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We are not a lender and the quotes and terms you are offered will be determined by the lenders.</textarea> </div></td> </tr> <tr align="center"> <td colspan="2"><input name="submit" type="submit" class="input" id="15" value="Submit"></td> </tr> </table> </form></td> </table></td> <td width="542" valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="37%"><img src="images/lady3.jpg" width="192" height="127"></td> <td width="63%"><img src="images/link-text1.gif" alt="Get secured loan, fast secured loan, personal loan, home oener loans, cheap secured loans from Finance Hub" width="351" height="129"></td> </tr> </table> <table width="99%" border="0" align="center" cellpadding="0" cellspacing="0"> <tr> <td width="37%"><a href="apply_now.asp"><img src="images/apply-online.gif" alt="Apply online for secured loans, secured home oener loans, debt consolidation loans, secured business loans from Finance Hub" width="239" height="78" border="0"></a></td> <td width="63%" align="center" valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="4%" height="25" bgcolor="#F8F8F8"> </td> <td width="96%" bgcolor="#F8F8F8"><img src="images/know.gif" width="130" height="20"></td> </tr> <tr> <td height="53" bgcolor="#F8F8F8" class="v-white"> </td> <td height="53" bgcolor="#F8F8F8" class="v-white"><font color="#FFFFFF"><strong><a href="debtconsolidationloans.html" class="verdana14">Debt Consolidation Loans</a></strong></font><font size="2"><br> </font><a href="homeownerloans.html" class="verdana14">Home Owner Loans</a><font size="2"><br> </font> <a href="businessloans.html" class="verdana14">Business Loans</a><font size="2"> </font></td> </tr> </table></td> </tr> </table> <div align="justify"> <p> <br> <strong><font color="#003366">Benefits of a Business Loan</font></strong><br> <br> <span class="text">By Vipul Jain<br> <br> <span class="style1"><strong>Business loans</strong></span> are one of the most common types of loans that people take out to fulfill their needs. As the name suggests, a business loan is taken out for the purpose of business. Every business requires capital. The capital can be owner’s funds or borrowed money, i.e. loans. </span></p> <p class="text">In most cases, people need to take out a loan to start and run a business. Businesses require a large amount of money that people usually do not have. The loan amount is repaid along with an additional amount, known as interest. If a borrower were to make money, the return on investment should be more than the interest charged by the lender. If the borrower thinks that the return would be less than the interest, he should invest his own funds or invite business partners instead of going for a <a href="businessloans.html" class="style1"><b>business loan</b></a>. </p> <p class="text">Lenders offer business loans as per borrowers’ requirements. Most lenders offer business loans with flexible repayment options. Such loans can help you bear seasonal fluctuations in your business. You do not need to pay the same amount of installment every month. You have the liberty to overpay when your business does well, and pay a small amount during the off season. Certain businesses have a gestation period during which you do not earn profits. Some lenders exempt you from repaying the loan during this gestation period. The loan repayment starts once the gestation period is over. </p> <p><span class="text"><strong>Business loans</strong> are usually repaid in the form of monthly installments. If the rate of return is not very high, you may take out such a loan in which only the interest is paid at regular intervals and the entire principal amount is repaid at the end of the loan period. Conversely, the lender may allow you to repay the entire principal as well as the interest amount at the end of the loan period. If the loan is secured against your property, you will get several other benefits that include low rate of interest and <strong>easy loan approval</strong>.</span><br> </p> <p align="center"><a href="articles.html" class="border2"><font color="#003366"><strong>Back to Articles</strong></font></a></p> </div> </td> </tr> </table> <table width="780" border="0" align="center" cellpadding="2" cellspacing="2" class="border2"> <tr> <td height="8" bgcolor="#5F8F2B"></td> </tr> <tr> <td height="16" bgcolor="#F0F4E3" class="v11-black"> <div align="justify" class="v10"><b>Secured Loans</b> - <font size="2" face="Verdana, Arial, Helvetica, sans-serif"><strong>Typical 10.9% APR Variable</strong></font>Our rates vary from 7.9% APR Variable to 19.9% APR Variable. The highest rate is for customers with severe credit problems.</div></td> </tr> <tr> <td height="1" bgcolor="#5F8F2B"></td> </tr> <tr> <td height="17" bgcolor="#F0F4E3" class="v11-black"><div align="justify" class="v10"><b>Unsecured Loans</b> - <strong><font size="2" face="Verdana, Arial, Helvetica, sans-serif">Typical 19.9% APR Variable</font></strong> Our rates vary from 7.4% APR Variable to 41% APR Variable. The highest rate is for customers with severe credit problems. </div></td> </tr> <tr> <td height="1" bgcolor="#5F8F2B"></td> </tr> <tr> <td align="left" bgcolor="#F0F4E3" class="v10"><b> THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. ALL LOANS ARE SUBJECT TO STATUS IN UK.</b></td> </tr> <tr> <td height="1" bgcolor="#5F8F2B"></td> </tr> <tr> <td bgcolor="#F0F4E3"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="1%"><img src="images/fisa.gif" width="79" height="43"></td> <td width="99%" align="center" class="v10"> Copyright © 2005 Shakespeare Finance Ltd. 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