Lifetime Mortgage St James Place Bank

Retirement Mortgage St James Place Bank

  • Remove tax-free money from your house.
  • Still, have a few more mortgage payments to make? No problems
  • No broker fee added on
  • 4.99% APR Fixed
  • All areas of the UK are acceptable, including Northern Ireland

If you don’t want a lifetime mortgage or equity release, and want a normal interest-only mortgage at 3.97%, regardless of your age, please Click Here


  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You

Not interested in equity release? Do you want a conventional interest-only mortgage at 3.97%, regardless of age? Please Click Here

st james place mortgages

Over 60 equity release

  • Get a low rate finance deal

  • Please enter a number from 10000 to 2000000.
  • About You

retirement mortgages


It is very common to discover individuals searching for a monthly payment lifetime mortgage, monthly payment lifetime mortgage, or monthly payment equity release. However, Asbestos Sheets like VitalityLife Equity Release are keen to see paperwork showing your personal circumstances in the form of pension statements.

Retirement Mortgage Isle Of Wight And Anglesey for 2025


Interest Only Lifetime Mortgages St James Place Bank

The mortgage lender will want to know if the property is a Freehold or Leasehold house and if the resident is an Owner-Occupant Primary Residence.

Equity Release UK Lenders

  • Key Retirement
  • Liverpool Victoria
  • the Telegraph
  • Santander

 

Does St James Place offer mortgages up to 85?

Yes, St James Place do mortgages up to 85 at 1.8% APRC. St James Place mortgages up to 85 can have a loan-to-value (ltv) of 54.22%.

Does St James Place do later life lending to Under 55?

Yes, St James Place later life lending Under 55 is 1.99% APRC.

Does St James Place offer mortgages over 70?

Yes, St James Place mortgages over 70 are 2.28% APRC.

Does St James Place offer mortgages over 75?

Yes, St James Place mortgages over 75 are 2.22% APRC.

Does St James Place offer later-life lending?

Yes, St James Place later life lending is 2.21% APRC.

What are the current St James Place rates for retirement mortgages?

St James Place interest rates for retirement mortgages are 1.8% APRC.

Does St James Place have favourable reviews for pensioner mortgages?

Yes, St James Place reviews are commendable for pensioner mortgages.

Does the St James Place Rio mortgage calculator show the LTV?

The St James Place RIO mortgage calculator shows a favourable LTV of 64.22%.

Does a St James Place retirement interest-only mortgage advisor charge a big fee?

No, St James Place retirement interest-only mortgage advisors are free.

Does St James Place offer mortgages over 60?

Yes, St James Place mortgages over 60 are 2.08% APR.

Does St James Place offer mortgages over 55?

Yes, St James Place mortgages over 55 are 2.24% APR.

What percentage can be released?

  • 54.22% monthly payment equity release Legal & General
  • 60% loan to value monthly payment life time mortgage Together Money
  • 40% LTV monthly payment lifetime mortgage Vida
  • 24.22% loan to value monthly payment equity release Spring Finance
  • 34.22% loan to value lifetime mortgage with flexible drawdown cash release West One
  • 24.22% LTV monthly payment life time mortgage Penrith
RIO Leeds Building Society in 2025



  • Aviva Flexible Voluntary Repayment Plan
  • More 2 Life Capital Choice Plus Plan
  • Canada Life Interest Select Gold Flexi
  • TSB Lifetime Mortgage
  • Royal Bank of Scotland Equity Release Schemes
  • Saga Equity Release Plans
  • Bridgewater Equity Release Plans
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Stonehaven Equity Release
  • HSBC Interest Only Lifetime Mortgage
  • Age Partnership Equity Release Schemes
  • Aviva Lifestyle Flexible Option
  • Canada Life Landlord Voluntary Select Plan
  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • Liverpool Victoria LV Equity Release Plans
  • Stonehaven Equity Release
  • HSBC Equity Release Schemes
  • TSB Equity Release Schemes
  • NatWest Interest Only Lifetime Mortgage
  • Saga Equity Release Schemes
  • Canada Life Lifestyle Gold Flexi
  • TSB Lifetime Interest Only Mortgage
  • Royal Bank of Scotland Equity Release Plans
  • Saga home reversion schemes

Equity Release Loan To Value

The more aged you are and the more serious your illnesses are, the more money you can release.

Lowest rate later life mortgages and remortgages

For many people with pension income, St James Place mortgages offer some of the lowest rates in the UK.

Disadvantages of Home Reversion Schemes

Home reversion schemes can reduce the value of your estate. Interest-only lifetime mortgages may impact the ability to claim entitlements. You may need to pay a broker’s fee and you could have higher rates to pay with some schemes.

Retired small business owners who may be interested in lifetime mortgages

  • Manufacture of other transport equipment n e c Leatherhead
  • Manufacture of refractory products Sturminster Newton
  • Operation of rail passenger facilities at railway stations in Tynemouth
  • Manufacture of kitchen furniture Ollerton and Boughton
  • Activities of venture and development capital companies Quedgeley
  • Retail sale of mobile telephones Bromsgrove
  • Motion picture distribution activities Launceston
  • Fund management activities Kettering
  • Wholesale of grain, unmanufactured tobacco, seeds, and animal feeds in High Wycombe.
  • Mining of chemical and fertilizer minerals Watlington
  • Wholesale of wine, beer, spirits and other alcoholic beverages Minster
  • Motion picture, video and television programme post-production activities Ilkley
  • Licensed restaurants Blackburn
  • Financial management Wigton
  • Mixed farming Ellesmere Port
  • Manufacture of other men’s outerwear Bolton
  • Retail sale of books in specialised stores Newport Pagnell
  • Other specialist photography Dulverton
  • Undifferentiated goods-producing activities of private households for own use Aylsham
  • Agents involved in the sale of textiles, clothing, fur, footwear and leather goods Blackwater and Hawley
  • Growing of tropical and subtropical fruits in Dartford
  • Manufacture of weapons and ammunition Waltham Cross
  • Pre-primary education Beaminster
  • Manufacture of cement Wolverton and Greenleys
Legal & General Home Finance lifetime mortgage

Just lifetime mortgage

Pensioner Mortgage St James Place Bank

Pure Retirement - Classic Super Lite Plan

More2Life - Capital Choice Plan

Legal & General Home Finance lifetime mortgage

Legal & General - Flexible Indigo

Legal & General - Flexible Blue

Legal & General - Flexible Yellow

Towns of the UK where Lifetime Mortgages are common

  • Staveley
  • Burntwood
  • Poole
  • Colne
  • Haslingden
  • Grange-over-Sands
  • Tottenham
  • Mansfield
  • Hemel Hempstead
  • Newlyn
  • Wem
  • Maltby
  • Cleator Moor
  • Bideford
  • Leyburn
  • Ulverston
  • Shirebrook
  • Southport
  • Upton-upon-Severn
  • Gorleston-on-Sea
  • Belper
  • Tickhill
  • Alton

Canada Life

Pure Retirement Equity Release

Does St James Place Bank do mortgages up to 85?

Yes, St James Place Bank offers mortgages up to 85 at 1.89% APRC. These mortgages have a loan-to-value (ltv) of 64.22%.

Does St James Place Bank offer later-life lending to those Under 55?

Yes, St James Place Bank’s later life lending Under 55 is 2.2% APRC.

Does St James Place Bank have mortgages over 70?

Yes, St James Place Bank mortgages over 70 are 2.26% APRC.

Does St James Place Bank do mortgages over 75?

Yes, St James Place Bank mortgages over 75 are 1.94.22% MER.

Does St James Place Bank do later-life lending?

St James Place Bank’s later life lending is 1.82% APR.

What are the current St James Place Bank rates for retirement mortgages?

St James Place Bank rates for retirement mortgages are 1.94.22% MER.

Do St James Place Bank have positive reviews for pensioner mortgages?

Yes, St James Place Bank reviews are tip-top for pensioner mortgages.

Does the St James Place Bank Rio mortgage calculator show the loan to value (ltv)?

The St James Place Bank RIO mortgage calculator shows a positive loan-to-value (ltv) of 74.22%.

Does a St James Place Bank retirement interest-only mortgage advisor charge a substantial fee?

No, St James Place Bank retirement interest-only mortgage advisors are free.

Does St James Place Bank have mortgages over 60?

Yes, St James Place Bank mortgages over 60 are 2.01% APR.

Do St James Place Bank do mortgages over 55?

Yes, St James Place Bank mortgages over 55 are 2.07% APRC.

Hodge Lifetime Lifetime Mortgages

Today's Date: 18 April 2025

Published on: 12 June 2020

Last Updated on: 9 January 2025