Lifetime Mortgage Properties With Roofs Of Thatch Or Timber Shingle – 2.3% Equity Release

Retirement Mortgage Properties With Roofs Of Thatch Or Timber Shingle

  • Remove tax-free money from your home
  • Help a family member buy their own home with a smaller mortgage
  • Continue to stay in your property
  • Mortgage lender no impacted by COVID 19
  • No lender fee added on
  • All areas of the UK are acceptable including Northern Ireland
  • Flats above shops are acceptable

If you don’t want a lifetime mortgage or equity release, and just want a normal interest only mortgage at 3.97% regardless of your age please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You

Not interested in equity release? Do you just want a conventional interest only mortgage at 3.97% regardless of your age please Click Here

Over 60
lifetime mortgage interest only rates

  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

interest only lifetime mortgage
lifetime mortgage interest only rates

Pensioner Mortgage Properties With Roofs Of Thatch Or Timber Shingle

pensioner mortgages
lifetime mortgage interest only rates

It’s usual to find people looking for home reversion plans, monthly payment life time mortgage or monthly payment equity release, however, More2Life like VitalityLife Equity Release are keen to see evidence of your personal situation in the form of pension statements.

UK Equity Release Lenders

  • Age Concern
  • One Family
  • Sunlife Plans
  • New Life

RIO Move Provider in 2024

What percentage can be released?

The more aged you are and the the more illnesses you have you are the more money you can release.

Hodge Lifetime lifetime mortgage

OneFamily joint lifetime mortgage

More2Life - Capital Choice Plus Plan

Interest Only Lifetime Mortgages Properties With Roofs Of Thatch Or Timber Shingle

Legal & General - Flexible Yellow

more 2 life joint lifetime mortgage

More2Life - Flexi Choice Lite

Canada Life Retirement Mortgages


LV Lifetime Mortgages

Difficult to mortgage home variants include homes requiring essential repairs, age restricted properties, feuhold/freehold properties (including flats) in Scotland, properties where the customer is offering only part of the title as security for the loan and properties owned under any form of shared equity scheme.

Appealing pensioner finance products are TSB over 60 lifetime mortgages, Barclays Bank mortgages over 70s, NatWest retirement mortgages, Legal and General interest only lifetime mortgages and Nationwide Building Society pensioner mortgages over 70s.

Difficult to mortgage home types can include properties with post 1945 asbestos or similar composition roof tiles , properties with any external treatment applied to the roof after construction, large concrete panel systems, former local authority flats and basement or lower ground floor flats with level access to private or communal garden space.

Some of the most popular loan to values of Lloyds Bank interest only mortgages for people over 70, Barclays Bank mortgages for over 70s, NatWest interest only retirement mortgages for over 70s, Legal & General retirement interest only mortgages over 60, RBS equity release schemes for people over 70 and Nationwide Building Society mortgages for over 50 year olds are 50%, 55% and 70%.

Tough to finance home titles can include grade ll Listed houses (grade C in Scotland and B2 in Northern Ireland), properties with a large number/scale of outbuildings, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties that have solar farms or a large number of wind turbines on the land and properties in coastal areas that may be affected by erosion.

Tough to finance property variants can include properties with legal agreements such as Overage, Clawback, Option, Pre-emption, or any onerous Restrictive Covenant, properties without a kitchen or bathroom, properties where there are boundary disputes or where planning applications have not been applied for correctly, timber buildings and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.

How much can I get?

You can get 65% of your property’s valuation. For example, if your house is valued at £310,000 you can release £201,000.

One Family Equity Release

Just Drawdown Lifetime Mortgages


Towns in the UK where retirement mortgages are common

  • Staveley
  • Leominster
  • Teignmouth
  • Ponteland
  • Rugeley
  • Redruth
  • Penryn
  • Chippenham
  • St Ives
  • High Wycombe
  • Congleton
  • Crowland
  • Harlow
  • Atherstone
  • Kingston-upon-Thames
  • Ferryhill
  • Oldham
  • Cheshunt

Disadvantages of Equity Release Schemes

Monthly payment lifetime mortgage can reduce the value of your estate. Interest-only lifetime mortgages may impact ability to claim entitlements. You may need to pay an advisor’s fee and you could have higher rates to pay with some schemes.

The lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is an Owner Occupier.

Retired business owners that may be interested in Home Reversion Schemes

  • Raising of other cattle and buffaloes Whittlesey
  • Retail sale of fish, crustaceans and molluscs in specialised stores Bampton
  • Other social work activities without accommodation n e c Aspatria
  • Manufacture of other plastic products Tipton
  • Disinfecting and exterminating services Minchinhampton
  • Manufacture of other ceramic products n e c South Brent
  • Manufacture of other articles of paper and paperboard n e c Leyland
  • Space transport Chilton
  • Manufacture of cocoa and chocolate confectionery Pickering
  • Manufacture of trailers and semi-trailers Chapel-en-le-Frith
  • Manufacture of steel drums and similar containers Sutton Coldfield
  • specialised design activities Gosport
  • Repair and maintenance of aircraft and spacecraft Romsey
  • Butter and cheese production Chipping Campden
  • Research and experimental development on biotechnology Devizes
  • Manufacture of fruit and vegetable juice Beccles
  • Manufacture of fluid power equipment Beaconsfield
  • Travel agency activities Ross-on-Wye
  • Casting of light metals Salcombe
  • Sale of new cars and light motor vehicles Tadley
  • Manufacture of gas Norton-on-Derwent
  • Freshwater aquaculture South Kirkby and Moorthorpe
  • Manufacture of other rubber products Conisbrough

Refinance Intelligent Finance in 2024

Equity Release Loan To Value

  • 50% home reversion plans Maximum cover Equity Release
  • 25% loan to value interest-only lifetime mortgages Clearly Loans
  • 50% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Paragon Personal Finance
  • 45% loan to value (LTV) monthly payment equity release Optimum Credit
  • 25% loan to value interest-only lifetime mortgages Evolution Money



  • Canada Life Equity Release
  • Hodge Lifetime Flexible Drawdown Plan
  • Just Retirement Interest Only Lifetime Mortgage
  • TSB Lifetime Interest Only Mortgage
  • NatWest Equity Release Plans
  • More to Life Tailored Choice Plan
  • Bridgewater Equity Release Plans
  • Canada Life Second Home Voluntary Select Plan
  • Liverpool Victoria LV Equity Release Schemes
  • HSBC Equity Release Schemes
  • NatWest Equity Release Schemes
  • Saga Equity Release Schemes
  • Aviva Lifetime Mortgage
  • Hodge Lifetime Flexible Drawdown Plan
  • Just Retirement Equity Release Plans
  • NatWest Equity Release Schemes
  • HSBC Equity Release Schemes
  • NatWest Interest Only Lifetime Mortgage
  • Royal Bank of Scotland Interest Only Lifetime Mortgage