
- No need to make monthly payments
- Are you still paying a mortgage? That’s fine; we can help
- Ex-local authority properties are acceptable
- 4.88%
If you don’t want a lifetime mortgage or equity release, and just want a normal interest-only mortgage at 3.97% regardless of your age please Click Here
Not interested in equity release? Do you just want a conventional interest-only mortgage at 3.97% regardless of your age please Click Here




Pensioner Mortgage Melton Mowbray


Examples of retired small business owners likely to have equity to release
- manufacture of household textiles Whitchurch
- Private security activities Harwich
- Reproduction of computer media Tynemouth
- Manufacture of women’s underwear Bridgnorth
- Operation of sports facilities Leominster
- Manufacture of industrial gases Alford
- Joinery installation Stone
- Manufacture of tobacco products Southport
- Television programming and broadcasting activities in Bridport
- Manufacture of other food products n e c Carshalton
- Activities of real estate investment trusts Felixstowe
- Activities of trade unions Porthleven
- Manufacture of mortars Dinnington St Johns
- Performing arts Hemel Hempstead
- Other processing and preserving of fruit and vegetables Erith
- Other information service activities n e c Cricklade
- Processing and preserving of poultry meat Ilkeston
- Specialised cleaning services Mansfield
- Manufacture of military fighting vehicles Bognor Regis
- Renting and leasing of agricultural machinery and equipment Swanley
- Take-away food shops and mobile food stands Paignton
- Manufacture of woven or tufted carpets and rugs Enfield
- Retail sale of bread, cakes, flour confectionery and sugar confectionery in specialised stores Thrapston
Hodge Lifetime Drawdown Lifetime Mortgages



Interest Only Lifetime Mortgages Melton Mowbray





- Liverpool Victoria LV Equity Release Schemes
- Pure Retirement Drawdown Plan
- TSB Lifetime Mortgage
- Saga Equity Release Schemes
- Aviva Lifetime Mortgages for Pensioners
- Liverpool Victoria LV Equity Release
- Stonehaven Equity Release Scheme
- HSBC Equity Release Plans
- Saga Equity Release Schemes
- Age Partnership Lifetime Mortgage
- Liverpool Victoria LV Equity Release
- More 2 Life Capital Choice Plan
- Pure Retirement Equity Release Plans
- HSBC Equity Release Plans
- Liverpool Victoria LV Equity Release Plans
- Nationwide Equity Release
- HSBC Equity Release Plans
- TSB Lifetime Mortgage
- Age Partnership Equity Release Schemes
UK Providers for Equity Release – melton mowbray bs
- Key Retirement
- Prudential Lifetime
- Bower
- More to Life
Areas where retirement mortgages are routine
- Westhoughton
- Wickwar
- New Mills
- East Ham
- Chipping Norton
- Blackwater and Hawley
- Raunds
- Padiham
- Hitchin
- Sandwich
- Newton Aycliffe
- Birkenhead
- Church Stretton
- Elstree and Borehamwood
- RIO Laing Easiform Homes in 2025
- Interest Only Mortgage Landbay for 2025
- Home Equity Loan Sainsburys Bank for 2025
- Pensioner Mortgage Isle Of Wight And Anglesey in 2025
- Retirement Mortgage Ipswich Building Society Mortgages UK
- Iva
- RIO No Early Repayment Charges UK
- Retirement Mortgage Property With Solar Farms Wind Turbines Mobile Masts in 2025
- Property Built On Or Near To Contaminated Site
- Home Equity Loan Declined for 2025
- Remortgage Ahli United Bank for 2025
- Age 40
- Refinance Magellan Homeloans UK
- Pensioner Mortgage Foreign Nationals UK
- Bad Credit Mortgages Properties Held By Companies UK
- RIO Scotland in 2025
- Refinance Move Provider in 2025
- Equity Loan Masthaven Bank UK
- Remortgage Bad Credit Harpenden Building Society for 2025
- Equity Loan Godiva Mortgages Ltd UK
- Refinance Which for 2025
- Remortgage Bad Credit Chelsea Building Society for 2025
- Equity Loan Properties Involved In Commercial Farming in 2025
- Together Personal Finance
- Pensioner Mortgage Leek United Society in 2025
- Properties With Walls Of Cob Construction
- Bad Credit Mortgages Greater London UK
- Pensioner Mortgage Teachers Building Society UK
- Interest Only Mortgage More To Life UK
- RIO Monmouthshire Building Society for 2025
- Retirement Mortgage Category C S Listing Scotland Listed in 2025
- Refinance Properties High Risk To Subsidence Or Movement in 2025
- RIO Freehold Flat for 2025
- Bad Credit Mortgages Annexe Homes for 2025
- Home Equity Loan Under 50 for 2025
- Home Equity Loan Flats Within A Block Of 4-5 Storeys Or More No Lift for 2025
- Pensioner Mortgage Fleet Mortgages for 2025
- Interest Only Mortgage Prefabricated Concrete Houses for 2025
- Home Equity Loan Age 52 in 2025
- Equity Loan Property With Historic Restrictive Ties in 2025
- Remortgage Properties With An Agricultural Tie in 2025
- Refinance Yorkshire Bank UK
- Home Equity Loan NatWest in 2025
- Remortgage Bad Credit Hanley Economic Building Society UK
- Interest Only Mortgage National Counties Building Society Bs for 2025
- Refinance Remote Rural And Agricultural Properties in 2025
- Interest Only Mortgage Bath Building Society UK
- RIO Buckinghamshire Building Society UK
- Interest Only Lifetime Mortgages Drawdown for 2025
- Interest Only Lifetime Mortgages Vernon UK
- Equity Loan Sell House for 2025
- Pensioner Mortgage Royal Bank Of Scotland in 2025
- RIO Reinforced Mesh K Lath Construction in 2025
- Home Equity Loan In House Under 55 UK
- Retirement Mortgage Nationwide for 2025
- Refinance Belfast Northern Ireland UK
- Equity Loan Properties Purchased Through A Right To Buy Scheme in 2025
- Remortgage Bad Credit Spray Foam for 2025
- Interest Only Lifetime Mortgages Just in 2025
- Remortgage Bad Credit Atom Bank for 2025
- Home Equity Loan Ex-Local Authority Steel Frame Properties for 2025
- Retirement Mortgage Age 54 for 2025
- Refinance No Advisor Fee in 2025
- Bad Credit Mortgages The Mortgage Business for 2025
Disadvantages of Lifetime Mortgages
Monthly payment equity release can reduce the inheritance for your family. Home reversion plans may impact entitlements to state benefits. You may need to pay an advisor’s fee and you could have higher rates to pay with some schemes.
The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an Assured shorthold tenancy tenant.
What percentage can be released?
The older you are and the the more illnesses you have you are the more tax free money you can release.





Does The Melton Building Society do mortgages up to 85?
Yes, The Melton Building Society do mortgages up to 85 at 2.07% APRC. The Melton Building Society mortgages up to 85 can have a loan to value of 60%.
Does The Melton Building Society offer later life lending to Under 55?
Yes, The Melton Building Society later life lending Under 55 is 2.2% APRC.
Does The Melton Building Society do mortgages over 70?
Yes, The Melton Building Society mortgages over 70 are 1.88% APR.
Does The Melton Building Society do mortgages over 75?
Yes, The Melton Building Society mortgages over 75 are 2.14.22% APRC.
Does The Melton Building Society offer later life lending?
Yes, The Melton Building Society later life lending is 2.13% APR.
What are The Melton Building Society rates for retirement mortgages?
The Melton Building Society rates for retirement mortgages are 2.28% APR.
Does the Melton Building Society have positive reviews for pensioner mortgages?
Yes, The Melton Building Society reviews are superb for pensioner mortgages.
Does the Melton Building Society Rio mortgage calculator show the loan to value?
Yes, the Melton Building Society RIO mortgage calculator shows a positive loan to value of 60%.
Does The Melton Building Society retirement interest-only mortgage advisor charge a large fee?
No, The Melton Building Society retirement interest-only mortgage advisors are free.
Does The Melton Building Society offer mortgages over 60?
Yes, The Melton Building Society mortgages over 60 are 2.14.22% APRC.
Does The Melton Building Society offer mortgages over 55?
Yes, The Melton Building Society mortgages over 55 are 2.11% APRC.





Difficult to mortgage home types include properties currently undergoing substantial alterations, extensions or repairs, properties where letting arrangement where the tenancy agreement is not appropriate, leasehold properties where the lease length is currently unacceptable, commonhold properties and freehold flats (England, Wales, Northern Ireland).
Many of the most appealing pensioner finance products are Lloyds Bank interest-only lifetime mortgages, Barclays Bank retirement mortgages, Halifax mortgages for pensioners, Legal & General later life mortgages, and Nationwide BS retirement interest-only mortgages.
Difficult-to-mortgage home variants include complex roof structures, properties with any external treatment applied to the roof after construction, properties constructed or converted within the past 10 years, privately developed flats in blocks of five storeys or more and properties where the flat is accessed via a deck or balcony.
Common LTV ratios of Lloyds equity release plans for people over 60, HSBC mortgages for over 60s, Halifax mortgages for 60 plus pensioners, Legal and General interest only lifetime mortgages for people over 60, RBS pensioner mortgages over 70s and Nationwide Building Society mortgages for people 60 plus are 44.22%, 54.22% and 70%.
Tough-to-mortgage home variants can include properties built or converted into dwellings within the last 10 years , properties with a single annexe or other self-contained part of the property, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties where there is a self-contained part of the property or annexe, i.e. basement flat etc and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.
Challenging to mortgage home titles include rent charges properties with a high estate rentcharge, properties close to mining works, areas of landfill, areas of recent flooding or subsidence, derelict property or where part of the building is in severe disrepair and needs demolishing, asbestos construction and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.
Equity release loan to value?
You can release 64.22% of your property’s valuation. For example, if your house is valued at £310,000 you can get £201,000.
Equity Release LTV Percentages
- 60% monthly payment life time mortgage LV Liverpool Victoria
- 40% loan to value home reversion schemes Pure Retirement
- 24.22% LTV lumpsum lifetime mortgages Teachers Building Society
- 24.22% loan to value (LTV) home reversion schemes Annexe Homes









It is usual to find individuals searching for monthly payment equity release, lump sum lifetime mortgages, or interest-only lifetime mortgages. However, Age Partnership, like AA equity release, is keen to see evidence of your personal circumstances in the form of investment statements.
Today's Date: 18 April 2025
Published on: 12 June 2020
Last Updated on: 9 January 2025