Release cash from your house
Use the money to keep another family member away from a high LTV mortgage
Mortgage lender not impacted by covid19-coronavirus
Freehold flats are acceptable

If you don’t want a lifetime mortgage or equity release, and just want a normal interest-only mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release/Borrow?*
Please enter a number from 6000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Your Email Address:*
Phone Number*
First Line Of Your Address:*
Your Postcode:*

Not interested in equity release? Do you just want a conventional interest-only mortgage at 3.97% regardless of your age please Click Here

Free No Obligation Quote
Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
About You
Please tell us about your self and what you want
Name*
First Last
Date of Birth*
Contact Phone Number:*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*

Pitfalls of Equity Release Plans

Home reversion schemes can reduce the inheritance for your family. Interest-only lifetime mortgages may impact ability to claim benefits. You may need to pay a legal fee and some products expose you to changes in interest rates.

How much is it common to release from a home – Liverpool victoria loans

The more aged you are and the more serious your illnesses you are the more cash you can release.

Pure Retirement Equity Release

Legal and General Lifetime Mortgages

Pensioner Mortgage Liverpool Victoria

Just Retirement Mortgages

Aviva Retirement Mortgages

Canada Life Drawdown Lifetime Mortgages

Towns where retirement mortgages are routine

Stratford-upon-Avon
Crook
Horsham
Warwick
Rowley Regis
Dursley
Ramsey
Yarm
Glossop
Watton
Carnforth
Cowes
Worthing
Sutton Coldfield
Brighouse
Redhill
Christchurch
Haxby
Shoreham-by-Sea

The lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an Private Tenant.

Interest Only Lifetime Mortgages Liverpool Victoria

It is often found to encounter individuals searching for monthly payment life time mortgage, monthly payment life time mortgage or interest-only lifetime mortgages, however, Lifetime Mortgage from L&G like LV Liverpool Victoria are keen to see paperwork to show your personal circumstances in the form of pension statements.

Equity Release percentages of your current property value

55% monthly payment life time mortgage Zurich
45% loan to value (LTV) home reversion plans Pure Retirement
45% LTV monthly payment lifetime mortgage Blemain
25% loan to value (LTV) home reversion schemes Masthaven
55% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Age Concern
25% loan to value monthly payment lifetime mortgage Equifinance
60% loan to value monthly payment lifetime mortgage Equifinance
25% LTV lifetime mortgage with flexible drawdown cash release The Mortgage Works

Equity Release Providers – Liverpool victoria equity release

Lifetime Mortgage from L&G
Stepchange
Age Concern
Maximum cover Equity Release

Just retirement equity release lifetime mortgages
Age Partnership Lifetime Mortgage
Aviva Lifestyle Flexible Option
Bridgewater Lifetime Mortgage
More2Life Capital Choice Plus Plan
Just Retirement Drawdown Lifetime Mortgage
Stonehaven Equity Release Scheme
Bridgewater Equity Release
Hodge Indexed Lifetime Mortgage
More 2 Life Tailored Choice Plan
HSBC Lifetime Mortgage
NatWest Equity Release
Canada Life Voluntary Select Gold
Pure Retirement Equity Release

Difficult to mortgage property variants can include homes requiring essential repairs, entirely tenanted properties, freehold houses and bungalows (England, Wales, Northern Ireland), crofted houses and freehold flats (England, Wales, Northern Ireland).

Common pensioner mortgage products are Lloyds Bank interest only lifetime mortgages, Barclays lifetime mortgages, Post Office pensioner mortgages, Legal & General retirement mortgages and Nationwide BS pensioner mortgages over 70s.

Hard to mortgage property types include Timber-framed properties constructed post-1965, properties with any externally applied insulation to the walls after construction, properties with a minimum floor area of 30 square metres, former local authority flats and basement or lower ground floor flats with level access to private or communal garden space.

Popular loan to value ratios of Lloyds over 60 mortgages, Barclays mortgages for over 60s, NatWest remortgages for people over 50 years old, Legal and General retirement mortgages over 60, Bank of Scotland mortgages for over 60s and Nationwide Building Society mortgages for 60 plus are 45%, 60% and 65%.

Challenging to finance home variants can include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for normal domestic use, properties with a single annexe or other self-contained part of the property, agricultural use of the land and any outbuildings, properties with flying or creeping freeholds which comprise over 15% of the total floor area and properties with mobile phone masts which are within influencing distance of the house.

Tough to finance property variants can include properties built on contaminated land, high service charges – properties where the Service Charge per annum at the time of application is more than 2% of the property value, properties with structural problems, thatched buildings and properties that have never been registered with the land registry.

How much can I get?

You can borrow 70% of your property’s value. As an example, if your house is worth £340,000 you can get £204,000.

Does Liverpool Victoria do mortgages up to 85?

Yes, Liverpool Victoria do mortgages up to 85 at 2.02% APRC. Liverpool Victoria mortgages up to 85 can have a LTV of 75%.

Does Liverpool Victoria offer later life lending to Under 55?

Yes, Liverpool Victoria later life lending Under 55 is 2.1% APR.

Does Liverpool Victoria do mortgages over 70?

Yes, Liverpool Victoria mortgages over 70 are 2.08% MER.

Does Liverpool Victoria do mortgages over 75?

Yes, Liverpool Victoria mortgages over 75 are 2.08% APR.

Does Liverpool Victoria do later life lending?

Yes, Liverpool Victoria later life lending is 1.85% MER.

What are Liverpool Victoria interest rates for retirement mortgages?

Liverpool Victoria interest rates for retirement mortgages are 2.29% APRC.

Does Liverpool Victoria have positive reviews for pensioner mortgages?

Yes, Liverpool Victoria reviews are superb for pensioner mortgages.

Does the Liverpool Victoria rio mortgage calculator show the loan to value (ltv)?

Yes, the Liverpool Victoria RIO mortgage calculator shows a positive loan to value (ltv) of 70%.

Does a Liverpool Victoria retirement interest only mortgage advisor charge a substantial fee?

No, Liverpool Victoria retirement interest only mortgage advisors are free.

Does Liverpool Victoria offer mortgages over 60?

Yes, Liverpool Victoria mortgages over 60 are 2.15% MER.

Does Liverpool Victoria offer mortgages over 55?

Yes, Liverpool Victoria mortgages over 55 are 2.23% MER.

Wealthy business owners who could benefit from equity release estate planning

Activities of religious organizations Bakewell
Construction of domestic buildings Rye
Manufacture of other organic basic chemicals Whitnash
Other reservation service activities n e c Leyland
Activities of other membership organizations n e c Henley-on-Thames
Raising of camels and camelids Wood Green
Television programme production activities Middlewich
Manufacture of weapons and ammunition Middlesbrough
Manufacture of ice cream Skelmersdale
Printing n e c Great Yarmouth
Transport via pipeline Mitcham
Residents property management Trowbridge
Life insurance Burslem
Other treatment of petroleum products excluding petrochemicals manufacture Market Rasen
Agents involved in the sale of timber and building materials Great Dunmow
Unlicensed carrier Thrapston
Growing of other perennial crops Buxton
Manufacture of soft drinks; production of mineral waters and other bottled waters Windermere
Support activities for other mining and quarrying Garstang
Manufacture of soft furnishings Willenhall
Manufacture of refractory products Halesowen
Wholesale of tobacco products Ealing
General secondary education Woodstock

Free No Obligation Quote

About You