
- Remove tax-free cash from your property.
- No monthly payments
- Help a family member buy their own home with a modest mortgage
- Stay living in your own home
- Lender not affected by coronavirus crisis
If you don’t want a lifetime mortgage or equity release, and want a normal interest only mortgage at 3.97%, regardless of your age, please Click Here
Not interested in equity release? Do you want a conventional interest only mortgage at 3.97% regardless of your age? Please Click Here








The first and second charge lenders will want to know if the property is a Detached freehold house or a Leasehold flat and if the resident is an Assured shorthold tenant.














How much is it common to release from a home
The older you are and the sicker you are, the more cash you can release.

Interest Only Lifetime Mortgages Property With Historic Restrictive Ties



Pensioner Mortgage Property With Historic Restrictive Ties

It’s often found to find individuals seeking out monthly payment equity release, lump sum life time mortgages or home reversion schemes, however, Asbestos Sheet like The Exeter Equity Release are keen to see paperwork to show your circumstances in the form of investment statements.
Equity Release percentages of your current property value
- 60% lump sum lifetime mortgages AIG Life
- 60% loan to value monthly payment equity release Together Money
- 34.22% loan to value lumpsum lifetime mortgages Norwich Union
- 50% loan to value home reversion plans Equifinance

Drawbacks of Equity Release Schemes
Interest-only lifetime mortgages can reduce the inheritance for your family. Home reversion plans may impact the ability to claim benefits. You may need to pay an advisor’s fee, and some products may expose you to changes in interest rates.
- More 2 Life Tailored Choice Plan
- More2Life Tailored Choice Plan
- Canada Life Lifetime Mortgages
- L&G Legal & General Premier Flexible Lifetime Mortgage
- Liverpool Victoria LV Equity Release Plans
- Pure Retirement Drawdown Plan
- Lloyds Bank Equity Release Schemes
- NatWest Lifetime Mortgage
- Saga Lifetime Mortgage
- Age Partnership Equity Release Plans
- Canada Life Voluntary Select Gold Flexi
- Just retirement equity release key features
- Bridgewater Equity Release Plans
- Canada Life Interest Select Gold Flexi
- Hodge Indexed Lifetime Mortgage
- L&G Legal & General Premier Flexible Lifetime Mortgage
- More2Life Capital Choice Plus Plan
- Nationwide Equity Release
- Lloyds Bank Equity Release Plans
- NatWest Lifetime Mortgage

Difficult-to-finance property variants can include properties currently undergoing substantial alterations, extensions or repairs, properties where letting arrangement where the tenancy agreement is not appropriate, leasehold properties where the lease length is presently unacceptable, crofted houses and properties with leased solar panels.
Many of the most appealing pensioner mortgage products include Lloyds interest-only mortgages for over 65-year-olds, HSBC over 60 lifetime mortgages, NatWest interest-only mortgages for people over 60, L&G help-to-buy mortgages for over 60s, and Nationwide Building Society mortgages for 60 plus.
Hard-to-mortgage home variants include properties with post-1945 asbestos or similar composition roof tiles, properties with spray foam insulation applied to the underside of the roof, properties constructed or converted within the past 10 years, coach houses, i.e. freehold properties with garages beneath, and basement or lower ground-floor flats with level access to private or communal garden space.
Popular LTV ratios of Lloyds mortgages for 60 plus, Barclays Bank lifetime mortgages for over 55s, NatWest later life borrowing schemes over 55, Legal and General interest only mortgages for people over 60, Bank of Scotland mortgages for over 65 and Nationwide BS mortgages for people over 50 are 40%, 60% and 70%.
Challenging to mortgage property titles can include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for normal domestic use, properties converted from modern commercial premises, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties with mobile phone masts which are not within influencing distance of the house and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.
Tough-to-mortgage property variants can include rentcharges properties with a high estate rentcharge, properties with any structural defect, damp, dry or wet rot, property are uninhabitable, mundic homes and concrete frames.
How much money can I release?
You can borrow 60% of your property’s value. For example, if your house is valued at £350,000, you can borrow £245,000.
Equity Release Providers
- Just Retirement
- Liverpool Victoria
- Age Partnership
Towns where retirement mortgages are common
- Wragby
- Honiton
- Ramsgate
- Witham
- Lewes
- Wellingborough
- Burnham-on-Crouch
- Halifax
- Ashbourne
- Driffield
- Newton Abbot
Retired small business owners that may be interested in lifetime mortgages
- Manufacture of essential oils Adlington
- Activities of business and employers membership organizations Ashton-under-Lyne
- Retail sale of footwear in specialised stores Soham
- Manufacture of ice cream Cleobury Mortimer
- Test drilling and boring Frome
- Another retail sale of food in specialised stores in Loughton
- Manufacture of basic pharmaceutical products Tonbridge
- Growing of other non-perennial crops Macclesfield
- Steam and air conditioning supply Chertsey
- Water collection, treatment and supply in Oswestry
- Post-graduate level higher education Winsford
- Manufacture of other knitted and crocheted apparel Barnsley
- Manufacture of cutlery Belper
- Licensed carriers Grange-over-Sands
- Manufacture of beer Stretford
- Growing of oleaginous fruits Wareham
- Information technology consultancy activities Matlock
- Freight air transport Chatteris
- Wholesale of wood, construction materials and sanitary equipment Alfreton
- Distribution of gaseous fuels through mains Rothwell
- Security and commodity contracts dealing activities Eccleshall
- Transport via pipeline Aldershot
- Extraction of crude petroleum Wendover
- Equity Loan ITL Mortgages in 2025
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- Interest Only Lifetime Mortgages Aldermore Bank in 2025
- Bad Credit Mortgages Ge Money Home Lending Ltd in 2025
- Refinance Sell House UK
- Interest Only Lifetime Mortgages Age 42 UK
- Equity Loan Coutts Finance Co UK
- Refinance No Credit Check UK
- Pensioner Mortgage Properties High Risk To Subsidence Or Movement for 2025
- Equity Loan Holmesdale Building Society in 2025
- Equity Loan Housing Association Or Social Housing for 2025
- Age 54
- Pensioner Mortgage Accord Mortgages in 2025
- Equity Loan Bluestone Mortgages UK
- Bad Credit Mortgages Parity Trust in 2025
- Interest Only Mortgage Post Office in 2025
- Equity Loan Direct Lender for 2025
- Refinance Repayment Option UK
- Hodge
- Pensioner Mortgage Allied Irish Bank Aib in 2025
- RIO Age 46 in 2025
- Refinance Adam & Company UK
- Pensioner Mortgage Properties Purchased Through A Right To Buy Scheme in 2025
- Equity Loan Yorkshire Bank in 2025
- Interest Only Mortgage Properties Built Entirely Of Timber Or Timber Frame in 2025
- Refinance Sunderland UK
- Bad Credit Mortgages More Than Two Borrowers in 2025
- Interest Only Lifetime Mortgages Properties Flooded In The Past Five Years in 2025
- Interest Only Mortgage Properties With Large Concrete Panel Construction for 2025
- Home Equity Loan Bath Building Society for 2025
- Remortgage Sainsburys Bank for 2025
- Home Equity Loan For 50-Year-Olds UK
- Remortgage National Counties Building Society Bs UK
- Refinance Ex Local Authority Flats Or Maisonettes in 2025
- Bower
- Equity Loan Hanley Economic Building Society in 2025
- Home Equity Loan Barclays UK
- Remortgage Bad Credit Habito UK
- RIO In-Situ Cast Concrete Properties UK
- Refinance Properties Adjacent To Commercial Premises UK
- Interest Only Mortgage Cynergy Bank UK
- Home Equity Loan Barnsley Building Society for 2025
- Equity Loan Spray Foam for 2025
- Remortgage Bad Credit Cambridge Building Society in 2025
- Home Equity Loan Marsden Bs UK
- Pensioner Mortgage Teachers Building Society UK
- Interest Only Mortgage Earl Shilton Building Society in 2025
- Home Equity Loan Swansea Building Society in 2025
- Refinance Nationwide UK
- Retirement Mortgage Properties Involved In Commercial Farming UK
- Refinance Spray Foam Insulation UK
- Home Equity Loan Merseyside Liverpool UK
- Interest Only Mortgage Ulster Bank for 2025
- Bad Credit Mortgages Dudley Building Society in 2025
- Pensioner Mortgage Under 50 UK
- RIO Hanley Mortgages for 2025
- Home Equity Loan Greater London UK
- Bristol
- Home Equity Loan Properties More Than Five Acres Of Land UK
- Interest Only Lifetime Mortgages Refinancing for 2025
- Refinance Foundation Home Loans for 2025
- Pensioner Mortgage Pepper Money in 2025
- RIO Landbay for 2025
- Retirement Mortgage For Tenants In Common UK
- Equity Loan Age 51 in 2025
- RIO Canada Life in 2025