Release-tax free equity from your house
No monthly payments
Use the equity released for anything you like
Are you still paying a mortgage? That’s fine we can help
Continue to live in your own house
Could be used to help tax planning
Mortgage lender not impacted by covid 19-corona virus
All UK Postcodes are acceptable
Clay lump construction homes are acceptable

If you don’t want a lifetime mortgage or equity release, and just want a normal interest-only mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Your Email Address:*
Phone Number*
First Line Of Your Address:*
Your Postcode:*

Not interested in equity release? Do you just want a conventional interest-only mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

How much is it common to release from a home

50% monthly payment equity release AIG Life
40% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Crown
25% loan to value home reversion schemes Central Trust
25% LTV home reversion plans Nationwide Building Society
40% loan to value lumpsum lifetime mortgages One Family
30% loan to value home reversion schemes Evolution Money
45% loan to value (LTV) lump sum lifetime mortgages West One
25% loan to value home reversion plans Ipswich

The mortgage lender will want to know if the property is a Semi detached freehold house or a Leasehold flat and if the resident is an Private Tenant.

It’s common to encounter people looking for interest-only lifetime mortgages, monthly payment life time mortgage or interest-only lifetime mortgages, however, Age Concern like LV Liverpool Victoria are keen to see paperwork to show your circumstances in the form of pension statements.

Equity Release UK Providers

Legal and General
Crown
More2Life

Disadvantages of Lifetime Mortgages

Lifetime mortgage with flexible drawdown cash release can reduce the inheritance for your family. Interest-only lifetime mortgages may impact ability to get state benefits. You may need to pay a legal fee and you could have higher rates to pay with some schemes.

What percentage can be released?

The more elderly you are and the sicker you are the more money you can release.

Canada Life Lifestyle Gold Flexi
Liverpool Victoria LV Equity Release Plans
Pure Retirement Equity Release Plans
Stonehaven Interest Select Plan
More to Life Capital Choice Plus Plan
Canada Life Lifetime Mortgage
More2Life Capital Choice Plus Plan
Nationwide Interest Only Lifetime Mortgage
Lloyds Bank Equity Release Schemes
NatWest Lifetime Mortgage
Saga Equity Release Schemes
Bridgewater Equity Release
L&G Legal & General Flexible Lifetime Mortgage
NatWest Lifetime Mortgage
Royal Bank of Scotland Equity Release
Canada Life Lifestyle Gold Flexi
L&G Legal & General Premier Flexible Lifetime Mortgage
More to Life Tailored Choice Plan
Lloyds Bank Equity Release
Age Partnership Equity Release Plans

Business owners who could benefit from equity release estate planning

Manufacture of glass fibres Elstree and Borehamwood
Freshwater aquaculture Coalville
Retail sale of hearing aids Canvey Island
Manufacture of essential oils Bexley
Finishing of textiles Woodstock
Veterinary activities Buckingham
Central banking Newton-le-Willows
Manufacture of light metal packaging Downham Market
Management of real estate on a fee or contract basis Wellington
Repair of other equipment Much Wenlock
Steam and air conditioning supply Chagford
Raising of camels and camelids Ponteland
General secondary education Littlehampton
Operation of gravel and sand pits; mining of clays and kaolin Sandiacre
Retail sale of computers, peripheral units and software in specialised stores Bodmin
Wholesale of wine, beer, spirits and other alcoholic beverages Ventnor
Scheduled passenger air transport Malton
Distribution of gaseous fuels through mains Ashford
Activities of investment trusts Gorleston-on-Sea
Activities of households as employers of domestic personnel Princes Risborough

Canada Life Drawdown Lifetime Mortgages

Crown Mortgages

More2Life Lifetime Mortgages

Pure Retirement Drawdown Lifetime Mortgages

Pensioner Mortgage Pure Retirement

Do Pure Retirement offer mortgages up to 85?

Yes, Pure Retirement do mortgages up to 85 at 2.25% APR. Pure Retirement mortgages up to 85 have a loan to value (ltv) of 65%.

Does Pure Retirement offer later life lending to Under 55?

Yes, Pure Retirement later life lending Under 55 is 2.01% APR.

Does Pure Retirement offer mortgages over 70?

Yes, Pure Retirement mortgages over 70 are 2.18% APRC.

Do Pure Retirement do mortgages over 75?

Yes, Pure Retirement mortgages over 75 are 2.08% APRC.

Do Pure Retirement offer later life lending?

Yes, Pure Retirement later life lending is 2.27% APR.

What are Pure Retirement rates for retirement mortgages?

Pure Retirement rates for retirement mortgages are 2.07% MER.

Do Pure Retirement have excellent reviews for pensioner mortgages?

Yes, Pure Retirement reviews are commendable for pensioner mortgages.

Does the Pure Retirement rio mortgage calculator show the loan to value (ltv)?

Yes, the Pure Retirement RIO mortgage calculator shows a excellent loan to value (ltv) of 55%.

Does a Pure Retirement retirement interest only mortgage advisor charge a substantial fee?

No, Pure Retirement retirement interest only mortgage advisors are free.

Does Pure Retirement do mortgages over 60?

Yes, Pure Retirement mortgages over 60 are 2.19% MER.

Does Pure Retirement do mortgages over 55?

Yes, Pure Retirement mortgages over 55 are 2.19% MER.

Interest Only Lifetime Mortgages Pure Retirement

Areas where Lifetime Mortgages are common

Ventnor
Garstang
Mansfield
West Tilbury
Tonbridge
Scunthorpe
Great Dunmow
Sittingbourne
Redcar
Syston
Princes Risborough
Clun
Princes Risborough

Difficult to finance home variants can include properties where proposed building works have not yet commenced, entirely tenanted properties, leasehold properties where the lease length is currently unacceptable, properties where the customer is offering only part of the title as security for the loan and properties with single skin brickwork.

Common retirement loan offerings include Lloyds Bank interest only mortgages for over 60s, Barclays later life mortgages, Post Office lifetime mortgages, L&G later life mortgages and Nationwide Building Society later life mortgages.

Hard to mortgage home types can include pre-fabricated reinforced concrete (PRC), timber framed properties built between 1920 and 1965, steel frame/clad properties built before 1990, privately developed flats in blocks of five storeys or more and freehold flats (England, Wales, Northern Ireland).

Do Pure offer mortgages up to 85?

Yes, Pure do mortgages up to 85 at 2.13% MER. Pure mortgages up to 85 have a loan to value (ltv) of 70%.

Do Pure offer later life lending to Under 55?

Yes, Pure later life lending Under 55 is 2.25% APR.

Do Pure offer mortgages over 70?

Yes, Pure mortgages over 70 are 2.21% APRC.

Do Pure offer mortgages over 75?

Yes, Pure mortgages over 75 are 2.04% APR.

Do Pure offer later life lending?

Yes, Pure later life lending is 2.23% APRC.

What are the current Pure rates for retirement mortgages?

Pure rates for retirement mortgages are 1.98% APR.

Do Pure have excellent reviews for pensioner mortgages?

Yes, Pure reviews are splendid for pensioner mortgages.

Does the Pure rio mortgage calculator show the loan to value?

Yes, the Pure RIO mortgage calculator shows a excellent loan to value of 55%.

Does a Pure retirement interest only mortgage advisor charge a big fee?

No, Pure retirement interest only mortgage advisors are free.

Do Pure do mortgages over 60?

Yes, Pure mortgages over 60 are 2.11% APRC.

Do Pure do mortgages over 55?

Yes, Pure mortgages over 55 are 2.21% APRC.

Popular loan to value percentages of Lloyds Bank later life mortgages for over 60s, Barclays retirement mortgagesover 65, Post Office mortgages for over 50 year olds, Legal & General interest only lifetime mortgages for people over 60, RBS later life mortgages for over 70s and Nationwide later life mortgages for over 70s are 50%, 55% and 70%.

Tough to mortgage home titles include flats of less than 30 square metres in any location, properties with a single annexe or other self-contained part of the property, properties with more than one annexe or self-contained part of the property, properties using rooms, land or outbuildings for business purposes which are not personal to the borrower(s) or which extend to more than 50% of the property to be secured and properties with mobile phone masts which are within influencing distance of the house.

Challenging to mortgage home variants can include properties built on contaminated land, properties close to mining works, areas of landfill, areas of recent flooding or subsidence, properties with structural problems, corrugated iron construction and properties that has never been registered with the land registry.

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