Release equity from your property
No need to make monthly payments
Help your family to buy a home
Still, have a mortgage? No problems
Continue to live in your own house
No brokers fee added on

If you don’t want a lifetime mortgage or equity release, and just want a normal interest-only mortgage at 3.97% regardless of your age please Click Here

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Release equity from:*
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Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
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Please tell us about your self and what you want
Name*
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Date of Birth*
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Not interested in equity release? Do you just want a conventional interest-only mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

UK Providers for Equity Release

Key Solutions
Pure Retirement
More2Life

Pensioner Mortgage Cambridge Building Society

Areas where retirement mortgages are common

Clare
Kirkby Lonsdale
Eastleigh
Eye
Bishops Waltham
Wigan
Hebden Royd
Wellington
Haslemere
Rochdale
Wells-next-the-Sea
Poynton-with-Worth
Pocklington
Thorpe St Andrew
Totnes
Fordingbridge
Hednesford

L&G Legal & General Flexible Max Plus
Liverpool Victoria LV Equity Release
Royal Bank of Scotland Interest Only Lifetime Mortgage
Age Partnership Equity Release Plans
Bridgewater Lifetime Mortgage
L&G Legal & General Flexible Max Scheme
More to Life Flexi Choice Drawdown Lite Plan
HSBC Lifetime Mortgage
NatWest Interest Only Lifetime Mortgage
Royal Bank of Scotland Lifetime Mortgage
Saga home reversion schemes
Age Partnership Equity Release
More2Life Capital Choice Plus Plan
Hodge Lifetime Flexible Drawdown Plan
More 2 Life Capital Choice Plus Plan
Pure Retirement Equity Release Schemes
Stonehaven Equity Release Scheme
TSB Equity Release Schemes
Age Partnership Equity Release
L&G Legal & General Flexible Lifetime Mortgage
Nationwide Equity Release Plans
More 2 Life Flexi Choice Voluntary Payment Super Lite
Age Partnership Equity Release Schemes

Crown Equity Release

Just Retirement Mortgages

Interest Only Lifetime Mortgages Cambridge Building Society

Canada Life Drawdown Lifetime Mortgages

Crown

Pure Retirement Drawdown Lifetime Mortgages

More2Life Equity Release

Pure Retirement Lifetime Mortgages

The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat with a share of freehold and if the resident is an AST Tenant.

It’s common to find people looking for lump sum lifetime mortgages, lumpsum lifetime mortgages or interest-only lifetime mortgages, however, Key Retirement like AIG Life are keen to see proof of your personal situation in the form of pension statements.

Hard to mortgage home variants include properties currently undergoing substantial alterations, extensions or repairs, properties where the ownership is set up on a tenancy in common basis, freehold houses and bungalows (England, Wales, Northern Ireland), crofted houses and properties with owned solar panels.

Some of the most popular pensioner loan products are Lloyds mortgages for 60 year olds, HSBC mortgages for over 60s, NatWest mortgages for people 60 plus, L&G pensioner mortgages and Nationwide later life interest only mortgages over 60.

Hard to mortgage home variants include timber framed properties built before 1920, timber framed properties built between 1920 and 1965, studio flats located within the M25, privately developed flats in blocks of five storeys or more and freehold flats (England, Wales, Northern Ireland).

Some of the most popular LTV percentages of Lloyds pensioner mortgages over 55, Barclays Bank remortgages for people over 50 years old, NatWest later life mortgages for over 60s, Legal and General mortgages for pensioners over 60, Bank of Scotland interest only lifetime mortgages for over 70s and Nationwide pensioner mortgages over 60 are 40%, 60% and 65%.

Tough to mortgage home titles include properties built or converted into dwellings more than 10 years ago, properties with room(s) or outbuilding(s) used for a small amount of personal commercial use, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties with flying or creeping freeholds which comprise over 15% of the total floor area and properties that have a private water supply provided a contract is in place with an approved maintenance company for regular testing and maintenance.

Challenging to finance property variants can include properties built on contaminated land, properties without a kitchen or bathroom, properties of non-standard construction, corrugated iron construction and properties that has never been registered with the land registry.

How much cash can I borrow?

You can borrow 65% of your home’s value. As an example, if your house is worth £180,000 you can release £126,000.

Does The Cambridge Building Society do mortgages up to 85?

Yes, The Cambridge Building Society does mortgages up to 85 at 2.07% MER. The Cambridge Building Society mortgages up to 85 can have a loan to value of 55%.

Do The Cambridge Building Society do later life lending to Under 55?

Yes, The Cambridge Building Society’s later life lending Under 55 is 1.91% APRC.

Do The Cambridge Building Society offer mortgages over 70?

Yes, The Cambridge Building Society mortgages over 70 are 2.25% APRC.

Do The Cambridge Building Society do mortgages over 75?

Yes, The Cambridge Building Society mortgages over 75 are 1.81% MER.

Do The Cambridge Building Society offer later life lending?

Yes, The Cambridge Building Society later life lending is 1.91% APRC.

What are The Cambridge Building Society rates for retirement mortgages?

The Cambridge Building Society interest rates for retirement mortgages are 1.8% APRC.

Do The Cambridge Building Society have positive reviews for pensioner mortgages?

Yes, The Cambridge Building Society reviews are superb for pensioner mortgages.

Does the Cambridge Building Society rio mortgage calculator show the LTV?

Yes, the Cambridge Building Society RIO mortgage calculator shows a positive LTV of 65%.

Does a The Cambridge Building Society retirement interest only mortgage advisor charge a big fee?

No, The Cambridge Building Society retirement interest only mortgage advisors are free.

Do The Cambridge Building Society do mortgages over 60?

Yes, The Cambridge Building Society mortgages over 60 are 2.07% APRC.

Do The Cambridge Building Society do mortgages over 55?

Yes, The Cambridge Building Society mortgages over 55 are 2% MER.

Successful business owners who could benefit from Home Reversion Scheme estate planning

Manufacture of tubes, pipes, hollow profiles and related fittings, of steel Surbiton
Activities of patent and copyright agents; other legal activities n e c Alford
Support activities for petroleum and natural gas extraction Princes Risborough
Manufacture of other machine tools Hornsey
Other transportation support activities Stapleford
Operation of warehousing and storage facilities for land transport activities Thirsk
Motion picture distribution activities Leyton
Space transport West Bedlington
Manufacture of oils and fats Willenhall
Manufacture of mortars Dunstable
Motion picture, television and other theatrical casting activities South Cave
Manufacture of plastic plates, sheets, tubes and profiles Camelford
Publishing of learned journals Hedge End
Support activities to performing arts Crewkerne
Treatment and coating of metals Ringwood
Distribution of electricity Eastwood
Non-scheduled passenger air transport Margate
Post-harvest crop activities Wragby
Undifferentiated goods-producing activities of private households for own use Weymouth
Manufacture of workwear Swindon
Activities of production holding companies Neston
Manufacture of musical instruments Maidstone
Manufacture of railway locomotives and rolling stock Nelson
Cold drawing of bars Tow Law
Renting and leasing of agricultural machinery and equipment Wymondham

Equity Release LTV – cambridge building society mortgage

50% monthly payment equity release Royal London Equity Release
50% loan to value interest-only lifetime mortgages Legal and General
45% loan to value (LTV) home reversion plans Santander
25% loan to value (LTV) lumpsum lifetime mortgages Central Trust
40% LTV home reversion plans Foundation Home Loans
35% LTV home reversion schemes New Life
55% loan to value lifetime mortgage with flexible drawdown cash release Equifinance
25% loan to value home reversion plans New Street Mortgages

Downsides of Lifetime Mortgages

Interest-only lifetime mortgages can reduce the value of your estate. Lumpsum lifetime mortgages may impact entitlements to state benefits. You may need to pay a solicitor’s fee and you could have higher rates to pay with some schemes.

Equity Release percentages of your current property value

The older you are and the sicker you are the more money you can release.

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