Remove tax free cash from your house
No monthly repayments
Help your family with the money you release
Still, have a mortgage? No problems
Stay living in your own home for as long as you like
Lenders not affected by the coronavirus
No brokers fee added on
All parts of the UK are acceptable
Freehold flats are acceptable

If you don’t want a lifetime mortgage or equity release, and just want a normal interest-only mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Your Email Address:*
Phone Number*
First Line Of Your Address:*
Your Postcode:*

Not interested in equity release? Do you just want a conventional interest-only mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

The lender will want to know if the property is a Freehold terraced house or a Leasehold flat and if the resident is an Owner Occupier.

Hodge Lifetime Mortgage Plus
Pure Retirement Classic Voluntary Payment Super Lite
Stonehaven Interest Select Plan
NatWest Equity Release Plans
Saga home reversion plan
Canada Life Voluntary Select Gold
Just retirement equity release key features
L&G Legal & General Flexible Max Scheme
Pure Retirement Classic Voluntary Payment Super Lite
Nationwide Equity Release Schemes
HSBC Equity Release Schemes
More 2 Life Flexi Choice Drawdown Lite Plan
Royal Bank of Scotland Lifetime Mortgage
Saga Equity Release Plans
Bridgewater Equity Release
Canada Life Interest Select Gold Flexi
Hodge Lifetime Flexible Drawdown Plan
Pure Retirement Equity Release Plans
Stonehaven Equity Release Scheme
Lloyds Bank Equity Release
Saga Equity Release Schemes
Aviva Lifetime Mortgages for Pensioners
Hodge Lifetime Flexible Voluntary Repayment Plan

Disadvantages of Lifetime Mortgages

Monthly payment life time mortgage can reduce the inheritance for your family. Interest-only lifetime mortgages may impact ability to claim entitlements. You may need to pay a valuation fee and you could have higher rates to pay with some schemes.

Providers for Equity Release

Lifetime Mortgage from L&G
Bridgewater
Bower

Do State Bank Of India do mortgages up to 85?

Yes, State Bank Of India does mortgages up to 85 at 1.9% MER. State Bank Of India mortgages up to 85 can have a loan to value (ltv) of 55%.

Does State Bank Of India do later life lending to Under 55?

Yes, State Bank Of India later life lending Under 55 is 1.92% MER.

Does State Bank Of India offer mortgages over 70?

Yes, State Bank Of India mortgages over 70 are 2.22% APRC.

Do State Bank Of India offer mortgages over 75?

Yes, State Bank Of India mortgages over 75 are 2.07% MER.

Do State Bank Of India do later life lending?

Yes, State Bank Of India later life lending is 2.06% APRC.

What are the current State Bank Of India interest rates for retirement mortgages?

State Bank Of India rates for retirement mortgages are 1.8% APR.

Does State Bank Of India have positive reviews for pensioner mortgages?

Yes, State Bank Of India reviews are commendable for pensioner mortgages.

Does the State Bank Of India rio mortgage calculator show the loan to value?

Yes, the State Bank Of India RIO mortgage calculator shows a positive loan to value of 75%.

Does a State Bank Of India retirement interest only mortgage advisor charge a large fee?

No, State Bank Of India retirement interest only mortgage advisors are free.

Do State Bank Of India do mortgages over 60?

Yes, State Bank Of India mortgages over 60 are 2.01% MER.

Do State Bank Of India do mortgages over 55?

Yes, State Bank Of India mortgages over 55 are 2.18% APRC.

Equity Release LTV

60% monthly payment equity release Legal & General
55% loan to value monthly payment equity release Age Concern
35% loan to value monthly payment lifetime mortgage Pure Retirement

Hodge Lifetime Lifetime Mortgages

Legal and General Retirement Mortgages

Do State Bank Of India UK do mortgages up to 85?

Yes, State Bank Of India UK does mortgages up to 85 at 2.21% MER. State Bank Of India UK mortgages up to 85 have a loan to value of 75%.

Does State Bank Of India UK do later life lending to Under 55?

Yes, State Bank Of India UK later life lending Under 55 is 2.23% APR.

Do State Bank Of India UK do mortgages over 70?

Yes, State Bank Of India UK mortgages over 70 are 2.29% APRC.

Do State Bank Of India UK offer mortgages over 75?

Yes, State Bank Of India UK mortgages over 75 are 2.04% APR.

Does State Bank Of India UK offer later life lending?

Yes, State Bank Of India UK later life lending is 1.83% APRC.

What are State Bank Of India UK interest rates for retirement mortgages?

State Bank Of India UK rates for retirement mortgages are 2.07% APRC.

Does State Bank Of India UK have excellent reviews for pensioner mortgages?

Yes, State Bank Of India UK reviews are tiptop for pensioner mortgages.

Does the State Bank Of India UK rio mortgage calculator show the loan to value?

Yes, the State Bank Of India UK RIO mortgage calculator shows a excellent loan to value of 60%.

Does a State Bank Of India UK retirement interest only mortgage advisor charge a large fee?

No, State Bank Of India UK retirement interest only mortgage advisors are free.

Does State Bank Of India UK do mortgages over 60?

Yes, State Bank Of India UK mortgages over 60 are 2.17% APRC.

Does State Bank Of India UK do mortgages over 55?

Yes, State Bank Of India UK mortgages over 55 are 2.03% MER.

More2Life Equity Release

Just Lifetime Mortgages

Aviva Drawdown Lifetime Mortgages

Equity Release LTV Percentages

The more aged you are and the the more illnesses you have you are the more cash you can release.

It’s usual to find individuals searching for home reversion schemes, monthly payment lifetime mortgage or monthly payment equity release, however, Aviva like The Exeter Equity Release are keen to see proof of your circumstances in the form of bank statements.

Towns in the UK where retirement mortgages are popular

Aldershot
Newmarket
Harlow
Wolsingham
Gravesend
West Tilbury
Queenborough-in-Sheppey
Ashford
Newlyn
Wiveliscombe

Small business owners detail likely with equity to release

Risk and damage evaluation Buckfastleigh
Activities of patent and copyright agents; other legal activities n e c South Shields
Youth hostels Holsworthy
Travel agency activities Alfreton
Manufacture of soft furnishings Aldershot
Tax consultancy Tickhill
Manufacture of other tanks, reservoirs and containers of metal Camelford
Library activities Atherstone
Activities of other membership organizations n e c Garstang
Window cleaning services Hessle
Renting and leasing of office machinery and equipment including computers Pudsey
Manufacture of imitation jewellery and related articles Bootle
Manufacture of computers and peripheral equipment Newhaven
Other social work activities without accommodation n e c Radstock
Renting and leasing of trucks and other heavy vehicles Amble
Computer facilities management activities Burnham-on-Crouch
Manufacture of glass fibres Croydon
Manufacture of non-wovens and articles made from non-wovens, except apparel Gosport
Wholesale of waste and scrap Stowmarket
Casting of other non-ferrous metals Tiverton
Repair of household appliances and home and garden equipment Stainforth
Manufacture of consumer electronics Woburn Sands
Machining Langport
Activities of political organizations Wickwar

Difficult to finance property variants include homes requiring essential repairs, properties where tenants live in a self-contained part of the property, right to buy – properties in Scotland, properties which are made up of multiple titles and properties with leased solar panels.

Some of the most common retirement mortgage products include TSB interest only lifetime mortgages, HSBC mortgages for over 65, NatWest retirement mortgages, Legal and General interest only lifetime mortgages and Nationwide Building Society pensioner mortgages.

Hard to mortgage property variants include pre-fabricated reinforced concrete (PRC), properties with pre 1945 asbestos or similar composition roof tiles, properties constructed or converted within the past 10 years, former local authority flats and properties where the flat is accessed via a deck or balcony.

Some of the most common LTV ratios of Lloyds Bank interest only mortgages for over 60s near London, Barclays mortgages for 60 plus, Post Office over 60 lifetime mortgages no fees, L&G later life interest only mortgages over 75, Bank of Scotland equity release schemes for people over 70 and Nationwide Building Society interest only lifetime mortgages for over 70s are 40%, 60% and 70%.

Challenging to finance property titles include flats of less than 30 square metres in any location, properties converted from modern commercial premises, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties using rooms, land or outbuildings for business purposes which are not personal to the borrower(s) or which extend to more than 50% of the property to be secured and properties with mobile phone masts which are within influencing distance of the house.

Challenging to finance home titles include properties with a sinking fund of 7% or more of the property sale price when the property is sold, properties without a kitchen or bathroom, properties with structural problems, timber buildings and concrete panel houses.

Loan to value for equity release?

You can get 70% of your home’s valuation. As an example, if your home is valued at £280,000 you can release £182,000.

Free No Obligation Quote

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