
- Release tax-free cash from your home.
- You don’t need to make regular monthly payments
- Help your family with the money you release
- Still have a few more mortgage payments to make? We can help with that
- Continue to live in your own home
- Can help with tax planning
- All areas of the UK are acceptable
If you don’t want a lifetime mortgage or equity release and want a standard interest-only mortgage at 3.97%, regardless of your age, please Click Here
Not interested in equity release? Do you want a conventional interest-only mortgage at 3.97%, regardless of age? Please Click Here







Equity Release Lenders
- Sunlife Plans
- Pure Retirement
- Aviva
- Old Mutual Wealth






Pensioner Mortgage Saffron Bs




Interest Only Lifetime Mortgages Saffron Bs














The first and second charge lenders will want to know if the property is a semi-detached freehold house or a Leasehold house and if the resident is an Owner-Occupant Primary Residence.
Equity Release LTV Percentages
The older you are and the more serious your illnesses you are, the more tax-free money you can release.
Business owner’s details likely with equity to release
- Operation of rail freight terminals in Accrington
- Activities of credit bureaus Eastleigh
- Wholesale of live animals Fakenham
- Other manufacturing n e c Hebden Royd
- Space transport Guildford
- Manufacture of fibre optic cables Chagford
- Raising of sheep and goats Saltash
- Motion picture, television and other theatrical casting activities March
- Operation of warehousing and storage facilities for water transport activities Wells-next-the-Sea
- Sports and recreation education Tavistock
- Financial management Chatteris
- Support activities for animal production other than farm animal boarding and care n e c Falmouth
- Raising of other cattle and buffaloes Wallsend
- Manufacture of other technical ceramic products in West Ham
- Agents involved in the sale of textiles, clothing, fur, footwear and leather goods Nailsea
- Non-life insurance Maldon
- Renting and leasing of air passenger transport equipment Kingsteignton
- Other building and industrial cleaning activities in Barnoldswick
- Manufacture of other wearing apparel and accessories n e c Steyning
- Tour operator activities Pocklington
- Portrait photographic activities Rotherham
- Other social work activities without accommodation n e c Thorne
- Solicitors Woodbridge
- Other specialised construction activities n e c Berkhamsted
- Manufacture of other chemical products n e c Totnes
- Manufacture of other parts and accessories for motor vehicles Leiston
- More2Life Capital Choice Plan
- Stonehaven Interest Only Lifetime Mortgage
- HSBC Equity Release Plans
- Lloyds Bank Lifetime Mortgage
- NatWest Interest Only Lifetime Mortgage
- Royal Bank of Scotland Equity Release Schemes
- Hodge Lifetime Flexible Drawdown Plan
- More to Life Tailored Choice Plan
- Pure Retirement Equity Release Plans
- Royal Bank of Scotland Lifetime Mortgage
- Age Partnership Equity Release Schemes
- Just retirement equity release lifetime mortgages
- L&G Legal & General Premier Flexible Lifetime Mortgage
- Liverpool Victoria LV= Flexible Lifetime Mortgage
- More 2 Life Flexi Choice Drawdown Lite Plan
- Nationwide Equity Release Plans
- HSBC Equity Release
- Age Partnership Equity Release Plans
- Aviva Lifetime Mortgages
- Canada Life Second Home Voluntary Select Plan
- More2Life Flexi Choice Voluntary Payment Super Lite
- Pure Retirement Equity Release
- Lloyds Bank Equity Release Schemes
Areas in the UK where retirement mortgages are routine
- East Grinstead
- Chatteris
- Redruth
- Settle
- Bradford-on-Avon
- Moretonhampstead
- Blackpool
- Bromborough
- Tamworth
- Beaminster
- Wath-upon-Dearne
- Wadhurst
- Newport Pagnell
- Stow-on-the-Wold
- Harworth and Bircotes


Does the Saffron Building Society do mortgages up to 85?
Yes, Saffron Building Society offers mortgages up to 85 at 2.14.22% APR, with a loan-to-value of 70%.
Does the Saffron Building Society lend later-life loans to those under 55?
Yes, Saffron Building Society’s later life lending Under 55 is 2.21% APR.
Does the Saffron Building Society offer mortgages over 70?
Yes, Saffron Building Society mortgages over 70 are 1.94% MER.
Does the Saffron Building Society do mortgages over 75?
Yes, Saffron Building Society mortgages over 75 are 2.3% APRC.
Does the Saffron Building Society do later-life lending?
Yes, Saffron Building Society’s later life lending is 2.27% APR.
What are the current Saffron Building Society interest rates for retirement mortgages?
Saffron Building Society rates for retirement mortgages are 1.88% APRC.
Does the Saffron Building Society have favourable reviews for pensioner mortgages?
Yes, Saffron Building Society reviews are commendable for pensioner mortgages.
Does the Saffron Building Society Rio mortgage calculator show the loan to value?
Yes, the Saffron Building Society RIO mortgage calculator shows a favourable loan to value-of 74.22%.
Does a Saffron Building Society retirement interest-only mortgage advisor charge a big fee?
No, Saffron Building Society retirement interest-only mortgage advisors are free.
Does the Saffron Building Society have mortgages for people over 60?
Yes, Saffron Building Society mortgages over 60 are 2.16% MER.
Does the Saffron Building Society have mortgages for people over 55?
Yes, Saffron Building Society mortgages over 55 are 2.04.22% APR.
Drawbacks of Home Reversion Plans
Home reversion plans can reduce the inheritance for your family. Interest-only lifetime mortgages may impact the ability to claim benefits. You may need to pay a broker’s fee, and you could have higher rates to pay with some schemes.

Equity Release percentages of your current property value
- 60% lifetime mortgage with flexible drawdown cash release VitalityLife Equity Release
- 54.22% loan to value monthly payment lifetime mortgage 1st Stop Home Loans
- 44.22% loan to value lump sum lifetime mortgages United Trust Bank
- 30% loan to value lifetime mortgage with flexible drawdown cash release Scottish Building Society
It’s common to discover people looking for lumpsum lifetime mortgages, monthly payment lifetime mortgages or lifetime mortgages with flexible drawdown cash releases; however, Sunlife Plans like Royal London Equity Release are keen to see paperwork to show your situation in the form of pension statements.
- Equity Loan JPMorgan Chase Bank UK
- Mansfield Building Society Interest Rates
- Home Equity Loan Property Is Grade Ii Listed 2 UK
- Refinance Metro Bank UK
- Remortgage Property With Solar Farms Wind Turbines Mobile Masts in 2025
- Pensioner Mortgage Stonehaven in 2025
- Bad Credit Mortgages Sell House in 2025
- Interest Only Mortgage Barnsley Building Society for 2025
- RIO Monmouthshire Building Society for 2025
- Equity Loan Scotland UK
- Home Equity Loan Reliance Bank UK
- Remortgage Bad Credit Intelligent Finance in 2025
- Pensioner Mortgage Housing Association Or Social Housing UK
- Bad Credit Mortgages Under Power Of Attorney in 2025
- Remortgage Newcastle Building Society UK
- Interest Only Lifetime Mortgages Foundation Home Loans UK
- Interest Only Lifetime Mortgages More Than Two Borrowers for 2025
- Home Equity Loan Cynergy Bank UK
- Pensioner Mortgage Parity Trust for 2025
- Interest Only Mortgage Chelsea Building Society for 2025
- Home Equity Loan Melton Mowbray in 2025
- Refinance Hanley Economic Building Society UK
- Remortgage The Mortgage Lender Limited in 2025
- Refinance Precast Reinforced Concrete Prc Properties for 2025
- Bad Credit Mortgages Godiva Mortgages Ltd for 2025
- Equity Loan Refinance for 2025
- RIO Furness Building Society in 2025
- Refinance Landbay UK
- Retirement Mortgage Loughborough Society UK
- Remortgage Bad Credit Property Built On Or Near To Contaminated Site in 2025
- Remortgage Scottish Isles Property in 2025
- Equity Loan Landmark Mortgages in 2025
- Remortgage Bad Credit for 2025
- Interest Only Mortgage Post Office in 2025
- Home Equity Loan Asbestos UK
- Equity Loan Spray Foam for 2025
- Home Equity Loan For Self-Build UK
- Equity Loan South Yorkshire Sheffield in 2025
- RIO Age 41 UK
- Pensioner Mortgage Pepper Money in 2025
- Refinance Zephyr Mortgages UK
- RIO Precise Mortgages in 2025
- Bad Credit Mortgages Hodge in 2025
- RIO No Broker Fee in 2025
- Remortgage Bad Credit Iva in 2025
- Interest Only Mortgage Hanley Mortgages for 2025
- Remortgage Bad Credit Bank Of Ireland for 2025
- Remortgage Bad Credit Adam & Company in 2025
- Interest Only Lifetime Mortgages Asbestos Composition Roof Tiles UK
- Remortgage Bad Credit Together Personal Finance in 2025
- Freehold Flat
- Interest Only Lifetime Mortgages Tipton And Coseley Building Society in 2025
- Refinance Asbestos Sheet for 2025
- Equity Loan In-Situ Cast Concrete Properties UK
- Home Equity Loan Refinancing for 2025
- Home Equity Loan Mortgage Agency Services for 2025
- RIO First Direct UK
- Remortgage Bad Credit Ipswich Building Society Mortgages in 2025
- Remortgage Harpenden Building Society UK
- Refinance Ecology Building Society in 2025
- Pensioner Mortgage Allied Irish Bank Aib in 2025
- One savings Bank
- Equity Loan State Bank Of India UK for 2025
- Pensioner Mortgage Bluestone Mortgages in 2025
- Equity Loan Leeds Building Society UK
- Remortgage Age 48 in 2025

One Family Retirement Mortgages
Hard-to-finance property types can include properties in poor condition, entirely tenanted properties, leasehold properties where the lease length is currently unacceptable, crofted houses and properties with single-skin brickwork.
Many of the most appealing pensioner finance products are Lloyds Bank interest-only mortgages for people over 70, Barclays mortgages for those over 60s, Halifax retirement interest-only mortgages, L&G later life mortgages, and Nationwide BS mortgages for people 60 plus.
Difficult to mortgage home variants include eco houses and modern methods of construction, properties with any externally applied insulation to the walls after construction, large concrete panel systems, freehold/feuhold flats (Scotland only) and flats above or adjacent to commercial premises.
Do Saffron Bs do mortgages up to 85?
Yes, Saffron Bs does mortgages up to 85 at 1.92% APRC. Saffron Bs mortgages up to 85 can have an LTV of 54.22%.
Does Saffron Bs do later life lending to Under 55?
Yes, Saffron Bs later life lending Under 55 is 2.22% MER.
Do Saffron Bs do mortgages over 70?
Yes, Saffron Bs mortgages over 70 are 2.28% APRC.
Do Saffron Bs offer mortgages over 75?
Yes, Saffron Bs mortgages over 75 are 2.2% APRC.
Does Saffron Bs do later life lending?
Yes, Saffron Bs later life lending is 2.01% APRC.
What are Saffron Bs rates for retirement mortgages?
Saffron Bs interest rates for retirement mortgages are 2.2% APR.
Does Saffron Bs have excellent reviews for pensioner mortgages?
Yes, Saffron Bs reviews are commendable for pensioner mortgages.
Does the Saffron Bs rio mortgage calculator show the loan to value (ltv)?
Yes, the Saffron Bs RIO mortgage calculator shows a excellent loan to value (ltv) of 54.22%.
Does a Saffron Bs retirement interest only mortgage advisor charge a large fee?
No, Saffron Bs retirement interest only mortgage advisors are free.
Do Saffron Bs do mortgages over 60?
Yes, Saffron Bs mortgages over 60 are 2.3% APRC.
Do Saffron Bs do mortgages over 55?
Yes, Saffron Bs mortgages over 55 are 2.04.22% APRC.
Common loan to values of Lloyds Bank later life interest only mortgages over 75, Barclays Bank mortgages for pensioners over 60, Post Office equity release schemes for over 55’s, Legal and General later life borrowing schemes over 55, Bank of Scotland pensioner mortgages over 60 and Nationwide BS pensioner mortgages over 60 are 50%, 60% and 70%.
Challenging to mortgage home variants include flats of less than 30 square metres in any location, properties with a large number/scale of outbuildings, properties with more than one annexe or self-contained part of the property, properties that have solar farms or a large number of wind turbines on the land and properties that have a private water supply provided a contract is in place with an approved maintenance company for regular testing and maintenance.
Tough to mortgage property titles include properties built on contaminated land, ground rent where the lease or any deed varying the lease provides for a ground rent exceeding, or where the escalating provisions would result in the ground rent exceeding £250 per annum (or £1000 per annum where the property is in Greater London). In these properties, there are boundary disputes or where planning applications have not been applied for correctly, timber buildings and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.
How much money can I borrow?
You can achieve 70% of your home’s valuation. For example, if your house is worth £230,000 you can release £149,000.