Not necessary to make regular monthly payments
Help your family get a deposit for their own home
Still, have a few more mortgages payments to make? No problems
Stay living in your own house
Often used to help tax planning
All UK Postcodes areas are acceptable
Properties near power lines, mobile masts, wind turbines and substations acceptable

If you don’t want a lifetime mortgage or equity release, and just want a normal interest-only mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Your Email Address:*
Phone Number*
First Line Of Your Address:*
Your Postcode:*

Not interested in equity release? Do you just want a conventional interest-only mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

Equity Release percentages of your current property value

The older you are and the sicker you are the more tax free cash you can release.

The mortgage lender will want to know if the property is a Semi detached freehold house or a Leasehold flat and if the resident is an Private Tenant.

Equity Release LTV

50% monthly payment lifetime mortgage Legal & General
35% loan to value (LTV) monthly payment equity release LV lifetime mortgage
60% LTV monthly payment equity release 1st Stop Home Loans

Areas of the UK where equity release is common

Harwich
Whitchurch
Biddulph
Long Sutton
Staines-upon-Thames
Aylesbury
Mildenhall
Frinton and Walton
Penryn
Hedon
Tow Law
West Ham
Thorpe St Andrew
Cheshunt
Ongar
Hednesford
Hadleigh

Pensioner Mortgage Retirement Apartment

It is very regular to discover individuals searching for lumpsum lifetime mortgages, monthly payment life time mortgage or monthly payment equity release, however, Sunlife Plans like Maximum cover Equity Release are keen to see proof of your personal circumstances in the form of bank statements.

Interest Only Lifetime Mortgages Retirement Apartment

Hodge Lifetime Flexible Drawdown Plan
Pure Retirement Classic Drawdown Lite Plan
TSB Equity Release Plans
NatWest Equity Release
Royal Bank of Scotland Equity Release
Saga Lifetime Mortgage
Bridgewater Equity Release
Pure Retirement Classic Drawdown Lite Plan
Stonehaven Equity Release Scheme
Nationwide Equity Release Schemes
More2Life Flexi Choice Voluntary Payment Super Lite
Bridgewater Equity Release Schemes
Canada Life Interest Select Gold Flexi
L&G Legal & General Flexible Max Scheme
NatWest Equity Release Plans
Age Partnership Interest Only Lifetime Mortgage
Canada Life Interest Select Gold Flexi
NatWest Lifetime Mortgage

Hodge Lifetime Retirement Mortgages

Legal and General

More2Life Equity Release

Just Mortgages

Crown Mortgages

Lenders for UK Equity Release

the Telegraph
More to Life
Aviva
More to Life

Drawbacks of Interest Only Lifetime Mortgages

Monthly payment life time mortgage can reduce your estate value. Monthly payment life time mortgage may impact ability to get state benefits. You may need to pay a legal fee and you could be exposed to changes in interest rates with some products.

Small business owners detail likely with equity to release from their homes

Wholesale of machine tools Mablethorpe and Sutton
Casting of steel Bishops Castle
Joinery installation Carnforth
Public relations and communications activities Portland
Management consultancy activities other than financial management Hendon
Social work activities without accommodation for the elderly and disabled Aldeburgh
Casting of other non-ferrous metals Upton-upon-Severn
Activities of collection agencies Partington
Activities of open-ended investment companies Rugby
Production of abrasive products Corsham
Freight transport by road Reading
Manufacture of fasteners and screw machine products Rayleigh
Manufacture of household and sanitary goods and of toilet requisites Winslow
Manufacture of mattresses Sprowston
Wholesale of agricultural machinery, equipment and supplies Wooler
Renting and leasing of office machinery and equipment including computers Hatfield
Repair and maintenance of other transport equipment n e c Coulsdon
Processing and preserving of potatoes Wiveliscombe
Manufacture of soft drinks; production of mineral waters and other bottled waters Fordingbridge
Retail sale of leather goods in specialised stores Southwick
Manufacture of fluid power equipment Penryn
Combined office administrative service activities Tamworth
Video distribution activities Hingham
Sawmilling and planing of wood Stalybridge

Hard to finance home variants can include homes requiring essential repairs, entirely tenanted properties, leasehold properties where the lease length is currently unacceptable, properties where the customer is offering only part of the title as security for the loan and properties where the borrower(s) own the freehold with any connected party .

Some of the most popular retirement loan offerings are Lloyds mortgages for over 60s, Barclays Bank retirement mortgages, NatWest mortgages for 60 plus pensioners, L&G mortgages for 60 plus and Nationwide later life interest only mortgages over 70.

Hard to finance property types can include difficult roof structures, properties with pre 1945 asbestos or similar composition roof tiles, properties constructed or converted within the past 10 years, privately developed flats in blocks of five storeys or more and basement or lower ground floor flats without level access to private or communal garden space.

Some of the most popular LTV ratios of Lloyds Bank interest only lifetime mortgages for people over 60, Barclays later life interest only mortgages over 70, Post Office interest only mortgages for over 60s near London, Legal & General mortgages for over 70s, Royal Bank of Scotland interest only lifetime mortgages for over 70s and Nationwide Building Society over 60 mortgages are 50%, 55% and 65%.

Tough to finance home titles include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for normal domestic use, properties converted from modern commercial premises, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties that have solar farms or a large number of wind turbines on the land and properties with mobile phone masts which are within influencing distance of the house.

Tough to finance home titles can include properties will be assessed for flood risk, leasehold properties with a short lease, typically less than 70 years, or a defective lease, derelict property or where part of the building is in severe disrepair and needs demolishing, timber buildings and concrete frame.

Loan to value for equity release?

You can get 70% of your property’s valuation. For example, if your house is valued at £250,000 you can borrow £162,000.

Free No Obligation Quote

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