Release tax-free equity from your home
Use the money to help your family
Are you still paying a mortgage? That’s fine we can help
Stay living in your own property for as long as you like
Can be used to manage inheritance tax bills
No lenders fee
Steel, concrete and timber construction properties are acceptable

If you don’t want a lifetime mortgage or equity release, and just want a normal interest-only mortgage at 3.97% regardless of your age please Click Here

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Not interested in equity release? Do you just want a conventional interest-only mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

Pensioner Mortgage The Mortgage Business

It is common to discover people searching for lumpsum lifetime mortgages, lumpsum lifetime mortgages or monthly payment equity release, however, Lifetime Mortgage from L&G like LV Liverpool Victoria are keen to see paperwork to show your personal situation in the form of investment statements.

NatWest Lifetime Mortgage
Age Partnership Equity Release Plans
Bridgewater Lifetime Mortgage
Just Retirement Equity Release Schemes
L&G Legal & General Flexible Plus Lifetime Mortgage
Pure Retirement Drawdown Plan
More to Life Flexi Choice Drawdown Lite Plan
Canada Life Equity Release Schemes
Just retirement equity release lifetime mortgages
More to Life Capital Choice Plan
HSBC Lifetime Mortgage
Royal Bank of Scotland Equity Release Plans
Age Partnership Lifetime Mortgage

Equity Release Providers

Age Partnership
Santander
Key Retirement

Equity Release Loan To Value

50% monthly payment lifetime mortgage Legal & General
55% loan to value (LTV) monthly payment lifetime mortgage Key Retirement
25% loan to value (LTV) home reversion schemes Evolution Money
60% LTV lumpsum lifetime mortgages 1st Stop Home Loans
25% loan to value monthly payment life time mortgage Vernon Building Society
40% loan to value home reversion schemes LV lifetime mortgage
30% loan to value (LTV) interest-only lifetime mortgages Tipton and Coseley

Pitfalls of Equity Release Plans

Lifetime mortgage with flexible drawdown cash release can reduce the inheritance for your family. Home reversion plans may impact ability to claim entitlements. You may need to pay a valuation fee and you could be exposed to changes in interest rates with some products.

The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an Assured shorthold tenancy tenant.

Towns where Lifetime Mortgages are common

Widnes
Bridgwater
Broseley
Eccleshall
Hexham
Clun
St Neots
Ferryhill
Adlington
Coleshill
Coggeshall
East Retford
Looe
Dorchester
Fowey
Bolton
Cleator Moor
Edenbridge
Coleford
Modbury

Canada Life Lifetime Mortgages

Interest Only Lifetime Mortgages The Mortgage Business

Aviva Retirement Mortgages

Canada Life Lifetime Mortgages

Do The Mortgage Business do mortgages up to 85?

Yes, The Mortgage Business does mortgages up to 85 at 1.9% MER. The Mortgage Business mortgages up to 85 can have a LTV of 60%.

Does The Mortgage Business do later life lending to Under 55?

Yes, The Mortgage Business later life lending Under 55 is 1.91% APRC.

Does The Mortgage Business do mortgages over 70?

Yes, The Mortgage Business mortgages over 70 are 1.99% APR.

Do The Mortgage Business offer mortgages over 75?

Yes, The Mortgage Business mortgages over 75 are 2.13% MER.

Does The Mortgage Business offer later life lending?

Yes, The Mortgage Business later life lending is 2.2% APRC.

What are The Mortgage Business interest rates for retirement mortgages?

The Mortgage Business interest rates for retirement mortgages are 2.24% MER.

Do The Mortgage Business have favourable reviews for pensioner mortgages?

Yes, The Mortgage Business reviews are splendid for pensioner mortgages.

Does the The Mortgage Business rio mortgage calculator show the loan to value (ltv)?

Yes, the The Mortgage Business RIO mortgage calculator shows a favourable loan to value (ltv) of 75%.

Does a The Mortgage Business retirement interest only mortgage advisor charge a substantial fee?

No, The Mortgage Business retirement interest only mortgage advisors are free.

Does The Mortgage Business offer mortgages over 60?

Yes, The Mortgage Business mortgages over 60 are 2.12% APRC.

Does The Mortgage Business offer mortgages over 55?

Yes, The Mortgage Business mortgages over 55 are 2.18% APR.

Pure Retirement

One Family Drawdown Lifetime Mortgages

Pure Retirement Retirement Mortgages

Business owners who could benefit from equity release estate planning

Freight air transport Chester-le-Street
Manufacture of paints, varnishes and similar coatings, mastics and sealants Ottery St Mary
Manufacture of military fighting vehicles Kings Lynn
General secondary education Fareham
Renting and leasing of construction and civil engineering machinery and equipment Southborough
Other manufacturing n e c Northampton
Wired telecommunications activities Withernsea
Manufacture of motorcycles Croydon
Temporary employment agency activities Winsford
Other publishing activities Wisbech
Buying and selling of own real estate Acle
Manufacture of builders ware of plastic Ramsgate
Holiday centres and villages Market Bosworth
Retail trade of motor vehicle parts and accessories Andover
Manufacture of homogenized food preparations and dietetic food Neston
Manufacture of prepared meals and dishes Faringdon
Publishing of learned journals Berkeley
Manufacture of flat glass Beaminster
Wholesale of furniture, carpets and lighting equipment Luton
manufacture of canvas goods, sacks, etc Maltby
Video distribution activities Rothwell
Urban and suburban passenger railway transportation by underground, metro and similar systems Wooler
Security dealing on own account Saffron Walden
Television programme distribution activities Jarrow

Equity Release LTV

The older you are and the more serious your illnesses you are the more cash you can release.

Hard to finance property types include properties in the course of construction or pre-construction, properties where the ownership is set up on a tenancy in common basis, leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years, commonhold properties and properties with single skin brickwork .

Does TMB do mortgages up to 85?

Yes, TMB do mortgages up to 85 at 2.21% MER. TMB mortgages up to 85 have a loan to value of 65%.

Do TMB do later life lending to Under 55?

Yes, TMB later life lending Under 55 is 2.03% APR.

Does TMB do mortgages over 70?

Yes, TMB mortgages over 70 are 2.18% APRC.

Do TMB do mortgages over 75?

Yes, TMB mortgages over 75 are 2.19% MER.

Does TMB do later life lending?

Yes, TMB later life lending is 1.81% MER.

What are TMB rates for retirement mortgages?

TMB rates for retirement mortgages are 1.93% APR.

Do TMB have excellent reviews for pensioner mortgages?

Yes, TMB reviews are commendable for pensioner mortgages.

Does the TMB rio mortgage calculator show the loan to value?

Yes, the TMB RIO mortgage calculator shows a excellent loan to value of 75%.

Does a TMB retirement interest only mortgage advisor charge a substantial fee?

No, TMB retirement interest only mortgage advisors are free.

Do TMB offer mortgages over 60?

Yes, TMB mortgages over 60 are 2.1% MER.

Do TMB offer mortgages over 55?

Yes, TMB mortgages over 55 are 2.28% MER.

Some of the most common retirement mortgage products are TSB equity release schemes, HSBC interest only mortgages for over 60s near London, NatWest later life mortgages, Legal & General retirement interest only mortgages and Nationwide BS interest only mortgages for people over 60.

Difficult to finance property types include timber framed properties built before 1920, properties with single skin brickwork where the single skin comprises more than 20% of the surface area of the external walls, studio flats located within the M25, privately developed flats in blocks of two storeys without a lift and flats above or adjacent to commercial premises.

Common LTV ratios of Lloyds Bank mortgages for 60 year olds, Barclays Bank later life borrowing schemes over 55, NatWest mortgages for over 65, Legal & General retirement mortgagesover 65, Bank of Scotland mortgages for over 60s and Nationwide Building Society mortgages for over 70s are 45%, 55% and 65%.

Challenging to mortgage home titles can include properties built or converted into dwellings more than 10 years ago, properties with flying or creeping freehold which comprises 15% or less of the total floor area, use of the land and any outbuildings for a small amount of personal commercial use., properties where there is a self-contained part of the property or annexe, i.e. basement flat etc and properties with mobile phone masts which are within influencing distance of the house.

Tough to mortgage home variants can include high service charges, properties without a kitchen or bathroom, properties where there are boundary disputes or where planning applications have not been applied for correctly, timber buildings and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.

How much cash can I get?

You can release 60% of your home’s valuation. For example, if your house is valued at £330,000 you can release £231,000.

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