
- Release tax-free money from your home
- You don’t need to make regular monthly payments
- Help your family with the equity you release
- Still, have a few more mortgage payments to make? No problems
- Continue to live in your own property
- No lender fee added on
- All leasehold properties are considered
If you don’t want a lifetime mortgage or equity release, and just want a normal interest-only mortgage at 3.97% regardless of your age please Click Here
Not interested in equity release? Do you just want a conventional interest-only mortgage at 3.97% regardless of your age please Click Here




- Interest Only Lifetime Mortgages Skipton Building Society for 2025
- RIO Leeds And Holbeck Building Society UK
- RIO Flats And Maisonettes In Blocks Of More Than 10 Storeys UK
- Interest Only Mortgage Under 45 for 2025
- Equity Loan NatWest in 2025
- Remortgage Bad Credit Yorkshire Bank in 2025
- Pensioner Mortgage Housing Association Or Social Housing UK
- Equity Loan Greater Manchester for 2025
- Home Equity Loan Age 51 for 2025
- Home Equity Loan First Trust Bank in 2025
- Retirement Mortgage Declined for 2025
- Equity Loan Leeds Building Society UK
- RIO Holmesdale Building Society for 2025
- RIO Crofted Houses for 2025
- RIO Pure Retirement in 2025
- Refinance Under 40 for 2025
- Home Equity Loan Nedbank Private Wealth UK
- Remortgage Remortgage UK
- Remortgage Bad Credit Property With Historic Restrictive Ties UK
- Equity Loan Godiva Mortgages Ltd UK
- Interest Only Lifetime Mortgages In House Under 55 for 2025
- Retirement Mortgage Isle Of Wight And Anglesey for 2025
- Retirement Mortgage Scotland for 2025
- Remortgage Clydesdale Bank UK
- Refinance Age 46 UK
- Home Equity Loan No Early Repayment Charges in 2025
- Mansfield Building Society Interest Rates
- Pensioner Mortgage Properties Built Entirely Of Timber Or Timber Frame in 2025
- Refinance Nationwide UK
- Retirement Mortgage Shared Ownership Or Council Shared Equity for 2025
- Equity Loan Iva UK
- Pensioner Mortgage Direct Lender for 2025
- RIO Asbestos Composition Roof Tiles UK
- Refinance Furness Building Society in 2025
- Home Equity Loan Foundation Home Loans UK
- Remortgage Bad Credit Merseyside Liverpool UK
- RIO Halifax for 2025
- RIO Bad Credit in 2025
- Bad Credit Mortgages Royal Bank Of Scotland in 2025
- Pensioner Mortgage Woolwich Further Advance for 2025
- Refinance Annexe Homes in 2025
- Refinance Atom Bank in 2025
- Home Equity Loan Stafford Railway for 2025
- Remortgage Wimpey No Fines Construction UK
- Home Equity Loan Drawdown in 2025
- Remortgage Bad Credit Ulster Bank UK
- Bad Credit Mortgages Properties Above Commercial Premises for 2025
- Remortgage Properties With Roofs Of Thatch Or Timber Shingle for 2025
- Equity Loan Penrith Building Society UK
- Equity Loan Belfast Northern Ireland in 2025
- Home Equity Loan Allied Irish Bank Aib for 2025
- RIO Wolverhampton for 2025
- Pensioner Mortgage Category C S Listing Scotland Listed in 2025
- Asbestos Sheet
- Retirement Mortgage Danske Bank UK
- Equity Loan Age 49 in 2025
- Equity Loan Platform for 2025
- Bath Building Society
- Equity Loan Lloyds Bank UK
- Home Equity Loan In-Situ Cast Concrete Properties in 2025
- Retirement Mortgage Barclays for 2025
- RIO Itl Mortgages in 2025
- Home Equity Loan One Family for 2025
- Retirement Mortgage Handelsbanken for 2025
- Home Equity Loan Mod Or Housing Association Houses And Bungalows for 2025
- Home Equity Loan Age 53 in 2025
- Home Equity Loan Accord Mortgages in 2025
- Bad Credit Mortgages Harpenden Building Society in 2025
- Refinance Remortgaging To Release Equity To Buy Another Property UK
Equity Release Loan To Value
- 54.22% interest-only lifetime mortgages VitalityLife Equity Release
- 24.22% loan to value lumpsum lifetime mortgages United Trust Bank
- 50% loan to value (LTV) monthly payment lifetime mortgage 1st Stop Home Loans
- 24.22% LTV home reversion schemes Paragon NonPortfolio
- 54.22% loan to value monthly payment equity release the Telegraph
- 44.22% loan to value lump sum lifetime mortgages Pure Retirement
- 34.22% LTV monthly payment equity release Shawbrook
Equity Release UK Providers
- More2Life
- Prudential
- Lifetime Mortgage from L&G
- Stepchange










Equity Release percentages of your current property value
The older you are and the more serious your illnesses you are, the more money you can release.
- Canada Life Lifetime Mortgages
- Just Retirement Drawdown Lifetime Mortgage
- Lloyds Bank Lifetime Mortgage
- Bridgewater Equity Release Schemes
- Canada Life Equity Release
- L&G Legal & General Flexible Max Plus
- Liverpool Victoria LV Equity Release Plans
- More2Life Tailored Choice Plan
- Hodge Equity Release Schemes
- Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
- Stonehaven Lifetime Mortgage
- HSBC Equity Release Schemes
- Royal Bank of Scotland Equity Release
- Age Partnership Interest Only Lifetime Mortgage
- Stonehaven Equity Release Scheme
- Nationwide Equity Release
- Lloyds Bank Equity Release Plans
- Saga Equity Release Schemes
Pensioner Mortgage Tax-Free And Estate Planning
Hodge Lifetime Lifetime Mortgages
Pure Retirement Retirement Mortgages
Crown Drawdown Lifetime Mortgages
Towns in the UK where retirement mortgages are common
- Bulwell
- Sidmouth
- Minchinhampton
- Shefford
- Stanhope
- Pickering
- High Wycombe
- Newcastle-under-Lyme
- Bolton

Examples of retired business owners likely to have equity to release
- Retail sale of bread, cakes, flour confectionery and sugar confectionery in specialised stores in Ludlow
- Manufacture of wire products, chains and springs Alford
- Activities of trade unions Broughton-in-Furness
- Non-life insurance Church Stretton
- Manufacture of tubes, pipes, hollow profiles and related fittings of steel Adlington
- Raising of sheep and goats Saffron Walden
- Manufacture of sugar confectionery Oundle
- Repair of fabricated metal products Brigg
- Renting and leasing of freight air transport equipment Gravesend
- Other reservation service activities n e c Paignton
- Non-specialised wholesale trade Maltby
- Manufacture of lime and plaster Hyde
- Manufacture of ceramic tiles and flags Shipston-on-Stour
- Growing of beverage crops Framlingham
- Activities of Real Estate Investment Trusts Sidmouth
- Social work activities without accommodation for the elderly and disabled Bude-Stratton
- Repair of footwear and leather goods Pershore
- Manufacture of prepared feeds for farm animals Crediton
- Other professional, scientific and technical activities n e c Gateshead
- Wholesale trade of motor vehicle parts and accessories in Edmonton
- Mineral oil refining Burnham-on-Sea
- Wholesale of machine tools Rothwell
- Passenger rail transport, interurban St Neots
- Manufacture of motorcycles Irthlingborough
Drawbacks of Home Reversion Schemes
Interest-only lifetime mortgages can reduce your family’s inheritance. Monthly payment equity release may impact your ability to get state benefits. You may need to pay an advisor’s fee, and you could have higher rates to pay with some schemes.
It’s very regular to find individuals searching for lumpsum lifetime mortgages, lump sum lifetime mortgages, or interest-only lifetime mortgages. However, Asbestos Sheet like Zurich are keen to see paperwork showing your personal circumstances in the form of investment statements.










Interest Only Lifetime Mortgages Tax Free And Estate Planning





The first and second charge lenders will want to know if the property is a semi-detached freehold house or a Leasehold flat and if the resident is a Private Tenant.
Hard to finance property types include homes requiring essential repairs, properties where multiple third parties are living in an annexe, right to buy – properties in England, Wales and Northern Ireland, leasehold properties (with the exception of flats and maisonettes) and properties where the borrower(s) own the freehold with any connected party .
Many of the most appealing retirement mortgage products are TSB later life interest-only mortgages for people over 60, Barclays Bank RIO mortgages, NatWest interest-only mortgages for people over 70, Legal and General interest-only lifetime mortgages, and Nationwide mortgages for people 60 plus.
Hard-to-finance property types include Timber-framed properties constructed after 1965, properties with any external treatment applied to the roof after construction, properties with a minimum floor area of 30 square metres, former local authority flats, and basement or lower ground-floor flats with level access to private or communal garden space.
The common LTV percentages of TSB later life interest-only mortgages over 75, Barclays Bank over 60 mortgages, Post Office pensioner mortgages over 60, L&G equity release schemes for over 55s, RBS pensioner mortgages over 70s, and Nationwide Building Society lifetime mortgages for over 60s are 34.22%, 54.22%, and 64.22%, respectively.
Tough-to-finance home titles include properties with outbuildings used for normal domestic purposes (garage, workshop, stables, barn etc), properties with a single annexe or another self-contained part of the property, agricultural use of the land and any outbuildings, properties using rooms, land or outbuildings for business purposes which are not personal to the borrower(s) or which extend to more than 50% of the property to be secured and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.
Challenging to finance home titles include rent charges properties with a high estate rentcharge, properties close to mining works, areas of landfill, areas of recent flooding or subsidence, some properties with sitting tenants or regulated tenancies, corrugated iron construction and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.