Lifetime Mortgage Scottish Isles Property

Retirement Mortgage Scottish Isles Property

  • Remove tax-free cash from your property
  • Still, have a few more mortgages payments to make? We can help with that
  • Continue to live in your own house
  • Funding being lent today secured before coronavirus crisis

If you don’t want a lifetime mortgage or equity release, and just want a normal interest only mortgage at 3.97% regardless of your age please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You

Not interested in equity release? Do you just want a conventional interest only mortgage at 3.97% regardless of your age please Click Here

Over 55

  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

interest only mortgage rates
Home Equity Loan Woolwich Further Advance for 2023

Premier Flexible Black

Pensioner Mortgage Scottish Isles Property

Canada LIfe - Interest Select Gold Flexi

More2Life - Capital Choice Plan

LV= lifetime mortgage

Legal & General - Flexible Indigo

Aviva - Lifestyle Flexible Option

More2Life - Capital Choice Plan

Interest Only Lifetime Mortgages Scottish Isles Property

more 2 life lifetime mortgage

UK Providers for Equity Release

  • Just Retirement
  • Stonehaven
  • Age Partnership
  • Bridgewater
  • LV Liverpool Victoria

It’s common to find individuals seeking out monthly payment life time mortgage, monthly payment lifetime mortgage or home reversion plans, however, Aviva like Fortify Insurance Solutions are keen to see evidence of your personal situation in the form of bank statements.

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold flat with share of freehold and if the resident is an AST Tenant.

Equity Loan New Street Mortgages UK


Equity Release Loan To Value

The more elderly you are and the sicker you are the more tax free money you can release.

  • Manufacture of tools Newent
  • Growing of citrus fruits Birchwood
  • Non-trading company Elland
  • Renting and leasing of cars and light motor vehicles Helmsley
  • Activities of extraterritorial organizations and bodies Wood Green
  • Manufacture of machinery for textile, apparel and leather production Aylsham
  • Retail sale of watches and jewellery in specialised stores Yarmouth
  • Construction of roads and motorways Brackley
  • Manufacture of articles of fur Fakenham
  • Activities of real estate investment trusts Malvern
  • Cutting, shaping and finishing of stone Brading
  • Silviculture and other forestry activities Henley-in-Arden
  • Manufacture of cement Tetbury
  • Manufacture of glues March
  • Recreational vehicle parks, trailer parks and camping grounds Sandiacre
  • Activities of patent and copyright agents; other legal activities n e c West Ham
  • Post-secondary non-tertiary education Wivenhoe
  • Other retail sale of food in specialised stores Wokingham
  • Wholesale of petroleum and petroleum products Southwold
  • Financial management Keynsham
  • Other service activities n e c Ashington
  • Activities of head offices North Hykeham
  • Tanning and dressing of leather; dressing and dyeing of fur Burton Latimer
  • Collection of non-hazardous waste Brighouse
  • Reproduction of video recording Faringdon


Towns of the UK where equity release is routine

  • Surbiton
  • Newark-on-Trent
  • Rugeley
  • Romford
  • Canvey Island
  • Godalming
  • Burslem
  • Thornbury
  • Boston
  • Goole
  • Northallerton
  • Barnes
  • Woodbridge
  • Amersham
  • Wotton-under-Edge
  • Coalville
  • Macclesfield

Canada Life Equity Release

Legal and General Drawdown Lifetime Mortgages

More2Life Drawdown Lifetime Mortgages

Just Equity Release

Hodge Lifetime Lifetime Mortgages

Disadvantages of Home Reversion Plans

Monthly payment equity release can reduce the value of your estate. Monthly payment life time mortgage may impact ability to claim entitlements. You may need to pay a broker’s fee and some products expose you to changes in interest rates.

Equity Release LTV Percentages

  • 60% interest-only lifetime mortgages Zurich
  • 30% LTV lump sum lifetime mortgages Vida Homeloans
  • 45% LTV home reversion schemes Step Change
  • 30% LTV monthly payment lifetime mortgage Shawbrook
  • 50% loan to value interest-only lifetime mortgages Together Money
  • 40% loan to value monthly payment lifetime mortgage Shawbrook


  • More 2 Life Flexi Choice Voluntary Payment Super Lite
  • Hodge Lifetime Flexible Voluntary Repayment Plan
  • L&G Legal & General Flexible Max Plus
  • Liverpool Victoria LV Equity Release Plans
  • Pure Retirement Classic Voluntary Payment Super Lite
  • TSB Lifetime Mortgage
  • More to Life Tailored Choice Plan
  • Bridgewater Equity Release Schemes
  • L&G Legal & General Flexible Max Scheme
  • Lloyds Bank Equity Release Schemes
  • Royal Bank of Scotland Equity Release Plans
  • Age Partnership Equity Release
  • Canada Life Voluntary Select Gold Flexi
  • Hodge Lifetime Mortgage Flexible Drawdown Plan
  • Stonehaven Lifetime Mortgage
  • HSBC Equity Release Schemes
  • TSB Equity Release Schemes
  • Royal Bank of Scotland Equity Release Schemes
  • Aviva Flexible Voluntary Repayment Plan
  • Bridgewater Lifetime Mortgage
  • Hodge Lifetime Flexible Drawdown Plan
  • More2Life Tailored Choice Plan
  • Stonehaven Interest Select Plan
  • Lloyds Bank Equity Release
  • Age Partnership Lifetime Mortgage


Hard to mortgage home variants include properties currently undergoing substantial alterations, extensions or repairs, properties where the ownership is set up on a tenancy in common basis, right to buy – properties in England, Wales and Northern Ireland, properties where the customer is offering only part of the title as security for the loan and properties where the borrower(s) own the freehold with any connected party .

Appealing pensioner loan products include TSB retirement mortgages, Barclays Bank RIO mortgages, Halifax mortgages for 60 plus, L&G later life mortgages and Nationwide retirement interest only mortgages.

Hard to mortgage home types can include timber framed properties built before 1920, timber framed properties built between 1920 and 1965, privately developed flats, maximum four storeys with a lift, privately developed flats in blocks of five storeys or more and privately developed flats in blocks of three or four storeys without a lift.

Common loan to value percentage ratios of Lloyds lifetime mortgages for over 60s, HSBC lifetime mortgages for over 60s, Halifax interest only mortgages for over 60s, Legal and General pensioner mortgages over 55, Royal Bank of Scotland interest only mortgages for over 65 year olds and Nationwide interest only mortgages for over 70s are 40%, 60% and 70%.

Tough to mortgage property variants include flats of less than 30 square metres in any location, properties with flying or creeping freehold which comprises 15% or less of the total floor area, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties with flying or creeping freeholds which comprise over 15% of the total floor area and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.

Tough to mortgage home titles can include properties with legal agreements such as Overage, Clawback, Option, Pre-emption, or any onerous Restrictive Covenant, high service charges – properties where the Service Charge per annum at the time of application is more than 2% of the property value, some properties with sitting tenants or regulated tenancies, corrugated iron construction and concrete frame.

Loan to value for equity release?

You can achieve 70% of your home’s value. For example, if your home is valued at £200,000 you can release £140,000.