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4.88% APR Equity Release

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Not interested in equity release? Do you want a conventional interest-only mortgage at 3.97%, regardless of age? Please Click Here

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Release equity from:*
How Much Would You Like Release?*
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Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
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Please tell us about your self and what you want
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Remortgage Bad Credit Teachers Building Society in 2025

Interest Only Lifetime Mortgages Kensington Mortgage Company in 2025

Retirement Mortgage Direct Lender in 2025

Equity Loan Clay Lump Construction House in 2025

Home Equity Loan Retirement Advantage UK

Interest Only Mortgage Chorley Building Society in 2025

Equity Release LTV

The more elderly you are and the more illnesses you have you are, the more tax-free money you can release.

Downsides of Lifetime Mortgages

Lump-sum lifetime mortgages can reduce your estate value. Interest-only lifetime mortgages may impact the ability to claim benefits. You may need to pay an advisor’s fee, and some products may expose you to changes in interest rates.

Wealthy business owners who could benefit from equity release tax planning

Funeral and related activities Eastleigh
Manufacture of breakfast cereals and cereals-based food Wallingford
Postal activities under universal service obligation Beaconsfield
Central banking Hythe
Bookkeeping activities West Ham
Repair and maintenance of ships and boats Henley-on-Thames
Pre-primary education Hornsey
Plant propagation Buxton
Retail sale of beverages in specialised stores in Scarborough
Life reinsurance Stotfold
Manufacture of magnetic and optical media Porthleven
Agents specialized in the sale of other particular products in Littlehampton
Wholesale of textiles East Ham
Photographic activities not elsewhere classified as Blyth
Manufacture of ceramic sanitary fixtures Swanley
Retail sale via stalls and markets of food, beverages and tobacco products Middlesbrough
Growing of spices, aromatic, drug and pharmaceutical crops Hessle
Manufacture of motorcycles Fareham
Other processing and preserving of fruit and vegetables in Middlewich
Licensed carriers Doncaster
Retail sale of sports goods, fishing gear, camping goods, boats and bicycles. Filey
Repair of electrical equipment Cheshunt
Printing n e c Gainsborough
Cold drawing of bars Corbridge
Manufacture of air and spacecraft and related machinery Corsham

Towns of the UK where equity release is common

Faversham
Wincanton
Henley-on-Thames
Swanley
Burton Latimer
Kirkham
Finchley
Dawley
Chatteris
Much Wenlock
Windsor
Kenilworth
St Ives
Belper
Aylsham
Thatcham
Spilsby

The mortgage lender will want to know if the property is a Freehold house or a Leasehold flat with a share of freehold and if the resident is an Assured shorthold tenancy tenant.

Canada LIfe - Interest Select Gold Flexi

Pensioner Mortgage Yorkshire Bank

Canada Life Home Finance lifetime mortgage for properties in Scotland

It is common to find individuals searching for interest-only lifetime mortgages, lumpsum lifetime mortgages, or lifetime mortgages with flexible drawdown cash releases. However, Age Partnerships like Aegon are keen to see evidence of your situation through pension statements.

Aviva Flexible Voluntary Repayment Plan
Canada Life Lifetime Mortgages
More2Life Flexi Choice Drawdown Lite Plan
Nationwide Equity Release Plans
More to Life Flexi Choice Voluntary Payment Super Lite
Canada Life Lifetime Mortgages
Hodge Lifetime Flexible Drawdown Plan
L&G Legal & General Flexible Lifetime Mortgage
Liverpool Victoria LV Equity Release
HSBC Lifetime Mortgage
Age Partnership Lifetime Mortgage
Canada Life Interest Select Gold Flexi
HSBC Equity Release Plans
Lloyds Bank Lifetime Mortgage
Royal Bank of Scotland Equity Release Plans
Saga home reversion plan
Liverpool Victoria LV Equity Release
More2Life Capital Choice Plus Plan
HSBC Equity Release
Royal Bank of Scotland Equity Release Schemes

Lenders for Equity Release

Age Concern
Pure Retirement
the Telegraph
Bridgewater
LV Liverpool Victoria

Bad Credit Mortgages Properties Held In Trust UK

Canada Life Equity Release

Interest Only Lifetime Mortgages Yorkshire Bank

More2Life

One Family Lifetime Mortgages

Pure Retirement Drawdown Lifetime Mortgages

What percentage can be released?

50% home reversion plans AIG Life
34.22% loan to value lump sum lifetime mortgages More to Life
60% loan to value home reversion schemes More2Life

Difficult-to-mortgage property types include properties in poor condition, properties where multiple third parties are living in an annexe, right–to–buy properties in England, Wales, and Northern Ireland, properties where the customer is offering only part of the title as security for the loan, and properties with leased solar panels.

Does Yorkshire Bank do mortgages up to 85?

Yorkshire Bank offers mortgages up to 85 at 2.01% APR, with an LTV of 54.22%.

Does Yorkshire Bank offer later-life lending to those Under 55?

Yorkshire Bank’s later life lending Under 55 is 2.29% APRC.

Does Yorkshire Bank do mortgages over 70?

Yes, Yorkshire Bank mortgages over 70 are 2.13% APRC.

Does Yorkshire Bank offer mortgages over 75?

Yes, Yorkshire Bank mortgages over 75 are 2.03% APR.

Does Yorkshire Bank offer later-life lending?

Yes, Yorkshire Bank’s later-life lending is 2.22% APRC.

What are the current Yorkshire Bank interest rates for retirement mortgages?

Yorkshire Bank rates for retirement mortgages are 1.8% MER.

Do Yorkshire Bank have favourable reviews for pensioner mortgages?

Yes, Yorkshire Bank reviews are superb for pensioner mortgages.

Does the Yorkshire Bank Rio mortgage calculator show the loan to value (ltv)?

Yes, the Yorkshire Bank RIO mortgage calculator shows a favourable loan-to-value (ltv) of 70%.

Does a Yorkshire Bank retirement interest-only mortgage advisor charge a substantial fee?

No, Yorkshire Bank retirement interest-only mortgage advisors are free.

Does Yorkshire Bank offer mortgages over 60?

Yes, Yorkshire Bank mortgages over 60 are 2.2% APR.

Does Yorkshire Bank offer mortgages over 55?

Yes, Yorkshire Bank mortgages over 55 are 2.24% APR.

Appealing pensioner loan products include Lloyds Bank retirement mortgages, Barclays retirement mortgages, NatWest interest-only lifetime mortgages, L&G interest-only mortgages for people over 60, and Nationwide Building Society interest-only mortgages for people over 60.

Hard-to-mortgage home variants can include timber-framed properties built before 1920, timber-framed properties built between 1920 and 1965, studio flats located within the M25, studio flats outside the M25, and freehold flats (England, Wales, Northern Ireland).

Popular loan to values of TSB mortgages for over 65, HSBC interest-only mortgages for people over 60, NatWest mortgages for 60-year-olds, Legal and General mortgages for 60 plus pensioners, Royal Bank of Scotland mortgages for 60 plus and Nationwide pensioner mortgages over 60 are 50%, 60% and 70%.

Does YB offer mortgages up to 85?

YB offers mortgages up to 85 at 2.3% APRC, with an LTV of 74.22%.

Does YB lend later-life loans to people under 55?

Yes, YB’s later life lending Under 55 is 2.24.22% APR.

Does YB offer mortgages over 70?

Yes, YB mortgages over 70 are 2.24% MER.

Do YB do mortgages over 75?

Yes, YB mortgages over 75 are 2.22% MER.

Does YB offer later-life lending?

Yes, YB later life lending is 1.99% APRC.

What are the current YB interest rates for retirement mortgages?

YB rates for retirement mortgages are 2.26% MER.

Does YB have good reviews for pensioner mortgages?

Yes, YB reviews are superb for pensioner mortgages.

Does the YB Rio mortgage calculator show the LTV?

Yes, the YB RIO mortgage calculator shows a good LTV of 74.22%.

Does a YB retirement interest-only mortgage advisor charge a hefty fee?

No, YB retirement interest-only mortgage advisors are free.

Does YB offer mortgages over 60?

Yes, YB mortgages over 60 are 2.26% APR.

Does YB offer mortgages over 55?

Yes, YB mortgages over 55 are 2.27% APRC.

Tough-to-finance property titles can include properties built or converted into dwellings more than 10 years ago, properties with a large number/scale of outbuildings, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties using rooms, land or outbuildings for business purposes which are not personal to the borrower(s) or which extend to more than 50% of the property to be secured and properties where Japanese Knotweed is present.

Challenging to finance home titles can include properties built on contaminated land, without a kitchen or bathroom, some with sitting tenants or regulated tenancies, thatched buildings and concrete frames.

Today's Date: 22 March 2025

Published on: 12 June 2020

Last Updated on: 9 January 2025

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