Property Near a Contaminated Site
Property Near a Contaminated Site can be looked at as a homeowner-loan subject when the borrower wants to raise money against a UK property while keeping the existing mortgage in place.
The form above asks for the details that normally move the enquiry forward: the value, the borrowing amount, contact details and a short note about what the money is for.
For property-type comparisons, the page on homeowner loans for asbestos composition roof tiles keeps the next step close to the same subject.
What helps at the start
Some properties need a little more explanation than others. That is normal, and it is better to set the detail out before the lender starts looking at the numbers.
Where the property details are doing most of the work, it is sensible to compare the notes in finance against a factory-built home.
How the property fits in
For this kind of page, the property description should be specific. A lender may look at the construction, location, title, tenure, value, saleability and any notes from a previous valuation.
Another property-led comparison to keep nearby is secured loan guidance for smaller flats.
Looking across the loan section
The closest comparison may be a property page, credit page or no-fee page, depending on the borrower’s situation.
Another named-lender page to compare is Royal Bank of Scotland homeowner loan guide.
Where the property details are doing most of the work, it is sensible to compare the notes in free valuation borrowing for second homes.
Before sending the enquiry
The form is easiest to complete when the borrower already knows the approximate value, the current mortgage balance and the amount they want to raise.
For home improvements, a rough cost or quote can help. For consolidation, a plain list of balances is usually enough to start. For property-specific cases, any survey or title notes can follow later.
Lender details
For reference, the lender details below use ordinary external links to the relevant public pages.
Royal Bank of Scotland is listed here for reference as The Royal Bank of Scotland plc. Financial Services Register number: 114724. Company or society number: SC083026. Registered or principal office: 36 St Andrew Square, Edinburgh, EH2 2YB. Website: https://www.rbs.co.uk; contact page: https://www.rbs.co.uk/support-centre/contact-us.html.
AIB (NI) / First Trust Bank is listed here for reference as AIB Group (UK) p.l.c.. Financial Services Register number: 122088. Company or society number: NI018800. Registered or principal office: 92 Ann Street, Belfast, BT1 3HH. Website: https://aibni.co.uk; contact page: https://aibni.co.uk/contact-details; phone: 0345 600 5925; email: customer.care@aib.ie.