
- Release cash from your house
- You don’t need to make monthly payments
- Use the money to pay off credit cards and loans
- Still, have a few more mortgage payments to make? We can help with that
- No broker fee is charged
- All leasehold properties are considered
- 4.61%
If you don’t want a lifetime mortgage or equity release, and just want a normal interest-only mortgage at 3.97% regardless of your age please Click Here
Not interested in equity release? Do you just want a conventional interest-only mortgage at 3.97% regardless of your age please Click Here



One Family Retirement Mortgages




Pensioner Mortgage West Midlands Birmingham





Equity Release percentages of your current property value
- 50% interest-only lifetime mortgages VitalityLife Equity Release
- 40% loan to value (LTV) lump sum lifetime mortgages LV equity release
- 30% LTV lump sum lifetime mortgages Ipswich
- 54.22% LTV lumpsum lifetime mortgages Bower
- 24.22% loan to value (LTV) monthly payment lifetime mortgage Spring Finance
- 24.22% LTV interest-only lifetime mortgages Nationwide Building Society
Towns of the UK where equity release is popular
- Wotton-under-Edge
- Kempston
- Wotton-under-Edge
- Buckingham
- Heanor and Loscoe
- Ashington
- Horley
- Oswestry
- Fakenham
- Lechlade
- Luton
- Ponteland
- Ashby-de-la-Zouch
- Bawtry
- Enfield
- Stotfold
Business owners details likely with equity to release
- Manufacture of tools Broughton-in-Furness
- Other food services Stalybridge
- Other mining and quarrying n e c Shanklin
- Activities of business and employers membership organizations Shoreham-by-Sea
- Repair and maintenance of other transport equipment n e c Bedford
- Manufacture of central heating radiators and boilers Chipping Sodbury
- Plumbing, heat and air-conditioning installation Colburn
- Public houses and bars Edmonton
- Publishing of directories and mailing lists Dorking
- Reproduction of sound recording Barnet
- Undifferentiated service-producing activities of private households for own use Stow-on-the-Wold
- Renting and leasing of freight water transport equipment Tiverton
- Gambling and betting activities Letchworth Garden City
- Central banking Bromborough
- Other building completion and finishing Brighouse
- Renting and leasing of freight air transport equipment Kings Lynn
- Technical testing and analysis Cleckheaton
- Manufacture of prepared feeds for farm animals Torpoint
- Other activities auxiliary to insurance and pension funding Seaham
- Retail sale of footwear in specialised stores Cranbrook
- Repair and maintenance of aircraft and spacecraft Bishops Stortford
- Management of real estate on a fee or contract basis Kidderminster
- Licensed carriers Thrapston











UK Providers for Equity Release
- Aviva
- Norwich Union
- Sunlife Plans
- Interest Only Mortgage Property With Historic Restrictive Ties in 2025
- RIO Properties Flooded In The Past Five Years for 2025
- Equity Loan Laing Easiform Homes in 2025
- Home Equity Loan Rooftop Mortgages UK
- Remortgage Foreign Nationals UK
- Interest Only Lifetime Mortgages For Self Build in 2025
- Age 51
- Home Equity Loan Kensington Mortgage Company in 2025
- RIO Under 40 for 2025
- Pensioner Mortgage Asbestos Sheet for 2025
- Pensioner Mortgage Bluestone Mortgages in 2025
- Interest Only Lifetime Mortgages Roll Up for 2025
- Remortgage Bad Credit Hanley Economic Building Society UK
- Bad Credit Mortgages Under 45 UK
- Equity Loan Daily Telegraph in 2025
- Refinance Harpenden Building Society in 2025
- Bad Credit Mortgages One Family UK
- RIO Leeds Building Society in 2025
- RIO Stonehaven for 2025
- Properties With A Steel Frame Bisf
- Interest Only Lifetime Mortgages West Yorkshire Leeds Bradford for 2025
- Home Equity Loan Typical Interest Rates UK
- RIO Liverpool Victoria in 2025
- Refinance Scotland UK
- Isle Of Wight And Anglesey
- Equity Loan Which in 2025
- Remortgage Bad Credit Annexe Homes in 2025
- Remortgage Ex Council Property Houses And Flats in 2025
- Retirement Mortgage Leeds And Holbeck Building Society for 2025
- Pensioner Mortgage Hsbc UK
- Cynergy Bank
- Retirement Mortgage Annexe Self Contained Granny Flats in 2025
- RIO Landmark Mortgages in 2025
- Interest Only Mortgage Magellan Homeloans UK
- Natwest
- Pensioner Mortgage Ahli United Bank for 2025
- Refinance Tyne & Wear Newcastle for 2025
- Interest Only Mortgage Properties More Than Five Acres Of Land for 2025
- Pensioner Mortgage Marsden Bs in 2025
- Pensioner Mortgage Drawdown in 2025
- Home Equity Loan Under 50 for 2025
- Age 41
- Interest Only Mortgage Remortgaging To Release Equity To Buy Another Property UK
- Retirement Mortgage Chelsea Building Society for 2025
- Retirement Mortgage Manchester Building Society for 2025
- Pensioner Mortgage Leek United Society in 2025
- Interest Only Mortgage Property With Lodgers Tenancy Agreement UK
- Equity Loan Properties High Risk To Subsidence Or Movement for 2025
- Refinance Mortgage Express UK
- Home Equity Loan Sheltered Accommodation UK
- Equity Loan New Street Mortgages UK
- Interest Only Lifetime Mortgages Asbestos for 2025
- Retirement Mortgage Properties Valued Less Than £70000 UK
- Equity Loan Handelsbanken in 2025
- RIO Hanley Mortgages for 2025
- Interest Only Lifetime Mortgages National Counties Building Society Bs UK
- Pensioner Mortgage Spary Foam UK
- Refinance Tsb Bank for 2025
- Equity Loan Move Provider for 2025
- Retirement Mortgage Mod Or Housing Association Houses And Bungalows in 2025
- Refinance Melton Mowbray UK
- Pensioner Mortgage Kent Reliance UK
- Pensioner Mortgage In-Situ Cast Concrete Properties for 2025
- Bad Credit Mortgages External Walls Built Entirely Of Single Skin Brickwork UK
Equity Release LTV Percentages
The more aged you are and the unhealthier you are the more tax free cash you can release.
It is very regular to encounter people seeking out monthly payment lifetime mortgage, monthly payment life time mortgage or home reversion schemes, however, Legal and General like LV Liverpool Victoria are keen to see paperwork to show your personal circumstances in the form of pension statements.

Interest Only Lifetime Mortgages West Midlands Birmingham




The 1st and 2nd charge lender will want to know if the property is a Freehold house or a Leasehold flat with share of freehold and if the resident is an Assured shorthold tenancy tenant.
Disadvantages of Interest Only Lifetime Mortgages
Monthly payment equity release can reduce your estate value. Monthly payment life time mortgage may impact ability to claim benefits. You may need to pay a solicitor’s fee and some products expose you to changes in interest rates.
- Aviva Equity Release
- Bridgewater Equity Release Schemes
- Hodge Indexed Lifetime Mortgage
- Just retirement equity release lifetime mortgages
- Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
- Pure Retirement Equity Release
- Lloyds Bank Equity Release Schemes
- Age Partnership Interest Only Lifetime Mortgage
- Bridgewater Equity Release
- L&G Legal & General Flexible Max Plus
- Liverpool Victoria LV= Flexible Lifetime Mortgage
- Stonehaven Equity Release
- Nationwide Equity Release Schemes
- HSBC Equity Release Schemes
- Lloyds Bank Equity Release Plans
- Aviva Flexible Voluntary Repayment Plan
- Just Retirement Equity Release Schemes
- L&G Legal & General Flexible Plus Lifetime Mortgage
- Liverpool Victoria LV Equity Release Plans
- Stonehaven Equity Release Scheme
- HSBC Lifetime Mortgage
- Age Partnership Equity Release Schemes
- Aviva Equity Release
- Bridgewater Lifetime Mortgage
- Canada Life Voluntary Select Gold
- L&G Legal & General Flexi Max Voluntary Repayment Plan
- HSBC Equity Release Plans
- Lloyds Bank Lifetime Mortgage
- TSB Lifetime Interest Only Mortgage
- NatWest Interest Only Lifetime Mortgage
- Royal Bank of Scotland Equity Release Plans
Difficult to mortgage home types can include poorly maintained at the time of the valuation inspection, properties where multiple third parties are living in an annexe, right to buy – properties in England, Wales and Northern Ireland, crofted houses and properties owned under any form of shared equity scheme.
Some of the most common pensioner finance products are Lloyds help to buy for over 60s, Barclays Bank equity release plans, Halifax interest only mortgages for over 70s, Legal & General retirement interest only mortgages and Nationwide BS pensioner mortgages.
Hard to mortgage property variants include eco houses and modern methods of construction, properties with any external treatment applied to the roof after construction, properties constructed or converted within the past 10 years, former local authority flats and basement or lower ground floor flats with level access to private or communal garden space.
Common loan to values of Lloyds Bank over 60 lifetime mortgages no fees, Barclays mortgages for pensioners over 60, Post Office interest only mortgages for people over 70, Legal & General mortgages for pensioners over 60, Royal Bank of Scotland interest only lifetime mortgages for over 60s and Nationwide over 60 lifetime mortgages no fees are 44.22%, 54.22% and 64.22%.
Challenging to finance home titles include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for normal domestic use, properties with grounds in excess of five acres, use of the land and any outbuildings for a small amount of personal commercial use., properties where there is a self-contained part of the property or annexe, i.e. basement flat etc and properties in coastal areas that may be affected by erosion.
Challenging to finance home titles can include properties with a sinking fund of 7% or more of the property sale price when the property is sold, properties with any kind of structural defect, damp, dry or wet rot, derelict property or where part of the building is in severe disrepair and needs demolishing, thatched buildings and properties that has never been registered with the land registry.
Loan to value for equity release?
You can get 70% of your property’s valuation. As an example, if your home is valued at £350,000 you can borrow £210,000.