Release equity from your house
Use the money to help your family
Still, have a few more mortgages payments to make? No problems
Can help tax planning
Lender not impacted by covid 19
England, Scotland, Wales and Northern Ireland all acceptable

If you don’t want a lifetime mortgage or equity release, and just want a normal mortgage at 3.97% regardless of your age please Click Here

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Not interested in equity release? Do you just want a conventional mortgage at 3.97% regardless of your age please Click Here

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Release equity from:*
How Much Would You Like Release?*
Please enter a number from 10000 to 2000000.
Estimated Value Of Your Home?*
Total amount of mortgage/loans you have on your home
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Please tell us about your self and what you want
Name*
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Hodge Lifetime Drawdown Lifetime Mortgages

More2Life Equity Release

Does Ecology Building Society offer mortgages up to 85?

Yes, Ecology Building Society does mortgages up to 85 at 2.08% APRC. Ecology Building Society mortgages up to 85 can have a LTV of 75%.

Do Ecology Building Society do later life lending to Under 55?

Yes, Ecology Building Society later life lending Under 55 is 1.93% APRC.

Does Ecology Building Society do mortgages over 70?

Yes, Ecology Building Society mortgages over 70 are 1.94% APRC.

Does Ecology Building Society do mortgages over 75?

Yes, Ecology Building Society mortgages over 75 are 1.84% MER.

Does Ecology Building Society offer later life lending?

Yes, Ecology Building Society later life lending is 2.11% APR.

What are Ecology Building Society interest rates for retirement mortgages?

Ecology Building Society rates for retirement mortgages are 1.84% MER.

Do Ecology Building Society have favourable reviews for pensioner mortgages?

Yes, Ecology Building Society reviews are commendable for pensioner mortgages.

Does the Ecology Building Society rio mortgage calculator show the LTV?

Yes, the Ecology Building Society RIO mortgage calculator shows a favourable LTV of 65%.

Does a Ecology Building Society retirement interest only mortgage advisor charge a substantial fee?

No, Ecology Building Society retirement interest only mortgage advisors are free.

Do Ecology Building Society offer mortgages over 60?

Yes, Ecology Building Society mortgages over 60 are 2.22% APR.

Do Ecology Building Society offer mortgages over 55?

Yes, Ecology Building Society mortgages over 55 are 2.17% MER.

Pure Retirement Equity Release

Canada Life Lifetime Mortgages

The mortgage lender will want to know if the property is a Semi detached freehold house or a Leasehold flat and if the resident is an Assured shorthold tenancy tenant.

Aviva Flexible Voluntary Repayment Plan
Pure Retirement Equity Release Plans
Lloyds Bank Equity Release Schemes
TSB Equity Release
More to Life Flexi Choice Drawdown Lite Plan
Aviva Equity Release Schemes
Nationwide Equity Release Plans
Royal Bank of Scotland Interest Only Lifetime Mortgage
Saga Equity Release Schemes
Lloyds Bank Equity Release Plans
TSB Equity Release Schemes
Age Partnership Equity Release Plans
Just retirement defined benefit
HSBC Equity Release Plans
Royal Bank of Scotland Equity Release Schemes

Retired business owners that may be interested in Home Reversion Schemes

Manufacture of pulp Brierfield
Growing of vegetables and melons, roots and tubers Barnoldswick
Manufacture of hollow glass Haxby
Manufacture of knitted and crocheted hosiery Exmouth
Repair of personal and household goods n e c Hexham
Environmental consulting activities Twickenham
Manufacture of cordage, rope, twine and netting Crowland
Manufacture of irradiation, electromedical and electrotherapeutic equipment Leyland
Other human health activities Shildon
Trade of electricity Whitby
Retail sale of automotive fuel in specialised stores Dukinfield
Growing of tobacco Ossett
Manufacture of pesticides and other agrochemical products Reading
Manufacture of other plastic products Clevedon
Growing of citrus fruits Bilston
Television programming and broadcasting activities St Mawes
Retail sale in non-specialised stores with food, beverages or tobacco predominating Filey
Washing and dry- cleaning of textile and fur products Paignton
Manufacture of woven or tufted carpets and rugs Christchurch
Deep coal mines Crewkerne
Manufacture of earthmoving equipment Brampton
Manufacture of railway locomotives and rolling stock Burton upon Trent
Freight air transport Maldon
Manufacture of telegraph and telephone apparatus and equipment Crewe
Treatment and disposal of non-hazardous waste Hunstanton

UK Equity Release Scheme Lenders

Lifetime Mortgage from L&G
Prudential
Bower
New Life

It’s common to find people seeking out a lifetime mortgage with flexible drawdown cash release, monthly payment lifetime mortgage or home reversion plans, however, Sunlife Plans like AA equity release are keen to see paperwork to show your circumstances in the form of pension statements.

Pensioner Mortgage Ecology Building Society

Hard to mortgage home variants include properties in poor condition, properties where letting arrangement where the tenancy agreement is not appropriate, feuhold/freehold properties (including flats) in Scotland, crofted houses and properties where the borrower(s) own the freehold with any connected party .

Many of the most appealing retirement mortgage products are Lloyds lifetime mortgages, Barclays Bank mortgages for over 65, Post Office mortgages for 60 plus pensioners, Legal and General over 60 lifetime mortgages and Nationwide retirement interest only mortgages.

Difficult to finance property types can include timber framed properties built before 1920, properties with spray foam insulation applied to the underside of the roof, properties constructed or converted within the past 10 years, privately developed flats in blocks of two storeys without a lift and basement or lower ground floor flats with level access to private or communal garden space.

Some of the most common loan to values of Lloyds interest only lifetime mortgages for people over 60, Barclays mortgages for over 60s, NatWest interest only mortgages for over 60s near London, Legal and General mortgages for pensioners over 60, RBS interest only mortgages for over 60s near London and Nationwide Building Society later life mortgages for over 60s are 50%, 60% and 65%.

Tough to mortgage property variants include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for normal domestic use, properties with grounds in excess of five acres, properties without direct access to an adopted highway or which are accessed over an unmade road, properties with mobile phone masts which are not within influencing distance of the house and properties with mobile phone masts which are within influencing distance of the house.

Challenging to mortgage property titles include properties built on contaminated land, properties close to mining works, areas of landfill, areas of recent flooding or subsidence, properties where there are boundary disputes or where planning applications have not been applied for correctly, cob property and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.

How much money can I release?

You can get 65% of your property’s value. For example, if your house is worth £340,000 you can get £204,000.

Interest Only Lifetime Mortgages Ecology Building Society

Equity Release percentages of your current property value

The older you are and the sicker you are the more cash you can release.

Towns where Lifetime Mortgages are common

Newquay
Hawes
Gorleston-on-Sea
Bexhill-on-Sea
Burntwood
Harwich
Kidsgrove
Sawbridgeworth
Filton
Lowestoft
Sandwich
Maltby

How much is it common to release from a home

50% monthly payment equity release Royal London Equity Release
60% loan to value monthly payment life time mortgage Just Retirement
45% loan to value (LTV) lump sum lifetime mortgages Liverpool Victoria
55% LTV home reversion schemes Key Solutions
45% loan to value (LTV) interest-only lifetime mortgages Santander
25% loan to value monthly payment lifetime mortgage Equifinance
30% loan to value interest-only lifetime mortgages Optimum

Disadvantages of Interest Only Lifetime Mortgages

Lump sum lifetime mortgages can reduce your estate value. Home reversion schemes may impact ability to get state benefits. You may need to pay a solicitor’s fee and you could be exposed to changes in interest rates with some products.

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