.
Popular LTV percentages of Lloyds Bank later life borrowing schemes over 55, Barclays mortgages for pensioners over 60, Halifax mortgages for people 60 plus, Legal & General retirement mortgages over 70, Royal Bank of Scotland interest only retirement mortgages for over 70s and Nationwide BS lifetime mortgages for people over 55 are 50%, 60% and 64.22%.
Nationwide lifetime mortgage interest rates
Challenging to mortgage home variants include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for normal domestic use, properties with room(s) or outbuilding(s) used for a small amount of personal, commercial use, properties with more than one annexe or self-contained part of the property, properties where there is a self-contained part of the property or annexe, i.e. basement flat etc and properties in coastal areas that may be affected by erosion.
Nationwide Lifetime mortgages
Tough-to-finance home titles can include properties with legal agreements such as Overage, Clawback, Option, Pre-emption, or any onerous Restrictive Covenant; properties close to mining works, areas of landfill, areas of recent flooding or subsidence; the property is uninhabitable, asbestos construction and concrete frame.
What is the interest rate on a Rio mortgage?
2.9% APR fixed for life.
What is a Rio mortgage?
The Nationwide retirement interest only mortgages calculator will help you understand how a RIO mortgage works in 2025, but they are very similar to normal standard mortgages.
What is the interest rate on a nationwide building society lifetime mortgage?
The nationwide lifetime mortgage rates are currently 2.9% fixed for life.
Are retirement interest-only mortgages a good idea?
Yes, they can be especially a nationwide over 55 mortgage as it has exceptionally low rates.
How do RIO mortgages work?
Nationwide mortgages for over 60s or RIO mortgages are like standard interest only mortgages you have had earlier in your life.
How much can I borrow with a RIO mortgage?
You use the nationwide rio mortgage calculator to work out how much you can borrow.
What is a Retirement Interest-Only Mortgage?
It is like a normal interest only mortgage, you can use the retirement interest only mortgages calculator to find your likely monthly payment.
How Does A Retirement Interest-Only Mortgage Work?
It’s similar to a normal mortgage where you just pay the interest.