
- Remove tax-free cash from your property.
- You don’t need to make regular monthly payments.
- Use the money for anything you like
- Continue to stay in your house for as long as you like
If you don’t want a lifetime mortgage or equity release and want a normal interest-only mortgage at 3.97%, regardless of your age, please Click Here
Not interested in equity release? Do you want a conventional interest-only mortgage at 3.97%, regardless of age? Please Click Here








It’s usual to encounter individuals seeking out lump sum lifetime mortgages, lumpsum lifetime mortgages, or lifetime mortgages with flexible drawdown cash releases. However, the Telegraph, like Legal & General, is keen to see evidence of your personal situation in the form of pension statements.
Equity Release Loan To Value
- 54.22% home reversion plans The Exeter Equity Release
- 54.22% loan to value (LTV) monthly payment life time mortgage Bower
- 30% LTV monthly payment lifetime mortgage Clearly Loans
- 40% LTV lifetime mortgage with flexible drawdown cash release United Trust Bank
- Aviva Equity Release Plans
- Hodge Equity Release Plans
- Nationwide Interest Only Lifetime Mortgage
- HSBC Equity Release Plans
- Royal Bank of Scotland Interest Only Lifetime Mortgage
- Saga Equity Release Schemes
- Age Partnership Equity Release Plans
- Pure Retirement Classic Drawdown Lite Plan
- Just retirement equity release key features
- L&G Legal & General Flexi Max Voluntary Repayment Plan
- Lloyds Bank Equity Release Plans
- Hodge Equity Release Plans
- Just retirement equity release lifetime mortgages
- More2Life Capital Choice Plan
- More to Life Capital Choice Plus Plan
- Nationwide Equity Release Plans
- Age Partnership Equity Release











Pure Retirement Lifetime Mortgages
Difficult to finance property variants can include properties where proposed building works have not yet commenced, entirely tenanted properties, feuhold/freehold properties (including flats) in Scotland, properties which are made up of multiple titles and freehold flats (England, Wales, Northern Ireland).
Common retirement mortgage products include TSB later life mortgages, HSBC remortgages for people over 50, Halifax retirement mortgages, Legal and General over-60 lifetime mortgages, and Nationwide mortgages for people 60 and older.
Difficult to finance property variants can include difficult roof structures, properties with spray foam insulation applied to the underside of the roof, properties with minimum floor area of 30 square metres, former local authority flats and properties where the flat is accessed via a deck or balcony.
Common LTV ratios of Lloyds Bank over 60 lifetime mortgages, Barclays interest only mortgages for people over 70, Post Office later life interest only mortgages over 75, L&G later life mortgages for over 70s, RBS interest only mortgages for over 60s and Nationwide Building Society mortgages for over 70s are 50%, 60% and 64.22%.
Challenging to mortgage home titles include properties with outbuildings used for everyday domestic purposes (garage, workshop, stables, barn etc), properties with a single annexe or other self-contained part of the property, properties with more than one annexe or self-contained part of the property, properties that have solar farms or a large number of wind turbines on the land and properties adversely affected by existing or proposed issues including roads, rail, airports, power plants, power lines/pylons, wind turbines, substations, sewage works, quarries, fuel stations, refuse sites, sports grounds, noise, light or environmental pollution.
Challenging to mortgage property variants can include properties built on contaminated land, leasehold properties with a short lease, typically less than 70 years, or a defective lease, properties with structural problems, thatched buildings and properties that has never been registered with the land registry.
How much money can I borrow?
You can borrow 70% of your home’s value. For example, if your home is worth £190,000, you can borrow £123,000.
Towns where Lifetime Mortgages are routine
- Stamford
- Bedale
- Thorne
- Potton
- Dereham
- Totton and Eling
- Selby
- Camborne
- Nelson
- Bilston
- Blackwater and Hawley
- Richmond
- Brighouse
- Penzance
- Skipton
- Stow-on-the-Wold
- Broseley
- Newark-on-Trent
- Malmesbury
- Midhurst
- Walsall
- Retirement Mortgage Tsb Bank for 2025
- Equity Loan Restrictive Covenant Overage Clawback Option Pre Emption UK
- Equity Loan Refinancing in 2025
- Home Equity Loan Wimpey No Fines Construction UK
- Interest Only Mortgage Saffron Building Society Mortgages in 2025
- Pensioner Mortgage Beverley Building Society UK
- Remortgage Bad Credit for 2025
- Equity Loan Monmouthshire Building Society for 2025
- Interest Only Lifetime Mortgages Chorley Building Society UK
- Remortgage Capital Home Loans in 2025
- Remortgage Properties Adjacent To Commercial Premises for 2025
- Remortgage Bad Credit Nedbank Private Wealth in 2025
- Refinance Age 46 UK
- Interest Only Mortgage Scottish Isles Property for 2025
- RIO Properties With Walls Of Cob Construction UK
- Pensioner Mortgage Remortgage for 2025
- Refinance Under 40 for 2025
- RIO Properties Flooded In The Past Five Years for 2025
- RIO Crofted Houses for 2025
- Refinance Mansfield Bs in 2025
- Freehold Flat
- Pensioner Mortgage Drawdown in 2025
- Precast Reinforced Concrete Prc Properties
- Remortgage Bad Credit Remortgaging To Release Equity To Buy Another Property for 2025
- Equity Loan Secure Trust Bank in 2025
- Refinance Metro Bank UK
- Bad Credit Mortgages Zephyr Mortgages UK
- RIO Danske Bank in 2025
- Bad Credit Mortgages Scotland for 2025
- Equity Loan Investec Bank UK
- Age Restricted Properties
- Remortgage Together Personal Finance UK
- Bad Credit Mortgages Properties That Have A Flat Roof UK
- RIO Aviva in 2025
- Refinance Tipton And Coseley Building Society UK
- Remote Rural And Agricultural Properties
- Pensioner Mortgage Penrith Building Society UK
- Interest Only Mortgage Freehold Held By Local Authority for 2025
- Remortgage Harpenden Building Society UK
- Equity Loan Bradford & Bingley Plc for 2025
- Retirement Mortgage Age 40 in 2025
- For Retirement Properties
- Pensioner Mortgage Kent Reliance UK
- Equity Loan Cambridge Building Society in 2025
- Refinance Stafford Railway UK
- Interest Only Lifetime Mortgages Daily Telegraph UK
- Remortgage Bad Credit Asbestos Composition Roof Tiles in 2025
- Refinance No Broker Fee for 2025
- RIO Kensington Mortgage Company in 2025
- Pensioner Mortgage Landmark Mortgages in 2025
- Pensioner Mortgage Vida Homeloans for 2025
- Equity Loan Sunderland for 2025
- Equity Loan Converted Flats Or Maisonettes UK
- Interest Only Lifetime Mortgages Category C S Listing Scotland Listed in 2025
- Remortgage Bad Credit Properties Valued Less Than £70000 UK
- Bad Credit Mortgages First Active for 2025
- Home Equity Loan Reinforced Mesh K Lath Construction in 2025
- Remortgage Bad Credit Clay Lump Construction House for 2025
- Equity Loan Second Homes And Buy To Let Properties Btl for 2025
- Retirement Mortgage Royal Bank Of Scotland for 2025
- RIO Pre-Fabricated Properties for 2025
- Retirement Mortgage Age 54 for 2025
- Home Equity Loan Swansea Building Society in 2025
- Remortgage Sell House in 2025
- RIO Mansfield Building Society Interest Rates UK
- Retirement Mortgage Isle Of Wight And Anglesey for 2025
- Equity Loan Properties Purchased Through A Right To Buy Scheme in 2025
- Interest Only Lifetime Mortgages Handelsbanken for 2025
- Home Equity Loan Virgin Money UK
- Retirement Mortgage Best Retirement Interest Only Mortgages for 2025
- Bad Credit Mortgages Age 53 in 2025



The lender will want to know if the property is a Freehold house or a Leasehold flat and if the resident is an Owner Occupier Primary Residence.
Small business owners are likely to have equity to be released from their homes.
- Manufacture of air and spacecraft and related machinery Rowley Regis
- Support activities for crop production Quedgeley
- Radio broadcasting Hebden Royd
- Transmission of electricity Bovey Tracey
- Manufacture of other plastic products Penistone
- Operation of rail freight terminals in Beckenham
- Manufacture of other milk products Daventry
- Wholesale of radio, television goods & electrical household appliances other than records, tapes, CD’s & video tapes and the equipment used for playing them Whitehill
- Manufacture of power-driven hand tools Droitwich Spa
- Scaffold erection Alcester
- Production of abrasive products Alford
- Manufacture of veneer sheets and wood-based panels Hemel Hempstead
- Postal activities under universal service obligation Hitchin
- Retail sale in non-specialised stores with food, beverages or tobacco predominating Painswick
- Construction of roads and motorways Sandwich
- Administration of financial markets Henley-on-Thames
- Machining Great Dunmow
- Operation of bus and coach passenger facilities at bus and coach stations in Amesbury
- Processing and preserving of poultry meat Penrith
- Cultural Education Canvey Island
- Plant propagation Chesham
- Other software publishing Clun
- Activities of professional membership organizations Newport
- Manufacture of tobacco products Rothbury
- Retail sale of hearing aids Tadley
- Life reinsurance Colne
- Dental practice activities Southborough
- Retail sale of meat and meat products in specialised stores Lostwithiel


Pensioner Mortgage Remortgaging To Release Equity To Buy Another Property





Interest Only Lifetime Mortgages Remortgaging To Release Equity To Buy Another Property

Equity Release percentages of your current property value
The more aged you are and the unhealthier you are, the more tax-free cash you can release.
Pitfalls of Lifetime Mortgages
A monthly payment lifetime mortgage can reduce your estate value. It may also impact your ability to claim benefits. You may need to pay a legal fee, and with some schemes, you could have higher rates to pay.


Lenders for Equity Release
- Bower
- New Life
- Age Partnership
- Norwich Union
- Old Mutual Wealth