Remove tax-free money from your house.
Still, have a few more mortgage payments to make? No problems
No broker fee added on
4.99% APR Fixed
All areas of the UK are acceptable, including Northern Ireland

If you don’t want a lifetime mortgage or equity release, and want a normal interest-only mortgage at 3.97%, regardless of your age, please Click Here

Free No Obligation Quote
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of The Property?*
Total amount of mortgage/loans you have on your home if any?
About You
Name*
First Last
Date of Birth*
Day
Month
Year
Your Email Address:*
Phone Number*
First Line Of Your Address:*
Your Postcode:*

Not interested in equity release? Do you want a conventional interest-only mortgage at 3.97%, regardless of age? Please Click Here

Get a low rate finance deal
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Name*
First Last
Date of Birth*
Day
Month
Year
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

It is very common to discover individuals searching for a monthly payment lifetime mortgage, monthly payment lifetime mortgage, or monthly payment equity release. However, Asbestos Sheets like VitalityLife Equity Release are keen to see paperwork showing your personal circumstances in the form of pension statements.

Retirement Mortgage Isle Of Wight And Anglesey for 2025

Interest Only Mortgage Housing Association Or Social Housing for 2025

Refinance State Bank Of India Uk for 2025

Interest Only Lifetime Mortgages St James Place Bank

The mortgage lender will want to know if the property is a Freehold or Leasehold house and if the resident is an Owner-Occupant Primary Residence.

Equity Release UK Lenders

Key Retirement
Liverpool Victoria
the Telegraph
Santander

Does St James Place offer mortgages up to 85?

Yes, St James Place do mortgages up to 85 at 1.8% APRC. St James Place mortgages up to 85 can have a loan-to-value (ltv) of 54.22%.

Does St James Place do later life lending to Under 55?

Yes, St James Place later life lending Under 55 is 1.99% APRC.

Does St James Place offer mortgages over 70?

Yes, St James Place mortgages over 70 are 2.28% APRC.

Does St James Place offer mortgages over 75?

Yes, St James Place mortgages over 75 are 2.22% APRC.

Does St James Place offer later-life lending?

Yes, St James Place later life lending is 2.21% APRC.

What are the current St James Place rates for retirement mortgages?

St James Place interest rates for retirement mortgages are 1.8% APRC.

Does St James Place have favourable reviews for pensioner mortgages?

Yes, St James Place reviews are commendable for pensioner mortgages.

Does the St James Place Rio mortgage calculator show the LTV?

The St James Place RIO mortgage calculator shows a favourable LTV of 64.22%.

Does a St James Place retirement interest-only mortgage advisor charge a big fee?

No, St James Place retirement interest-only mortgage advisors are free.

Does St James Place offer mortgages over 60?

Yes, St James Place mortgages over 60 are 2.08% APR.

Does St James Place offer mortgages over 55?

Yes, St James Place mortgages over 55 are 2.24% APR.

Bad Credit Mortgages Properties Valued Less Than £70000 for 2025

What percentage can be released?

54.22% monthly payment equity release Legal & General
60% loan to value monthly payment life time mortgage Together Money
40% LTV monthly payment lifetime mortgage Vida
24.22% loan to value monthly payment equity release Spring Finance
34.22% loan to value lifetime mortgage with flexible drawdown cash release West One
24.22% LTV monthly payment life time mortgage Penrith

Retirement Mortgage Ex-Local Authority Steel Frame Properties for 2025

Bad Credit Mortgages Lendinvest for 2025

Aviva Flexible Voluntary Repayment Plan
More 2 Life Capital Choice Plus Plan
Canada Life Interest Select Gold Flexi
TSB Lifetime Mortgage
Royal Bank of Scotland Equity Release Schemes
Saga Equity Release Plans
Bridgewater Equity Release Plans
Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
Stonehaven Equity Release
HSBC Interest Only Lifetime Mortgage
Age Partnership Equity Release Schemes
Aviva Lifestyle Flexible Option
Canada Life Landlord Voluntary Select Plan
L&G Legal & General Premier Flexible Lifetime Mortgage
Liverpool Victoria LV Equity Release Plans
Stonehaven Equity Release
HSBC Equity Release Schemes
TSB Equity Release Schemes
NatWest Interest Only Lifetime Mortgage
Saga Equity Release Schemes
Canada Life Lifestyle Gold Flexi
TSB Lifetime Interest Only Mortgage
Royal Bank of Scotland Equity Release Plans
Saga home reversion schemes

Equity Release Loan To Value

The more aged you are and the more serious your illnesses are, the more money you can release.

Lowest rate later life mortgages and remortgages

For many people with pension income, St James Place mortgages offer some of the lowest rates in the UK.

Disadvantages of Home Reversion Schemes

Home reversion schemes can reduce the value of your estate. Interest-only lifetime mortgages may impact the ability to claim entitlements. You may need to pay a broker’s fee and you could have higher rates to pay with some schemes.

Retired small business owners who may be interested in lifetime mortgages

Manufacture of other transport equipment n e c Leatherhead
Manufacture of refractory products Sturminster Newton
Operation of rail passenger facilities at railway stations in Tynemouth
Manufacture of kitchen furniture Ollerton and Boughton
Activities of venture and development capital companies Quedgeley
Retail sale of mobile telephones Bromsgrove
Motion picture distribution activities Launceston
Fund management activities Kettering
Wholesale of grain, unmanufactured tobacco, seeds, and animal feeds in High Wycombe.
Mining of chemical and fertilizer minerals Watlington
Wholesale of wine, beer, spirits and other alcoholic beverages Minster
Motion picture, video and television programme post-production activities Ilkley
Licensed restaurants Blackburn
Financial management Wigton
Mixed farming Ellesmere Port
Manufacture of other men’s outerwear Bolton
Retail sale of books in specialised stores Newport Pagnell
Other specialist photography Dulverton
Undifferentiated goods-producing activities of private households for own use Aylsham
Agents involved in the sale of textiles, clothing, fur, footwear and leather goods Blackwater and Hawley
Growing of tropical and subtropical fruits in Dartford
Manufacture of weapons and ammunition Waltham Cross
Pre-primary education Beaminster
Manufacture of cement Wolverton and Greenleys