Retirement Mortgage Secure Trust Bank

No need to make monthly payments
Can be used to help with tax planning
Funding being lent today was secured before coronavirus crisis
All parts of the UK are acceptable including Northern Ireland

If you don’t want a lifetime mortgage or equity release, and just want a normal interest only mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Your Email Address:*
Phone Number*
First Line Of Your Address:*
Your Postcode:*

Not interested in equity release? Do you just want a conventional interest only mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

Pensioner Mortgage Secure Trust Bank

Equity Release LTV Percentages

60% home reversion plans LV Liverpool Victoria
45% loan to value lump sum lifetime mortgages Stonehaven Mortgage
30% loan to value monthly payment equity release Post Office Mtgs
55% loan to value monthly payment lifetime mortgage Age Partnership
35% loan to value lump sum lifetime mortgages Stonehaven Mortgage
25% loan to value (LTV) lumpsum lifetime mortgages Axis Bank

Just Retirement Drawdown Lifetime Mortgage
Liverpool Victoria LV Equity Release Schemes
Nationwide Equity Release Schemes
HSBC Interest Only Lifetime Mortgage
Lloyds Bank Equity Release
NatWest Interest Only Lifetime Mortgage
More to Life Tailored Choice Plan
Age Partnership Interest Only Lifetime Mortgage
Aviva Lifetime Mortgages
Bridgewater Equity Release Schemes
L&G Legal & General Flexible Plus Lifetime Mortgage
Stonehaven Interest Only Lifetime Mortgage
Lloyds Bank Equity Release
NatWest Interest Only Lifetime Mortgage
Just Retirement Equity Release Schemes
L&G Legal & General Flexible Plus Lifetime Mortgage
Liverpool Victoria LV Equity Release
More 2 Life Flexi Choice Drawdown Lite Plan
HSBC Equity Release Schemes
Lloyds Bank Lifetime Mortgage
Royal Bank of Scotland Interest Only Lifetime Mortgage
Saga home reversion plan
Aviva Flexible Voluntary Repayment Plan
Bridgewater Equity Release
L&G Legal & General Flexible Max Plus

Does Secure Trust Bank offer mortgages up to 85?

Yes, Secure Trust Bank do mortgages up to 85 at 2.23% APR. Secure Trust Bank mortgages up to 85 can have a loan to value of 60%.

Do Secure Trust Bank do later life lending to Under 55?

Yes, Secure Trust Bank later life lending Under 55 is 1.88% MER.

Do Secure Trust Bank do mortgages over 70?

Yes, Secure Trust Bank mortgages over 70 are 2.27% APR.

Do Secure Trust Bank do mortgages over 75?

Yes, Secure Trust Bank mortgages over 75 are 2.11% APR.

Does Secure Trust Bank do later life lending?

Yes, Secure Trust Bank later life lending is 2.21% MER.

What are Secure Trust Bank rates for retirement mortgages?

Secure Trust Bank interest rates for retirement mortgages are 1.92% MER.

Do Secure Trust Bank have favourable reviews for pensioner mortgages?

Yes, Secure Trust Bank reviews are superb for pensioner mortgages.

Does the Secure Trust Bank rio mortgage calculator show the loan to value (ltv)?

Yes, the Secure Trust Bank RIO mortgage calculator shows a favourable loan to value (ltv) of 55%.

Does a Secure Trust Bank retirement interest only mortgage advisor charge a big fee?

No, Secure Trust Bank retirement interest only mortgage advisors are free.

Does Secure Trust Bank offer mortgages over 60?

Yes, Secure Trust Bank mortgages over 60 are 2.04% APR.

Does Secure Trust Bank offer mortgages over 55?

Yes, Secure Trust Bank mortgages over 55 are 2.09% MER.

Do Secure Trust do mortgages up to 85?

Yes, Secure Trust do mortgages up to 85 at 2.18% APRC. Secure Trust mortgages up to 85 have a loan to value (ltv) of 55%.

Does Secure Trust offer later life lending to Under 55?

Yes, Secure Trust later life lending Under 55 is 1.86% APR.

Does Secure Trust do mortgages over 70?

Yes, Secure Trust mortgages over 70 are 2.25% MER.

Do Secure Trust offer mortgages over 75?

Yes, Secure Trust mortgages over 75 are 2.09% APRC.

Does Secure Trust do later life lending?

Yes, Secure Trust later life lending is 1.94% MER.

What are Secure Trust rates for retirement mortgages?

Secure Trust interest rates for retirement mortgages are 2.3% APR.

Do Secure Trust have excellent reviews for pensioner mortgages?

Yes, Secure Trust reviews are superb for pensioner mortgages.

Does the Secure Trust rio mortgage calculator show the loan to value (ltv)?

Yes, the Secure Trust RIO mortgage calculator shows a excellent loan to value (ltv) of 55%.

Does a Secure Trust retirement interest only mortgage advisor charge a large fee?

No, Secure Trust retirement interest only mortgage advisors are free.

Do Secure Trust do mortgages over 60?

Yes, Secure Trust mortgages over 60 are 2.18% APR.

Do Secure Trust do mortgages over 55?

Yes, Secure Trust mortgages over 55 are 2.01% MER.

Successful business owners who could benefit from Home Reversion Scheme estate planning

Manufacture of other chemical products n e c Edmonton
Video distribution activities Swaffham
Solicitors Newton Abbot
Retail sale of fruit and vegetables in specialised stores Newbury
Freight transport by road Neston
Renting and leasing of trucks and other heavy vehicles Ashbourne
Manufacture of telegraph and telephone apparatus and equipment Kirkby-in-Ashfield
Construction of water projects Skelton-in-Cleveland
Event catering activities Salcombe
Non-life insurance North Walsham
Recovery of sorted materials South Molton
Washing and dry- cleaning of textile and fur products Loughborough
Growing of cereals except rice , leguminous crops and oil seeds Hunstanton
Manufacture of pharmaceutical preparations Poynton-with-Worth
Take-away food shops and mobile food stands Stanley
Sale, maintenance and repair of motorcycles and related parts and accessories Fazeley
Mining of chemical and fertilizer minerals Leek
Temporary employment agency activities Burnham-on-Crouch
Activities of insurance agents and brokers Cramlington
Manufacture of machinery for paper and paperboard production Northleach with Eastington
Manufacture of woven or tufted carpets and rugs Macclesfield
Retail sale of mobile telephones Gainsborough
Other accommodation Burton upon Trent
Manufacture and processing of other glass, including technical glassware Twickenham
Retail of furniture, lighting, and similar not musical instruments or scores in specialised store Hemel Hempstead
Repair of watches, clocks and jewellery Gateshead
Wholesale of tobacco products Cowes
Manufacture of oils and fats Godalming

Lenders for Equity Release

Aviva
Stonehaven Mortgage
Key Retirement
AA equity release

Equity Release percentages of your current property value

The more aged you are and the unhealthier you are the more money you can release.

Downsides of Lifetime Mortgages

Lifetime mortgage with flexible drawdown cash release can reduce the value of your estate. Home reversion plans may impact ability to claim entitlements. You may need to pay a broker’s fee and some products expose you to changes in interest rates.

The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold flat and if the resident is an Assured shorthold tenancy tenant.

Interest Only Lifetime Mortgages Secure Trust Bank

Canada Life Mortgages

Pure Retirement Equity Release

Just

Aviva Lifetime Mortgages

It’s common to find people searching for monthly payment life time mortgage, monthly payment lifetime mortgage or lifetime mortgage with flexible drawdown cash release, however, Key Retirement like Fortify Insurance Solutions are keen to see proof of your circumstances in the form of bank statements.

Towns in the UK where retirement mortgages are routine

Tow Law
Hemel Hempstead
Grimsby
Crowland
Haslingden
Morecambe
Wragby
Weston-super-Mare
Immingham
Epworth
Ferndown
Ripley
Bridport
Hednesford
Ipswich

Hard to finance home types can include properties in the course of construction or pre-construction, age restricted properties, right to buy – properties in England, Wales and Northern Ireland, properties which are made up of multiple titles and properties owned under any form of shared equity scheme.

Common retirement finance offerings are TSB equity release schemes, Barclays mortgages for 60 year olds, Post Office retirement interest only mortgages, Legal & General interest only lifetime mortgages and Nationwide Building Society retirement interest only mortgages.

Difficult to finance home variants can include pre-fabricated reinforced concrete (PRC), properties with single skin brickwork where the single skin comprises more than 20% of the surface area of the external walls, studio flats located within the M25, former local authority flats and privately developed flats in blocks of three or four storeys without a lift.

Common loan to value ratios of Lloyds Bank mortgages for people 60 plus, Barclays mortgages for 60 plus pensioners, Post Office lifetime mortgages for over 55s, Legal and General pensioner mortgages over 55, RBS mortgages for over 60s and Nationwide Building Society interest only lifetime mortgages for over 70s are 45%, 55% and 65%.

Tough to mortgage property titles include properties with outbuildings used for normal domestic purposes (garage, workshop, stables, barn etc), properties converted from modern commercial premises, agricultural use of the land and any outbuildings, properties with mobile phone masts which are not within influencing distance of the house and properties where Japanese Knotweed is present.

Tough to finance property variants include properties built on contaminated land, properties without a kitchen or bathroom, properties where there are boundary disputes or where planning applications have not been applied for correctly, timber buildings and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.

How much can I borrow?

You can borrow 60% of your property’s valuation. For example, if your home is valued at £260,000 you can get £169,000.

Free No Obligation Quote

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