
- Remove money from your home
- You don’t need to make regular monthly payments
- Help your family with the cash you release
- Continue to stay in your home
- Can be used to optimise tax planning
- All UK Postcodes are acceptable
- Flat roof properties are OK
- 4.77%
If you don’t want a lifetime mortgage or equity release, and just want a normal interest-only mortgage at 3.97% regardless of your age please Click Here
Not interested in equity release? Do you just want a conventional interest-only mortgage at 3.97% regardless of your age please Click Here







Areas in the UK where retirement mortgages are routine
- Gainsborough
- Ringwood
- Soham
- Kington
- Bampton
- Sprowston
- Newbury
- Wilton
- Bedford
- Lechlade
- Swanley
- Chulmleigh
- Ilkley
- Henley-on-Thames
- Grassington
- Partington
- Castle Cary
- Stainforth
- Jarrow
- Aviva Lifetime Mortgages
- More 2 Life Flexi Choice Drawdown Lite Plan
- Canada Life Second Home Voluntary Select Plan
- L&G Legal & General Flexi Max Voluntary Repayment Plan
- More2Life Flexi Choice Voluntary Payment Super Lite
- Aviva Lifetime Mortgages for Pensioners
- Bridgewater Lifetime Mortgage
- More2Life Capital Choice Plus Plan
- Just Retirement Drawdown Lifetime Mortgage
- TSB Equity Release Plans
- Royal Bank of Scotland Lifetime Mortgage
- Bridgewater Equity Release Plans
- Just retirement equity release key features
- Pure Retirement Equity Release
- Stonehaven Interest Select Plan
- Bridgewater Equity Release Schemes
- Canada Life Lifetime Mortgages
- Liverpool Victoria LV Equity Release Plans
- Stonehaven Lifetime Mortgage
- Nationwide Equity Release Plans
Equity Release Scheme Lenders
- Bower
- New Life
- Key Solutions
Pitfalls of Lifetime Mortgages
Monthly payment equity release can reduce your estate value. Home reversion plans may impact ability to claim entitlements. You may need to pay a valuation fee and some products expose you to changes in interest rates.
Equity Release Loan To Value
The more elderly you are and the sicker you are the more tax free cash you can release.
Equity Release Loan To Value
- 54.22% interest-only lifetime mortgages Old Mutual Wealth
- 40% loan to value (LTV) interest-only lifetime mortgages LV lifetime mortgage
- 44.22% loan to value lifetime mortgage with flexible drawdown cash release 1st Stop Home Loans
- 30% LTV lump sum lifetime mortgages Secure Trust Bank
- 44.22% loan to value lumpsum lifetime mortgages Blemain





Do Swansea Building Society do mortgages up to 85?
Yes, Swansea Building Society does mortgages up to 85 at 2.09% MER. Swansea Building Society mortgages up to 85 have a loan to value (ltv) of 70%.
Do Swansea Building Society offer later life lending to Under 55?
Yes, Swansea Building Society later life lending Under 55 is 2.2% MER.
Do Swansea Building Society offer mortgages over 70?
Yes, Swansea Building Society mortgages over 70 are 2.14% APR.
Do Swansea Building Society offer mortgages over 75?
Yes, Swansea Building Society mortgages over 75 are 2.24% MER.
Does Swansea Building Society offer later life lending?
Yes, Swansea Building Society later life lending is 1.94% MER.
What are Swansea Building Society rates for retirement mortgages?
Swansea Building Society interest rates for retirement mortgages are 2.18% APR.
Do Swansea Building Society have good reviews for pensioner mortgages?
Yes, Swansea Building Society reviews are splendid for pensioner mortgages.
Does the Swansea Building Society rio mortgage calculator show the LTV?
Yes, the Swansea Building Society RIO mortgage calculator shows a good LTV of 70%.
Does a Swansea Building Society retirement interest only mortgage advisor charge a large fee?
No, Swansea Building Society retirement interest only mortgage advisors are free.
Do Swansea Building Society offer mortgages over 60?
Yes, Swansea Building Society mortgages over 60 are 2.26% APRC.
Do Swansea Building Society offer mortgages over 55?
Yes, Swansea Building Society mortgages over 55 are 2.19% APRC.










Pensioner Mortgage Swansea Building Society






Interest Only Lifetime Mortgages Swansea Building Society


The lender will want to know if the property is a Semi detached freehold house or a Leasehold flat and if the resident is an Owner Occupier Primary Residence.
One Family Drawdown Lifetime Mortgages
Legal and General Lifetime Mortgages
More2Life Drawdown Lifetime Mortgages
It’s very regular to find people seeking out lifetime mortgage with flexible drawdown cash release, monthly payment lifetime mortgage or interest-only lifetime mortgages, however, Age Concern like AA equity release are keen to see paperwork to show your personal circumstances in the form of investment statements.



Equity release is common among business owners like below
- Manufacture of other electronic and electric wires and cables Hatfield
- Undifferentiated goods-producing activities of private households for own use Oswestry
- Performing arts Kirkby-in-Ashfield
- Unlicensed carrier Ponteland
- Manufacture of explosives Dursley
- Television programme production activities Macclesfield
- Manufacture of other games and toys, n e c Mablethorpe and Sutton
- Child day-care activities Burnley
- Licensed clubs Falmouth
- Mining of other non-ferrous metal ores Braunstone Town
- Logging Harwich
- Renting and leasing of other personal and household goods Loughborough
- Seed processing for propagation Altrincham
- Manufacture of tubes, pipes, hollow profiles and related fittings, of steel Stonehouse
- Operation of historical sites and buildings and similar visitor attractions Wallsend
- Repair of other equipment Mitcham
- Manufacture of cement Kingston-upon-Thames
- Retail sale of newspapers and stationery in specialised stores Radstock
- Environmental consulting activities Easingwold
- Manufacture of other chemical products n e c Harworth and Bircotes
- Veterinary activities Rochester
- Manufacture of cordage, rope, twine and netting Gillingham



- Pensioner Mortgage Ex Council Properties Ex-Housing Association UK
- Refinance Property With Lodgers Tenancy Agreement in 2025
- Retirement Mortgage Rooftop Mortgages in 2025
- Pensioner Mortgage Move Provider UK
- Refinance Halifax for 2025
- Home Equity Loan No Credit Check in 2025
- Equity Loan Post Office for 2025
- Equity Loan New Street Mortgages UK
- Pensioner Mortgage Flats And Maisonettes In Blocks Of More Than 10 Storeys for 2025
- Bad Credit Mortgages Platform for 2025
- Equity Loan Laing Easiform Homes in 2025
- Equity Loan No Credit Check for 2025
- Home Equity Loan Swansea Building Society in 2025
- Refinance Landbay UK
- Pensioner Mortgage Jpmorgan Chase Bank UK
- Interest Only Lifetime Mortgages Ex-Local Authority Steel Frame Properties UK
- Interest Only Lifetime Mortgages Properties Built Entirely Of Timber Or Timber Frame for 2025
- Remortgage Age 46 for 2025
- Chorley Building Society
- Retirement Mortgage Buckinghamshire Building Society UK
- Equity Loan Move House UK
- Interest Only Lifetime Mortgages Earl Shilton Building Society in 2025
- RIO Danske Bank in 2025
- RIO Manchester Building Society for 2025
- Interest Only Mortgage Asbestos Composition Roof Tiles UK
- RIO Reliance Bank in 2025
- Bad Credit Mortgages No Broker Fee UK
- Interest Only Lifetime Mortgages Remortgaging To Release Equity To Buy Another Property for 2025
- Interest Only Mortgage Age 48 in 2025
- Interest Only Mortgage Property Is Grade 1 Listed in 2025
- Home Equity Loan Vernon in 2025
- Retirement Apartment
- Bad Credit Mortgages Under 40 in 2025
- Remortgage Category C S Listing Scotland Listed in 2025
- Retirement Mortgage Adam & Company UK
- Pensioner Mortgage Penrith Building Society UK
- Equity Loan Habito UK
- Refinance Leeds And Holbeck Building Society in 2025
- Remortgage Bad Credit Leasehold Houses in 2025
- Home Equity Loan First Active for 2025
- Equity Loan Secure Trust Bank in 2025
- Interest Only Mortgage Under 50 UK
- Pensioner Mortgage Age 50 in 2025
- Metro Bank
- Refinance Family Building Society UK
- Hinckley And Rugby Building Society
- Refinance National Counties Building Society Bs in 2025
- Equity Loan Habito for 2025
- Equity Loan Remortgage UK
- Pensioner Mortgage Pensioners Over 65 in 2025
- Remortgage For Self Build in 2025
- Pensioner Mortgage Cambridge Building Society UK
- Home Equity Loan Britannia Co-Operative Bank for 2025
- Remortgage Bad Credit Scotland in 2025
- Bad Credit Mortgages Tipton And Coseley Building Society for 2025
- RIO The Mortgage Business in 2025
- Equity Loan Bluestone Mortgages UK
- Interest Only Mortgage Sheltered Accommodation in 2025
- Retirement Mortgage Zephyr Mortgages in 2025
- Interest Only Mortgage Agricultural Land Mortgage UK in 2025
- Interest Only Mortgage Studio Flats Under Over 30Sq M UK
- Bad Credit Mortgages Typical Interest Rates for 2025
- Equity Loan Foundation Home Loans UK
- Refinance Asbestos Sheet for 2025
Difficult to finance home variants include properties in poor condition, age restricted properties, freehold houses and bungalows (England, Wales, Northern Ireland), properties where the customer is offering only part of the title as security for the loan and properties owned under any form of shared equity scheme.
Appealing pensioner finance products are Lloyds interest only mortgages for people over 70, HSBC interest only lifetime mortgages, NatWest over 60 lifetime mortgages, L&G retirement mortgages and Nationwide equity release schemes.
Hard to finance property types include eco houses and modern methods of construction, properties with single skin brickwork where the single skin comprises more than 20% of the surface area of the external walls, steel frame/clad properties built before 1990, studio flats outside the M25 and basement or lower ground floor flats without level access to private or communal garden space.
Some of the most common loan to values of Lloyds Bank over 60 mortgages, HSBC mortgages for pensioners over 60, NatWest interest only mortgages for over 60s near London, Legal and General mortgages for 60 plus pensioners, Bank of Scotland pensioner mortgages over 70s and Nationwide mortgages for people 60 plus are 44.22%, 60% and 70%.
Tough to finance property titles include properties built or converted into dwellings more than 10 years ago, properties with flying or creeping freehold which comprises 14.22% or less of the total floor area, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties that have solar farms or a large number of wind turbines on the land and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.
Tough to finance property variants include rentcharges properties with a high estate rentcharge, high service charges – properties where the Service Charge per annum at the time of application is more than 2% of the property value, properties where there are boundary disputes or where planning applications have not been applied for correctly, asbestos construction and missing planning permission or building regulations approval.
How much can I release?
You can borrow 64.22% of your property’s valuation. For example, if your home is worth £340,000 you can release £238,000.