Lifetime Mortgage Under 45

Retirement Mortgage Under 45

  • Remove money from your property
  • No regular monthly repayments
  • Help your family with the money you release
  • Still, have some mortgage outstanding? No problems
  • Often used to help tax planning
  • No broker fees charged

If you don’t want a lifetime mortgage or equity release, and just want a normal interest-only mortgage at 1.97% regardless of your age please Click Here

  • Your Requirements

  • Please enter a number from 10000 to 2000000.
  • About You

  • Please enter a number from 25 to 95.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

Not interested in equity release? Do you just want a conventional interest-only mortgage at 1.97% regardless of your age please Click Here

Under 55

  • Get a RIO mortgage before Brexit ruins house prices

  • Please enter a number from 10000 to 2000000.
  • About You

  • Please enter a number from 25 to 95.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

pensioner mortgages
pensioner mortgages

Equity Release Loan To Value

The more elderly you are and the unhealthier you are the more cash you can release.

Equity Release LTV Percentages

  • 50% monthly payment lifetime mortgage The Exeter Equity Release
  • 50% LTV home reversion plans Just Retirement
  • 25% LTV monthly payment lifetime mortgage Clearly Loans
  • 40% loan to value (LTV) monthly payment equity release Shawbrook
  • 55% loan to value monthly payment equity release Key Retirement
  • 45% loan to value monthly payment equity release New Life
  • 30% loan to value home reversion schemes Masthaven
  • 30% loan to value home reversion schemes Yorkshire Bank

 

UK Equity Release Lenders

  • Key Retirement
  • One Family
  • Key Retirement
  • Fortify Insurance Solutions

 

Areas where retirement mortgages are common

  • Crowland
  • Brading
  • Poole
  • Ringwood
  • Rawtenstall
  • Oakham
  • Liskeard
  • Sevenoaks
  • Canvey Island
  • Redcar
  • Cromer
  • Horley
  • Stone
  • Shaftesbury
  • Fazeley
  • Tadcaster

It’s very regular to find people seeking out monthly payment life time mortgage, lumpsum lifetime mortgages or lifetime mortgage with flexible drawdown cash release, however, Legal and General like Zurich are keen to see paperwork to show your situation in the form of investment statements.

Legal & General - Premier Flexible Black

Aviva lifetime mortgage

Pensioner Mortgage Under 45

Canada Life - Lifestyle Lite

LV= Lump Sum+ Lifetime Mortgage

OneFamily lifetime mortgage

More2Life - Tailored Choice Plan

More2Life - Flexi Choice Lite

More2Life - Capital Choice Plus Plan

Equity Loan Properties With Roofs Of Thatch Or Timber Shingle for 2020

Interest Only Mortgage No Broker Fee UK

Downsides of Home Reversion Schemes

Interest-only lifetime mortgages can reduce the inheritance for your family. Lifetime mortgage with flexible drawdown cash release may impact entitlements to benefits. You may need to pay an advisor’s fee and some products expose you to changes in interest rates.

Pure Retirement Equity Release

 

Interest Only Lifetime Mortgages Under 45

 

Successful business owners who could benefit from equity release tax planning

  • Transport via pipeline Southgate
  • Manufacture of electronic industrial process control equipment Sturminster Newton
  • manufacture of household textiles Dinnington St Johns
  • Raising of other cattle and buffaloes Bradley Stoke
  • Manufacture of bicycles and invalid carriages Bruton
  • General cleaning of buildings Much Wenlock
  • Non-specialised wholesale of food, beverages and tobacco Brixham
  • Video distribution activities St Austell
  • Manufacture of other electronic and electric wires and cables East Ham
  • Renting and leasing of cars and light motor vehicles Bromborough
  • Growing of beverage crops Eton
  • Demolition Dover
  • Television programme production activities Barnet
  • Manufacture of other women’s outerwear Greater Willington
  • Wholesale of petroleum and petroleum products Oakham
  • Manufacture of other chemical products n e c Woburn
  • Financial management Ramsey
  • Manufacture of wooden containers Princes Risborough
  • Security and commodity contracts dealing activities Sandwich
  • Manufacture of equipment for concrete crushing and screening and roadworks Chudleigh
  • Activities of conference organisers Moretonhampstead
  • Manufacture of oils and fats Beckenham
  • Other sports activities Bude-Stratton
  • Test drilling and boring Cannock
  • Support activities for petroleum and natural gas extraction Malmesbury

The lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier.

  • Aviva Equity Release Schemes
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • Nationwide Equity Release Plans
  • Lloyds Bank Lifetime Mortgage
  • Royal Bank of Scotland Equity Release
  • Saga Equity Release Plans
  • Age Partnership Equity Release Schemes
  • Bridgewater Equity Release
  • Canada Life Equity Release Plans
  • Just Retirement Equity Release Schemes
  • Pure Retirement Equity Release Schemes
  • Lloyds Bank Equity Release Plans
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • More 2 Life Capital Choice Plus Plan
  • HSBC Equity Release
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • NatWest Equity Release Schemes
  • Liverpool Victoria LV Equity Release Schemes
  • Pure Retirement Lifetime Mortgage
  • NatWest Equity Release Plans
  • Royal Bank of Scotland Equity Release Schemes