Lifetime Mortgage Rooftop Mortgages

Retirement Mortgage Rooftop Mortgages
  • Release money from your house.
  • No monthly payments
  • Help your family get a deposit for their own home
  • Do you still have a mortgage? We can help with that
  • Stay living in your own house
  • All UK Postcodes are acceptable
  • Properties which are made up of multiple titles are acceptable

If you don’t want a lifetime mortgage or equity release, and just want a normal interest only mortgage at 3.97% regardless of your age please Click Here


  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.

  • About You

Not interested in equity release? Do you just want a conventional interest only mortgage at 3.97% regardless of your age please Click Here

lifetime mortgage interest only
Over 60

  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.

  • About You

retirement mortgages

Towns where Lifetime Mortgages are popular

  • Cowes
  • Kettering
  • Middleham
  • Stalbridge
  • Atherstone
  • Maryport
  • North Petherton
  • Stanhope
  • Nelson
  • Hornsey
  • Brixham
  • Stowmarket
  • Goole
  • Silsden
  • Princes Risborough
  • Worksop
  • Stretford

Equity release is common among business owners like below

  • Activities of insurance agents and brokers Gosport
  • Manufacture of rubber tyres and tubes; retreading and rebuilding of rubber tyres Felixstowe
  • Manufacture of pulp Newlyn
  • Wholesale of radio, television goods & electrical household appliances other than records, tapes, CD’s & video tapes and the equipment used for playing them Medlar-with-Wesham
  • Wholesale of flowers and plants Featherstone
  • Wholesale of hardware, plumbing and heating equipment and supplies Skegness
  • Manufacture of brooms and brushes Spalding
  • Wholesale of china and glassware and cleaning materials Stainforth
  • Activities of venture and development capital companies Chilton
  • Repair and maintenance of other transport equipment n e c South Shields
  • Landscape service activities Ventnor
  • Freight transport by road Pickering
  • Wholesale trade of motor vehicle parts and accessories Pontefract
  • Manufacture of pesticides and other agrochemical products Shefford
  • Furnace and chimney cleaning services Stourbridge
  • Wireless telecommunications activities Clay Cross
  • Non-trading company Steyning
  • Raising of camels and camelids Kenilworth
  • Manufacture of tobacco products Swaffham
  • Manufacture of earthmoving equipment Mirfield
  • Sawmilling and planing of wood Faringdon
  • Physical well-being activities Lynton & Lynmouth
  • Driving school activities Southend-on-Sea
  • Wholesale of other office machinery and equipment Folkestone
Refinance Monmouthshire Building Society UK

Pensioner Mortgage Rooftop Mortgages

Interest Only Lifetime Mortgages Rooftop Mortgages

  • Aviva Equity Release Schemes
  • Liverpool Victoria LV Equity Release Plans
  • Pure Retirement Classic Voluntary Payment Super Lite
  • Nationwide Equity Release Plans
  • HSBC Lifetime Mortgage
  • Royal Bank of Scotland Lifetime Mortgage
  • Saga home reversion plan
  • More2Life Tailored Choice Plan
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Royal Bank of Scotland Equity Release Plans
  • More2Life Flexi Choice Drawdown Lite Plan
  • Just retirement defined benefit
  • Pure Retirement Equity Release Plans
  • More to Life Capital Choice Plus Plan
  • NatWest Equity Release
  • More to Life Capital Choice Plan
  • TSB Equity Release Schemes
  • NatWest Interest Only Lifetime Mortgage
RIO Age 40 for 2025

Pitfalls of Equity Release Plans

Interest-only lifetime mortgages can reduce the inheritance for your family. Monthly payment lifetime mortgage may impact the ability to claim entitlements. You may need to pay an advisor’s fee, and some products may expose you to changes in interest rates.

Equity Release percentages of your current property value

The more elderly you are and the more serious your illnesses you are, the more money you can release.

Pure Retirement Equity Release

Just Drawdown Lifetime Mortgages

One Family Lifetime Mortgages

Canada Life Lifetime Mortgages

Hodge Lifetime Retirement Mortgages

Just Drawdown Lifetime Mortgages

LV Equity Release

It’s common to find people searching for interest-only lifetime mortgages, monthly payment lifetime mortgages, or lifetime mortgages with flexible drawdown cash release. However, Age Partnerships like Maximum Cover Equity Release are keen to see proof of your personal situation in the form of bank statements.

The lender will want to know if the property is a Freehold terraced or Leasehold house and if the resident is an AST Tenant.

More2Life - Capital Choice Plus Plan
LV= Flexible Lifetime Mortgage
Legal & General - Premier Flexible Black
Legal & General - Flexible Pink
More2Life - Tailored Choice Plan
LV= Lump Sum+ Lifetime Mortgage

Equity Release LTV Percentages

  • 60% lump sum lifetime mortgages LV Liverpool Victoria
  • 50% loan to value monthly payment life time mortgage Just Retirement
  • 40% loan to value (LTV) monthly payment life time mortgage One Family
  • 50% loan to value (LTV) monthly payment lifetime mortgage Sunlife Plans
  • 60% LTV monthly payment equity release Together Money
  • 40% LTV lumpsum lifetime mortgages Foundation Home Loans

Equity Release UK Providers

  • Aviva
  • Saga
  • Bower

Hard-to-mortgage home types can include poorly maintained at the time of the valuation inspection, properties where tenants live in a self-contained part of the property, feuhold/freehold properties (including flats) in Scotland, properties where the customer is offering only part of the title as security for the loan and properties with single skin brickwork .

Some of the most common pensioner mortgage products are TSB interest-only mortgages for over 60s, Barclays Bank later life interest-only mortgages, NatWest mortgages for over 65, Legal and General lifetime mortgages, and Nationwide Building Society mortgages for over 70s.

Hard-to-finance home types can include properties with post-1945 asbestos or similar composition roof tiles, properties with single-skin brickwork where the single skin comprises more than 20% of the surface area of the external walls, properties with a minimum floor area of 30 square metres, privately developed flats in blocks of two storeys without a lift, and flats above or adjacent to commercial premises.

Popular loan to values of Lloyds Bank later life interest-only mortgages over 75, Barclays Bank later life interest-only mortgages over 70, Halifax mortgages for over 60s, Legal & General interest only lifetime mortgages for over 70s, Bank of Scotland mortgages for over 65 and Nationwide mortgages for 60 plus are 50%, 54.22% and 64.22%.

Tough-to-finance home variants include properties built or converted into dwellings more than 10 years ago, properties with a large number/scale of outbuildings, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties where there is a self-contained part of the property or annexe, i.e. basement flat etc and properties that have a private water supply provided a contract is in place with an approved maintenance company for regular testing and maintenance.

Tough-to-finance property titles include properties that will be assessed for flood risk, properties without a kitchen or bathroom, properties where there are boundary disputes or where planning applications have not been applied for correctly, cob property and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.

How much can I borrow?

You can borrow 4.22% of your home’s value. For example, if your house is valued at £230,000, you can get £149,000.

Secured Loan And Equity Release Lenders

  1. 5.75% Yorkshire BS Secured Loans: No Fees, Free Valuation, 85% LTV
  2. 7.36% High Acceptance Secured Loans No Fees Free Valuation
  3. 7.34% Asbestos Sheet Secured Loans No Fees Free Valuation
  4. 5.71% Nedbank Private Wealth Secured Loans No Fees 90% LTV
  5. 7.26% Corrugated Iron Roofs and Iron Secured Loans: Get 84.22% Financing
  6. 5.54.22% Swansea Building Society Secured Loans No Fees 90% LTV
  7. 7.21% Annexe Self Contained Granny Flats Secured Loans
  8. 5.57% Fixed Amber Home Secured Loans No Fees Free Valuation
  9. 5.61% Fixed APR M&S Bank Secured Loans: No Hidden Fees, Valuation is Free
  10. 5.58% First Direct Secured Loans No Fees Free Valuation 84.22%
  11. Newcastle Building Society Secured Loans No Fees
  12. 5.73% Secured Loans from Manchester Building Society – No Fees, 84.22% LTV
  13. 7.5% Asbestos Composition Roof Tiles Secured Loans No Fees
  14. 5.5% Intelligent Finance Secured Loans No Fees Bad Credit
  15. 7.46% Properties Held In Trust Secured Loans No Fees 90% LTV
  16. 7.44% Loft Conversion Secured Loans No Fees Free Valuation
  17. 7.34% Properties Purchased Right To Buy Scheme Secured Loans
  18. 7.44% Laing Easiform Homes Mortgages Secured Loans No Fees
  19. 7.4.22% Second Homes Secured Loans No Fees Free Valuation 90%
  20. 5.57% Royal Bank of Scotland Secured Loans No Fees 90% LTV
  21. 5.68% Harpenden Building Society Secured Loans No Fees 90%
  22. 7.29% Property Made Up Of Multiple Titles Secured Loans 84.22%
  23. 5.75% The Mortgage Lender Secured Loans with No Fees, Even with Bad Credit
  24. Leeds BS Secured Loans – Get Free Valuation & No Fees
  25. 5.64.22% Fixed Atom Bank Secured Loans No Fees Free Valuation
  26. 7.29% Crofted Houses Secured Loans – No Fees, Free Valuation
  27. 2% Retirement Apartment Secured Loans: No Fees for Bad Credit
  28. 7.21% No Broker Fee Secured Loan with Free Valuation and No Fees – 90% LTV
  29. 5.83% Legal And General Secured Loans – No Fees, Free Valuation
  30. 5.52% Precise Mortgages Secured Loans No Fees Free Valuation
  31. 5.72% Fixed Rate on Leeds Building Society Secured Loans – No Fees, 90% LTV
  32. 5.55% Clydesdale Bank Secured Loans No Fees Free Valuation
  33. 5.72% Fixed Halifax Secured Loans – No Fees, Free Valuation, 90% LTV
  34. 7.38% Under 50 UK Property Secured Loans No Fees Bad Credit
  35. 5.69% Fixed Metro Bank Secured Loans No Fees Free Valuation
  36. Black Horse Secured Loans: No Fees, Free Valuation
  37. 5.73% Teachers Building Society Secured Loans with No Fees and 84.22% LTV
  38. 5.72% First Trust Bank Secured Loans No Fees Free Valuation
  39. 5.74% Secured Loans with Mansfield BS: No Fees, Free Valuation, and 84.22% LTV
  40. 90% LTV with 7.4% Pre-Fabricated Properties Secured Loans