
- No monthly repayments
- Help your family get a deposit for their own home
- Are you still paying a mortgage? That’s fine we can help
- No lender fee charged
- Complex property types are OK
If you don’t want a lifetime mortgage or equity release and want a normal interest-only mortgage at 3.97%, regardless of age, please Click Here.
Not interested in equity release? Do you want a conventional interest-only mortgage at 3.97%, regardless of age? Please Click Here




- Pensioner Mortgage Platform in 2025
- Equity Loan Age 44 UK
- Pensioner Mortgage Repayment Option for 2025
- Equity Loan Allied Irish Bank Aib in 2025
- Refinance Landbay UK
- Bad Credit Mortgages Wolverhampton for 2025
- RIO Direct Lender for 2025
- Bad Credit Mortgages Annexe Homes for 2025
- RIO The Mortgage Works UK
- Equity Loan In House Under 55 in 2025
- Interest Only Lifetime Mortgages Ulster Bank in 2025
- Remortgage Laing Easiform Homes for 2025
- Interest Only Lifetime Mortgages Parity Trust UK
- Bad Credit Mortgages Secure Trust Bank for 2025
- Bad Credit Mortgages Converted Flats Or Maisonettes in 2025
- Home Equity Loan Prefabricated Concrete Houses in 2025
- Refinance West Midlands Birmingham in 2025
- Interest Only Mortgage Topaz Finance for 2025
- RIO Pepper Money UK
- Equity Loan Age 50 UK
- RIO Property With Solar Farms Wind Turbines Mobile Masts in 2025
- Home Equity Loan Scottish Isles Property in 2025
- Remortgage Wimpey No Fines Construction UK
- Remortgage Bad Credit Coutts Finance Co for 2025
- Equity Loan Age Restricted Properties in 2025
- Equity Loan Spray Foam for 2025
- Home Equity Loan Stonehaven UK
- Pensioner Mortgage Bank Of Ireland for 2025
- Refinance Mansfield Building Society Interest Rates UK
- Home Equity Loan Properties Valued At Less Than £100000 in 2025
- Refinance State Bank Of India UK for 2025
- Interest Only Lifetime Mortgages Sainsburys Bank UK
- RIO Swansea Building Society for 2025
- Pensioner Mortgage Properties More Than Five Acres Of Land in 2025
- Home Equity Loan Leasehold Houses in 2025
- Home Equity Loan Market Harborough Building Society in 2025
- RIO Roll Up UK
- Equity Loan Scottish Building Society for 2025
- Equity Loan First Active for 2025
- Bad Credit Mortgages Move House UK
- Pensioner Mortgage West Yorkshire Leeds Bradford UK
- Refinance Furness Building Society in 2025
- Equity Loan No Credit Check in 2025
- Home Equity Loan For Self-Build UK
- Refinance Age 53 for 2025
- Remortgage Bad Credit Pure Retirement UK
- Home Equity Loan Properties Adjacent To Commercial Premises for 2025
- Home Equity Loan Tsb Bank for 2025
- Retirement Mortgage Flats Within A Block Of 4-5 Storeys Or More No Lift in 2025
- Pensioner Mortgage Flats And Maisonettes In Blocks Of More Than 10 Storeys for 2025
- Hodge
- Equity Loan Loughborough Society UK
- Interest Only Mortgage For Retirement Properties UK
- Retirement Mortgage Refinancing UK
- Home Equity Loan Ipswich Building Society Mortgages in 2025
- Remortgage Bad Credit Saffron Building Society Mortgages in 2025
- Interest Only Lifetime Mortgages Spray Foam Insulation UK
- Retirement Mortgage Atom Bank for 2025
- Equity Loan Properties Flooded In The Past Five Years in 2025
- Home Equity Loan Property Built On Or Near To Contaminated Site in 2025
- Pensioner Mortgage More To Life for 2025
- Refinance Mansfield Bs in 2025
- Equity Loan Together Personal Finance for 2025
- Remortgage Bad Credit More Than Two Borrowers in 2025
- Bad Credit Mortgages Pre-Fabricated Properties for 2025
- Refinance Reliance Bank for 2025
- Home Equity Loan Scotland for 2025
- Remortgage Property With Historic Restrictive Ties UK
Towns where retirement mortgages are common
- Rochester
- Coalville
- Crowle
- Brightlingsea
- Holsworthy
- Orford
- Featherstone
- Kempston
- Ossett
- Coggeshall
- Haxby
- Brampton
- Keynsham
- Sudbury
- Newhaven
- Raunds
- Chesham
- Appleby-in-Westmorland
- Dunstable
- Dagenham
What percentage can be released?
- 50% home reversion plans AA equity release
- 30% LTV monthly payment life time mortgage Evolution Money
- 44.22% loan to value home reversion schemes Santander
The lender will want to know if the property is a Freehold terraced house or a Leasehold flat and if the resident is an AST Tenant.


UK Equity Release Scheme Lenders
- Lifetime Mortgage from L&G
- LV lifetime mortgage
- Bower
- AIG Life


How much is it common to release from a home
The more aged you are and the more serious your illnesses you are, the more tax-free cash you can release.





Business owners who could benefit from equity release tax planning
- Operation of warehousing and storage facilities for land transport activities in Dagenham
- Gambling and betting activities Penkridge
- Manufacture of fibre cement Amersham
- Tour operator activities Guisborough
- Manufacture of macaroni, noodles, couscous and similar farinaceous products Rushden
- Retail sale of fruit and vegetables in specialised stores in Rothbury
- Media representation services Ollerton and Boughton
- Retail sale via stalls and markets of textiles, clothing and footwear Corsham
- Banks Weymouth
- Wholesale of live animals Oakengates
- Manufacture of electric domestic appliances Tidworth
- Other passenger land transport Clare
- Sale, maintenance and repair of motorcycles and related parts and accessories Bedale
- Repair of household appliances and home and garden equipment Langport
- Operation of sports facilities Rothwell
- Manufacture of wooden containers Barnes
- Test drilling and boring Witham
- Raising of dairy cattle Workington
- Retail sale of newspapers and stationery in specialised stores Newton Abbot
- Mineral oil refining Brierley
- Manufacture of other fabricated metal products n e c Painswick
- Manufacture of communication equipment other than telegraph and telephone apparatus and equipment in Edmonton
- Manufacture of footwear Harrow
- Cargo handling for air transport activities Millom


Do Skipton Building Society do mortgages up to 85?
Yes, Skipton Building Society do mortgages up to 85 at 2.26% MER. Skipton Building Society mortgages up to 85 have a loan-to-value (ltv) of 60%.
Does Skipton Building Society lend later life to people under 55?
Yes, Skipton Building Society’s later life lending Under 55 is 2.29% APR.
Does Skipton Building Society offer mortgages over 70?
Yes, Skipton Building Society mortgages over 70 are 2.1% APR.
Does Skipton Building Society offer mortgages over 75?
Yes, Skipton Building Society mortgages over 75 are 2.24% APRC.
Does Skipton Building Society offer later-life lending?
Yes, Skipton Building Society’s later life lending is 2.29% APRC.
What are Skipton Building Society rates for retirement mortgages?
Skipton Building Society interest rates for retirement mortgages are 2.09% APR.
Does Skipton Building Society have favourable reviews for pensioner mortgages?
Yes, Skipton Building Society reviews are tip-top for pensioner mortgages.
Does the Skipton Building Society Rio mortgage calculator show the LTV?
Yes, the Skipton Building Society RIO mortgage calculator shows a favourable LTV of 70%.
Does a Skipton Building Society retirement interest only mortgage advisor charge a hefty fee?
No, Skipton Building Society retirement interest-only mortgage advisors are free.
Does Skipton Building Society offer mortgages over 60?
Yes, Skipton Building Society mortgages over 60 are 2.17% APR.
Does Skipton Building Society offer mortgages over 55?
Yes, Skipton Building Society mortgages over 55 are 2.09% MER.






- Canada Life Lifestyle Gold Flexi
- L&G Legal & General Flexible Plus Lifetime Mortgage
- Nationwide Equity Release
- More to Life Capital Choice Plus Plan
- Age Partnership Equity Release
- Aviva Lifestyle Flexible Option
- More2Life Capital Choice Plus Plan
- Canada Life Voluntary Select Gold Flexi
- Pure Retirement Classic Drawdown Lite Plan
- Nationwide Interest Only Lifetime Mortgage
- Royal Bank of Scotland Lifetime Mortgage
- Nationwide Interest Only Lifetime Mortgage
- More 2 Life Capital Choice Plan










Legal and General Retirement Mortgages
One Family Retirement Mortgages
Pure Retirement Drawdown Lifetime Mortgages
Disadvantages of Lifetime Mortgages
A lifetime mortgage with a flexible drawdown cash release can reduce the value of your estate. Home reversion schemes may impact entitlements to benefits. You may need to pay a broker’s fee, and some products may expose you to changes in interest rates.

People often look for home reversion schemes, monthly payment lifetime mortgages, or home reversion plans. However, Lifetime Mortgages from L&G, like Maximum Cover Equity Release, are keen to see evidence of your circumstances in the form of investment statements.
Today's Date: 22 March 2025
Published on: 12 June 2020
Last Updated on: 9 January 2025