
- Release money from your house.
- No monthly payments
- Help your family get a deposit for their own home
- Do you still have a mortgage? We can help with that
- Stay living in your own house
- All UK Postcodes are acceptable
- Properties which are made up of multiple titles are acceptable
If you don’t want a lifetime mortgage or equity release, and just want a normal interest only mortgage at 3.97% regardless of your age please Click Here
Not interested in equity release? Do you just want a conventional interest only mortgage at 3.97% regardless of your age please Click Here




Towns where Lifetime Mortgages are popular
- Cowes
- Kettering
- Middleham
- Stalbridge
- Atherstone
- Maryport
- North Petherton
- Stanhope
- Nelson
- Hornsey
- Brixham
- Stowmarket
- Goole
- Silsden
- Princes Risborough
- Worksop
- Stretford
- Equity Loan Leek United Society for 2025
- Remortgage Non-Standard Construction for 2025
- Bad Credit Mortgages Property With Historic Restrictive Ties in 2025
- Remortgage Bad Credit Age 47 for 2025
- Age 50
- Home Equity Loan Under 40 UK
- Coutts Finance Co
- Interest Only Mortgage Properties Which Are Made Up Of Multiple Titles in 2025
- RIO Onesavings Bank for 2025
- RIO Coventry Building Society for 2025
- Interest Only Lifetime Mortgages Yorkshire Building Society Bs Ybs for 2025
- Home Equity Loan Tsb Bank for 2025
- Interest Only Lifetime Mortgages Pepper Money UK
- Pensioner Mortgage Landbay in 2025
- Refinance Sunderland UK
- More Than Two Borrowers
- Home Equity Loan Foundation Home Loans UK
- Remortgage Bad Credit Age 43 in 2025
- RIO Adam & Company UK
- RIO Royal Bank Of Scotland for 2025
- Pensioner Mortgage Foreign Nationals UK
- Equity Loan Landmark Mortgages in 2025
- RIO Vida Homeloans for 2025
- Bad Credit Mortgages Equity Release Over 55 UK
- Home Equity Loan Drawdown in 2025
- RIO Beverley Building Society in 2025
- Refinance Age 44 UK
- Retirement Mortgage Converted Flats Or Maisonettes for 2025
- Refinance More To Life UK
- Precast Reinforced Concrete Prc Properties
- RIO Prefabricated Concrete Houses in 2025
- Remortgage Flats And Maisonettes In Blocks Of More Than 10 Storeys in 2025
- Refinance Family Building Society UK
- RIO Properties Held In Trust UK
- Retirement Mortgage Age 46 UK
- Remortgage Bad Credit Age 52 in 2025
- Refinance Asbestos Composition Roof Tiles in 2025
- Bad Credit Mortgages Nedbank Private Wealth for 2025
- Interest Only Mortgage Second Homes And Buy To Let Properties Btl UK
- Retirement Mortgage Mansfield Building Society Interest Rates in 2025
- Home Equity Loan Studio Flats Under Over 30Sq M for 2025
- Home Equity Loan Clydesdale Bank for 2025
- Refinance Properties With Walls Of Cob Construction for 2025
- Interest Only Lifetime Mortgages Ipswich Building Society Mortgages UK
- Remortgage Bad Credit Properties Built Entirely Of Timber Or Timber Frame for 2025
- Equity Loan Greater Manchester for 2025
- Refinance Age 45 in 2025
- RIO Pure Retirement in 2025
- Refinance Pitched Roofs Of Asbestoscement Tiles UK
- RIO Age 42 for 2025
- Refinance Penrith Building Society UK
- Retirement Mortgage Reliance Bank UK
- Equity Loan Property Is Grade Ii Listed 2 in 2025
- Equity Loan Age 54 UK
- Pensioner Mortgage Chelsea Building Society UK
- Interest Only Lifetime Mortgages Property With Lodgers Tenancy Agreement for 2025
- RIO Parity Trust for 2025
- Pensioner Mortgage Ahli United Bank for 2025
- Retirement Mortgage Marsden Bs for 2025
- Pensioner Mortgage Tax-Free And Estate Planning for 2025
- RIO Ex Council Properties Ex-Housing Association UK
- Equity Loan Newbury Building Society Mortgages UK
- Pensioner Mortgage Hanley Mortgages UK
- RIO Housing Association Or Social Housing in 2025

Equity release is common among business owners like below
- Activities of insurance agents and brokers Gosport
- Manufacture of rubber tyres and tubes; retreading and rebuilding of rubber tyres Felixstowe
- Manufacture of pulp Newlyn
- Wholesale of radio, television goods & electrical household appliances other than records, tapes, CD’s & video tapes and the equipment used for playing them Medlar-with-Wesham
- Wholesale of flowers and plants Featherstone
- Wholesale of hardware, plumbing and heating equipment and supplies Skegness
- Manufacture of brooms and brushes Spalding
- Wholesale of china and glassware and cleaning materials Stainforth
- Activities of venture and development capital companies Chilton
- Repair and maintenance of other transport equipment n e c South Shields
- Landscape service activities Ventnor
- Freight transport by road Pickering
- Wholesale trade of motor vehicle parts and accessories Pontefract
- Manufacture of pesticides and other agrochemical products Shefford
- Furnace and chimney cleaning services Stourbridge
- Wireless telecommunications activities Clay Cross
- Non-trading company Steyning
- Raising of camels and camelids Kenilworth
- Manufacture of tobacco products Swaffham
- Manufacture of earthmoving equipment Mirfield
- Sawmilling and planing of wood Faringdon
- Physical well-being activities Lynton & Lynmouth
- Driving school activities Southend-on-Sea
- Wholesale of other office machinery and equipment Folkestone





Pensioner Mortgage Rooftop Mortgages





Interest Only Lifetime Mortgages Rooftop Mortgages

- Aviva Equity Release Schemes
- Liverpool Victoria LV Equity Release Plans
- Pure Retirement Classic Voluntary Payment Super Lite
- Nationwide Equity Release Plans
- HSBC Lifetime Mortgage
- Royal Bank of Scotland Lifetime Mortgage
- Saga home reversion plan
- More2Life Tailored Choice Plan
- Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
- Royal Bank of Scotland Equity Release Plans
- More2Life Flexi Choice Drawdown Lite Plan
- Just retirement defined benefit
- Pure Retirement Equity Release Plans
- More to Life Capital Choice Plus Plan
- NatWest Equity Release
- More to Life Capital Choice Plan
- TSB Equity Release Schemes
- NatWest Interest Only Lifetime Mortgage









Pitfalls of Equity Release Plans
Interest-only lifetime mortgages can reduce the inheritance for your family. Monthly payment lifetime mortgage may impact the ability to claim entitlements. You may need to pay an advisor’s fee, and some products may expose you to changes in interest rates.
Equity Release percentages of your current property value
The more elderly you are and the more serious your illnesses you are, the more money you can release.

Pure Retirement Equity Release
Just Drawdown Lifetime Mortgages
Canada Life Lifetime Mortgages
Hodge Lifetime Retirement Mortgages
Just Drawdown Lifetime Mortgages
It’s common to find people searching for interest-only lifetime mortgages, monthly payment lifetime mortgages, or lifetime mortgages with flexible drawdown cash release. However, Age Partnerships like Maximum Cover Equity Release are keen to see proof of your personal situation in the form of bank statements.
The lender will want to know if the property is a Freehold terraced or Leasehold house and if the resident is an AST Tenant.







Equity Release LTV Percentages
- 60% lump sum lifetime mortgages LV Liverpool Victoria
- 50% loan to value monthly payment life time mortgage Just Retirement
- 40% loan to value (LTV) monthly payment life time mortgage One Family
- 50% loan to value (LTV) monthly payment lifetime mortgage Sunlife Plans
- 60% LTV monthly payment equity release Together Money
- 40% LTV lumpsum lifetime mortgages Foundation Home Loans
Equity Release UK Providers
- Aviva
- Saga
- Bower
Hard-to-mortgage home types can include poorly maintained at the time of the valuation inspection, properties where tenants live in a self-contained part of the property, feuhold/freehold properties (including flats) in Scotland, properties where the customer is offering only part of the title as security for the loan and properties with single skin brickwork .
Some of the most common pensioner mortgage products are TSB interest-only mortgages for over 60s, Barclays Bank later life interest-only mortgages, NatWest mortgages for over 65, Legal and General lifetime mortgages, and Nationwide Building Society mortgages for over 70s.
Hard-to-finance home types can include properties with post-1945 asbestos or similar composition roof tiles, properties with single-skin brickwork where the single skin comprises more than 20% of the surface area of the external walls, properties with a minimum floor area of 30 square metres, privately developed flats in blocks of two storeys without a lift, and flats above or adjacent to commercial premises.
Popular loan to values of Lloyds Bank later life interest-only mortgages over 75, Barclays Bank later life interest-only mortgages over 70, Halifax mortgages for over 60s, Legal & General interest only lifetime mortgages for over 70s, Bank of Scotland mortgages for over 65 and Nationwide mortgages for 60 plus are 50%, 54.22% and 64.22%.
Tough-to-finance home variants include properties built or converted into dwellings more than 10 years ago, properties with a large number/scale of outbuildings, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties where there is a self-contained part of the property or annexe, i.e. basement flat etc and properties that have a private water supply provided a contract is in place with an approved maintenance company for regular testing and maintenance.
Tough-to-finance property titles include properties that will be assessed for flood risk, properties without a kitchen or bathroom, properties where there are boundary disputes or where planning applications have not been applied for correctly, cob property and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.
How much can I borrow?
You can borrow 4.22% of your home’s value. For example, if your house is valued at £230,000, you can get £149,000.