Lifetime Mortgage Category A & B Listings Scotland Listed

Retirement Mortgage Category A & B Listings Scotland Listed
  • Remove tax-free money from your property
  • No monthly repayments
  • Use the money to keep another family member from a high loan-to-value mortgage.
  • Are you still paying a mortgage? That’s fine we can help
  • Continue to live in your own home
  • All parts of the UK are acceptable, including Northern Ireland.

If you don’t want a lifetime mortgage or equity release, and just want a standard mortgage at 3.97% regardless of your age please Click Here

  • Free No Obligation Quote

  • Please enter a number from 6000 to 2000000.
  • About You

Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

retirement mortgage
lifetime mortgage interest only
reverse mortgage
lifetime mortgage
  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000.
  • About You

retirement mortgages interest only
lifetime mortgage interest only

It is very regular to discover individuals looking for lifetime mortgage with flexible drawdown cash release, monthly payment life time mortgage or home reversion plans, however, Key Retirement like VitalityLife Equity Release are keen to see evidence of your situation in the form of pension statements.

Pure Retirement

Just Mortgages

LV Retirement Mortgages

LV Equity Release

UK Providers for Equity Release

  • Age Concern
  • More to Life
  • Just Retirement

Disadvantages of Home Reversion Schemes

Monthly payment lifetime mortgage can reduce the value of your estate. Monthly payment equity release may impact ability to claim entitlements. You may need to pay a broker’s fee and you could be exposed to changes in interest rates with some products.

Equity release is common among small business owners like below

  • Activities of credit bureaus Burgh-le-Marsh
  • Sea and coastal passenger water transport Aldershot
  • Manufacture of machinery for textile, apparel and leather production Todmorden
  • Inland freight water transport North Walsham
  • Growing of other tree and bush fruits and nuts Brixham
  • Manufacture of brooms and brushes Poole
  • Growing of citrus fruits Yeovil
  • Manufacture of women’s underwear Clay Cross
  • Wholesale of hides, skins and leather Thatcham
  • Floor and wall covering Higham Ferrers
  • Retail trade of motor vehicle parts and accessories Tynemouth
  • Cold rolling of narrow strip Leatherhead
  • Production of electricity Cockermouth
  • Manufacture of steam generators, except central heating hot water boilers Elstree and Borehamwood
  • Repair of household appliances and home and garden equipment Honiton
  • Wholesale of perfume and cosmetics Barnard Castle
  • Manufacture of lifting and handling equipment Stonehouse
  • Manufacture of paper and paperboard Sutton Coldfield
  • Weaving of textiles Blandford Forum
  • Wholesale of dairy products, eggs and edible oils and fats Ludgershall
  • Other treatment of petroleum products excluding petrochemicals manufacture Bury St Edmunds
  • Mineral oil refining Dalton Town with Newton
  • Activities of households as employers of domestic personnel Petworth
  • Botanical and zoological gardens and nature reserves activities Ferndown
  • Manufacture of fibre cement Quedgeley
  • Operation of rail passenger facilities at railway stations Morecambe
  • Renting and leasing of other personal and household goods Farnham
  • Plastering Neston
  • Retail sale by opticians Surbiton

Equity Release LTV Percentages

  • 60% interest-only lifetime mortgages Royal London Equity Release
  • 60% LTV monthly payment lifetime mortgage Key Retirement
  • 25% loan to value (LTV) interest-only lifetime mortgages Equifinance
  • 30% LTV monthly payment equity release Virgin Money PLC
  • More 2 Life Capital Choice Plan
  • Liverpool Victoria LV Equity Release Plans
  • Pure Retirement Drawdown Plan
  • Royal Bank of Scotland Equity Release
  • Saga Lifetime Mortgage
  • Aviva Lifetime Mortgage
  • Canada Life Lifestyle Lite Flexi
  • Liverpool Victoria LV Equity Release Schemes
  • Pure Retirement Classic Drawdown Lite Plan
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • Lloyds Bank Equity Release Plans
  • Royal Bank of Scotland Equity Release
  • Pure Retirement Drawdown Plan
  • HSBC Equity Release Plans
  • TSB Equity Release Schemes
  • Age Partnership Interest Only Lifetime Mortgage
more 2 life lifetime mortgage
OneFamily joint lifetime mortgage

Difficult to mortgage property types include properties in the course of construction or pre-construction, entirely tenanted properties, leasehold properties where the lease length is currently unacceptable, leasehold properties (with the exception of flats and maisonettes) and properties where the borrower(s) own the freehold with any connected party .

Some of the most popular pensioner finance products include TSB mortgages for over 60s, HSBC equity release plans, NatWest mortgages over 65, L&G later life mortgages and Nationwide interest only lifetime mortgages.

Hard to finance property types include properties with post 1945 asbestos or similar composition roof tiles , properties with single skin brickwork where the single skin comprises more than 20% of the surface area of the external walls, studio flats located within the M25, privately developed flats in blocks of five storeys or more and freehold flats (England, Wales, Northern Ireland).

Some of the most popular LTV ratios of Lloyds Bank mortgages over 65, HSBC mortgages for over 60s, Halifax interest only mortgages for over 60s, Legal and General over 60 lifetime mortgages, Royal Bank of Scotland lifetime mortgages for over 55s and Nationwide BS later life interest only mortgages over 70 are 40%, 60% and 65%.

Tough to mortgage home variants include properties built or converted into dwellings more than 10 years ago, properties with flying or creeping freehold which comprises 15% or less of the total floor area, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties using rooms, land or outbuildings for business purposes which are not personal to the borrower(s) or which extend to more than 50% of the property to be secured and properties adversely affected by existing or proposed issues including roads, rail, airports, power plants, power lines/pylons, wind turbines, sub stations, sewage works, quarries, fuel stations, refuse sites, sports grounds, noise, light or environmental pollution.

Challenging to finance home titles can include properties built on contaminated land, high service charges – properties where the Service Charge per annum at the time of application is more than 2% of the property value, some properties with sitting tenants or regulated tenancies, mundic homes and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.

How much money can I borrow?

You can release 65% of your property’s value. As an example, if your home is worth £220,000 you can borrow £143,000.

Pure Retirement Ltd lifetime mortgage
More2Life - Tailored Choice Plan
More2Life - Flexi Choice Super Lite

Interest Only Lifetime Mortgages Category A & B Listings Scotland Listed

Clydesdale Bank

How much is it common to release from a home

The older you are and the more serious your illnesses you are the more tax-free cash you can release.

Pensioner Mortgage Category A & B Listings Scotland Listed

Towns of the UK where Lifetime Mortgages are routine

  • Nailsworth
  • Abingdon-on-Thames
  • Bradley Stoke
  • Trowbridge
  • Driffield
  • Colne
  • Wincanton
  • Thornbury
  • North Hykeham
  • Westbury
  • Radstock
  • Christchurch
  • Hessle
  • Maldon
  • Chipping Norton
  • Adlington
  • Syston
  • Barrow-in-Furness
  • Redhill
  • Malmesbury
  • Newlyn
Retirement Mortgage Buckinghamshire Building Society UK

The 1st and 2nd charge lender will want to know if the property is a Semi detached freehold house or a Leasehold flat and if the resident is an Owner Occupier Primary Residence.