
- Release tax-free cash from your house.
- No regular monthly payments
- 4.15% APR Fixed
- No lender fee
If you don’t want a Woolwich lifetime mortgage or equity release, and want a standard interest-only mortgage at 3.97% regardless of your age, please Click Here
Not interested in Woolwich equity release? Do you just want a conventional interest-only mortgage at 3.97% regardless of your age please Click Here






The first and second charge lenders will want to know if the property is a semi-detached freehold house or a Leasehold flat and if the resident is an Assured shorthold tenant.
Equity Release LTV
- 50% interest-only lifetime mortgages Aegon
- 44.22% loan to value (LTV) monthly payment lifetime mortgage Crown
- 30% LTV home reversion plans 1st Stop
- 34.22% loan to value (LTV) lumpsum lifetime mortgages Norwich Union
- 24.22% loan to value lifetime mortgage with flexible drawdown cash release Post Office Mtgs











Equity Release LTV
The more elderly you are and the unhealthier you are, the more tax-free cash you can release.
Difficult-to-finance home variants can include properties currently undergoing substantial alterations, extensions or repairs, properties where the ownership is set up on a tenancy in common basis, feuhold/freehold properties (including flats) in Scotland, properties which are made up of multiple titles and properties with single skin brickwork.
Many of the most appealing retirement finance offerings include Lloyds Bank retirement interest-only mortgages, Barclays Bank equity release schemes, Post Office equity release schemes, Legal & General RIO mortgages and Nationwide Building Society retirement mortgages.
Does Woolwich offer mortgages up to 85?
Yes, Woolwich offers mortgages up to 85 at 1.97% MER. These mortgages can have a loan-to-value of 70%.
Does Woolwich offer later-life lending to those Under 55?
Yes, Woolwich later life lending Under 55 is 2.28% APRC.
Does Woolwich offer mortgages over 70?
Yes, Woolwich mortgages over 70 are 2.27% MER.
Does Woolwich do mortgages over 75?
Yes, Woolwich mortgages over 75 are 1.82% APRC.
Does Woolwich offer later life lending?
Yes, Woolwich’s later life lending is 2.1% APRC.
What are Woolwich interest rates for retirement mortgages?
Woolwich rates for retirement mortgages are 1.83% APR.
Does Woolwich have excellent reviews for pensioner mortgages?
Yes, Woolwich reviews are superb for pensioner mortgages.
Does the Woolwich Rio mortgage calculator show the loan to value (ltv)?
Yes, the Woolwich RIO mortgage calculator shows a excellent loan to value (ltv) of 64.22%.
Does a Woolwich retirement interest only mortgage advisor charge a substantial fee?
No, Woolwich retirement interest only mortgage advisors are free.
Does Woolwich offer mortgages over 60?
Yes, Woolwich mortgages over 60 are 2.01% APRC.
Does Woolwich offer mortgages over 55?
Yes, Woolwich mortgages over 55 are 2.19% MER.
Hard-to-mortgage home types can include pre-fabricated reinforced concrete (PRC), properties with single skin brickwork where the single skin comprises more than 20% of the surface area of the external walls, steel frame/clad properties built before 1990, freehold/feuhold flats (Scotland only) and flats above or adjacent to commercial premises.
Popular LTV percentages of Lloyds Bank retirement mortgages over 60, HSBC mortgages over 70, Halifax over 60 lifetime mortgages no fees, Legal & General interest-only mortgages for people over 70, Royal Bank of Scotland mortgages over 65 and Nationwide interest-only mortgages for over 65 years olds are 40%, 54.22% and 70%.
Does Barclays Bank offer mortgages up to 85?
Yes, Barclays Bank offers mortgages up to 85 at 2.3% APRC, with a loan-to-value of 54.22%.
Does Barclays Bank do later life lending to Under 55?
Yes, Barclays Bank’s later life lending Under 55 is 2.1% APRC.
Does Barclays Bank offer mortgages over 70?
Yes, Barclays Bank mortgages over 70 are 2.09% MER.
Does Barclays Bank offer mortgages over 75?
Yes, Barclays Bank mortgages over 75 are 2.01% APR.
Does Barclays Bank offer later life lending?
Yes, Barclays Bank later life lending is 2.09% APRC.
What are Barclays Bank interest rates for retirement mortgages?
Barclays Bank rates for retirement mortgages are 1.8% MER.
Does Barclays Bank have good reviews for pensioner mortgages?
Yes, Barclays Bank reviews are splendid for pensioner mortgages.
Does the Barclays Bank Rio mortgage calculator show the loan to value?
Yes, the Barclays Bank RIO mortgage calculator shows a good loan to value of 64.22%.
Does a Barclays Bank retirement interest only mortgage advisor charge a substantial fee?
No, Barclays Bank retirement interest only mortgage advisors are free.
Does Barclays Bank offer mortgages over 60?
Yes, Barclays Bank mortgages over 60 are 2.1% APR.
Does Barclays Bank offer mortgages over 55?
Yes, Barclays Bank mortgages over 55 are 2.3% APRC.
Challenging to finance property titles can include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for normal domestic use, properties with a large number/scale of outbuildings, agricultural use of the land and any outbuildings, properties with flying or creeping freeholds which comprise over 14.22% of the total floor area and properties adversely affected by existing or proposed issues including roads, rail, airports, power plants, power lines/pylons, wind turbines, substations, sewage works, quarries, fuel stations, refuse sites, sports grounds, noise, light or environmental pollution.
Tough-to-finance property titles can include properties that will be assessed for flood risk, properties with any kind of structural defect, damp, dry, or wet rot, properties where there are boundary disputes or where planning applications have not been applied for correctly, corrugated iron construction, and concrete panel houses.
How much cash can I release?
You can get 70% of your home’s valuation. For example, if your house is worth £330,000, you can release £198,000.
Disadvantages of Lifetime Mortgages
A monthly lifetime mortgage payment can reduce the inheritance of your family. Lump-sum lifetime mortgages may impact entitlements to benefits. You may need to pay a legal fee and you could have higher rates to pay with some schemes.
Canada Life Drawdown Lifetime Mortgages
Interest Only Lifetime Mortgages Woolwich Further Advance
Hodge Lifetime Retirement Mortgages

Towns where Lifetime Mortgages are routine
- Burgh-le-Marsh
- Sturminster Newton
- Cheltenham
- Heywood
- Kington
- Stourport-on-Severn
- Woodstock
- Redcar
- Royal Tunbridge Wells
- Poole
- Leyland
- Swindon
- Surbiton
It is common to encounter people seeking out lump sum lifetime mortgages, lumpsum lifetime mortgages or lifetime mortgages with flexible drawdown cash releases; however, Age Partnerships like The Exeter Equity Release are keen to see evidence of your circumstances in the form of investment statements.

Does Barclays do mortgages up to 85?
Yes, Barclays does mortgages up to 85 at 2.03% APRC. Barclays mortgages up to 85 have a loan-to-value (ltv) of 64.22%.
Does Barclays do later life lending to Under 55?
Yes, Barclays later life lending Under 55 is 2.08% MER.
Do Barclays do mortgages over 70?
Yes, Barclays mortgages over 70 are 1.97% MER.
Do Barclays do mortgages over 75?
Yes, Barclays mortgages over 75 are 1.91% MER.
Does Barclays offer later-life lending?
Yes, Barclays later life lending is 2.11% APRC.
What are Barclays rates for retirement mortgages?
Barclays rates for retirement mortgages are 1.8% APR.
Does Barclays have positive reviews for pensioner mortgages?
Yes, Barclays reviews are commendable for pensioner mortgages.
Does the Barclays Rio mortgage calculator show the LTV?
Yes, the Barclays RIO mortgage calculator shows a positive LTV of 60%.
Does a Barclays retirement interest only mortgage advisor charge a large fee?
No, Barclays retirement interest only mortgage advisors are free.
Does Barclays offer mortgages over 60?
Yes, Barclays mortgages over 60 are 2.14% APRC.
Does Barclays offer mortgages over 55?
Yes, Barclays mortgages over 55 are 2.27% APRC.

Pensioner Mortgage Woolwich Further Advance


Does Woolwich Barclays do home equity loans?
Yes, Woolwich Barclays home equity loans are 2.3% MER.

Does a Woolwich Barclays Woolwich advisor charge a substantial fee?
No, Woolwich Barclays Woolwich advisors are free.

Does the Woolwich Barclays Woolwich calculator show the LTV?
Yes, the Woolwich Barclays Woolwich calculator shows a favourable LTV of 70%.

Does Woolwich Barclays have favourable reviews for Woolwich?
Yes, Woolwich Barclays reviews are superb for Woolwich.

- More 2 Life Capital Choice Plan
- Hodge Lifetime Mortgage Plus
- Liverpool Victoria LV Equity Release Plans
- Stonehaven Equity Release
- TSB Equity Release
- More to Life Capital Choice Plan
- Pure Retirement Drawdown Plan
- HSBC Equity Release
- Lloyds Bank Lifetime Mortgage
- Age Partnership Interest Only Lifetime Mortgage
- Aviva Lifestyle Flexible Option
- Hodge Lifetime Flexible Voluntary Repayment Plan
- L&G Legal & General Flexible Max Plus
- Liverpool Victoria LV= Flexible Lifetime Mortgage
- Pure Retirement Classic Voluntary Payment Super Lite
- NatWest Equity Release Schemes
- More to Life Capital Choice Plus Plan
- Pure Retirement Equity Release Plans
- Stonehaven Equity Release Plan
- TSB Equity Release
What are Woolwich Barclays rates for Woolwich?
Woolwich Barclays interest rates for Woolwich are 2.12% APRC.
Lenders for UK Equity Release – Woolwich further advance
- Key Retirement
- Step Change
- Legal and General

Does Woolwich Barclays offer Equity Release?
Yes, Woolwich Barclays Equity Release is 2.16% MER.

Do Woolwich Barclays do Pensioner Mortgages?
Yes, Woolwich Barclays Pensioner Mortgages are 2.21% MER.

Do Woolwich Barclays do Retirement Mortgages?
Yes, Woolwich Barclays Retirement Mortgages are 1.84% APRC.
- Bad Credit Mortgages Under 50 in 2025
- RIO Virgin Money UK
- RIO Annexe Self-Contained Granny Flats UK
- Pensioner Mortgage Reliance Bank in 2025
- Pensioner Mortgage Bath Building Society for 2025
- Remortgage Bad Credit Properties With An Agricultural Tie UK
- Pensioner Mortgage Restrictive Covenant Overage Clawback Option Pre Emption in 2025
- Pensioner Mortgage Age 42 for 2025
- Refinance Non-Standard Construction in 2025
- Equity Loan Age 51 in 2025
- Remortgage Bad Credit Leeds Building Society for 2025
- Remortgage M&S Bank UK
- Refinance Scottish Isles Property UK
- Refinance Cynergy Bank for 2025
- Pensioner Mortgage Loughborough Society for 2025
- Interest Only Lifetime Mortgages Just in 2025
- Pensioner Mortgage Precise Mortgages UK
- Bad Credit Mortgages More To Life UK
- Bad Credit Mortgages Capital Home Loans UK
- Pensioner Mortgage Britannia Co-Operative Bank UK
- Interest Only Lifetime Mortgages Age 49 in 2025
- Pensioner Mortgage Cob Construction House for 2025
- Bad Credit Mortgages Adam & Company in 2025
- Remortgage Bad Credit Declined UK
- RIO Secure Trust Bank for 2025
- RIO Age 44 for 2025
- Properties Valued At Less Than £100000
- Refinance Age 50 for 2025
- Refinance Ecology Building Society in 2025
- Pensioner Mortgage Move Provider UK
- Refinance Woolwich Further Advance UK
- Home Equity Loan Wolverhampton UK
- Interest Only Lifetime Mortgages First Active in 2025
- Home Equity Loan Saffron Building Society Mortgages in 2025
- Bad Credit Mortgages Stonehaven UK
- Bad Credit Mortgages Leek United Society in 2025
- RIO Move House in 2025
- Pensioner Mortgage Pure Retirement UK
- Age 45
- Bad Credit Mortgages Danske Bank UK
- Equity Loan Newcastle Building Society for 2025
- Pensioner Mortgage Coutts Finance Co UK
- Equity Loan Saga in 2025
- Together Personal Finance
- Retirement Mortgage Kent Reliance in 2025
- Interest Only Mortgage Itl Mortgages for 2025
- Home Equity Loan Properties Which Are Made Up Of Multiple Titles in 2025
- Pensioner Mortgage Property Is Grade Ii Listed 2 for 2025
- Pensioner Mortgage Greater London for 2025
- Pensioner Mortgage Barclays UK
- Interest Only Mortgage State Bank Of India UK for 2025
- Remortgage Bad Credit Nationwide for 2025
- RIO Properties That Have A Flat Roof for 2025
- RIO Halifax for 2025
- Pensioner Mortgage Habito in 2025
- Home Equity Loan For Self-Build UK
- Remortgage Bad Credit Mortgage Agency Services UK
- Equity Loan Bank Of Ireland UK
- Retirement Mortgage Asbestos for 2025
- Interest Only Mortgage Pepper Money for 2025
- RIO Reinforced Mesh K Lath Construction in 2025
- Refinance Lloyds Bank for 2025
- Retirement Mortgage For Tenants In Common UK
- Pensioner Mortgage Topaz Finance UK
- RIO Rooftop Mortgages in 2025
- RIO Equity Release Over 55 for 2025
- Home Equity Loan Chorley Building Society for 2025
- RIO Freehold Held By Local Authority in 2025
- RIO Bradford & Bingley Plc for 2025
Does Woolwich Barclays do Equity Release Under 55?
Yes, Woolwich Barclays Equity Release Under 55 is 2.3% MER.
Business owners who could benefit from equity release estate planning
- Retail sale of other second-hand goods in stores not incl antiques Tring
- Other information service activities n e c Axbridge
- Retail sale of cosmetic and toilet articles in specialised stores Clitheroe
- Manufacture of railway locomotives and rolling stock Kidderminster
- Manufacture of compressors Crawley
- Manufacture of earthmoving equipment Bottesford
- Manufacture of rusks and biscuits; manufacture of preserved pastry goods and cakes Hoddesdon
- Other accommodation Radstock
- Manufacture of other carpets and rugs Holt
- Manufacture of lime and plaster Mirfield
- Raising of camels and camelids Birkenhead
- Manufacture of industrial gases Maghull
- Book publishing Chertsey
- Manufacture of other special-purpose machinery n e c New Romney
- News agency activities Barnet
- Manufacture of ice cream Dukinfield
- Lead, zinc and tin production Henley-in-Arden
- Water collection, treatment and supply in West Tilbury
- Sound recording and music publishing activities Dulverton
- Window cleaning services Tenbury Wells
- Retail sale in commercial art galleries in Chingford
- Raising of dairy cattle Wallingford
- Credit granting by non-deposit-taking finance houses and other specialist consumer credit grantors Letchworth Garden City
- Tax consultancy Padstow
- Manufacture of plastic packing goods Hawkinge
- Development of building projects Rugeley
Do Woolwich Barclays do Lifetime Mortgages?
Yes, Woolwich Barclays does lifetime mortgages at 1.82% APRC. Woolwich Barclays Lifetime Mortgages have a loan-to-value (ltv) of 70%.