Lifetime Mortgage Remortgage

Retirement Mortgage Remortgage
  • No monthly payments
  • Use the cash for anything you like
  • Still, have some mortgage outstanding? No problems
  • Continue to live in your own home for as long as you like
  • It can be used to help with tax planning.
  • No broker fee
  • All parts of the UK are acceptable, including Northern Ireland.
  • Clay lump construction homes are acceptable.

If you don’t want a lifetime mortgage or equity release and want an ordinary interest-only mortgage at 3.97%, regardless of your age, please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.

  • About You

Not interested in equity release? Do you want a conventional interest-only mortgage at 3.97%, regardless of age? Please Click Here

interest only mortgage rates
retirement mortgage
Under 55

  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.

  • About You

retirement mortgages interest only

UK Equity Release Lenders

  • Age Concern
  • LV lifetime mortgage
  • Sunlife Plans
  • LV lifetime mortgage
Home Equity Loan Isle Of Wight And Anglesey UK
more 2 life lifetime mortgage

Pensioner Mortgage Remortgage

More2Life - Flexi Choice Super Lite
Aviva lifetime mortgage with cashback
Canada Life - Lifestyle Lite
Aviva - Lifestyle Flexible Option
Hodge Lifetime - Lump Sum Lifetime Mortgage

Interest Only Lifetime Mortgages Remortgage

Canada Life - Lifestyle Gold

Equity Release Loan To Value

The more aged you are and the unhealthier you are the more cash you can release.

Interest Only Mortgage Scotland in 2024

Disadvantages of Home Reversion Schemes

Interest-only lifetime mortgages can reduce the value of your estate. Interest-only lifetime mortgages may impact entitlements to state benefits. You may need to pay a valuation fee and you could be exposed to changes in interest rates with some products.

Equity Release Loan To Value

  • 50% home reversion schemes Old Mutual Wealth
  • 45% loan to value (LTV) monthly payment life time mortgage LV lifetime mortgage
  • 30% loan to value lumpsum lifetime mortgages Clearly Loans
  • 45% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Optimum Credit
  • 25% loan to value home reversion schemes The Mortgage Lender
  • 35% loan to value (LTV) home reversion plans Prudential Lifetime
  • 50% LTV monthly payment life time mortgage Equifinance

The 1st and 2nd charge lender will want to know if the property is a Semi detached freehold house or a Leasehold flat with share of freehold and if the resident is an Assured shorthold tenancy tenant.

It is often found to encounter individuals searching for monthly payment equity release, lump sum life time mortgages or monthly payment equity release, however, Lifetime Mortgage from L&G like The Exeter Equity Release are keen to see evidence of your circumstances in the form of investment statements.

  • Canada Life Lifestyle Gold Flexi
  • Hodge Lifetime Mortgage Plus
  • Lloyds Bank Equity Release Plans
  • NatWest Interest Only Lifetime Mortgage
  • Saga home reversion schemes
  • More2Life Capital Choice Plan
  • Just retirement defined benefit
  • Stonehaven Interest Only Lifetime Mortgage
  • HSBC Equity Release Schemes
  • Aviva Lifetime Mortgages
  • Stonehaven Interest Only Lifetime Mortgage
  • Lloyds Bank Equity Release Schemes
  • Canada Life Lifetime Mortgage
  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • Liverpool Victoria LV Equity Release
  • More to Life Capital Choice Plus Plan
  • Pure Retirement Equity Release Plans
  • Stonehaven Equity Release Scheme
  • More 2 Life Flexi Choice Drawdown Lite Plan

Examples of small business owners with home equity to release

  • Retail sale of meat and meat products in specialised stores Wembley
  • Activities of conference organisers Windermere
  • Manufacture of other ceramic products n e c Cranbrook
  • Extraction of natural gas Chulmleigh
  • Manufacture of margarine and similar edible fats Thaxted
  • Regulation of health care, education, cultural and other social services, not incl social security Thornbury
  • Manufacture of macaroni, noodles, couscous and similar farinaceous products Wood Green
  • Gathering of wild growing non-wood products Broughton-in-Furness
  • Manufacture of ready-mixed concrete St Ives
  • Manufacture of pumps Ongar
  • Architectural activities Staines-upon-Thames
  • Other non-ferrous metal production Frodsham
  • Agents selling agricultural raw materials, livestock, textile raw materials and semi-finished goods Accrington
  • Manufacture of non-electric domestic appliances Didcot
  • Landscape service activities Kettering
  • Leasing of intellectual property and similar products, except copyright works Uxbridge
  • Sewerage Tottenham
  • Pre-primary education Sandiacre
  • Engineering design activities for industrial process and production Saxmundham
  • Retail sale of bread, cakes, flour confectionery and sugar confectionery in specialised stores Selsey
  • Television programme production activities Blackwater and Hawley

Crown Retirement Mortgages

More2Life

One Family Equity Release

Just

Just Lifetime Mortgages

Just Equity Release

Areas where Lifetime Mortgages are popular

  • Watton
  • Kidsgrove
  • Swanley
  • Ongar
  • Smethwick
  • Redcar
  • Bradley Stoke
  • Swindon
  • Deal
  • Faringdon
  • Stowmarket
  • Bournemouth
  • Burford
  • Willesden
  • Darley Dale
  • Cleator Moor

Difficult to finance property variants can include poorly maintained at the time of the valuation inspection, entirely tenanted properties, right to buy – properties in England, Wales and Northern Ireland, properties with unregistered titles subject to these being registered as part of the legal process and properties with owned solar panels.

Popular retirement loan offerings include Lloyds help to buy for over 60s, Barclays RIO mortgages, Post Office mortgages for pensioners, Legal & General pensioner mortgages over 70s and Nationwide Building Society equity release plans.

Hard to finance property variants include eco houses and modern methods of construction, properties with any external treatment applied to the roof after construction, steel frame/clad properties built before 1990, coach houses i.e. freehold properties with garages beneath and freehold flats (England, Wales, Northern Ireland).

Some of the most common LTV percentages of TSB retirement interest only mortgages over 60, Barclays lifetime mortgages for over 55s, Halifax interest only mortgages for over 60s near London, Legal & General interest only mortgages for over 60s near London, Bank of Scotland pensioner mortgages over 60 and Nationwide BS interest only mortgages for over 65 year olds are 40%, 60% and 65%.

Challenging to mortgage property titles can include properties built or converted into dwellings within the last 10 years , properties with a single annexe or other self-contained part of the property, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties with mobile phone masts which are not within influencing distance of the house and properties with mobile phone masts which are within influencing distance of the house.

Tough to mortgage property variants include properties will be assessed for flood risk, high service charges – properties where the Service Charge per annum at the time of application is more than 2% of the property value, derelict property or where part of the building is in severe disrepair and needs demolishing, corrugated iron construction and concrete panel houses.

How much money can I get?

You can get 65% of your home’s valuation. For example, if your home is worth £180,000 you can release £108,000.

Secured Loan And Equity Release Lenders

  1. 5.72% Fixed Halifax Secured Loans – No Fees, Free Valuation, 90% LTV
  2. 7.29% Crofted Houses Secured Loans – No Fees, Free Valuation
  3. 5.73% Teachers Building Society Secured Loans with No Fees and 85% LTV
  4. 7.5% Second Homes Secured Loans No Fees Free Valuation 90%
  5. 7.29% Ex Council Property Housing Association Secured Loans
  6. 7.44% Laing Easiform Homes Mortgages Secured Loans No Fees
  7. 7.35% Properties Adjacent Commercial Premises Secured Loans
  8. 5.52% Precise Mortgages Secured Loans No Fees Free Valuation
  9. 7.46% Properties Held In Trust Secured Loans No Fees 90% LTV
  10. 7.21% No Broker Fee Secured Loan with Free Valuation and No Fees – 90% LTV
  11. 7.46% Fixed Unregulated Secured Loans No Fees Free Valuation
  12. Newcastle Building Society Secured Loans No Fees
  13. 5.57% Fixed Amber Home Secured Loans No Fees Free Valuation
  14. Black Horse Secured Loans: No Fees, Free Valuation
  15. 7.34% Asbestos Sheet Secured Loans No Fees Free Valuation
  16. 5.68% Harpenden Building Society Secured Loans No Fees 90%
  17. 5.57% Royal Bank of Scotland Secured Loans No Fees 90% LTV
  18. 5.62% Foundation Home Loans Secured Loans No Fees Bad Credit 2024
  19. 7.44% Loft Conversion Secured Loans No Fees Free Valuation
  20. 5.75% Yorkshire BS Secured Loans: No Fees, Free Valuation, 85% LTV
  21. 90% LTV with 7.4% Pre-Fabricated Properties Secured Loans
  22. 5.73% Secured Loans from Manchester Building Society – No Fees, 85% LTV
  23. 5.74% Secured Loans with Mansfield BS: No Fees, Free Valuation, and 85% LTV
  24. 5.83% Legal And General Secured Loans – No Fees, Free Valuation
  25. 7.29% Property Made Up Of Multiple Titles Secured Loans 85%
  26. 7.34% Properties Purchased Right To Buy Scheme Secured Loans
  27. 7.36% High Acceptance Secured Loans No Fees Free Valuation
  28. 7.5% Asbestos Composition Roof Tiles Secured Loans No Fees
  29. 7.41% Pilot Training Secured Loans No Fees Free Valuation
  30. 7.26% Corrugated Iron Roofs and Iron Secured Loans: Get 85% Financing
  31. 2% Retirement Apartment Secured Loans: No Fees for Bad Credit
  32. 5.61% Fixed APR M&S Bank Secured Loans: No Hidden Fees, Valuation is Free
  33. 5.75% The Mortgage Lender Secured Loans with No Fees, Even with Bad Credit
  34. 7.21% Annexe Self Contained Granny Flats Secured Loans
  35. 5.58% First Direct Secured Loans No Fees Free Valuation 85%
  36. 5.71% Nedbank Private Wealth Secured Loans No Fees 90% LTV
  37. 5.65% Fixed Atom Bank Secured Loans No Fees Free Valuation
  38. 5.72% Fixed Rate on Leeds Building Society Secured Loans – No Fees, 90% LTV
  39. 7.38% Under 50 UK Property Secured Loans No Fees Bad Credit
  40. Leeds BS Secured Loans – Get Free Valuation & No Fees