
- No monthly payments
- Use the cash for anything you like
- Are you still paying a mortgage? No problems
- Stay living in your own home for as long as you like
- It could be used to manage inheritance tax bills
- No lender fee
If you don’t want a lifetime mortgage or equity release, and just want a normal interest-only mortgage at 3.97% regardless of your age please Click Here
Not interested in equity release? Do you just want a conventional interest-only mortgage at 3.97% regardless of your age please Click Here




Crown Drawdown Lifetime Mortgages
It’s very regular to encounter individuals searching for a monthly payment equity release, monthly payment lifetime mortgage, or lifetime mortgage with flexible drawdown cash release. However, Sunlife Plans like Zurich are keen to see evidence of your personal circumstances in the form of investment statements.









Retired small business owners that may be interested in Home Reversion Schemes
- Packaging activities Chippenham
- Radio broadcasting Bromsgrove
- Other sports activities in Southport
- Manufacture of oils and fats Rochester
- Casting of iron Manningtree
- Passenger rail transport, interurban Godalming
- Retail sale of beverages in specialised stores Brading
- Risk and damage evaluation Otley
- Other social work activities without accommodation n e c Ilford
- Wholesale of perfume and cosmetics Bungay
- Growing of other perennial crops, Swaffham
- Retail sale of newspapers and stationery in specialised stores in Burnley
- Painting Maghull
- Activities of sport clubs Grange-over-Sands
- Mining of iron ores Stowmarket
- Manufacture of sugar confectionery Wimbledon
- Manufacture of homogenized food preparations and dietetic food Reading
- Post-harvest crop activities Dulverton
- Non-life reinsurance Syston
- Operation of bus and coach passenger facilities at bus and coach stations in Topsham
- Other non-ferrous metal production Walsall
- Museums activities Wickham
Pitfalls of Lifetime Mortgages
Lump-sum lifetime mortgages can reduce the inheritance for your family. Interest-only lifetime mortgages may impact entitlements to benefits. You may need to pay a legal fee and you could have higher rates to pay with some schemes.
Equity Release LTV
- 60% lumpsum lifetime mortgages AIG Life
- 60% loan to value (LTV) monthly payment lifetime mortgage More2Life
- 40% loan to value (LTV) lump sum lifetime mortgages Prudential






Towns of the UK where equity release is routine
- Immingham
- Ilford
- Prescot
- Wainfleet All Saints
- Halesowen
- Kingston-upon-Thames
- Richmond
- Amble
- Surbiton
- Hayle
- Mitcheldean
- Neston
- Launceston
- Otley
- Steyning
- Aylsham
- Denholme
- Keynsham
- Rowley Regis
- Godmanchester
- Weymouth


Pensioner Mortgage Sunderland



Interest Only Lifetime Mortgages Sunderland

Equity Release LTV Percentages
The older you are and the unhealthier you are, the more tax-free money you can release.
Equity Release UK Providers
- Legal and General
- Bridgewater
- Aviva
- AA equity release
The lender will want to know if the property is a Freehold house or a Leasehold flat and if the resident is an Owner Occupier’s Primary Residence.
- Remortgage Bad Credit Itl Mortgages in 2025
- Refinance Ex Local Authority Flats Or Maisonettes in 2025
- Refinance Lendinvest for 2025
- Interest Only Mortgage More Than Two Borrowers for 2025
- Pensioner Mortgage Halifax for 2025
- Equity Loan Kent Reliance in 2025
- Equity Loan Reinforced Mesh K Lath Construction for 2025
- Remortgage Bad Credit Retirement Apartment for 2025
- Home Equity Loan Repayment Option for 2025
- Pensioner Mortgage Ex Council Property Houses And Flats UK
- RIO Aldermore Bank in 2025
- Retirement Mortgage No Credit Check-in 2025
- Home Equity Loan Sainsburys Bank for 2025
- RIO Belfast Northern Ireland in 2025
- Pensioner Mortgage For Self-Build UK
- Home Equity Loan Crofted Houses UK
- Bad Credit Mortgages Hanley Mortgages in 2025
- Remortgage Legal And General UK
- Home Equity Loan Prefabricated Concrete Houses in 2025
- Godiva Mortgages Ltd
- Pensioner Mortgage Properties That Have A Flat Roof in 2025
- RIO Leeds Building Society in 2025
- Refinance Property With Solar Farms Wind Turbines Mobile Masts in 2025
- Equity Loan Newbury Building Society Mortgages UK
- Refinance Bristol UK
- Home Equity Loan Holmesdale Building Society for 2025
- Equity Loan Saffron Building Society Mortgages UK
- No Credit Check
- Home Equity Loan Topaz Finance for 2025
- Refinance Properties With A Steel Frame Bisf UK
- RIO Properties Held In Trust UK
- Refinance South Yorkshire Sheffield UK
- Retirement Mortgage Secure Trust Bank UK
- Home Equity Loan Properties Purchased Through A Right To Buy Scheme UK
- Pensioner Mortgage For Retirement Properties for 2025
- Home Equity Loan Chorley Building Society for 2025
- Interest Only Mortgage Bluestone Mortgages UK
- RIO Fleet Mortgages UK
- Bad Credit Mortgages Clydesdale Bank in 2025
- Remortgage Bad Credit Adam & Company in 2025
- Home Equity Loan Post Office for 2025
- Pensioner Mortgage Accord Mortgages in 2025
- RIO Skipton Building Society in 2025
- Home Equity Loan Mansfield Bs in 2025
- Equity Loan Landbay UK
- Pensioner Mortgage Pepper Money in 2025
- Pensioner Mortgage Iva UK
- Home Equity Loan Darlington Building Society UK
- Remortgage Bad Credit Liverpool Victoria UK
- Equity Loan Asbestos Composition Roof Tiles UK
- Retirement Mortgage Age 41 UK
- Equity Loan Category C S Listing Scotland Listed for 2025
- Interest Only Lifetime Mortgages Ge Money Home Lending Ltd for 2025
- Equity Loan Age 53 UK
- Bad Credit Mortgages For 50-Year-Olds for 2025
- Remortgage National Counties Building Society Bs UK
- RIO Buckinghamshire Building Society UK
- RIO Age 54 in 2025
- Remortgage Bad Credit Leek United Society for 2025
- Pensioner Mortgage Hanley Economic Building Society for 2025
- Refinance Converted Flats Or Maisonettes UK
- Refinance Cynergy Bank for 2025
- First Trust Bank
- RIO Under Power Of Attorney UK
- Pensioner Mortgage State Bank Of India UK
- RIO Properties Valued At Less Than £100000 in 2025
- Interest Only Mortgage Equity Release Over 55 for 2025
- Bridgewater Lifetime Mortgage
- Hodge Lifetime Flexible Drawdown Plan
- HSBC Lifetime Mortgage
- TSB Lifetime Mortgage
- NatWest Interest Only Lifetime Mortgage
- Age Partnership Lifetime Mortgage
- Aviva Flexible Voluntary Repayment Plan
- Canada Life Voluntary Select Gold
- Just retirement defined benefit
- Lloyds Bank Lifetime Mortgage
- Aviva Lifetime Mortgages
- Bridgewater Equity Release
- Just retirement equity release key features
- L&G Legal & General Flexible Plus Lifetime Mortgage
- TSB Lifetime Mortgage
- NatWest Equity Release Schemes
- Saga Lifetime Mortgage
- Hodge Equity Release Schemes
- Liverpool Victoria LV Equity Release Schemes
- Stonehaven Equity Release Plan
- NatWest Equity Release Plans
- Age Partnership Equity Release
Hard-to-finance property types include properties in poor condition, age-restricted properties, leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years, leasehold properties (with the exception of flats and maisonettes), and properties where the borrower(s) own the freehold with any connected party.
Many of the most appealing pensioner mortgage products include Lloyds Bank mortgages for people over 65, Barclays mortgages for people over 60, NatWest interest-only mortgages for people over 70, Legal & General mortgages for people over 70, and Nationwide Building Society lifetime mortgages.
Difficult-to-mortgage home variants can include Timber-framed properties constructed after 1965, properties with externally applied insulation to the walls after construction, properties constructed or converted within the past 10 years, privately developed flats in blocks of two storeys without a lift, and flats above or adjacent to commercial premises.
Common loan-to-value ratios of TSB mortgages for pensioners over 60, Barclays Bank later life interest-only mortgages over 70, NatWest interest-only mortgages for people over 70, L&G interest-only mortgages for people over 70, Bank of Scotland equity release schemes for people over 70 and Nationwide BS later life mortgages for over 70s are 44.22%, 60% and 64.22%.
Tough-to-finance property variants include flats of less than 30 square metres in any location, properties with room(s) or outbuilding(s) used for a small amount of personal commercial use, properties with more than one annexe or self-contained part of the property, properties with flying or creeping freeholds which comprise over 14.22% of the total floor area and properties that have a private water supply provided a contract is in place with an approved maintenance company for regular testing and maintenance.
Challenging to mortgage home variants can include properties built on contaminated land, ground rent where the lease or any deed varying the lease provides for a ground rent exceeding, or where the escalating provisions would result in the ground rent exceeding £250 per annum (or £1000 per annum where the property is in Greater London), properties where there are boundary disputes or where planning applications have not been applied for correctly, asbestos construction and properties that has never been registered with the land registry.
How much cash can I borrow?
You can get 60% of your home’s value. For example, if your house is worth £180,000 you can release £117,000.