
- Release tax-free equity from your home.
- Use the money to help your family
- Are you still paying a mortgage? That’s fine; we can help
- Stay living on your property for as long as you like
- It can be used to manage inheritance tax bills
- No lenders fee
- 4.71% APR Fixed
- Steel, concrete and timber construction properties are acceptable
If you don’t want a lifetime mortgage or equity release and want a normal interest-only mortgage at 3.97%, regardless of your age, please Click Here
Not interested in equity release? Do you want a conventional interest-only mortgage at 3.97%, regardless of age? Please Click Here




















Pensioner Mortgage The Mortgage Business





It is common to discover people searching for lumpsum lifetime mortgages, lumpsum lifetime mortgages, or monthly payment equity release. However, Lifetime Mortgages from L&G, like LV Liverpool Victoria, are keen to see paperwork showing your personal situation in the form of investment statements.
- NatWest Lifetime Mortgage
- Age Partnership Equity Release Plans
- Bridgewater Lifetime Mortgage
- Just Retirement Equity Release Schemes
- L&G Legal & General Flexible Plus Lifetime Mortgage
- Pure Retirement Drawdown Plan
- More to Life Flexi Choice Drawdown Lite Plan
- Canada Life Equity Release Schemes
- Just retirement equity release lifetime mortgages
- More to Life Capital Choice Plan
- HSBC Lifetime Mortgage
- Royal Bank of Scotland Equity Release Plans
- Age Partnership Lifetime Mortgage
Equity Release Providers
- Age Partnership
- Santander
- Key Retirement
Equity Release Loan To Value
- 50% monthly payment lifetime mortgage Legal & General
- 54.22% loan to value (LTV) monthly payment lifetime mortgage Key Retirement
- 24.22% loan to value (LTV) home reversion schemes Evolution Money
- 60% LTV lumpsum lifetime mortgages 1st Stop Home Loans
- 24.22% loan to value monthly payment life time mortgage Vernon Building Society
- 40% loan to value home reversion schemes LV lifetime mortgage
- 30% loan to value (LTV) interest-only lifetime mortgages Tipton and Coseley
Pitfalls of Equity Release Plans
A lifetime mortgage with a flexible drawdown cash release can reduce the inheritance for your family. Home reversion plans may impact the ability to claim entitlements. You may need to pay a valuation fee and be exposed to changes in interest rates with some products.









The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat with a share of freehold and if the resident is an Assured shorthold tenancy tenant.
- Pensioner Mortgage Freehold Held By Local Authority in 2025
- Refinance Wolverhampton UK
- Home Equity Loan Accord Mortgages in 2025
- Home Equity Loan Properties Flooded In The Past Five Years in 2025
- Pensioner Mortgage Refinancing in 2025
- Pensioner Mortgage Ecology Building Society for 2025
- Home Equity Loan Converted Flats Or Maisonettes for 2025
- Interest Only Mortgage Properties With An Agricultural Tie for 2025
- Remortgage Bad Credit Property With Lodgers Tenancy Agreement UK
- Remortgage One Family in 2025
- Pensioner Mortgage Typical Interest Rates for 2025
- Equity Loan Hinckley And Rugby Building Society UK
- Interest Only Lifetime Mortgages Landbay UK
- Interest Only Mortgage Leeds And Holbeck Building Society UK
- Home Equity Loan Skipton Building Society for 2025
- Ge Money Home Lending Ltd
- Remortgage Bad Credit Property Built On Or Near To Contaminated Site in 2025
- Interest Only Mortgage Rooftop Mortgages in 2025
- Refinance Age 51 for 2025
- Home Equity Loan Prefabricated Concrete Houses in 2025
- RIO Properties That Have A Flat Roof for 2025
- RIO Stafford Railway in 2025
- Pensioner Mortgage Studio Flats Under Over 30Sq M UK
- Interest Only Mortgage Ahli United Bank UK
- Remortgage Bad Credit Scottish Building Society UK
- Refinance Kensington Mortgage Company UK
- Pensioner Mortgage Nationwide in 2025
- RIO Zephyr Mortgages for 2025
- Refinance Furness Building Society in 2025
- Retirement Mortgage Pre-Fabricated Properties in 2025
- Pensioner Mortgage Properties With Roofs Of Thatch Or Timber Shingle UK
- Bad Credit Mortgages No Advisor Fee in 2025
- Home Equity Loan Harpenden Building Society UK
- Home Equity Loan Properties Which Are Made Up Of Multiple Titles in 2025
- Refinance More To Life UK
- Home Equity Loan Properties Held By Companies UK
- Interest Only Mortgage Category C S Listing Scotland Listed in 2025
- Pensioner Mortgage Age 48 in 2025
- Pensioner Mortgage Ex Council Property Houses And Flats UK
- Home Equity Loan Darlington Building Society UK
- RIO For Self-Build in 2025
- Bad Credit Mortgages Best Retirement Interest Only Mortgages for 2025
- Annexe Homes
- Pensioner Mortgage Tyne & Wear Newcastle in 2025
- Refinance Mansfield Building Society Interest Rates UK
- Remortgage Ex Local Authority Flats Or Maisonettes for 2025
- RIO Hodge in 2025
- Pensioner Mortgage The Mortgage Lender Limited for 2025
- Equity Loan Second Homes And Buy To Let Properties Btl for 2025
- Interest Only Mortgage Canada Life UK
- Equity Loan First Active for 2025
- Retirement Mortgage Repayment Option for 2025
- Refinance No Broker Fee for 2025
- Home Equity Loan Spray Foam Insulation in 2025
- Refinance Tsb Bank for 2025
- Interest Only Mortgage Vida Homeloans in 2025
- Pensioner Mortgage No Early Repayment Charges UK
- Pensioner Mortgage Declined in 2025
- Remortgage Bad Credit Property Is Grade 1 Listed UK
- Pensioner Mortgage Aviva UK
- Stonehaven
- Pensioner Mortgage Saffron Building Society Mortgages UK
- Belfast Northern Ireland
- Remortgage Bad Credit Marsden Bs in 2025
Towns where Lifetime Mortgages are common
- Widnes
- Bridgwater
- Broseley
- Eccleshall
- Hexham
- Clun
- St Neots
- Ferryhill
- Adlington
- Coleshill
- Coggeshall
- East Retford
- Looe
- Dorchester
- Fowey
- Bolton
- Cleator Moor
- Edenbridge
- Coleford
- Modbury

Canada Life Lifetime Mortgages
Interest Only Lifetime Mortgages The Mortgage Business
Canada Life Lifetime Mortgages
Do The Mortgage Business do mortgages up to 85?
The Mortgage Business does mortgages up to 85 at 1.9% MER. The Mortgage Business mortgages up to 85 can have an LTV of 60%.
Does the mortgage business do later-life lending to people under 55?
The Mortgage Business later life lending Under 55 is 1.91% APRC.
Does The Mortgage Business do mortgages over 70?
Yes, The Mortgage Business mortgages over 70 are 1.99% APR.
Does the Mortgage Business offer mortgages over 75?
Yes, The Mortgage Business mortgages over 75 are 2.13% MER.
Does The Mortgage Business offer later-life lending?
Yes, The Mortgage Business later life lending is 2.2% APRC.
What are The Mortgage Business interest rates for retirement mortgages?
The Mortgage Business interest rates for retirement mortgages are 2.24% MER.
Does the Mortgage Business have favourable reviews for pensioner mortgages?
Yes, The Mortgage Business reviews are splendid for pensioner mortgages.
Does the Mortgage Business Rio mortgage calculator show the loan to value (ltv)?
Yes, the Mortgage Business RIO mortgage calculator shows a favourable loan-to-value (ltv) of 74.22%.
Does a Mortgage Business retirement interest-only mortgage advisor charge a substantial fee?
No, The Mortgage Business retirement interest-only mortgage advisors are free.
Does The Mortgage Business offer mortgages over 60?
Yes, The Mortgage Business mortgages over 60 are 2.12% APRC.
Does The Mortgage Business offer mortgages over 55?
Yes, The Mortgage Business mortgages over 55 are 2.18% APR.
One Family Drawdown Lifetime Mortgages
Pure Retirement Retirement Mortgages
Business owners who could benefit from equity release estate planning
- Freight air transport Chester-le-Street
- Manufacture of paints, varnishes and similar coatings, mastics and sealants Ottery St Mary
- Manufacture of military fighting vehicles Kings Lynn
- General Secondary Education Fareham
- Renting and leasing of construction and civil engineering machinery and equipment in Southborough
- Other manufacturing n e c Northampton
- Wired telecommunications activities Withernsea
- Manufacture of motorcycles in Croydon
- Temporary employment agency activities Winsford
- Other publishing activities Wisbech
- Buying and selling of own real estate Acle
- Manufacture of builders ware of plastic Ramsgate
- Holiday centres and villages Market Bosworth
- Retail trade of motor vehicle parts and accessories Andover
- Manufacture of homogenized food preparations and dietetic food Neston
- Manufacture of prepared meals and dishes Faringdon
- Publishing of learned journals Berkeley
- Manufacture of flat glass Beaminster
- Wholesale of furniture, carpets and lighting equipment in Luton
- manufacture of canvas goods, sacks, etc. Maltby
- Video distribution activities Rothwell
- Urban and suburban passenger railway transportation by underground, metro and similar systems Wooler
- Security dealing on own account Saffron Walden
- Television programme distribution activities Jarrow
Equity Release LTV
The older you are and the more serious your illnesses you are, the more cash you can release.
Hard-to-finance property types include properties in the course of construction or pre-construction, properties where ownership is set up on a tenancy in common basis, leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years, commonhold properties, and properties with single-skin brickwork.
Does TMB do mortgages up to 85?
Yes, TMB offers mortgages up to 85 at 2.21% MER, with a loan-to-value ratio of 64.22%.
Does TMB lend later life to those under 55?
Yes, TMB later life lending Under 55 is 2.03% APR.
Does TMB do mortgages over 70?
Yes, TMB mortgages over 70 are 2.18% APRC.
Does TMB do mortgages over 75?
Yes, TMB mortgages over 75 are 2.19% MER.
Does TMB do later-life lending?
Yes, TMB’s later-life lending is 1.81% MER.
What are TMB rates for retirement mortgages?
TMB rates for retirement mortgages are 1.93% APR.
Does TMB have excellent reviews for pensioner mortgages?
Yes, TMB reviews are commendable for pensioner mortgages.
Does the TMB Rio mortgage calculator show the loan to value?
Yes, the TMB RIO mortgage calculator shows an excellent loan to value-of 74.22%.
Does a TMB retirement interest-only mortgage advisor charge a substantial fee?
No, TMB retirement interest-only mortgage advisors are free.
Does TMB offer mortgages over 60?
Yes, TMB mortgages over 60 are 2.1% MER.
Does TMB offer mortgages over 55?
Yes, TMB mortgages over 55 are 2.28% MER.
Some of the most common retirement mortgage products are TSB equity release schemes, HSBC interest-only mortgages for over-60s near London, NatWest later life mortgages, Legal & General retirement interest-only mortgages, and Nationwide BS interest-only mortgages for people over 60.
Difficult-to-finance property types include timber-framed properties built before 1920, properties with single-skin brickwork where the single skin comprises more than 20% of the surface area of the external walls, studio flats located within the M25, privately developed flats in blocks of two storeys without a lift, and flats above or adjacent to commercial premises.
Common LTV ratios of Lloyds Bank mortgages for 60-year-olds, Barclays Bank later life borrowing schemes over 55, NatWest mortgages for over 65, Legal & General retirement mortgages over 65, Bank of Scotland mortgages for over the 60s, and Nationwide Building Society mortgages for over 70s are 44.22%, 54.22% and 64.22%.
Challenging to mortgage home titles can include properties built or converted into dwellings more than 10 years ago, properties with flying or creeping freehold which comprises 14.22% or less of the total floor area, use of the land and any outbuildings for a small amount of personal commercial use., properties where there is a self-contained part of the property or annexe, i.e. basement flat etc and properties with mobile phone masts which are within influencing distance of the house.
Tough-to-mortgage home variants can include high service charges, properties without a kitchen or bathroom, properties where there are boundary disputes or where planning applications have not been applied for correctly, timber buildings and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.
How much cash can I get?
You can release 60% of your home’s valuation. For example, if your house is valued at £330,000, you can release £231,000.