Lifetime Mortgage Saffron Building Society

Retirement Mortgage Saffron Bs

  • Release tax-free cash from your home.
  • You don’t need to make regular monthly payments
  • Help your family with the money you release
  • Still have a few more mortgage payments to make? We can help with that
  • Continue to live in your own home
  • Can help with tax planning
  • All areas of the UK are acceptable

If you don’t want a lifetime mortgage or equity release and want a standard interest-only mortgage at 3.97%, regardless of your age, please Click Here


  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.

  • About You

Not interested in equity release? Do you want a conventional interest-only mortgage at 3.97%, regardless of age? Please Click Here

retirement mortgages
interest only lifetime mortgage


  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.

  • About You

retirement mortgages
lifetime mortgage
pensioner mortgages
retirement mortgage




Equity Release Lenders

  • Sunlife Plans
  • Pure Retirement
  • Aviva
  • Old Mutual Wealth
Bad Credit Mortgages Jpmorgan Chase Bank in 2025



Pure Retirement - Classic Lite

Pensioner Mortgage Saffron Bs

more 2 life joint lifetime mortgage

Canada Life - Lifestyle Lite

Aviva lifetime mortgage

Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges

Interest Only Lifetime Mortgages Saffron Bs

Legal & General Home Finance lifetime mortgage

Bad Credit Mortgages Stonehaven UK


The first and second charge lenders will want to know if the property is a semi-detached freehold house or a Leasehold house and if the resident is an Owner-Occupant Primary Residence.

Equity Release LTV Percentages

The older you are and the more serious your illnesses you are, the more tax-free money you can release.

Business owner’s details likely with equity to release

  • Operation of rail freight terminals in Accrington
  • Activities of credit bureaus Eastleigh
  • Wholesale of live animals Fakenham
  • Other manufacturing n e c Hebden Royd
  • Space transport Guildford
  • Manufacture of fibre optic cables Chagford
  • Raising of sheep and goats Saltash
  • Motion picture, television and other theatrical casting activities March
  • Operation of warehousing and storage facilities for water transport activities Wells-next-the-Sea
  • Sports and recreation education Tavistock
  • Financial management Chatteris
  • Support activities for animal production other than farm animal boarding and care n e c Falmouth
  • Raising of other cattle and buffaloes Wallsend
  • Manufacture of other technical ceramic products in West Ham
  • Agents involved in the sale of textiles, clothing, fur, footwear and leather goods Nailsea
  • Non-life insurance Maldon
  • Renting and leasing of air passenger transport equipment Kingsteignton
  • Other building and industrial cleaning activities in Barnoldswick
  • Manufacture of other wearing apparel and accessories n e c Steyning
  • Tour operator activities Pocklington
  • Portrait photographic activities Rotherham
  • Other social work activities without accommodation n e c Thorne
  • Solicitors Woodbridge
  • Other specialised construction activities n e c Berkhamsted
  • Manufacture of other chemical products n e c Totnes
  • Manufacture of other parts and accessories for motor vehicles Leiston

 

  • More2Life Capital Choice Plan
  • Stonehaven Interest Only Lifetime Mortgage
  • HSBC Equity Release Plans
  • Lloyds Bank Lifetime Mortgage
  • NatWest Interest Only Lifetime Mortgage
  • Royal Bank of Scotland Equity Release Schemes
  • Hodge Lifetime Flexible Drawdown Plan
  • More to Life Tailored Choice Plan
  • Pure Retirement Equity Release Plans
  • Royal Bank of Scotland Lifetime Mortgage
  • Age Partnership Equity Release Schemes
  • Just retirement equity release lifetime mortgages
  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • More 2 Life Flexi Choice Drawdown Lite Plan
  • Nationwide Equity Release Plans
  • HSBC Equity Release
  • Age Partnership Equity Release Plans
  • Aviva Lifetime Mortgages
  • Canada Life Second Home Voluntary Select Plan
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • Pure Retirement Equity Release
  • Lloyds Bank Equity Release Schemes

 

Areas in the UK where retirement mortgages are routine

  • East Grinstead
  • Chatteris
  • Redruth
  • Settle
  • Bradford-on-Avon
  • Moretonhampstead
  • Blackpool
  • Bromborough
  • Tamworth
  • Beaminster
  • Wath-upon-Dearne
  • Wadhurst
  • Newport Pagnell
  • Stow-on-the-Wold
  • Harworth and Bircotes

Does the Saffron Building Society do mortgages up to 85?

Yes, Saffron Building Society offers mortgages up to 85 at 2.14.22% APR, with a loan-to-value of 70%.

Does the Saffron Building Society lend later-life loans to those under 55?

Yes, Saffron Building Society’s later life lending Under 55 is 2.21% APR.

Does the Saffron Building Society offer mortgages over 70?

Yes, Saffron Building Society mortgages over 70 are 1.94% MER.

Does the Saffron Building Society do mortgages over 75?

Yes, Saffron Building Society mortgages over 75 are 2.3% APRC.

Does the Saffron Building Society do later-life lending?

Yes, Saffron Building Society’s later life lending is 2.27% APR.

What are the current Saffron Building Society interest rates for retirement mortgages?

Saffron Building Society rates for retirement mortgages are 1.88% APRC.

Does the Saffron Building Society have favourable reviews for pensioner mortgages?

Yes, Saffron Building Society reviews are commendable for pensioner mortgages.

Does the Saffron Building Society Rio mortgage calculator show the loan to value?

Yes, the Saffron Building Society RIO mortgage calculator shows a favourable loan to value-of 74.22%.

Does a Saffron Building Society retirement interest-only mortgage advisor charge a big fee?

No, Saffron Building Society retirement interest-only mortgage advisors are free.

Does the Saffron Building Society have mortgages for people over 60?

Yes, Saffron Building Society mortgages over 60 are 2.16% MER.

Does the Saffron Building Society have mortgages for people over 55?

Yes, Saffron Building Society mortgages over 55 are 2.04.22% APR.

Drawbacks of Home Reversion Plans

Home reversion plans can reduce the inheritance for your family. Interest-only lifetime mortgages may impact the ability to claim benefits. You may need to pay a broker’s fee, and you could have higher rates to pay with some schemes.

Equity Release percentages of your current property value

  • 60% lifetime mortgage with flexible drawdown cash release VitalityLife Equity Release
  • 54.22% loan to value monthly payment lifetime mortgage 1st Stop Home Loans
  • 44.22% loan to value lump sum lifetime mortgages United Trust Bank
  • 30% loan to value lifetime mortgage with flexible drawdown cash release Scottish Building Society

It’s common to discover people looking for lumpsum lifetime mortgages, monthly payment lifetime mortgages or lifetime mortgages with flexible drawdown cash releases; however, Sunlife Plans like Royal London Equity Release are keen to see paperwork to show your situation in the form of pension statements.

Aviva Equity Release

One Family Retirement Mortgages

 

Hard-to-finance property types can include properties in poor condition, entirely tenanted properties, leasehold properties where the lease length is currently unacceptable, crofted houses and properties with single-skin brickwork.

Many of the most appealing pensioner finance products are Lloyds Bank interest-only mortgages for people over 70, Barclays mortgages for those over 60s, Halifax retirement interest-only mortgages, L&G later life mortgages, and Nationwide BS mortgages for people 60 plus.

Difficult to mortgage home variants include eco houses and modern methods of construction, properties with any externally applied insulation to the walls after construction, large concrete panel systems, freehold/feuhold flats (Scotland only) and flats above or adjacent to commercial premises.

Do Saffron Bs do mortgages up to 85?

Yes, Saffron Bs does mortgages up to 85 at 1.92% APRC. Saffron Bs mortgages up to 85 can have an LTV of 54.22%.

Does Saffron Bs do later life lending to Under 55?

Yes, Saffron Bs later life lending Under 55 is 2.22% MER.

Do Saffron Bs do mortgages over 70?

Yes, Saffron Bs mortgages over 70 are 2.28% APRC.

Do Saffron Bs offer mortgages over 75?

Yes, Saffron Bs mortgages over 75 are 2.2% APRC.

Does Saffron Bs do later life lending?

Yes, Saffron Bs later life lending is 2.01% APRC.

What are Saffron Bs rates for retirement mortgages?

Saffron Bs interest rates for retirement mortgages are 2.2% APR.

Does Saffron Bs have excellent reviews for pensioner mortgages?

Yes, Saffron Bs reviews are commendable for pensioner mortgages.

Does the Saffron Bs rio mortgage calculator show the loan to value (ltv)?

Yes, the Saffron Bs RIO mortgage calculator shows a excellent loan to value (ltv) of 54.22%.

Does a Saffron Bs retirement interest only mortgage advisor charge a large fee?

No, Saffron Bs retirement interest only mortgage advisors are free.

Do Saffron Bs do mortgages over 60?

Yes, Saffron Bs mortgages over 60 are 2.3% APRC.

Do Saffron Bs do mortgages over 55?

Yes, Saffron Bs mortgages over 55 are 2.04.22% APRC.

Common loan to values of Lloyds Bank later life interest only mortgages over 75, Barclays Bank mortgages for pensioners over 60, Post Office equity release schemes for over 55’s, Legal and General later life borrowing schemes over 55, Bank of Scotland pensioner mortgages over 60 and Nationwide BS pensioner mortgages over 60 are 50%, 60% and 70%.

Challenging to mortgage home variants include flats of less than 30 square metres in any location, properties with a large number/scale of outbuildings, properties with more than one annexe or self-contained part of the property, properties that have solar farms or a large number of wind turbines on the land and properties that have a private water supply provided a contract is in place with an approved maintenance company for regular testing and maintenance.

Tough to mortgage property titles include properties built on contaminated land, ground rent where the lease or any deed varying the lease provides for a ground rent exceeding, or where the escalating provisions would result in the ground rent exceeding £250 per annum (or £1000 per annum where the property is in Greater London). In these properties, there are boundary disputes or where planning applications have not been applied for correctly, timber buildings and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.

How much money can I borrow?

You can achieve 70% of your home’s valuation. For example, if your house is worth £230,000 you can release £149,000.

Secured Loan And Equity Release Lenders

  1. 5.58% First Direct Secured Loans No Fees Free Valuation 84.22%
  2. 5.74% Secured Loans with Mansfield BS: No Fees, Free Valuation, and 84.22% LTV
  3. 5.72% First Trust Bank Secured Loans No Fees Free Valuation
  4. 5.64.22% Fixed Atom Bank Secured Loans No Fees Free Valuation
  5. 5.75% The Mortgage Lender Secured Loans with No Fees, Even with Bad Credit
  6. Black Horse Secured Loans: No Fees, Free Valuation
  7. 5.83% Legal And General Secured Loans – No Fees, Free Valuation
  8. 5.57% Royal Bank of Scotland Secured Loans No Fees 90% LTV
  9. 7.38% Under 50 UK Property Secured Loans No Fees Bad Credit
  10. 7.21% No Broker Fee Secured Loan with Free Valuation and No Fees – 90% LTV
  11. 7.36% High Acceptance Secured Loans No Fees Free Valuation
  12. Newcastle Building Society Secured Loans No Fees
  13. 5.57% Fixed Amber Home Secured Loans No Fees Free Valuation
  14. 5.75% Yorkshire BS Secured Loans: No Fees, Free Valuation, 85% LTV
  15. 5.52% Precise Mortgages Secured Loans No Fees Free Valuation
  16. 90% LTV with 7.4% Pre-Fabricated Properties Secured Loans
  17. 7.44% Laing Easiform Homes Mortgages Secured Loans No Fees
  18. Leeds BS Secured Loans – Get Free Valuation & No Fees
  19. 5.73% Teachers Building Society Secured Loans with No Fees and 84.22% LTV
  20. 7.34% Asbestos Sheet Secured Loans No Fees Free Valuation
  21. 5.72% Fixed Halifax Secured Loans – No Fees, Free Valuation, 90% LTV
  22. 7.4.22% Second Homes Secured Loans No Fees Free Valuation 90%
  23. 7.29% Crofted Houses Secured Loans – No Fees, Free Valuation
  24. 5.72% Fixed Rate on Leeds Building Society Secured Loans – No Fees, 90% LTV
  25. 5.67% Cambridge Building Society Secured Loans No Fees 90%
  26. 5.71% Nedbank Private Wealth Secured Loans No Fees 90% LTV
  27. 5.55% Clydesdale Bank Secured Loans No Fees Free Valuation
  28. 5.73% Secured Loans from Manchester Building Society – No Fees, 84.22% LTV
  29. 7.28% Category A & B Listings Scotland Listed Secured Loans
  30. 7.34% Properties Purchased Right To Buy Scheme Secured Loans
  31. 7.21% Annexe Self Contained Granny Flats Secured Loans
  32. 5.54.22% Swansea Building Society Secured Loans No Fees 90% LTV
  33. 5.62% Foundation Home Loans Secured Loans No Fees Bad Credit 2025
  34. 5.5% Intelligent Finance Secured Loans No Fees Bad Credit
  35. 7.26% Corrugated Iron Roofs and Iron Secured Loans: Get 84.22% Financing
  36. 2% Retirement Apartment Secured Loans: No Fees for Bad Credit
  37. 7.5% Asbestos Composition Roof Tiles Secured Loans No Fees
  38. 5.61% Fixed APR M&S Bank Secured Loans: No Hidden Fees, Valuation is Free
  39. 7.44% Loft Conversion Secured Loans No Fees Free Valuation
  40. 5.68% Harpenden Building Society Secured Loans No Fees 90%