Lifetime Mortgage for Crofted Houses

  • Release equity from your house
  • Not necessary to make regular monthly payments
  • Help a member of your family buy their own home that they couldn’t afford otherwise
  • Still, have a few more mortgages payments to make? We can help with that
  • Stay living in your own property for as long as you like
  • Often used to help tax planning
  • No broker fee charged
  • All areas of the UK are acceptable

If you don’t want a lifetime mortgage or equity release, and just want a normal interest-only mortgage at 1.97% regardless of your age please Click Here

  • Your Requirements

  • Please enter a number from 6000 to 2000000.

  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy.

Not interested in equity release? Do you just want a conventional interest-only mortgage at 1.97% regardless of your age please Click Here

lifetime mortgage interest only rates
lifetime mortgage interest only

  • Get a RIO mortgage

  • Please enter a number from 10000 to 2000000.

  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

equity release
pensioner mortgage

 

  • Bridgewater Lifetime Mortgage
  • Canada Life Interest Select Gold Flexi
  • L&G Legal & General Flexible Lifetime Mortgage
  • Nationwide Interest Only Lifetime Mortgage
  • More 2 Life Capital Choice Plus Plan
  • Aviva Flexible Voluntary Repayment Plan
  • Canada Life Interest Select Gold Flexi
  • More 2 Life Capital Choice Plus Plan
  • Nationwide Equity Release
  • Lloyds Bank Equity Release Schemes
  • Royal Bank of Scotland Equity Release
  • Saga home reversion schemes
  • Aviva Flexible Voluntary Repayment Plan
  • Canada Life Second Home Voluntary Select Plan
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • Nationwide Equity Release
  • Saga Equity Release Schemes

The mortgage lender will want to know if the property is a Freehold house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier.

It is common to find individuals searching for monthly payment life time mortgage, lumpsum lifetime mortgages or home reversion plans, however, Key Retirement like Royal London Equity Release are keen to see evidence of your personal circumstances in the form of pension statements.

How much is it common to release from a home

  • 55% monthly payment lifetime mortgage Old Mutual Wealth
  • 50% loan to value lumpsum lifetime mortgages Lifetime Mortgage from L&G
  • 50% loan to value (LTV) monthly payment equity release Precise
  • 30% LTV home reversion plans Prestige Finance
  • 55% loan to value (LTV) monthly payment lifetime mortgage 1st Stop Home Loans

Equity Loan Hsbc for 2021

Areas of the UK where Lifetime Mortgages are common

  • Godalming
  • Carterton
  • North Petherton
  • Easingwold
  • Fordwich
  • Hythe
  • Winsford
  • Flitwick
  • Tickhill
  • Fleetwood
  • Craven Arms
  • Braunstone Town
  • Macclesfield
  • Wendover
  • Diss
  • Uxbridge
  • Bingley

 

Equity Release Lenders

  • Age Partnership
  • More to Life
  • Legal and General

Drawbacks of Equity Release Schemes

Lump sum lifetime mortgages can reduce your estate value. Lump sum lifetime mortgages may impact ability to claim entitlements. You may need to pay an advisor’s fee and you could be exposed to changes in interest rates with some products.

Aviva lifetime mortgage

Pensioner Mortgage Crofted Houses

Canada Life Home Finance lifetime mortgage for properties in Scotland

Aviva lifetime mortgage with cashback

More2Life - Flexi Choice Lite

Pure Retirement Ltd joint lifetime mortgage

Pure Retirement Ltd lifetime mortgage

Legal & General - Flexible Yellow

Refinance Repayment Option UK

One Family

Legal and General Retirement Mortgages

Interest Only Lifetime Mortgages Crofted Houses

Pure Retirement Equity Release

LV Equity Release

 

What percentage can be released?

The more aged you are and the sicker you are the more money you can release.

Wealthy business owners who could benefit from equity release estate planning

  • Mining of iron ores Barnard Castle
  • Cold drawing of wire Cirencester
  • Production of electricity Porthleven
  • Manufacture of pumps Bentham
  • Activities of other holding companies n e c Rochester
  • Cold forming or folding Kempston
  • Portrait photographic activities Grange-over-Sands
  • Manufacture of prepared meals and dishes Lynton & Lynmouth
  • Aluminium production Harrogate
  • Non-life insurance Strood
  • Retail sale of fruit and vegetables in specialised stores Immingham
  • Publishing of consumer and business journals and periodicals Barnes
  • Wholesale of pharmaceutical goods Eccleshall
  • Construction of railways and underground railways Grimsby
  • Freshwater aquaculture Wimbledon
  • Manufacture of professional and arcade games and toys Staines-upon-Thames
  • Manufacture of margarine and similar edible fats Macclesfield
  • Residents property management Hastings
  • Manufacture of metal structures and parts of structures Cleator Moor
  • Manufacture of women’s underwear Chertsey
  • Fund management activities Whitby
  • Agents selling agricultural raw materials, livestock, textile raw materials and semi-finished goods Leigh
  • Sawmilling and planing of wood Dronfield
  • Support services to forestry St Blaise