Help your family to buy a home
Are you still paying a mortgage? We can help with that
No lenders fees charged
All parts of the UK are acceptable

If you don’t want a lifetime mortgage or equity release, and just want a normal interest-only mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Your Email Address:*
Phone Number*
First Line Of Your Address:*
Your Postcode:*

Not interested in equity release? Do you just want a conventional interest-only mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

Equity Release LTV Percentages

50% lumpsum lifetime mortgages Aegon
30% loan to value interest-only lifetime mortgages Evolution Money
30% loan to value (LTV) home reversion plans Spring Finance

UK Equity Release Providers

the Telegraph
Stonehaven
Lifetime Mortgage from L&G
Zurich

Disadvantages of Home Reversion Plans

Lumpsum lifetime mortgages can reduce your estate value. Lump sum lifetime mortgages may impact entitlements to benefits. You may need to pay a valuation fee and you could have higher rates to pay with some schemes.

Areas of the UK where Lifetime Mortgages are routine

Watford
Halstead
Westbury
Framlingham
Braintree
Frinton and Walton
Reigate
Heywood
Weston-super-Mare
Silsden
Barking
Ilkeston
Reepham

It’s usual to discover individuals seeking out home reversion plans, monthly payment life time mortgage or home reversion plans, however, Key Retirement like AIG Life are keen to see proof of your situation in the form of investment statements.

Pensioner Mortgage Topaz Finance

Do Topaz Finance do mortgages up to 85?

Yes, Topaz Finance do mortgages up to 85 at 1.85% MER. Topaz Finance mortgages up to 85 can have a loan to value of 55%.

Does Topaz Finance do later life lending to Under 55?

Yes, Topaz Finance later life lending Under 55 is 2.1% APRC.

Do Topaz Finance do mortgages over 70?

Yes, Topaz Finance mortgages over 70 are 2.1% MER.

Do Topaz Finance offer mortgages over 75?

Yes, Topaz Finance mortgages over 75 are 1.87% APRC.

Does Topaz Finance offer later life lending?

Yes, Topaz Finance later life lending is 2.05% MER.

What are Topaz Finance rates for retirement mortgages?

Topaz Finance interest rates for retirement mortgages are 2.1% APRC.

Does Topaz Finance have positive reviews for pensioner mortgages?

Yes, Topaz Finance reviews are splendid for pensioner mortgages.

Does the Topaz Finance rio mortgage calculator show the loan to value?

Yes, the Topaz Finance RIO mortgage calculator shows a positive loan to value of 60%.

Does a Topaz Finance retirement interest only mortgage advisor charge a big fee?

No, Topaz Finance retirement interest only mortgage advisors are free.

Does Topaz Finance do mortgages over 60?

Yes, Topaz Finance mortgages over 60 are 2% APRC.

Does Topaz Finance do mortgages over 55?

Yes, Topaz Finance mortgages over 55 are 2.11% APR.

Do Topaz offer mortgages up to 85?

Yes, Topaz does mortgages up to 85 at 2.19% MER. Topaz mortgages up to 85 can have a loan to value of 55%.

Do Topaz offer later life lending to Under 55?

Yes, Topaz later life lending Under 55 is 1.91% APRC.

Do Topaz do mortgages over 70?

Yes, Topaz mortgages over 70 are 1.89% MER.

Do Topaz do mortgages over 75?

Yes, Topaz mortgages over 75 are 1.86% MER.

Does Topaz offer later life lending?

Yes, Topaz later life lending is 2.03% APR.

What are Topaz rates for retirement mortgages?

Topaz rates for retirement mortgages are 2.09% APRC.

Does Topaz have good reviews for pensioner mortgages?

Yes, Topaz reviews are commendable for pensioner mortgages.

Does the Topaz rio mortgage calculator show the loan to value?

Yes, the Topaz RIO mortgage calculator shows a good loan to value of 55%.

Does a Topaz retirement interest only mortgage advisor charge a substantial fee?

No, Topaz retirement interest only mortgage advisors are free.

Do Topaz offer mortgages over 60?

Yes, Topaz mortgages over 60 are 2.29% APR.

Do Topaz offer mortgages over 55?

Yes, Topaz mortgages over 55 are 2.27% MER.

Crown Equity Release

Interest Only Lifetime Mortgages Topaz Finance

Legal and General Retirement Mortgages

Crown Equity Release

Just

The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier Primary Residence.

Equity Release LTV

The more elderly you are and the more serious your illnesses you are the more tax free cash you can release.

Small business owners detail likely with equity to release from their homes

Repair and maintenance of ships and boats Kidsgrove
Development of building projects Shanklin
Primary education Newark-on-Trent
Other retail sale in non-specialised stores Southwell
Retail sale of hardware, paints and glass in specialised stores Abingdon-on-Thames
Repair of machinery Settle
Gambling and betting activities Eccleshall
Wholesale of dairy products, eggs and edible oils and fats Preesall
Retail of furniture, lighting, and similar not musical instruments or scores in specialised store Westhoughton
Mining of uranium and thorium ores Hitchin
Test drilling and boring Brading
Translation and interpretation activities East Cowes
Manufacture of computers and peripheral equipment Cranbrook
Manufacture of ready-mixed concrete Cirencester
Manufacture of explosives Thorpe St Andrew
Wholesale of audio tapes, records, CDs and video tapes and the equipment on which these are played Newlyn
Manufacture of glass fibres Newhaven
Manufacture of photographic and cinematographic equipment Bridport
Glazing Thame
Wholesale of other fuels and related products Uttoxeter
Manufacture of homogenized food preparations and dietetic food Epsom and Ewell
Trade of electricity Watlington
Manufacture of synthetic rubber in primary forms Penrith
Renting and leasing of freight water transport equipment St Helens
Demolition Broadstairs and St Peters
Ready-made interactive leisure and entertainment software development West Malling
Retail sale of clothing in specialised stores Spalding

Aviva Lifestyle Flexible Option
More 2 Life Flexi Choice Drawdown Lite Plan
Canada Life Equity Release Plans
Hodge Lifetime Flexible Voluntary Repayment Plan
Lloyds Bank Equity Release Plans
Royal Bank of Scotland Equity Release
Stonehaven Equity Release Plan
HSBC Equity Release
Lloyds Bank Equity Release Plans
Aviva Equity Release Plans
Stonehaven Equity Release Scheme
Bridgewater Equity Release Schemes
Hodge Lifetime Mortgage Flexible Drawdown Plan
L&G Legal & General Flexible Max Plus
HSBC Lifetime Mortgage
Lloyds Bank Lifetime Mortgage
More 2 Life Flexi Choice Voluntary Payment Super Lite
Age Partnership Interest Only Lifetime Mortgage

Hard to mortgage home types can include properties in the course of construction or pre-construction, age restricted properties, freehold houses and bungalows (England, Wales, Northern Ireland), leasehold properties (with the exception of flats and maisonettes) and properties with owned solar panels.

Many of the most appealing pensioner mortgage products include TSB over 60 mortgages, HSBC interest only mortgages for over 65 year olds, Post Office mortgages over 70s, Legal & General interest only retirement mortgages for over 70s and Nationwide BS interest only retirement mortgages for over 70s.

Hard to mortgage home variants can include pre-fabricated reinforced concrete (PRC), properties with any external treatment applied to the roof after construction, properties constructed or converted within the past 10 years, freehold/feuhold flats (Scotland only) and flats above or adjacent to commercial premises.

Popular LTV ratios of TSB retirement mortgages over 60, Barclays Bank over 60 lifetime mortgages no fees, NatWest RIO mortgages over 75, Legal and General interest only mortgages for people over 60, RBS lifetime mortgages for over 55s and Nationwide mortgages for pensioners over 60 are 35%, 55% and 70%.

Tough to mortgage property titles can include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for normal domestic use, properties with room(s) or outbuilding(s) used for a small amount of personal commercial use, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties that have solar farms or a large number of wind turbines on the land and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.

Tough to mortgage home variants include high service charges, properties with any kind of structural defect, damp, dry or wet rot, derelict property or where part of the building is in severe disrepair and needs demolishing, corrugated iron construction and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.

How much cash can I release?

You can achieve 60% of your home’s value. As an example, if your house is worth £330,000 you can release £231,000.

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