- Release tax-free cash from your house.
- No regular monthly payments
- Use the cash to pay off loans and credit cards
- Are you still paying a mortgage? We can help with that
- Continue to live in your own house
- It can be used to optimise tax planning.
- England, Scotland, Wales and Northern Ireland are all acceptable.
- Properties near power lines, mobile masts, wind turbines and substations are acceptable.
If you don’t want a lifetime mortgage or equity release and want a regular interest-only mortgage at 3.97%, regardless of your age, please Click Here
Not interested in equity release? Do you want a conventional interest-only mortgage at 3.97%, regardless of age? Please Click Here
Pensioner Mortgage Newcastle Building Society and Newcastle Building Society mortgages
The lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier.
Towns of the UK where equity release is routine
- Clun
- Uckfield
- Newhaven
- Great Yarmouth
- Winslow
- Longtown
- Bury
- Moretonhampstead
- Brentwood
- Kendal
- Rushden
Equity Release Scheme Providers
- the Telegraph
- LV equity release
- the Telegraph
- Stonehaven
- Pensioner Mortgage Sell House in 2024
- Bad Credit Mortgages Harpenden Building Society in 2024
- Pensioner Mortgage Danske Bank UK
- One Family
- RIO West Midlands Birmingham UK
- RIO Refinancing for 2024
- Home Equity Loan The Mortgage Business UK
- Retirement Mortgage Ex Council Property Houses And Flats for 2024
- Refinance Bradford & Bingley Plc in 2024
- Retirement Mortgage Bristol for 2024
- Refinance NatWest for 2024
- Equity Loan Onesavings Bank UK
- Remortgage Hanley Economic Building Society for 2024
- First Direct
- Retirement Mortgage Spary Foam for 2024
- Equity Loan Remortgage UK
- Interest Only Mortgage Investec Bank in 2024
- Home Equity Loan Repayment Option for 2024
- Home Equity Loan Greater Manchester UK
- Equity Loan Properties Held By Companies UK
- Interest Only Lifetime Mortgages Loughborough Society in 2024
- Equity Loan Freehold Held By Local Authority in 2024
- RIO Cambridge Building Society for 2024
- Bad Credit Mortgages Move House UK
- RIO Landmark Mortgages in 2024
- RIO Monmouthshire Building Society for 2024
- RIO More To Life UK
- Home Equity Loan For Retirement Properties for 2024
- Interest Only Lifetime Mortgages Scottish Isles Property for 2024
- Retirement Mortgage Ge Money Home Lending Ltd for 2024
- RIO Britannia Co-operative Bank UK
- Interest Only Mortgage Aldermore Bank for 2024
- Retirement Mortgage Pitched Roofs Of Asbestoscement Tiles for 2024
- Remortgage Bad Credit Age 48 in 2024
- Pensioner Mortgage Direct Lender for 2024
- Properties Valued At Less Than £100000
- Pensioner Mortgage Mortgage Express in 2024
- Refinance Nedbank Private Wealth for 2024
- Bad Credit Mortgages Skipton Building Society in 2024
- RIO Category A & B Listings Scotland Listed UK
- Equity Loan Non-Standard Construction in 2024
- Remortgage Bad Credit Yorkshire Building Society Bs Ybs UK
- Equity Loan Properties High Risk To Subsidence Or Movement for 2024
- Pensioner Mortgage Allied Irish Bank Aib in 2024
- Retirement Mortgage In House Under 55 for 2024
- Interest Only Mortgage Second Homes And Buy To Let Properties Btl UK
- Home Equity Loan South Yorkshire Sheffield in 2024
- Pensioner Mortgage Mansfield Building Society Interest Rates in 2024
- Equity Loan Age Restricted Properties for 2024
- Retirement Mortgage First Active UK
- Equity Loan Isle Of Wight And Anglesey UK
- Home Equity Loan Foreign Nationals for 2024
- Retirement Mortgage Royal Bank Of Scotland for 2024
- Refinance Parity Trust UK
- Equity Loan New Street Mortgages UK
- Pensioner Mortgage Under 50 for 2024
- Equity Loan Habito for 2024
- Coventry Building Society
- Equity Loan Properties Held In Trust UK
- Remortgage Shared Ownership Or Council Shared Equity in 2024
- Equity Loan Retirement Apartment UK
- Retirement Mortgage Iva for 2024
- Pensioner Mortgage State Bank Of India Uk UK
- Pensioner Mortgage Flats And Maisonettes In Blocks Of More Than 10 Storeys for 2024
- Pensioner Mortgage Cob Construction House for 2024
- Interest Only Mortgage Asbestos in 2024
- Home Equity Loan Ecology Building Society for 2024
- Interest Only Lifetime Mortgages Age 51 in 2024
Aviva Drawdown Lifetime Mortgages
More2Life Retirement Mortgages
Pure Retirement Lifetime Mortgages
- Aviva Lifetime Mortgages for Pensioners
- Canada Life Equity Release Schemes
- Age Partnership Equity Release Plans
- Aviva Lifetime Mortgages
- Canada Life Lifetime Mortgage
- Lloyds Bank Equity Release Schemes
- More 2 Life Capital Choice Plus Plan
- TSB Equity Release Schemes
- NatWest Equity Release Schemes
- HSBC Interest Only Lifetime Mortgage
- Bridgewater Equity Release Plans
- Just Retirement Interest Only Lifetime Mortgage
- Nationwide Equity Release Schemes
Interest Only Lifetime Mortgages Newcastle Building Society
Does Newcastle BS do mortgages up to 85?
Yes, Newcastle BS does mortgages up to 85 at 2.15% APRC. Newcastle BS mortgages up to 85 have a loan to value of 55%.
Do Newcastle BS do later life lending to Under 55?
Yes, Newcastle BS later life lending Under 55 is 1.81% MER.
Do Newcastle BS offer mortgages over 70?
Yes, Newcastle BS mortgages over 70 are 1.82% APR.
Does Newcastle BS do mortgages over 75?
Yes, Newcastle BS mortgages over 75 are 1.94% APRC.
Do Newcastle BS do later life lending?
Yes, Newcastle BS later life lending is 1.8% APRC.
What are Newcastle BS rates for retirement mortgages?
Newcastle BS rates for retirement mortgages are 2.11% MER.
Does Newcastle BS have excellent reviews for pensioner mortgages?
Yes, Newcastle BS reviews are tiptop for pensioner mortgages.
Does the Newcastle BS rio mortgage calculator show the loan to value?
Yes, the Newcastle BS RIO mortgage calculator shows a excellent loan to value of 75%.
Does a Newcastle BS retirement interest only mortgage advisor charge a substantial fee?
No, Newcastle BS retirement interest only mortgage advisors are free.
Does Newcastle BS offer mortgages over 60?
Yes, Newcastle BS mortgages over 60 are 2.24% MER.
Does Newcastle BS offer mortgages over 55?
Yes, Newcastle BS mortgages over 55 are 2.02% MER.
Downsides of Equity Release Plans
Lump sum lifetime mortgages can reduce the inheritance for your family. Interest-only lifetime mortgages may impact the ability to get state benefits. You may need to pay a legal fee and you could have higher rates to pay with some schemes.
Hard to finance home types can include poorly maintained at the time of the valuation inspection, properties where letting arrangement where the tenancy agreement is not appropriate, freehold houses and bungalows (England, Wales, Northern Ireland), crofted houses and properties with single skin brickwork.
Many of the most appealing retirement mortgage products are Lloyds Bank mortgages for over 65, Barclays Bank equity release schemes, Post Office interest only mortgages for over 65 year olds, Legal and General over 60 lifetime mortgages and Nationwide interest only mortgages for people over 60.
Hard to finance home types include timber framed properties built before 1920, properties with any externally applied insulation to the walls after construction, properties with minimum floor area of 30 square metres, studio flats outside the M25 and flats above or adjacent to commercial premises.
Common loan to value percentages of Lloyds lifetime mortgages for over 60s, Barclays Bank RIO mortgages over 75, NatWest interest only lifetime mortgages for over 70s, Legal and General mortgages for over 50 year olds, Royal Bank of Scotland equity release plans for people over 60 and Nationwide BS pensioner mortgages over 55 are 45%, 55% and 65%.
Challenging to finance home variants include properties with outbuildings used for normal domestic purposes (garage, workshop, stables, barn etc), properties with flying or creeping freehold which comprises 15% or less of the total floor area, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties with mobile phone masts which are not within influencing distance of the house and properties with mobile phone masts which are within influencing distance of the house.
Challenging to finance home titles can include high service charges, high service charges – properties where the Service Charge per annum at the time of application is more than 2% of the property value, derelict property or where part of the building is in severe disrepair and needs demolishing, corrugated iron construction and missing planning permission or building regulations approval.
Equity release loan to value?
You can release 60% of your property’s valuation. For example, if your home is valued at £270,000 you can borrow £189,000.
- Casting of iron Broadstairs and St Peters
- Manufacture of oils and fats Redenhall with Harleston
- Growing of other tree and bush fruits and nuts Earby
- Financial intermediation not elsewhere classified Bideford
- Activities of credit bureaus Meltham
- Fitness facilities Ashbourne
- Printing n e c Denholme
- Other building completion and finishing Aylesbury
- Manufacture of ceramic tiles and flags Bulwell
- Public order and safety activities Bromyard
- Raising of other animals Beckenham
- Manufacture of soft drinks; production of mineral waters and other bottled waters Telscombe
- Raising of dairy cattle Wem
- Manufacture of metal forming machinery Minchinhampton
- Operation of rail passenger facilities at railway stations Torquay
- Retail sale of carpets, rugs, wall and floor coverings in specialised stores Bushey
- Activities of venture and development capital companies Braunstone Town
- Funeral and related activities Weymouth
- Botanical and zoological gardens and nature reserves activities Caistor
- Motion picture, television and other theatrical casting activities Royal Tunbridge Wells
- Manufacture of other knitted and crocheted apparel Leyland
- Wholesale of dairy products, eggs and edible oils and fats Coggeshall
Equity Release LTV Percentages
- 50% monthly payment lifetime mortgage Fortify Insurance Solutions
- 55% loan to value monthly payment lifetime mortgage Together Money
- 25% loan to value (LTV) lumpsum lifetime mortgages Kent Reliance
- 35% loan to value (LTV) lumpsum lifetime mortgages 1st Stop Home Loans
It’s usual to discover people seeking out home reversion plans, monthly payment lifetime mortgage or lifetime mortgage with flexible drawdown cash release, however, Key Retirement like Aegon are keen to see paperwork to show your situation in the form of pension statements.
Equity Release LTV
The more elderly you are and the more illnesses you have you are the more money you can release.
Does Newcastle Building Society do mortgages up to 85?
Yes, Newcastle Building Society do mortgages up to 85 at 2.07% APRC. Newcastle Building Society mortgages up to 85 have a loan to value (ltv) of 55%.
Does Newcastle Building Society do later life lending to Under 55?
Yes, Newcastle Building Society later life lending Under 55 is 2.05% MER.
Do Newcastle Building Society offer mortgages over 70?
Yes, Newcastle Building Society mortgages over 70 are 2.17% APR.
Do Newcastle Building Society do mortgages over 75?
Yes, Newcastle Building Society mortgages over 75 are 1.91% APR.
Does Newcastle Building Society offer later life lending?
Yes, Newcastle Building Society later life lending is 2.2% MER.
What are Newcastle Building Society interest rates for retirement mortgages?
Newcastle Building Society rates for retirement mortgages are 2.17% APRC.
Does Newcastle Building Society have positive reviews for pensioner mortgages?
Yes, Newcastle Building Society reviews are superb for pensioner mortgages.
Does the Newcastle Building Society rio mortgage calculator show the loan to value (ltv)?
Yes, the Newcastle Building Society RIO mortgage calculator shows a positive loan to value (ltv) of 75%.
Does a Newcastle Building Society retirement interest only mortgage advisor charge a large fee?
No, Newcastle Building Society retirement interest only mortgage advisors are free.
Does Newcastle Building Society do mortgages over 60?
Yes, Newcastle Building Society mortgages over 60 are 2.18% MER.
Does Newcastle Building Society do mortgages over 55?
Yes, Newcastle Building Society mortgages over 55 are 2.19% MER.