
- No monthly payments
- Use the cash for anything you like
- Still, have some mortgage outstanding? No problems
- Continue to live in your own home for as long as you like
- It can be used to help with tax planning.
- No broker fee
- All parts of the UK are acceptable, including Northern Ireland.
- Clay lump construction homes are acceptable.
If you don’t want a lifetime mortgage or equity release and want an ordinary interest-only mortgage at 3.97%, regardless of your age, please Click Here
Not interested in equity release? Do you want a conventional interest-only mortgage at 3.97%, regardless of age? Please Click Here





UK Equity Release Lenders
- Age Concern
- LV lifetime mortgage
- Sunlife Plans
- LV lifetime mortgage
- Remortgage Bad Credit Dudley Building Society UK
- RIO Equity Release Over 55 for 2025
- Remortgage Bad Credit Age 53 UK
- Equity Loan Age 45 UK
- Bad Credit Mortgages Penrith Building Society for 2025
- Pensioner Mortgage Topaz Finance UK
- Equity Loan Family Building Society in 2025
- Interest Only Lifetime Mortgages Wolverhampton UK
- Equity Loan Sainsburys Bank in 2025
- Pensioner Mortgage Age 44 for 2025
- Pensioner Mortgage Buckinghamshire Building Society for 2025
- Bad Credit Mortgages Hsbc for 2025
- RIO Mansfield Bs for 2025
- RIO Leeds And Holbeck Building Society UK
- Pensioner Mortgage Properties Which Are Made Up Of Multiple Titles UK
- Home Equity Loan Properties Adjacent To Commercial Premises for 2025
- Interest Only Lifetime Mortgages Age Restricted Properties UK
- RIO No Credit Check UK
- Refinance Age 46 UK
- Refinance Agricultural Land Mortgage UK in 2025
- Home Equity Loan Retirement Advantage UK
- Retirement Mortgage Melton Mowbray for 2025
- Interest Only Mortgage Furness Building Society in 2025
- Home Equity Loan Jpmorgan Chase Bank for 2025
- Kensington Mortgage Company
- Bad Credit Mortgages Under 40 in 2025
- RIO Manchester Building Society for 2025
- Pensioner Mortgage South Yorkshire Sheffield in 2025
- Refinance Age 50 for 2025
- Pensioner Mortgage West Midlands Birmingham UK
- Interest Only Mortgage Masthaven Bank UK
- Interest Only Mortgage Properties With A Steel Frame Bisf for 2025
- Bad Credit Mortgages For 50 Year Olds for 2025
- Refinance Ex Council Properties Ex-Housing Association in 2025
- Interest Only Mortgage Greater London for 2025
- Equity Loan Properties Involved In Commercial Farming in 2025
- Refinance Landmark Mortgages for 2025
- Home Equity Loan Non Standard Construction for 2025
- Retirement Mortgage No Broker Fee for 2025
- RIO Asbestos Sheet for 2025
- Pensioner Mortgage Skipton Building Society UK
- Bad Credit Mortgages Precise Mortgages in 2025
- RIO No Early Repayment Charges UK
- Remortgage Bad Credit Second Homes And Buy To Let Properties Btl UK
- Interest Only Lifetime Mortgages Ex-Local Authority Steel Frame Properties UK
- Equity Loan Molo Finance for 2025
- RIO Barnsley Building Society for 2025
- Saffron Bs
- Refinance In House Under 55 for 2025
- Interest Only Mortgage Asbestos Sheet for 2025
- Equity Loan National Counties Building Society Bs UK
- Home Equity Loan Ge Money Home Lending Ltd in 2025
- Retirement Mortgage Drawdown UK
- Interest Only Lifetime Mortgages Clay Lump Construction House for 2025
- First Active
- RIO Lloyds Bank in 2025
- Remortgage Intelligent Finance in 2025
- Remortgage Ecology Building Society UK
- Pensioner Mortgage Freehold Flat in 2025
- Pensioner Mortgage Properties More Than Five Acres Of Land in 2025
- Refinance Bank Of Ireland in 2025






Pensioner Mortgage Remortgage





Interest Only Lifetime Mortgages Remortgage

Equity Release Loan To Value
The more aged you are and the unhealthier you are the more cash you can release.
















Disadvantages of Home Reversion Schemes
Interest-only lifetime mortgages can reduce the value of your estate. Interest-only lifetime mortgages may impact entitlements to state benefits. You may need to pay a valuation fee and you could be exposed to changes in interest rates with some products.
Equity Release Loan To Value
- 50% home reversion schemes Old Mutual Wealth
- 44.22% loan to value (LTV) monthly payment life time mortgage LV lifetime mortgage
- 30% loan to value lumpsum lifetime mortgages Clearly Loans
- 44.22% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Optimum Credit
- 24.22% loan to value home reversion schemes The Mortgage Lender
- 34.22% loan to value (LTV) home reversion plans Prudential Lifetime
- 50% LTV monthly payment life time mortgage Equifinance
The 1st and 2nd charge lender will want to know if the property is a Semi detached freehold house or a Leasehold flat with share of freehold and if the resident is an Assured shorthold tenancy tenant.
It is often found to encounter individuals searching for monthly payment equity release, lump sum life time mortgages or monthly payment equity release, however, Lifetime Mortgage from L&G like The Exeter Equity Release are keen to see evidence of your circumstances in the form of investment statements.
- Canada Life Lifestyle Gold Flexi
- Hodge Lifetime Mortgage Plus
- Lloyds Bank Equity Release Plans
- NatWest Interest Only Lifetime Mortgage
- Saga home reversion schemes
- More2Life Capital Choice Plan
- Just retirement defined benefit
- Stonehaven Interest Only Lifetime Mortgage
- HSBC Equity Release Schemes
- Aviva Lifetime Mortgages
- Stonehaven Interest Only Lifetime Mortgage
- Lloyds Bank Equity Release Schemes
- Canada Life Lifetime Mortgage
- L&G Legal & General Premier Flexible Lifetime Mortgage
- Liverpool Victoria LV Equity Release
- More to Life Capital Choice Plus Plan
- Pure Retirement Equity Release Plans
- Stonehaven Equity Release Scheme
- More 2 Life Flexi Choice Drawdown Lite Plan
Examples of small business owners with home equity to release
- Retail sale of meat and meat products in specialised stores Wembley
- Activities of conference organisers Windermere
- Manufacture of other ceramic products n e c Cranbrook
- Extraction of natural gas Chulmleigh
- Manufacture of margarine and similar edible fats Thaxted
- Regulation of health care, education, cultural and other social services, not incl social security Thornbury
- Manufacture of macaroni, noodles, couscous and similar farinaceous products Wood Green
- Gathering of wild growing non-wood products Broughton-in-Furness
- Manufacture of ready-mixed concrete St Ives
- Manufacture of pumps Ongar
- Architectural activities Staines-upon-Thames
- Other non-ferrous metal production Frodsham
- Agents selling agricultural raw materials, livestock, textile raw materials and semi-finished goods Accrington
- Manufacture of non-electric domestic appliances Didcot
- Landscape service activities Kettering
- Leasing of intellectual property and similar products, except copyright works Uxbridge
- Sewerage Tottenham
- Pre-primary education Sandiacre
- Engineering design activities for industrial process and production Saxmundham
- Retail sale of bread, cakes, flour confectionery and sugar confectionery in specialised stores Selsey
- Television programme production activities Blackwater and Hawley
Areas where Lifetime Mortgages are popular
- Watton
- Kidsgrove
- Swanley
- Ongar
- Smethwick
- Redcar
- Bradley Stoke
- Swindon
- Deal
- Faringdon
- Stowmarket
- Bournemouth
- Burford
- Willesden
- Darley Dale
- Cleator Moor
Difficult to finance property variants can include poorly maintained at the time of the valuation inspection, entirely tenanted properties, right to buy – properties in England, Wales and Northern Ireland, properties with unregistered titles subject to these being registered as part of the legal process and properties with owned solar panels.
Popular retirement loan offerings include Lloyds help to buy for over 60s, Barclays RIO mortgages, Post Office mortgages for pensioners, Legal & General pensioner mortgages over 70s and Nationwide Building Society equity release plans.
Hard to finance property variants include eco houses and modern methods of construction, properties with any external treatment applied to the roof after construction, steel frame/clad properties built before 1990, coach houses i.e. freehold properties with garages beneath and freehold flats (England, Wales, Northern Ireland).
Some of the most common LTV percentages of TSB retirement interest only mortgages over 60, Barclays lifetime mortgages for over 55s, Halifax interest only mortgages for over 60s near London, Legal & General interest only mortgages for over 60s near London, Bank of Scotland pensioner mortgages over 60 and Nationwide BS interest only mortgages for over 65 year olds are 40%, 60% and 64.22%.
Challenging to mortgage property titles can include properties built or converted into dwellings within the last 10 years , properties with a single annexe or other self-contained part of the property, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties with mobile phone masts which are not within influencing distance of the house and properties with mobile phone masts which are within influencing distance of the house.
Tough to mortgage property variants include properties will be assessed for flood risk, high service charges – properties where the Service Charge per annum at the time of application is more than 2% of the property value, derelict property or where part of the building is in severe disrepair and needs demolishing, corrugated iron construction and concrete panel houses.
How much money can I get?
You can get 64.22% of your home’s valuation. For example, if your home is worth £180,000 you can release £108,000.