
- Remove tax-free cash from your property.
- Are you still paying a mortgage? That’s fine; we can help
- 4.47%
If you don’t want a lifetime mortgage or equity release and just want a regular interest-only mortgage at 3.97%, regardless of your age, please Click Here
Not interested in equity release? Do you want a conventional interest-only mortgage at 3.97%, regardless of age? Please Click Here









Pensioner Mortgage Wolverhampton





It’s usual to discover individuals seeking out monthly payment life time mortgage, monthly payment life time mortgage or lifetime mortgage with flexible drawdown cash release, however, Legal and General like The Exeter Equity Release are keen to see proof of your personal circumstances in the form of pension statements.
Equity Release percentages of your current property value
The older you are and the sicker you are the more money you can release.

Business owners who could benefit from equity release estate planning
- Manufacture of imitation jewellery and related articles Widnes
- Botanical and zoological gardens and nature reserves activities Yarmouth
- Wholesale of electronic and telecommunications equipment and parts Ivybridge
- Retail sale of footwear in specialised stores Southsea
- Shaping and processing of flat glass Looe
- Retail sale of carpets, rugs, wall and floor coverings in specialised stores Trowbridge
- Raising of poultry Berkhamsted
- Data processing, hosting and related activities Southwell
- Other retail sale of new goods in specialised stores not commercial art galleries and opticians East Grinstead
- Retail sale of automotive fuel in specialised stores Hatfield
- Manufacture of other carpets and rugs Tadley
- Manufacture of ceramic sanitary fixtures Hawes
- Dismantling of wrecks Carshalton
- Mining of other non-ferrous metal ores Basingstoke
- Manufacture of coke oven products Hexham
- Scaffold erection Honiton
- Combined facilities support activities Wimborne Minster
- manufacture of canvas goods, sacks, etc St Ives
- Manufacture of cocoa and chocolate confectionery Attleborough
- Construction of other civil engineering projects n e c Wisbech
- Operation of sports facilities Ross-on-Wye
- Logging Stratford-upon-Avon
- Manufacture of perfumes and toilet preparations Burgess Hill
- Funeral and related activities Bedale
- Repair and maintenance of ships and boats Bilston
- Forging, pressing, stamping and roll-forming of metal; powder metallurgy Hythe
- Repair of fabricated metal products Billericay
- Bridgewater Equity Release Schemes
- Canada Life Equity Release Plans
- More2Life Tailored Choice Plan
- L&G Legal & General Premier Flexible Lifetime Mortgage
- Lloyds Bank Equity Release Schemes
- Saga home reversion plan
- Aviva Lifestyle Flexible Option
- Bridgewater Lifetime Mortgage
- Stonehaven Equity Release Scheme
- TSB Lifetime Mortgage
- Saga Lifetime Mortgage
- Hodge Lifetime Mortgage Flexible Drawdown Plan
- More to Life Capital Choice Plan
- Saga Lifetime Mortgage
UK Equity Release Scheme Lenders
- Key Retirement
- Bridgewater
- Aviva
Interest Only Lifetime Mortgages Wolverhampton
Towns where retirement mortgages are routine
- Goole
- Axbridge
- Market Bosworth
- Harpenden
- Bordon
- Harrogate
- Bromley
- Bingham
- Caistor
- Lydney
- Felixstowe
- Wood Green
- Wimborne Minster
- Heathfield
- Cleobury Mortimer









- Home Equity Loan Virgin Money for 2025
- Interest Only Lifetime Mortgages Hinckley And Rugby Building Society UK
- Remortgage Accord Mortgages UK
- Pensioner Mortgage Properties Purchased Through A Right To Buy Scheme in 2025
- Home Equity Loan Wolverhampton UK
- Refinance Secure Trust Bank UK
- Interest Only Mortgage Age 48 in 2025
- Home Equity Loan Direct Line UK
- Pensioner Mortgage Category C S Listing Scotland Listed in 2025
- Equity Loan Properties With Large Concrete Panel Construction in 2025
- Pensioner Mortgage Properties Involved In Commercial Farming in 2025
- RIO Allied Irish Bank Aib UK
- Bad Credit Mortgages Precise Mortgages in 2025
- Refinance In House Under 55 for 2025
- Refinance Ahli United Bank for 2025
- Remortgage Ge Money Home Lending Ltd UK
- RIO Parity Trust for 2025
- RIO Repayment Option for 2025
- Virgin Money
- RIO Under Power Of Attorney UK
- Home Equity Loan Darlington Building Society UK
- Home Equity Loan Equity Release Over 55 for 2025
- Remortgage Retirement Apartment for 2025
- Interest Only Lifetime Mortgages Stonehaven UK
- Pensioner Mortgage Nedbank Private Wealth for 2025
- Retirement Mortgage In-Situ Cast Concrete Properties for 2025
- RIO Merseyside Liverpool for 2025
- Remortgage Bad Credit NatWest in 2025
- Interest Only Mortgage Sunderland for 2025
- Home Equity Loan Under 45 in 2025
- Remortgage Bad Credit Mansfield Building Society Interest Rates for 2025
- Remortgage Bad Credit For Retirement Properties for 2025
- Remortgage Bad Credit First Active for 2025
- Equity Loan Paragon UK
- Remortgage Bad Credit Freehold Flat for 2025
- Interest Only Lifetime Mortgages Under 50 UK
- Home Equity Loan Stafford Railway for 2025
- Interest Only Lifetime Mortgages Platform for 2025
- Pensioner Mortgage Property Is Grade Ii Listed 2 for 2025
- Pensioner Mortgage Wimpey No Fines Construction in 2025
- RIO External Walls Built Entirely Of Single Skin Brickwork for 2025
- Refinance Keystone Property Finance for 2025
- Pensioner Mortgage West Midlands Birmingham UK
- Pensioner Mortgage Ex Council Properties Ex-Housing Association UK
- Retirement Mortgage New Street Mortgages in 2025
- Equity Loan Flats And Maisonettes In Blocks Of More Than 10 Storeys for 2025
- Equity Loan Property Built On Or Near To Contaminated Site for 2025
- Remortgage Market Harborough Building Society for 2025
- Pensioner Mortgage No Early Repayment Charges UK
- Interest Only Mortgage Asbestos Sheet for 2025
- Holmesdale Building Society
- RIO Kent Reliance for 2025
- Retirement Mortgage Typical Interest Rates in 2025
- Age Restricted Properties
- Remortgage Bad Credit For Self Build UK
- Interest Only Lifetime Mortgages Mansfield Bs UK
- Home Equity Loan Refinancing for 2025
- Remortgage Saffron Building Society Mortgages in 2025
- Non Standard Construction
- Remortgage Onesavings Bank UK
- Interest Only Mortgage Reliance Bank UK
- Remortgage Age 49 in 2025
- Interest Only Lifetime Mortgages Skipton Building Society for 2025
- Retirement Mortgage Marsden Bs for 2025
- Equity Loan Move Provider for 2025
- Home Equity Loan For 50 Year Olds UK
- Equity Loan Studio Flats Under Over 30Sq M in 2025
- Remortgage Clydesdale Bank UK

Equity Release Loan To Value
- 50% lump sum lifetime mortgages Zurich
- 34.22% loan to value (LTV) interest-only lifetime mortgages Prudential
- 60% loan to value lump sum lifetime mortgages Together Money
- 40% LTV home reversion schemes 1st Stop Home Loans
The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold house and if the resident is an Private Tenant.


Pitfalls of Home Reversion Plans
Home reversion plans can reduce your estate value. Home reversion plans may impact ability to claim benefits. You may need to pay a valuation fee and you could be exposed to changes in interest rates with some products.
Difficult to mortgage property types can include properties in poor condition, properties where tenants live in a self-contained part of the property, feuhold/freehold properties (including flats) in Scotland, leasehold properties (with the exception of flats and maisonettes) and properties with owned solar panels.
Appealing pensioner loan products include Lloyds RIO mortgages, Barclays Bank pensioner mortgages, Post Office mortgages over 65, Legal and General mortgages for people 60 plus and Nationwide Building Society retirement mortgages.
Difficult to finance property variants can include pre-fabricated reinforced concrete (PRC), properties with pre 1945 asbestos or similar composition roof tiles, properties with minimum floor area of 30 square metres, studio flats outside the M25 and freehold flats (England, Wales, Northern Ireland).
Common LTV percentages of Lloyds Bank mortgages over 65, Barclays Bank retirement mortgagesover 65, NatWest interest only lifetime mortgages for over 60s, Legal and General interest only mortgages for people over 70, RBS interest only lifetime mortgages for over 60s and Nationwide Building Society interest only mortgages for over 60s near London are 50%, 60% and 64.22%.
Challenging to finance home variants include flats of less than 30 square metres in any location, properties with a large number/scale of outbuildings, agricultural use of the land and any outbuildings, properties using rooms, land or outbuildings for business purposes which are not personal to the borrower(s) or which extend to more than 50% of the property to be secured and properties in coastal areas that may be affected by erosion.
Tough to finance home variants include properties with legal agreements such as Overage, Clawback, Option, Pre-emption, or any onerous Restrictive Covenant, ground rent where the lease or any deed varying the lease provides for a ground rent exceeding, or where the escalating provisions would result in the ground rent exceeding £250 per annum (or £1000 per annum where the property is in Greater London), property is uninhabitable, mundic homes and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.