Release tax-free money from your home.
No regular monthly payments
Still, have some mortgage outstanding? No problems
No broker fees are added on
Freehold flats are acceptable

If you don’t want a lifetime mortgage or equity release and want a standard interest-only mortgage at 3.97%, regardless of your age, please Click Here

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Release equity from:*
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
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Name*
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Date of Birth*
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Not interested in equity release? Do you want a conventional interest-only mortgage at 3.97%, regardless of your age? Please Click Here

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Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Day
Month
Year
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

Aviva Equity Release Schemes
More 2 Life Flexi Choice Voluntary Payment Super Lite
Bridgewater Equity Release Plans
Hodge Equity Release Schemes
L&G Legal & General Flexible Plus Lifetime Mortgage
Liverpool Victoria LV Equity Release
Pure Retirement Equity Release Plans
Stonehaven Equity Release Scheme
Age Partnership Equity Release Schemes
Pure Retirement Equity Release
TSB Equity Release
Hodge Lifetime Mortgage Plus
Lloyds Bank Equity Release Plans
Just Retirement Drawdown Lifetime Mortgage
Nationwide Equity Release Plans
HSBC Equity Release Plans
Lloyds Bank Equity Release Plans
More 2 Life Flexi Choice Voluntary Payment Super Lite

The mortgage lender will want to know if the property is a semi-detached freehold house or a Leasehold flat with a share of freehold and if the resident is an Assured shorthold tenancy tenant.

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How much is it common to release from a home

54.22% home reversion plans The Exeter Equity Release
30% LTV monthly payment equity release Central Trust
34.22% loan to value (LTV) home reversion schemes More to Life

Bad Credit Mortgages Rooftop Mortgages in 2025

Pitfalls of Home Reversion Plans

A lifetime mortgage with flexible drawdown cash release can reduce the value of your estate. Monthly payments on a lifetime mortgage may impact your ability to claim entitlements. You may need to pay an advisor’s fee, and with some products, you could be exposed to changes in interest rates.

Retirement Mortgage Leeds Building Society for 2025

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Pensioner Mortgage Canada Life

Equity Release LTV Percentages

The older you are and the more illnesses you have you are, the more money you can release.

Canada Life Home Finance lifetime mortgage

UK Providers for Equity Release

Just Retirement
Prudential
Key Retirement

Areas where equity release is routine

Cramlington
Ashburton
Bewdley
Wirksworth
Leatherhead
Stapleford
Accrington
Willenhall
Queenborough-in-Sheppey
Quedgeley

It’s common to find individuals searching for a lifetime mortgage with flexible drawdown cash release, a monthly payment lifetime mortgage, or a lifetime mortgage with flexible drawdown cash release. However, Aviva, like Fortify Insurance Solutions, is keen to see paperwork showing your situation in the form of pension statements.

Refinance Restrictive Covenant Overage Clawback Option Pre Emption UK

Aviva Retirement Mortgages

Interest Only Lifetime Mortgages Canada Life

Hodge Lifetime Retirement Mortgages

More2Life Lifetime Mortgages

One Family Mortgages

Just Drawdown Lifetime Mortgages

Aviva

Examples of retired small business owners likely to have equity to release

Technical and Vocational Secondary Education Marlborough
Manufacture of watches and clocks Brackley
Manufacture of plastic packing goods Torquay
Manufacture of fasteners and screw machine products Conisbrough
Manufacture of luggage, handbags and the like, saddlery and harness Hedon
Retail sale of telecommunications equipment other than mobile telephones Witney
Finishing of textiles Hounslow
Raising of sheep and goats Grassington
Other social work activities without accommodation n e c Winterton
Museums activities Nailsea
Activities of agricultural holding companies Bacup
Activities of extraterritorial organizations and bodies Wooler
Non-scheduled passenger air transport Burslem
Financial management St Columb Major
Remediation activities and other waste management services East Cowes
Social work activities without accommodation for the elderly and disabled Hedge End
Travel agency activities Silloth
Mining of uranium and thorium ores Coggeshall
Other amusement and recreation activities n e c, Kimberley
Sea and coastal passenger water transport Medlar-with-Wesham
Repair and maintenance of other transport equipment n e c Reading
Wholesale of machine tools Rushden
Growing of rice Midsomer Norton

Hard-to-mortgage home variants can include properties in the course of construction or pre-construction, properties where the ownership is set up on a tenancy in common basis, freehold houses and bungalows (England, Wales, Northern Ireland), properties where the customer is offering only part of the title as security for the loan, and properties with owned solar panels.

Common retirement loan offerings are Lloyds Bank lifetime mortgages for people over 60, Barclays Bank mortgages for people over 70, Post Office mortgages for people 60 plus, Legal & General interest-only mortgages for people over 70, and Nationwide Building Society lifetime mortgages.

Hard-to-finance home types include prefabricated reinforced concrete (PRC), properties with spray foam insulation applied to the underside of the roof, properties constructed or converted within the past 10 years, studio flats outside the M25, and freehold flats (England, Wales, Northern Ireland).

Popular LTV percentages of Lloyds Bank over 60 lifetime mortgages no fees, Barclays lifetime mortgages for people over 55, NatWest mortgages for over 50-year-olds, L&G equity release plans for people over 60, RBS interest only mortgages for over 60s and Nationwide mortgages for pensioners over 60 are 50%, 54.22% and 70%.

Does Canada Life offer mortgages up to 85?

Yes, Canada Life offers mortgages up to 85 at 2.16% APR, with an LTV of 54.22%.

Does Canada Life offer later life lending to Under 55?

Yes, Canada Life later life lending Under 55 is 2.01% MER.

Does Canada Life offer mortgages over 70?

Yes, Canada Life mortgages over 70 are 2.2% MER.

Does Canada Life do mortgages over 75?

Yes, Canada Life mortgages over 75 are 1.84.22% MER.

Do Canada Life do later life lending?

Yes, Canada Life later life lending is 2.02% APR.

What are the current Canada Life rates for retirement mortgages?

Canada Life’s interest rates for retirement mortgages are 2.27% MER.

Does Canada Life have good reviews for pensioner mortgages?

Yes, Canada Life reviews are splendid for pensioner mortgages.

Does the Canada Life Rio mortgage calculator show the loan to value (ltv)?

The Canada Life RIO mortgage calculator shows a good loan-to-value (ltv) of 54.22%.

Does a Canada Life retirement interest-only mortgage advisor charge a hefty fee?

No, Canada Life retirement interest-only mortgage advisors are free.

Does Canada Life do mortgages over 60?

Yes, Canada Life mortgages over 60 are 2.17% APRC.

Does Canada Life do mortgages over 55?

Yes, Canada Life mortgages over 55 are 2.03% APRC.

Challenging to finance property variants include properties built or converted into dwellings more than 10 years ago, properties with a large number/scale of outbuildings, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties that have solar farms or a large number of wind turbines on the land and properties that have a private water supply provided a contract is in place with an approved maintenance company for regular testing and maintenance.

Challenging to finance property variants can include properties built on contaminated land, properties without a kitchen or bathroom, some properties with sitting tenants or regulated tenancies, asbestos construction and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.

Today's Date: 18 April 2025

Published on: 12 June 2020

Last Updated on: 9 January 2025

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