Lifetime Mortgage Refinance

Retirement Mortgage Refinance

  • Remove tax-free money from your property
  • You don’t need to make regular monthly payments
  • Help your family with the money you release
  • Still, have a mortgage? We can help with that
  • Stay living in your own property for as long as you like
  • Could be used to help tax planning

If you don’t want a lifetime mortgage or equity release, and just want a normal interest only mortgage at 1.97% regardless of your age please Click Here

  • Your Requirements

  • Please enter a number from 10000 to 2000000.
  • About You

  • Please enter a number from 25 to 95.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

Not interested in equity release? Do you just want a conventional interest only mortgage at 1.97% regardless of your age please Click Here



retirement mortgage
retirement mortgage

  • Get a RIO mortgage before Brexit ruins house prices

  • Please enter a number from 10000 to 2000000.
  • About You

  • Please enter a number from 25 to 95.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

lifetime mortgage interest only rates
pensioner mortgages interest only

Pensioner Mortgage Refinance

lifetime mortgage interest only

Pitfalls of Home Reversion Schemes

Home reversion plans can reduce the value of your estate. Lifetime mortgage with flexible drawdown cash release may impact ability to claim entitlements. You may need to pay a solicitor’s fee and some products expose you to changes in interest rates.

RIO Precise Mortgages in 2020

Examples of small business owners with home equity to release

  • Retail sale of sports goods, fishing gear, camping goods, boats and bicycles Ashford
  • Construction of railways and underground railways Epsom and Ewell
  • Residential care activities for the elderly and disabled Crewkerne
  • Manufacture of assembled parquet floors Downham Market
  • Other residential care activities n e c Skelmersdale
  • Cold forming or folding Wotton-under-Edge
  • Manufacture of other special-purpose machinery n e c St Austell
  • Financial intermediation not elsewhere classified Walton-on-Thames
  • Wholesale of machinery for the textile industry and of sewing and knitting machines Newton-le-Willows
  • Repair and maintenance of aircraft and spacecraft Bishops Castle
  • Manufacture of fertilizers and nitrogen compounds Pershore
  • Removal services Topsham
  • Glazing Oldbury
  • Manufacture and processing of other glass, including technical glassware Pateley Bridge
  • Wholesale of radio, television goods & electrical household appliances other than records, tapes, CD’s & video tapes and the equipment used for playing them Henley-on-Thames
  • Activities of patent and copyright agents; other legal activities n e c Braunstone Town
  • Retail sale of hardware, paints and glass in specialised stores Dunwich
  • Security systems service activities Belper
  • Regulation of and contribution to more efficient operation of businesses Penwortham
  • Artistic creation Willenhall
  • Dismantling of wrecks Market Rasen
  • Data processing, hosting and related activities Canvey Island
  • Agents involved in the sale of food, beverages and tobacco Filey
  • Satellite telecommunications activities Blackrod
  • Forging, pressing, stamping and roll-forming of metal; powder metallurgy Heanor and Loscoe
  • Installation of industrial machinery and equipment Paddock Wood
  • Manufacture of men’s underwear Corbridge

 

  • More 2 Life Flexi Choice Drawdown Lite Plan
  • Canada Life Landlord Voluntary Select Plan
  • Hodge Lifetime Flexible Drawdown Plan
  • Just Retirement Equity Release Plans
  • Stonehaven Equity Release
  • Saga home reversion schemes
  • Canada Life Lifestyle Lite Flexi
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • TSB Lifetime Mortgage
  • Aviva Equity Release Schemes
  • Just Retirement Equity Release
  • L&G Legal & General Flexible Max Plus
  • Liverpool Victoria LV Equity Release
  • More 2 Life Capital Choice Plus Plan
  • Lloyds Bank Equity Release Schemes
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Liverpool Victoria LV Equity Release Schemes
  • Pure Retirement Equity Release Plans
  • Royal Bank of Scotland Equity Release Plans
  • Saga Lifetime Mortgage
  • Age Partnership Equity Release Plans

 

How much is it common to release from a home

The older you are and the sicker you are the more money you can release.

Bad Credit Mortgages The Mortgage Works UK

The lender will want to know if the property is a Semi detached freehold house or a Leasehold flat and if the resident is an Owner Occupier.

It’s often found to find individuals looking for interest-only lifetime mortgages, monthly payment lifetime mortgage or home reversion plans, however, Aviva like Old Mutual Wealth are keen to see proof of your circumstances in the form of pension statements.

OneFamily joint lifetime mortgage

Legal & General Home Finance lifetime mortgage

Interest Only Lifetime Mortgages Refinance

More2Life - Flexi Choice Lite

OneFamily lifetime mortgage

LV= Lump Sum+ Lifetime Mortgage

Hodge Lifetime - Lump Sum Lifetime Mortgage

Legal & General - Flexible Yellow

Legal & General - Flexible Indigo

Towns where retirement mortgages are common

  • Ulverston
  • Malton
  • Wolverton and Greenleys
  • Higham Ferrers
  • Rowley Regis
  • Otley
  • Whitehaven
  • Wadhurst
  • Southport
  • Ilminster
  • Alsager
  • Thornaby-on-Tees
  • Reepham

 

Equity Release Scheme Lenders

  • More2Life
  • LV equity release
  • Key Retirement
  • Prudential Lifetime

Aviva Drawdown Lifetime Mortgages

Crown

More2Life

Just Equity Release

Canada Life Equity Release

Crown Retirement Mortgages

 

Equity Release Loan To Value

  • 60% interest-only lifetime mortgages The Exeter Equity Release
  • 45% LTV monthly payment lifetime mortgage Stepchange
  • 25% loan to value (LTV) lump sum lifetime mortgages Prestige Finance
  • 30% loan to value monthly payment equity release Progressive Building Society
  • 40% LTV lump sum lifetime mortgages Step Change
  • 25% loan to value lump sum lifetime mortgages Clydesdale Bank PLC