Lifetime Mortgage Rooftop Mortgages

Retirement Mortgage Rooftop Mortgages

  • Release money from your house
  • No monthly payments
  • Help your family get a deposit for their own home
  • Still, have a mortgage? We can help with that
  • Stay living in your own house
  • All UK Postcodes are acceptable
  • Properties which are made up of multiple titles are acceptable

If you don’t want a lifetime mortgage or equity release, and just want a normal interest only mortgage at 3.97% regardless of your age please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You

Not interested in equity release? Do you just want a conventional interest only mortgage at 3.97% regardless of your age please Click Here

lifetime mortgage interest only
Over 60

  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

retirement mortgages


Towns where Lifetime Mortgages are popular

  • Cowes
  • Kettering
  • Middleham
  • Stalbridge
  • Atherstone
  • Maryport
  • North Petherton
  • Stanhope
  • Nelson
  • Hornsey
  • Brixham
  • Stowmarket
  • Goole
  • Silsden
  • Princes Risborough
  • Worksop
  • Stretford


Equity release is common among business owners like below

  • Activities of insurance agents and brokers Gosport
  • Manufacture of rubber tyres and tubes; retreading and rebuilding of rubber tyres Felixstowe
  • Manufacture of pulp Newlyn
  • Wholesale of radio, television goods & electrical household appliances other than records, tapes, CD’s & video tapes and the equipment used for playing them Medlar-with-Wesham
  • Wholesale of flowers and plants Featherstone
  • Wholesale of hardware, plumbing and heating equipment and supplies Skegness
  • Manufacture of brooms and brushes Spalding
  • Wholesale of china and glassware and cleaning materials Stainforth
  • Activities of venture and development capital companies Chilton
  • Repair and maintenance of other transport equipment n e c South Shields
  • Landscape service activities Ventnor
  • Freight transport by road Pickering
  • Wholesale trade of motor vehicle parts and accessories Pontefract
  • Manufacture of pesticides and other agrochemical products Shefford
  • Furnace and chimney cleaning services Stourbridge
  • Wireless telecommunications activities Clay Cross
  • Non-trading company Steyning
  • Raising of camels and camelids Kenilworth
  • Manufacture of tobacco products Swaffham
  • Manufacture of earthmoving equipment Mirfield
  • Sawmilling and planing of wood Faringdon
  • Physical well-being activities Lynton & Lynmouth
  • Driving school activities Southend-on-Sea
  • Wholesale of other office machinery and equipment Folkestone

Refinance Monmouthshire Building Society UK

Pensioner Mortgage Rooftop Mortgages

Interest Only Lifetime Mortgages Rooftop Mortgages

  • Aviva Equity Release Schemes
  • Liverpool Victoria LV Equity Release Plans
  • Pure Retirement Classic Voluntary Payment Super Lite
  • Nationwide Equity Release Plans
  • HSBC Lifetime Mortgage
  • Royal Bank of Scotland Lifetime Mortgage
  • Saga home reversion plan
  • More2Life Tailored Choice Plan
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Royal Bank of Scotland Equity Release Plans
  • More2Life Flexi Choice Drawdown Lite Plan
  • Just retirement defined benefit
  • Pure Retirement Equity Release Plans
  • More to Life Capital Choice Plus Plan
  • NatWest Equity Release
  • More to Life Capital Choice Plan
  • TSB Equity Release Schemes
  • NatWest Interest Only Lifetime Mortgage

RIO Age 40 for 2023

Pitfalls of Equity Release Plans

Interest-only lifetime mortgages can reduce the inheritance for your family. Monthly payment lifetime mortgage may impact ability to claim entitlements. You may need to pay an advisor’s fee and some products expose you to changes in interest rates.

Equity Release percentages of your current property value

The more elderly you are and the more serious your illnesses you are the more money you can release.

Pure Retirement Equity Release

Just Drawdown Lifetime Mortgages

One Family Lifetime Mortgages

Canada Life Lifetime Mortgages

Hodge Lifetime Retirement Mortgages

Just Drawdown Lifetime Mortgages

LV Equity Release

It’s common to find people searching for interest-only lifetime mortgages, monthly payment life time mortgage or lifetime mortgage with flexible drawdown cash release, however, Age Partnership like Maximum cover Equity Release are keen to see proof of your personal situation in the form of bank statements.

The lender will want to know if the property is a Freehold terraced house or a Leasehold house and if the resident is an AST Tenant.

More2Life - Capital Choice Plus Plan

LV= Flexible Lifetime Mortgage

Legal & General - Premier Flexible Black

Legal & General - Flexible Pink

More2Life - Tailored Choice Plan

LV= Lump Sum+ Lifetime Mortgage

Equity Release LTV Percentages

  • 60% lump sum lifetime mortgages LV Liverpool Victoria
  • 50% loan to value monthly payment life time mortgage Just Retirement
  • 40% loan to value (LTV) monthly payment life time mortgage One Family
  • 50% loan to value (LTV) monthly payment lifetime mortgage Sunlife Plans
  • 60% LTV monthly payment equity release Together Money
  • 40% LTV lumpsum lifetime mortgages Foundation Home Loans


Equity Release UK Providers

  • Aviva
  • Saga
  • Bower


Hard to mortgage home types can include poorly maintained at the time of the valuation inspection, properties where tenants live in a self-contained part of the property, feuhold/freehold properties (including flats) in Scotland, properties where the customer is offering only part of the title as security for the loan and properties with single skin brickwork .

Some of the most common pensioner mortgage products are TSB interest only mortgages for over 60s, Barclays Bank later life interest only mortgages, NatWest mortgages over 65, Legal and General lifetime mortgages and Nationwide Building Society mortgages over 70s.

Hard to finance home types can include properties with post 1945 asbestos or similar composition roof tiles , properties with single skin brickwork where the single skin comprises more than 20% of the surface area of the external walls, properties with minimum floor area of 30 square metres, privately developed flats in blocks of two storeys without a lift and flats above or adjacent to commercial premises.

Popular loan to values of Lloyds Bank later life interest only mortgages over 75, Barclays Bank later life interest only mortgages over 70, Halifax mortgages for over 60s, Legal & General interest only lifetime mortgages for over 70s, Bank of Scotland mortgages for over 65 and Nationwide mortgages for 60 plus are 50%, 55% and 65%.

Tough to finance home variants include properties built or converted into dwellings more than 10 years ago, properties with a large number/scale of outbuildings, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties where there is a self-contained part of the property or annexe, i.e. basement flat etc and properties that have a private water supply provided a contract is in place with an approved maintenance company for regular testing and maintenance.

Tough to finance property titles include properties will be assessed for flood risk, properties without a kitchen or bathroom, properties where there are boundary disputes or where planning applications have not been applied for correctly, cob property and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.

How much can I borrow?

You can borrow 65% of your home’s value. As an example, if your house is valued at £230,000 you can get £149,000.