
- Release tax-free money from your home.
- No regular monthly payments
- Still, have some mortgage outstanding? No problems
- No broker fees are added on
- Freehold flats are acceptable
If you don’t want a lifetime mortgage or equity release and want a standard interest-only mortgage at 3.97%, regardless of your age, please Click Here
Not interested in equity release? Do you want a conventional interest-only mortgage at 3.97%, regardless of your age? Please Click Here





- Aviva Equity Release Schemes
- More 2 Life Flexi Choice Voluntary Payment Super Lite
- Bridgewater Equity Release Plans
- Hodge Equity Release Schemes
- L&G Legal & General Flexible Plus Lifetime Mortgage
- Liverpool Victoria LV Equity Release
- Pure Retirement Equity Release Plans
- Stonehaven Equity Release Scheme
- Age Partnership Equity Release Schemes
- Pure Retirement Equity Release
- TSB Equity Release
- Hodge Lifetime Mortgage Plus
- Lloyds Bank Equity Release Plans
- Just Retirement Drawdown Lifetime Mortgage
- Nationwide Equity Release Plans
- HSBC Equity Release Plans
- Lloyds Bank Equity Release Plans
- More 2 Life Flexi Choice Voluntary Payment Super Lite
The mortgage lender will want to know if the property is a semi-detached freehold house or a Leasehold flat with a share of freehold and if the resident is an Assured shorthold tenancy tenant.










How much is it common to release from a home
- 54.22% home reversion plans The Exeter Equity Release
- 30% LTV monthly payment equity release Central Trust
- 34.22% loan to value (LTV) home reversion schemes More to Life




Pitfalls of Home Reversion Plans
A lifetime mortgage with flexible drawdown cash release can reduce the value of your estate. Monthly payments on a lifetime mortgage may impact your ability to claim entitlements. You may need to pay an advisor’s fee, and with some products, you could be exposed to changes in interest rates.


Pensioner Mortgage Canada Life
Equity Release LTV Percentages
The older you are and the more illnesses you have you are, the more money you can release.





UK Providers for Equity Release
- Just Retirement
- Prudential
- Key Retirement
Areas where equity release is routine
- Cramlington
- Ashburton
- Bewdley
- Wirksworth
- Leatherhead
- Stapleford
- Accrington
- Willenhall
- Queenborough-in-Sheppey
- Quedgeley
It’s common to find individuals searching for a lifetime mortgage with flexible drawdown cash release, a monthly payment lifetime mortgage, or a lifetime mortgage with flexible drawdown cash release. However, Aviva, like Fortify Insurance Solutions, is keen to see paperwork showing your situation in the form of pension statements.

Interest Only Lifetime Mortgages Canada Life
Hodge Lifetime Retirement Mortgages
Just Drawdown Lifetime Mortgages
Examples of retired small business owners likely to have equity to release
- Technical and Vocational Secondary Education Marlborough
- Manufacture of watches and clocks Brackley
- Manufacture of plastic packing goods Torquay
- Manufacture of fasteners and screw machine products Conisbrough
- Manufacture of luggage, handbags and the like, saddlery and harness Hedon
- Retail sale of telecommunications equipment other than mobile telephones Witney
- Finishing of textiles Hounslow
- Raising of sheep and goats Grassington
- Other social work activities without accommodation n e c Winterton
- Museums activities Nailsea
- Activities of agricultural holding companies Bacup
- Activities of extraterritorial organizations and bodies Wooler
- Non-scheduled passenger air transport Burslem
- Financial management St Columb Major
- Remediation activities and other waste management services East Cowes
- Social work activities without accommodation for the elderly and disabled Hedge End
- Travel agency activities Silloth
- Mining of uranium and thorium ores Coggeshall
- Other amusement and recreation activities n e c, Kimberley
- Sea and coastal passenger water transport Medlar-with-Wesham
- Repair and maintenance of other transport equipment n e c Reading
- Wholesale of machine tools Rushden
- Growing of rice Midsomer Norton
- Age 49
- Remortgage Bad Credit Property Is Grade Ii Listed 2 for 2025
- Pensioner Mortgage For 50-Year-Olds for 2025
- Refinance Age 42 UK
- First Trust Bank
- Interest Only Lifetime Mortgages Age 50 in 2025
- Bad Credit Mortgages The Mortgage Lender Limited in 2025
- Remortgage Bad Credit Mansfield Bs UK
- Home Equity Loan Saffron Bs in 2025
- Bad Credit Mortgages Best Retirement Interest Only Mortgages for 2025
- Interest Only Mortgage Direct Lender for 2025
- Refinance Age 51 for 2025
- Refinance Rooftop Mortgages UK
- Home Equity Loan Iva for 2025
- Refinance Leeds Building Society in 2025
- Pensioner Mortgage Penrith Building Society UK
- Pensioner Mortgage Restrictive Covenant Overage Clawback Option Pre Emption in 2025
- Retirement Mortgage Darlington Building Society in 2025
- Equity Loan Danske Bank in 2025
- Pensioner Mortgage No Early Repayment Charges UK
- Equity Loan Canada Life for 2025
- Equity Loan Intelligent Finance for 2025
- Remortgage Bad Credit Properties Built Entirely Of Timber Or Timber Frame for 2025
- Melton Mowbray
- Equity Loan Coventry Building Society for 2025
- RIO Age 45 for 2025
- Ex-Council Property Houses And Flats
- Refinance Age 41 for 2025
- Kensington Mortgage Company
- Home Equity Loan Tax-Free And Estate Planning UK
- Interest Only Lifetime Mortgages Foreign Nationals for 2025
- Home Equity Loan Properties That Have A Flat Roof UK
- Refinance Move Provider in 2025
- Interest Only Lifetime Mortgages Onesavings Bank for 2025
- Refinance M&S Bank for 2025
- Remortgage Bad Credit Drawdown UK
- Scottish Isles Property
- Equity Loan Aviva UK
- Age 44
- RIO Ecology Building Society UK
- Refinance Crofted Houses UK
- Remortgage Bad Credit State Bank Of India UK in 2025
- Equity Loan Sainsburys Bank in 2025
- Pensioner Mortgage Yorkshire Bank in 2025
- Retirement Mortgage Capital Home Loans in 2025
- Equity Loan Remote Rural And Agricultural Properties UK
- Equity Loan Market Harborough Building Society in 2025
- Retirement Mortgage Properties High Risk To Subsidence Or Movement UK
- Remortgage Bad Credit Properties Above Commercial Premises in 2025
- RIO Second Homes And Buy To Let Properties Btl in 2025
- Interest Only Mortgage Aldermore Bank for 2025
- Equity Loan Properties With An Agricultural Tie for 2025
- Pensioner Mortgage Sheltered Accommodation for 2025
- RIO Remortgage for 2025
- Bad Credit Mortgages National Counties Building Society Bs UK
- Retirement Mortgage Just UK
- Remortgage Bad Credit Mortgage Agency Services UK
- Interest Only Mortgage Scotland in 2025
- Bad Credit Mortgages Typical Interest Rates for 2025
- Bad Credit Mortgages Keystone Property Finance for 2025
- Pensioner Mortgage In-Situ Cast Concrete Properties for 2025
- Home Equity Loan Legal And General in 2025
- Refinance Pre-Fabricated Properties for 2025
- Home Equity Loan Holmesdale Building Society for 2025
- Refinance Under 45 UK
Hard-to-mortgage home variants can include properties in the course of construction or pre-construction, properties where the ownership is set up on a tenancy in common basis, freehold houses and bungalows (England, Wales, Northern Ireland), properties where the customer is offering only part of the title as security for the loan, and properties with owned solar panels.
Common retirement loan offerings are Lloyds Bank lifetime mortgages for people over 60, Barclays Bank mortgages for people over 70, Post Office mortgages for people 60 plus, Legal & General interest-only mortgages for people over 70, and Nationwide Building Society lifetime mortgages.
Hard-to-finance home types include prefabricated reinforced concrete (PRC), properties with spray foam insulation applied to the underside of the roof, properties constructed or converted within the past 10 years, studio flats outside the M25, and freehold flats (England, Wales, Northern Ireland).
Popular LTV percentages of Lloyds Bank over 60 lifetime mortgages no fees, Barclays lifetime mortgages for people over 55, NatWest mortgages for over 50-year-olds, L&G equity release plans for people over 60, RBS interest only mortgages for over 60s and Nationwide mortgages for pensioners over 60 are 50%, 54.22% and 70%.
Does Canada Life offer mortgages up to 85?
Yes, Canada Life offers mortgages up to 85 at 2.16% APR, with an LTV of 54.22%.
Does Canada Life offer later life lending to Under 55?
Yes, Canada Life later life lending Under 55 is 2.01% MER.
Does Canada Life offer mortgages over 70?
Yes, Canada Life mortgages over 70 are 2.2% MER.
Does Canada Life do mortgages over 75?
Yes, Canada Life mortgages over 75 are 1.84.22% MER.
Do Canada Life do later life lending?
Yes, Canada Life later life lending is 2.02% APR.
What are the current Canada Life rates for retirement mortgages?
Canada Life’s interest rates for retirement mortgages are 2.27% MER.
Does Canada Life have good reviews for pensioner mortgages?
Yes, Canada Life reviews are splendid for pensioner mortgages.
Does the Canada Life Rio mortgage calculator show the loan to value (ltv)?
The Canada Life RIO mortgage calculator shows a good loan-to-value (ltv) of 54.22%.
Does a Canada Life retirement interest-only mortgage advisor charge a hefty fee?
No, Canada Life retirement interest-only mortgage advisors are free.
Does Canada Life do mortgages over 60?
Yes, Canada Life mortgages over 60 are 2.17% APRC.
Does Canada Life do mortgages over 55?
Yes, Canada Life mortgages over 55 are 2.03% APRC.
Challenging to finance property variants include properties built or converted into dwellings more than 10 years ago, properties with a large number/scale of outbuildings, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties that have solar farms or a large number of wind turbines on the land and properties that have a private water supply provided a contract is in place with an approved maintenance company for regular testing and maintenance.
Challenging to finance property variants can include properties built on contaminated land, properties without a kitchen or bathroom, some properties with sitting tenants or regulated tenancies, asbestos construction and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.
Today's Date: 18 April 2025
Published on: 12 June 2020
Last Updated on: 9 January 2025